540 Waters Rd

Salisbury, NC 28146

$825,000
Price
4
Beds
—Sq. Ft.
$255 / Sq. Ft.
—
Sq. Ft.
$255
per Sq. Ft.
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Description

Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into...Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious. Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.
  1. Listed by Matt Hamm • Mantle LLC • 336-600-1052

Property Details for 540 Waters Road

Architectural Style
Traditional
Zoning
RS
LISTING UPDATED: 05/24/2026 04:06 PM

Property Details for 540 Waters Road

StatusNew Listing
MLS #1220428
Days on Market12
Taxes$4,047 / year
HOA Fees$200 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Stick/Site Built
Year Built1989
Lot Size1.25 AC / 54,450 SF
CountyRowan County
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Location

Listing Courtesy of Mantle LLC
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Building Information for 540 Waters Road

Stories-Year Built1989Building Size-Lot Size1.25 AC / 54,450 SF

Payment Calculator

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$4,648 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,111

Property Taxes

$337

HOA Dues

$200

The Payment Calculator is for illustrative purposes only.

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Property Information for 540 Waters Road

Summary
Location and General Information
  • County Or Parish: Rowan
  • City: Salisbury
  • Directions: From I-85 take exit 79, Left on Andrew St, Continue onto Old Union Church Rd, Left on Lake Fork Rd, Continue on Goodman Lake Rd, Right on Providence Church Rd, Left on Waters Rd
  • Latitude: 35.654229
  • Longitude: -80.359472
  • Postal Code: 28146
  • Subdivision Name: Waters Edge
  • City Limits: No
Taxes and HOA Information
  • HOA Fee: $200.00
  • List AOR: Winston-Salem
  • Tax Rate: .63%
  • Tax Annual Amount: $4,046.82
  • Tax Assessed Value: $637,295.00
  • Tax Legal Description: 1.25AC L15
  • Tax Year: 2025
  • Parcel Number: 614067
  • HOA Fee Frequency: Quarterly
  • Association: Yes
Parking
  • Garage Spaces: 0.0
  • Parking Features: Driveway
School Information
  • High School: East Rowan
  • Elementary School: Morgan
Property
Lot Information
  • Lot Size Acres: 1.25
  • Lot Size Dimensions: 545.23 x 123.23
  • Above Grade Finished Area: 3235.0
  • Building Area Total: 3235.0
  • Built Information: Existing
  • Heated Finished Sqft F Main: 1992.0
  • Heated Finished Sqft Second: 1243.0
  • Water Source: Well
  • Year Built: 1989
  • Attic Description: Pulldown Stairs
Property and Assessments
  • Photos Count: 44
  • Property Type: Residential
  • Deed Book: 1464
  • Deed Page: 47
  • PlatBook: 9995
  • PlatPage: 1588
  • Documents Count: 1
  • Fixture Exception: No
  • Road Responsibility: Public Maintained Road
Green Features
  • Energy Features: None
Utilities
  • Heating Fuel: Electric
  • Sewer: Public Sewer
  • Water Heater: Electric
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Fencing: None
  • Pool Features: In Ground
  • Construction Materials: Wood Siding
  • Levels: Two
  • Porch: No
  • Fenced: No
  • Pool: Yes
Interior Features
  • Appliances: Microwave, Dishwasher, Free-Standing Range, Electric Water Heater
  • Basement: Crawl Space
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace Features: Den
  • Fireplaces Total: 1
  • Flooring: Carpet, Wood
  • Heating: Heat Pump, Electric
  • Interior Features: Central Vacuum
  • Full Baths Lower: 0
  • Full Baths Main: 1
  • Main Level Bathrooms: 2
  • Full Baths Upper: 1
  • Half Baths Lower: 0
  • Half Baths Main: 1
  • Half Baths Upper: 0
  • Rooms Total: 5.0
  • Primary On Main YN: Yes
  • Second LQ YN: No
Room Information
Room 1 Information
  • Room Type: Living Room
  • Room Level: Main
  • Room Length: 21.5
  • Room Width: 22.916666666
  • Room Length Width Units: Feet
  • Room Area: 492.708333333
  • Room Area Units: Square Feet
  • Room Dimensions: 22ft 11in x 21ft 6in
Room 2 Information
  • Room Type: Kitchen
  • Room Level: Main
  • Room Length: 22.0
  • Room Width: 17.666666666
  • Room Length Width Units: Feet
  • Room Area: 388.666666666
  • Room Area Units: Square Feet
  • Room Dimensions: 17ft 8in x 22ft 0in
Room 3 Information
  • Room Type: Bedroom 2
  • Room Level: Second
  • Room Length: 15.166666666
  • Room Width: 22.25
  • Room Length Width Units: Feet
  • Room Area: 337.458333333
  • Room Area Units: Square Feet
  • Room Dimensions: 22ft 3in x 15ft 2in
Room 4 Information
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Length: 15.166666666
  • Room Width: 18.416666666
  • Room Length Width Units: Feet
  • Room Area: 279.319444444
  • Room Area Units: Square Feet
  • Room Dimensions: 18ft 5in x 15ft 2in
Room 5 Information
  • Room Type: Bedroom 3
  • Room Level: Second
  • Room Length: 9.666666666
  • Room Width: 12.583333333
  • Room Length Width Units: Feet
  • Room Area: 121.638888888
  • Room Area Units: Square Feet
  • Room Dimensions: 12ft 7in x 9ft 8in
Rental
Rental Information
  • Listing Agreement: Exclusive Agency

Property History for 540 Waters Road

DateEvent & SourcePriceAppreciation
May 20, 2026

Listed (Active)

CANOPY #4384617

$825,000—
May 20, 2026

Listed (Active)

TRIAD #1220428

$825,000—
DateEvent & SourcePrice
05/20/2026

Listed (Active)

CANOPY #4384617

$825,000
05/20/2026

Listed (Active)

TRIAD #1220428

$825,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 540 Waters Road

Taxable ValueLand$175,000Additions$462,295Total$637,295
Tax Record2025$4,047 ($337 / month)
Home Facts
Beds0Total Finished SqFt3,225 SqFtAbove Grade Finished SqFt3,225 SqFtStories2Lot Size54,450 SqFtStyleSingle Family ResidenceYear Built1989Year Renovated2015ZoningRSCountyROWANAPN614 067Fireplace TypeHas Fireplace

Schools near 540 Waters Road

This home is within Rowan-Salisbury School District.
Rating
School
Type
Grades
Distance
Morgan Elementary School
Public - PK to 5
Charles C Erwin Middle School
Public - 6 to 8
East Rowan High School
Public - 9 to 12
Henderson Independent High School
Public - 6 to 12
Rating
School
Distance
Morgan Elementary School
PublicPK to 5

Charles C Erwin Middle School
Public6 to 8

East Rowan High School
Public9 to 12

Henderson Independent High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 540 Waters Road, Salisbury, NC 28146

540 Waters Road is a single family home for sale in Salisbury, NC 28146. This property was listed for sale on May 20, 2026 by Mantle LLC, it's currently listed at $825,000. This listing's school district is Rowan-Salisbury School District. Nearby schools include Morgan Elementary School, Charles C Erwin Middle School and East Rowan High School. 540 Waters Road is a 4-bed, 3-bath, single family home built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Mantle LLC

Based on information from one of the following Multiple Listing Services: Canopy MLS,High Country Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Canopy MLS,High Country Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.