4 beds3,235 sqft$224/sqft
540 Waters Rd, Salisbury, NC 28146
Est: $4,022/moGet pre-approved

Description

Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into...Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious. Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.
LISTING UPDATED: 07/30/2026 05:02 AM

  1. Listed by Mantle LLC • dustinowens@mantlerealty.com

Property Details for 540 Waters Road

Status
MLS #
4409088
Days on Market
1
Taxes
-
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1989
Lot Size
1.25 AC / 54,450 SF
Architectural Style
Traditional
Waterfront Features
Boat Ramp, Pier, Other - See Remarks
Parking Features
Driveway
Subdivision Name
Waters Edge

Location

Listing Courtesy of Mantle LLC
Add your commute

Building Information for 540 Waters Road

Stories-Year Built1989Building Size-Lot Size1.25 AC / 54,450 SF

Payment Calculator

$4,022 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,685

Property Taxes

$337

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 540 Waters Road

Summary
Location and General Information
  • Water Body Name: High Rock Lake
  • Longitude: -80.359111
  • Latitude: 35.654274
  • Directions: From I-85 take exit 79, Left on Andrew St, Continue onto Old Union Church Rd, Left on Lake Fork Rd, Continue on Goodman Lake Rd, Right on Providence Church Rd, Left on Waters Rd
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Subject To: Required
  • Tax Assessed Value: $637,295.00
  • Parcel Number: 614067
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: C.C. Erwin
  • High School: East Rowan
  • Elementary School: Morgan
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 0.0
  • Garage YN: No
  • Garage Main Level YN: No
Property
Lot Information
  • Above Grade Finished Area: 3235.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 1992
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1243
  • Sq Ft Total Property HLA: 3235.0
  • Lot Features: Waterfront
  • Lot Size Dimensions: 545.23 x 123.23
  • Lot Size Units: Acres
  • Property Type: Residential
  • Property Sub Type Additional: None
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 48
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 9995/1588
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Other - See Remarks
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood
  • Pool Features: In Ground
  • Pool Private YN: Yes
  • Road Surface Type: Gravel, Concrete
Interior Features
  • Appliances: Dishwasher, Electric Range, Refrigerator
  • Levels: Two
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Main Level
  • Fireplace YN: Yes
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 1
  • Bedroom Upper: 3
  • Full Bath Main: 1
  • Full Bath Upper: 1
  • Half Bath Main: 1
Room Information
Room Information
  • Room Count: 5.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 4
  • Room Types: Living Room
  • Room Level: Main
Room 5
  • Room Types: Kitchen
  • Room Level: Main

Property History for 540 Waters Road

DateEvent & SourcePriceAppreciation
Jul 30, 2026

Listed (Active)

TRIAD #1229582

$725,000
Jul 29, 2026

Withdrawn

TRIAD #1220428

Jul 29, 2026

Price Change

TRIAD #1220428

$725,000
DateEvent & SourcePrice
07/30/2026

Listed (Active)

TRIAD #1229582

$725,000
07/29/2026

Withdrawn

TRIAD #1220428

07/29/2026

Price Change

TRIAD #1220428

$725,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 540 Waters Road

Taxable ValueLand$175,000Additions$462,295Total$637,295
Tax Record2025$4,047 ($337 / month)
Home Facts
Beds0Total Finished SqFt3,225 SqFtAbove Grade Finished SqFt3,225 SqFtStories2Lot Size54,450 SqFtStyleSingle Family ResidenceYear Built1989Year Renovated2015ZoningRSCountyROWANAPN614 067Fireplace TypeHas Fireplace

Schools near 540 Waters Road

This home is within Rowan-Salisbury School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Morgan Elementary School
PublicPK to 5

Charles C Erwin Middle School
Public6 to 8

East Rowan High School
Public9 to 12

Henderson Independent High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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540 Waters Road is a single family home for sale in Salisbury, NC 28146. This property was listed for sale on July 29, 2026 by Mantle LLC, it's currently listed at $725,000. This listing's school district is Rowan-Salisbury School District. Nearby schools include Morgan Elementary School, Charles C Erwin Middle School and East Rowan High School. 540 Waters Road is a 4-bed, 3-bath, 3,235 sqft single family home built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Mantle LLC

Based on information submitted to the MLS GRID as of 07/30/2026 05:02 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.