544 Oak Street

Covington, KY 41016

$274,900
Price
3
Beds
1,642 Sq. Ft.
$167 / Sq. Ft.
1,642
Sq. Ft.
$167
per Sq. Ft.
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New
New
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Description

Welcome to 544 Oak St! This adorable 3 bed 2.5 bath home situated in the heart of Ludlow Kentucky is the one you've been waiting for. Generous room sizes, fully updated kitchen, first floor laundry, spacious low maintenance deck, usable yard perfect for kids or animals, off street parking in a quaint walkable neighborhood? Hello? Perfect for first time home buyers or young families, this property has a newer Furnace, AC and Water Heater for added peace of mind. At a competitive price, this is a wonderful...Welcome to 544 Oak St! This adorable 3 bed 2.5 bath home situated in the heart of Ludlow Kentucky is the one you've been waiting for. Generous room sizes, fully updated kitchen, first floor laundry, spacious low maintenance deck, usable yard perfect for kids or animals, off street parking in a quaint walkable neighborhood? Hello? Perfect for first time home buyers or young families, this property has a newer Furnace, AC and Water Heater for added peace of mind. At a competitive price, this is a wonderful opportunity to be a part of the booming river community that is Ludlow Kentucky. Take a drive, come check it out. You won't regret it.
  1. Listed by Cory Behm • Brokerage DRE #286137 • Transaction Alliance LLC
    P: (513)-560-5489 C: (513)-560-5489 corybehmrealtor@gmail.com

Property Details for 544 Oak Street

Architectural Style
Traditional
LISTING UPDATED: 07/15/2026 04:51 PM

Property Details for 544 Oak Street

StatusActive
MLS #644686
Days on Market1
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1885
Lot Size0.08 AC / 3,484 SF
CountyKenton County
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Location

Listing Courtesy of Transaction Alliance LLC
Add your commute

Building Information for 544 Oak Street

Stories-Year Built1885Building Size-Lot Size0.08 AC / 3,484 SF

Payment Calculator

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$1,442 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,370

Property Taxes

$72

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 544 Oak Street

Summary
Location and General Information
  • Longitude: -84.553723
  • Latitude: 39.09047
  • Directions: Elm St To Adela To Oak
  • MLSArea Major: K02 - Bromley/Ludlow Area
  • MLSArea Minor: K02 - Bromley/Ludlow Area
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: LU - Ludlow
Taxes and HOA
  • Association: No
  • Parcel Number: 026-32-05-016.00
  • Tax Rate: 18.40
School Information
  • High School District: Ludlow Indep
  • Elementary School: Mary A. Goetz Elementary
  • Middle Or Junior School: Ludlow Middle School
  • High School: Ludlow High
Parking
  • Parking Features: Off Street
  • Attached Garage: No
  • Parking Total: 2.0
Property
Lot Information
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3625.0
  • Lot Size Acres: 0.0832
  • Lot Size Dimensions: 30 x 125
  • Lot Size Area: 0.08
Property and Assessments
  • New Construction: No
  • Year Built: 1885
  • Living Area: 1642.0
  • Property Attached: No
Building Features
  • Levels: Two
  • Structure Type: House
  • Foundation Details: Stone
  • Construction Materials: Vinyl Siding
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
  • Gas Company: Duke
  • Electric Company: Duke
  • Water Company: NKY Water
  • Sanitation Company: SD1
Interior and Exterior Features
Interior Features
  • Bathrooms: 2
  • Appliances: Disposal, Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Gas Oven
  • Bathrooms Half: 1
  • Cooling: Central Air
  • Fireplace: No
  • Window Features: Vinyl Frames, Wood Frames
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Full, Walk-Out Access, Full Finished Bath
  • Rooms Total: 7
  • Heating: Forced Air, Natural Gas
Exterior Features
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Vinyl Flooring
  • Room Type: Living Room
  • Room Length: 13.0
  • Room Level: First
  • Room Width: 11.0
  • Room Dimensions: 13 x 11
Room 2
  • Room Features: Vinyl Flooring
  • Room Type: Dining Room
  • Room Length: 13.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 3
  • Room Features: Walk-Out Access, Solid Surface Counters, Recessed Lighting, Tile Flooring
  • Room Type: Kitchen
  • Room Length: 12.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 12 x 13
Room 4
  • Room Features: See Remarks
  • Room Type: Laundry
  • Room Length: 5.0
  • Room Level: First
  • Room Width: 6.0
  • Room Dimensions: 5 x 6
Room 5
  • Room Features: Carpet Flooring
  • Room Type: Primary Bedroom
  • Room Length: 13.0
  • Room Level: Second
  • Room Width: 14.0
  • Room Dimensions: 13 x 14
Room 6
  • Room Features: Carpet Flooring
  • Room Type: Bedroom 2
  • Room Length: 13.0
  • Room Level: Second
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 7
  • Room Features: Carpet Flooring
  • Room Type: Bedroom 3
  • Room Length: 10.0
  • Room Level: Second
  • Room Width: 13.0
  • Room Dimensions: 10 x 13
Room 8
  • Room Features: Vinyl Flooring
  • Room Type: Other Room
  • Room Length: 10.0
  • Room Level: First
  • Room Width: 7.0
  • Room Dimensions: 10 x 7

Property History for 544 Oak Street

DateEvent & SourcePriceAppreciation
Jul 15, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #644686

$274,900—
Jan 31, 1997

Sold

Northern Kentucky Multiple Listing Service #219052

$68,000—
Jan 31, 1997

Contract Signed

Northern Kentucky Multiple Listing Service #219052

—
DateEvent & SourcePrice
07/15/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #644686

$274,900
01/31/1997

Sold

Northern Kentucky Multiple Listing Service #219052

$68,000
01/31/1997

Contract Signed

Northern Kentucky Multiple Listing Service #219052

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 544 Oak Street

Taxable ValueLand$10,000Additions$105,000Total$115,000
Tax Record2025$861 ($72 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt1,642 SqFtAbove Grade Finished SqFt1,642 SqFtStories2Lot Size3,625 SqFtStyleSingle Family ResidenceYear Built1885CountyKENTONAPN026-32-05-016.00

Schools near 544 Oak Street

This home is within Ludlow Independent School District.
Rating
School
Type
Grades
Distance
Mary A. Goetz Elementary School
Public - PK to 6
Ludlow High School
Public - 7 to 12
Pleasant View Christian School
Private - 1 to 12
Gospel Light Academy
Private - K to 11
Rating
School
Distance
Mary A. Goetz Elementary School
PublicPK to 6

Ludlow High School
Public7 to 12

Pleasant View Christian School
Private1 to 12

Gospel Light Academy
PrivateK to 11

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 544 Oak Street, Covington, KY 41016

544 Oak Street is a single family home for sale in Covington, KY 41016. This property was listed for sale on July 15, 2026 by Transaction Alliance LLC, it's currently listed at $274,900. It has been on the market for a total of 1 days and was last sold on January 31, 1997. This listing's school district is Ludlow Independent School District. Nearby schools include Mary A. Goetz Elementary School, Ludlow High School and Pleasant View Christian School. 544 Oak Street is a 3-bed, 3-bath, 1,642 sqft single family home built in 1885.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Transaction Alliance LLC

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.