549 Mermie Road

Closed 11/13/25

Sold

Last Sold Price

$400,000

4 beds3 baths2,420 sqft

549 Mermie Road, Hardin, KY 42048

Single FamilyProperty Type

0.53 acresLot Size

1970Year Built

$165/sq ftPrice per sq ft

$205/yrHOA Fees

4 carsParking Spaces

Description

This charming waterfront, cypress home with metal roof has plenty of room for weekend and holiday gatherings. The property features a panoramic lake view. The deck or sunroom are perfect to enjoy morning coffee or evening sunsets. This unique cabin-like home features 4 bedrooms and 3 full baths. Downstairs has separate front and back entrances, a large main suite and spacious great room for guest den or office. Upstairs features a main suite, two guest bedrooms and two full baths. The den with stone...This charming waterfront, cypress home with metal roof has plenty of room for weekend and holiday gatherings. The property features a panoramic lake view. The deck or sunroom are perfect to enjoy morning coffee or evening sunsets. This unique cabin-like home features 4 bedrooms and 3 full baths. Downstairs has separate front and back entrances, a large main suite and spacious great room for guest den or office. Upstairs features a main suite, two guest bedrooms and two full baths. The den with stone fireplace connects to the dining area and remodeled kitchen, with granite counter tops and stainless appliances. Walk out sunroom is adjacent to the dining area. The Cypress exterior was recently stained. Boat slips are available a short distance down the road. Pirates Cove offers a clubhouse and pool with a very reasonable HOA fee. Life is just better at the Lake! Come and view this property today.

Listed by: Cecil Wolberton Jr. 502.777.6395 cecilsellshouses@gmail.com • Re/Max Real Estate Associates - Murray

Listing closed: 11/13/2025 12:00 AM • Source: Imagine MLS, MLS#: W132770

Recent comparable sales

Median sold price

$295,000

Avg days on market

Sale-to-list ratio

96.9%

$321,850

Sold 06/19/25

4
Bedrooms: 2
Bathrooms: 2,552
Square Feet: 8.35
Acres

130 Brownie Road, Hardin, KY 42048

1/35

$340,000

Sold 12/31/24

4
Bedrooms: 3
Bathrooms: 4,256
Square Feet: 5.83
Acres

2835 Aurora Highway, Hardin, KY 42048

1/42

$229,900

Sold 05/22/26

4
Bedrooms: 2
Bathrooms: 2,396
Square Feet: 0.33
Acres

146 Mermie Road, Hardin, KY 42048

Sold 06/16/26

4
Bedrooms: 3
Bathrooms: 2,572
Square Feet: 0.31
Acres

515 14th Street West, Hardin, MT 59034

1/44

$388,900

Sold 04/20/26

3
Bedrooms: 2
Bathrooms: 2,268
Square Feet: 12.22
Acres

2234 Beal Road, Hardin, KY 42048

1/12

$221,500

Sold 09/28/26

3
Bedrooms: 3
Bathrooms: 2,560
Square Feet: 1.08
Acres

542 Pirates Cove Road, Hardin, KY 42048

1/62

$295,000

Sold 09/15/26

3
Bedrooms: 3
Bathrooms: 1,852
Square Feet: 0.66
Acres

243 Stroud Road, Hardin, KY 42048

1/26

$294,000

Sold 06/23/25

4
Bedrooms: 2
Bathrooms: 1,600
Square Feet: 2
Acres

316 Caishay Lane, Hardin, KY 42048

1/16

$145,000

Sold 04/28/26

4
Bedrooms: 2
Bathrooms: 1,000
Square Feet: 0.32
Acres

198 Mandor Road, Hardin, KY 42048

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Location

Listing Courtesy of Re/Max Real Estate Associates - Murray

Sold By Re/Max Real Estate Associates - Murray

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$2,375 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,135

Property Taxes

$222

HOA Dues

$17

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Property Information for 549 Mermie Road

Property Details

MLS Type: Residential / Single Family Residence
County: Marshall County
Subdivision Name: Pirates Cove
Waterfront: Yes

Building Information

Year Built: 1970
Lot Size: 0.53 AC / 23,086 SF

Summary

Location and General Information

Directions: Bridge is out on 402 east of Hardin. From Murray take hwy 80 to Aurora, left on 402 at Dollar General, go two miles, right on Pirates Cove Rd continue thru stop sign to Mermie. Last house on left. From 68 N Turn right at DG on 402, right on Pirates Cove
Latitude: 36.780036

Longitude: -88.220229

Taxes and HOA

Association: Yes
Association Fee: $205.00

Association Fee Frequency: Annually
Association Fee Includes: Central Heating

Parking

Attached Garage: No
Carport Spaces: 2.0

Garage: Yes
Garage Spaces: 2.0
Parking Features: Attached Garage

Virtual Tour

Virtual Tour URL Unbranded: https://listings.real3dspace.com/videos/0197aeaa-6613-70e4-a99f-e7601555f0a2

Property

Lot Information

Lot Size Acres: 0.53
Lot Size Area: 0.53

Lot Size Square Feet: 23086.8
Lot Size Units: Acres

Property and Assessments

Above Grade Finished Area: 2420.0
Building Area Total: 2420.0

Living Area: 2420.0
Living Area Source: Public Records
Year Built: 1970

Building Features

Construction Materials: Wood Siding
Levels: Multi/Split

Utilities

Sewer: Septic Tank
Utilities: Cable Available, Sewer Available, Propane

Interior and Exterior Features

Exterior Features

Roof: Metal

Interior Features

Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
Basement: Crawl Space

Basement: No
Bathrooms Full: 3
Bathrooms Total Integer: 3
Bedrooms Total: 4
Cooling: Central Air
Cooling: Yes
Fireplace: Yes
Flooring: Carpet, Vinyl, Wood
Heating: Yes
Interior Features: Eat-in Kitchen, Ceiling Fan(s)

Property History for 549 Mermie Road

Date	Event & Source	Price	Appreciation
Nov 13, 2025	Sold (Public Record) Public Record #1921805982	$400,000	+8.2% / yr
Nov 13, 2025	Sold Imagine MLS #W132770	$400,000	—
Sep 19, 2025	Contract Signed Imagine MLS #W132770		—
Jul 12, 2025	Listed (Active) Imagine MLS #W132770	$495,000	—
May 13, 2019	Sold (Public Record) Public Record #1316577401	$240,000	+1.1% / yr
May 13, 2019	Sold Imagine MLS #W101164	$240,000	—
Feb 25, 2019	Contract Signed Imagine MLS #W101164		—
Feb 6, 2019	Listed (Active) Imagine MLS #W101164	$255,000	—
Feb 16, 2007	Sold (Public Record) Public Record #1099984610	$210,000	—

Date	Event & Source	Price
11/13/2025	Sold (Public Record) Public Record #1921805982	$400,000 +8.2% / yr
11/13/2025	Sold Imagine MLS #W132770	$400,000
09/19/2025	Contract Signed Imagine MLS #W132770	—
07/12/2025	Listed (Active) Imagine MLS #W132770	$495,000
05/13/2019	Sold (Public Record) Public Record #1316577401	$240,000 +1.1% / yr
05/13/2019	Sold Imagine MLS #W101164	$240,000
02/25/2019	Contract Signed Imagine MLS #W101164	—
02/06/2019	Listed (Active) Imagine MLS #W101164	$255,000
02/16/2007	Sold (Public Record) Public Record #1099984610	$210,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 549 Mermie Road

Taxable Value

Land

$35,000

Additions

$235,000

Total$270,000

Tax Record

2025

$2,662 ($222 / month)

Home Facts

Beds

Lot Size

18,295 SqFt

Style

Single Family Residence

County

MARSHALL

APN

74-0A-03-047.

Schools near 549 Mermie Road

This home is within Marshall County School District.


Rating	School	Type	Grades	Distance
6/10	Jonathan Elementary School	Public - Serves this home	PK to 5	4.6 mi
6/10	South Marshall Middle	Public - Nearby school	6 to 8	8.4 mi
7/10	Marshall County High School	Public - Serves this home	9 to 12	11.1 mi
NR	Star Academy High School	Public - Nearby school	9 to 12	11.0 mi
NR	Mc Academy	Public - Nearby school	6 to 12	11.0 mi
NR	Marshall County Technical Center	Public - Nearby school	9 to 12	11.1 mi


Rating	School	Distance
6/10	Jonathan Elementary School PublicPK to 5 Serves this home	4.6 mi
6/10	South Marshall Middle Public6 to 8 Nearby school	8.4 mi
7/10	Marshall County High School Public9 to 12 Serves this home	11.1 mi
NR	Star Academy High School Public9 to 12 Nearby school	11.0 mi
NR	Mc Academy Public6 to 12 Nearby school	11.0 mi
NR	Marshall County Technical Center Public9 to 12 Nearby school	11.1 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.