5405 St Elmo Ave

1,671 Sq. Ft.
$314 / Sq. Ft.
1,671
Sq. Ft.
$314
per Sq. Ft.

Description

TWO Homes, One Unbeatable Opportunity in St Elmo! Discover a rare chance to own not just one, but TWO separate homes on a single lot in Chattanooga's beloved and historic St. Elmo community. Nestled on a tree-lined street just steps away from vibrant local shops and restaurants, this unique property offers charm, flexibility, and immediate income potential. The main home is a 2-bedroom, 2-bath bungalow that blends timeless character with some modern updates. Sunlight pours into the open-concept living...TWO Homes, One Unbeatable Opportunity in St Elmo! Discover a rare chance to own not just one, but TWO separate homes on a single lot in Chattanooga's beloved and historic St. Elmo community. Nestled on a tree-lined street just steps away from vibrant local shops and restaurants, this unique property offers charm, flexibility, and immediate income potential. The main home is a 2-bedroom, 2-bath bungalow that blends timeless character with some modern updates. Sunlight pours into the open-concept living space, where the spacious living room flows effortlessly into the kitchen and dining areas- perfect for entertaining. NEW appliances just added to the kitchen! A bright bonus room offers flexible use as an office, cozy den, or even a third bedroom. Recent updates include both bathrooms and a new roof (2024) bringing peace of mind for years to come. Tucked privately at the rear of the property is a second stand alone residence, approximately 900 sq ft with its own address at 5404 Shauff Place, Currently tenant occupied, it provides immediate rental income or the opportunity to create a charming guest cottage or multi-generational living setup with some updates. Whether you're an investor looking for a high-demand rental opportunity or a homeowner seeking flexible living options in a prime location, this is truly a rare find in one of Chattanooga's most desirable neighborhoods. Live in one, rent the other-or enjoy both. The choice is yours. Schedule your private tour today!
  1. Listed by Lisa Wildenberg • Benchmark Realty LLC

Property Details for 5405 St Elmo Avenue

Waterfront
No
LISTING UPDATED: 01/10/2026 01:10 PM

Property Details for 5405 St Elmo Avenue

StatusActive
MLS #1523872
Days on Market88
Taxes$2,381 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1930
Lot Size0.00 AC / 0 SF
CountyHamilton County

Location

Listing Courtesy of Benchmark Realty LLC, Lisa Wildenberg (423.645.0475)
Add your commute

Building Information for 5405 St Elmo Avenue

Stories-Year Built1930Building Size-Lot Size0.00 AC / 0 SF

Payment Calculator

$2,757 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,559

Property Taxes

$198

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 5405 St Elmo Avenue

Summary
Location and General Information
  • City: Chattanooga
  • County Or Parish: Hamilton
  • Directions: From Broad St., head S on US-11/US-41N/US-64W/US-72W/Broad St toward W 25th St. Turn left on St. Elmo Ave. Property is approximately 1.7 miles on right.
  • Latitude: 34.989344
  • Longitude: -85.331503
  • Postal Code: 37409
  • State Or Province: TN
  • Subdivision Name: Shaufs Addn
Taxes and HOA
  • Tax Legal Description: Pt Lt 29 DF Shaufs Addn to St Elmo Pb4 Pg34
  • Additional Parcels: No
  • Parcel Number: 167o B 018
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $2,381
School Information
  • Middle Or Junior School: Lookout Valley Middle
  • High School: Lookout Valley High
  • Elementary School: Calvin Donaldson Elementary
Parking
  • Garage: No
  • Attached Garage: No
  • Carport Spaces: 1.0
Property
Lot Information
  • Lot Size Dimensions: 48.03x175
  • Lot Size Acres: 0.0
  • Living Area Source: Tax Records
  • Lot Size Square Feet: 0.19
  • Building Area Total: 1671.0
  • Lot Size Units: Square Feet
  • Living Area: 1671.0
Property and Assessments
  • Property Type Label: Residential
  • New Construction: No
  • Home Warranty: No
  • Floor Plans Count: 0
  • Year Built: 1930
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Driveway: Yes
Utilities
  • Water Source: Public
  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Vinyl Siding
  • Parking Features: Driveway, Off Street
  • Exterior Features: None
Interior Features
  • Fireplace: Yes
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Appliances: Washer/Dryer, Refrigerator, Free-Standing Gas Oven, Dryer, Dishwasher
  • Rooms Total: 0
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling: Yes
  • Heating: Yes
  • Foundation Details: Brick/Mortar
  • Basement: Cellar
  • Cooling: Central Air
  • Heating: Central
  • Interior Features: Breakfast Nook, Separate Dining Room, Tub/shower Combo
  • Green Features : Central Air: Yes
  • Green Features : Dryer: Yes
  • Cooling : Central: Yes
  • Dining : Breakfast Nook: Yes
  • Dining : Separate Dining Room: Yes

Property History for 5405 St Elmo Avenue

DateEvent & SourcePriceAppreciation
Dec 3, 2025

Price Change

Greater Chattanooga Association of REALTORS #1523872

$525,000—
Nov 19, 2025

Listed (Active)

REALTRACS #3048724

$549,900—
Nov 12, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1523872

$549,900—
Nov 11, 2025

Withdrawn

Greater Chattanooga Association of REALTORS #1514055

$559,900—
Jun 3, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1514055

$569,900—
Dec 23, 2015

Closed (Public Record)

Public Record #562703747

$130,000—
Dec 23, 2015

Closed

Greater Chattanooga Association of REALTORS #1230657

$130,000—
Dec 23, 2015

Closed

Greater Chattanooga Association of REALTORS #1230657

$130,000—
Sep 15, 2015

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1230657

—
Sep 15, 2015

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1230657

—
Aug 31, 2015

Price Change

Greater Chattanooga Association of REALTORS #1230657

$145,000—
Aug 31, 2015

Price Change

Greater Chattanooga Association of REALTORS #1230657

$145,000—
Jul 24, 2015

Listed (Active)

Greater Chattanooga Association of REALTORS #1230657

$150,000—
Jul 24, 2015

Listed (Active)

Greater Chattanooga Association of REALTORS #1230657

$150,000—
DateEvent & SourcePrice
12/03/2025

Price Change

Greater Chattanooga Association of REALTORS #1523872

$525,000
11/19/2025

Listed (Active)

REALTRACS #3048724

$549,900
11/12/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1523872

$549,900
11/11/2025

Withdrawn

Greater Chattanooga Association of REALTORS #1514055

$559,900
06/03/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1514055

$569,900
12/23/2015

Closed (Public Record)

Public Record #562703747

$130,000
12/23/2015

Closed

Greater Chattanooga Association of REALTORS #1230657

$130,000
12/23/2015

Closed

Greater Chattanooga Association of REALTORS #1230657

$130,000
09/15/2015

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1230657

—
09/15/2015

Contract - Not Showing

Greater Chattanooga Association of REALTORS #1230657

—
08/31/2015

Price Change

Greater Chattanooga Association of REALTORS #1230657

$145,000
08/31/2015

Price Change

Greater Chattanooga Association of REALTORS #1230657

$145,000
07/24/2015

Listed (Active)

Greater Chattanooga Association of REALTORS #1230657

$150,000
07/24/2015

Listed (Active)

Greater Chattanooga Association of REALTORS #1230657

$150,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5405 St Elmo Avenue

Taxable ValueLand-Additions-Total-
Tax Record2025$1,134 ($95 / month)
Home Facts
Beds0Total Finished SqFt2,567 SqFtAbove Grade Finished SqFt2,567 SqFtStories1Lot Size8,400 SqFtStyleSingle Family ResidenceYear Built1930ZoningR2CountyHAMILTONAPN167O B 018

Schools near 5405 St Elmo Avenue

This home is within Hamilton County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Charter - 9 to 12
Public - 6 to 8
Rating
School
Distance
Lookout Valley Middle / High School
Public6 to 12

Howard Connect Academy
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

5405 St Elmo Avenue is a single family home for sale in Chattanooga, TN 37409. This property was listed for sale on November 12, 2025 by Benchmark Realty LLC, it's currently listed at $525,000. It has been on the market for a total of 88 days and was last sold on December 23, 2015. This listing's school district is Hamilton County School District. Nearby schools include Calvin Donaldson Environmental Science Academy, Lookout Valley Middle / High School and Chattanooga Charter School of Excellence High. 5405 St Elmo Avenue is a 2-bed, 2-bath, 1,671 sqft single family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Benchmark Realty LLC, Lisa Wildenberg (423.645.0475)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 01/10/2026 01:10 PM