55 Garfield St

Oswego, IL 60543

$410,000
Price
6
Beds
2,256 Sq. Ft.
$182 / Sq. Ft.
2,256
Sq. Ft.
$182
per Sq. Ft.
House To Close ( 48 Hr Kick - Out )
House To Close ( 48 Hr Kick - Out )
a front view of a house with a yard
a view of an empty room with wooden floor and a window
an empty room with wooden floor mirror and windows
a view of an entryway with staircase
a view of an empty room with window and wooden floor
a view of an empty room with glass door
a view of an empty room with a fireplace and a window
a bathroom with a toilet a sink and a mirror
a view of front door
a bathroom with a sink and a mirror
a view of a painting on the wall
an empty room with windows
a view of an empty room with a window
a view of hallway with stairs
a living room with stainless steel appliances kitchen island granite countertop furniture and a large window
a kitchen with stainless steel appliances granite countertop a refrigerator a sink and a stove
a kitchen with stainless steel appliances granite countertop a stove and a refrigerator
a kitchen with granite countertop a sink appliances cabinets and a counter top space
a utility room with dryer and washer
a view of an empty room
a view of walk in closet with clothes
a view of an empty room with a window
a view of a white house with a yard
a view of a house with a yard
a front view of a house with a yard
a front view of a house with a yard
a view of back yard of the house

Description

This charming corner-lot home is filled with original character and timeless details throughout. Surrounded by beautiful landscaping and mature trees, the property offers a picture-perfect setting from the moment you arrive. Fir flooring extends throughout the home. Take a moment to admire all the woodwork and craftsmanship that highlight its timeless charm, including the 8 inch baseboard trim. The updated kitchen is both functional and full of character, featuring a central island topped with butcher...This charming corner-lot home is filled with original character and timeless details throughout. Surrounded by beautiful landscaping and mature trees, the property offers a picture-perfect setting from the moment you arrive. Fir flooring extends throughout the home. Take a moment to admire all the woodwork and craftsmanship that highlight its timeless charm, including the 8 inch baseboard trim. The updated kitchen is both functional and full of character, featuring a central island topped with butcher block and surrounded by warm birch cabinets that offer ample storage. New windows-installed in September 2025-fill the space with natural light, enhancing its bright and welcoming atmosphere. A spacious dining area is attached to the kitchen for everyday meals, while a separate formal dining room offers an elegant setting for gatherings. A convenient pass-through (serving window) from the kitchen to the formal dining room adds ease and charm, making entertaining effortless. The first-floor primary suite provides a true retreat, complete with a spacious walk-in closet, attached bathroom, and cozy fireplace. From here, step directly onto your private side deck-upgraded with composite flooring-perfect for morning coffee or evening relaxation. You'll find even more places to unwind on the front porch with its composite flooring or on the back paver patio, offering inviting spaces for outdoor enjoyment. A bright sunroom/family room extends off the formal dining room, offering year-round natural light and a gas fireplace that adds an extra touch of coziness. Upstairs, three additional bedrooms and a full bath include a beautiful clawfoot tub, blending vintage character with modern comfort. The home also boasts an impressive storage room accessible from either the first-floor laundry room or an upstairs bedroom-ideal for organization and convenience The basement offers two more bedrooms, a full bathroom, and additional family room space. This property is a recognized stop on the Little White School Museum's annual historical barn tour, giving visitors a chance to appreciate its historic features and charming setting. With its inviting layout, thoughtful updates, and prime Oswego location, this home is ready to welcome its next chapter.
  1. Listed by Kelly Michelson • Baird & Warner
    P: (630)-551-1111 kelly@michelsonteam.com;kelly.michelson@bairdwarner.com
  2. Listed by Hayley Farren • Baird & Warner
    P: (630)-723-7982 C: (630)-723-7982 hayley.farren@bairdwarner.com

Property Details for 55 Garfield Street

Area
Oswego
Township
Oswego
Ownership
Fee Simple
Num Of Garage Spaces
1.0
Num Of Parking Spaces
3.0
Parking Included in Price
Yes
Air Conditioning Type
Central Air
Num of Interior Fireplaces
2
LISTING UPDATED: 12/13/2025 10:25 AM

Property Details for 55 Garfield Street

StatusHouse To Close ( 48 Hr Kick - Out )
MLS #12526654
Days on Market12
Taxes$9,071 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1910
Lot Size0.20 AC / 8,712 SF
CountyKendall County

Location

Listing Courtesy of Baird & Warner
Add your commute

Building Information for 55 Garfield Street

Stories-Year Built1910Building Size-Lot Size0.20 AC / 8,712 SF

Payment Calculator

$2,782 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,026

Property Taxes

$756

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 55 Garfield Street

General Information
School Information
  • Elementary School District: 308
  • High School District: 308
  • Middle Or Junior School District: 308
Addtl Parking Information
  • Parking Details: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Driveway, Owned, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Interior Property Features: 1st Floor Bedroom, 1st Floor Full Bath
  • Num Of Rooms: 10
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 2
  • Fireplace Features: Gas Log
  • Basement Type: Finished, Full
  • Bedrooms Possible: 6
  • Air Conditioning: Central Air
  • Flooring: Hardwood, Carpet
  • Basement Sq Ft: 748
  • Dining Room: Separate,Kitchen/Dining Combo
  • Basement Bathrooms: Yes
  • Fireplace Location: Family Room,Master Bedroom
  • Room Type: Bedroom 5, Bedroom 6, Storage
  • Num of Baths: 3.0
Exterior Features
  • Patio And Porch Features: Patio
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Oven
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s)
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 748
  • Total Finished and Unfin Sq Ft: 748
  • Lot Description: Corner Lot
  • Lot Size: Less Than .25 Acre
  • Lot Dimensions: 66x132
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Construction: Vinyl Siding
  • Roof Type: Asphalt
  • Foundation Details: Block
  • General Information: School Bus Service
  • Below Grade Finished Area: 748.0
  • Living Area Source: Assessor
  • Assessor Square Footage: 2256
Property and Assessments
  • Buyer Financing: Conventional
  • Public Document Count: 1
  • Document Date: 2025-12-02T21:57:55
  • Photos Count: 27
  • OpenHouse Count: 1
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Main
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full
  • Master Bedroom Dimensions: 11X20
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 11X11
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 14X12
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 11X12
Bedroom #5 Information
  • 5th Bedroom Level: Basement
  • Room Type: Bedroom 5
  • Bedroom #5 Room Dimensions: 13X16
Bedroom #6 Information
  • 6th Bedroom Level: Basement
  • Room Type: Bedroom 6
  • Bedroom #6 Room Dimensions: 13X13
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 14X10
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 9X19
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 14X11
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 5X11
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 16X12
Storage Room 1 Information
  • Room Level: Second
  • Room Type: Storage
  • Dimensions: 11X23

Property History for 55 Garfield Street

DateEvent & SourcePriceAppreciation
Dec 12, 2025

Contingent

MRED #12526654

—
Dec 2, 2025

Cancelled

MRED #12486424

$410,000—
Dec 2, 2025

Listed (Active)

MRED #12526654

$410,000—
Nov 20, 2025

Listed (Active)

MRED #12486424

$410,000—
DateEvent & SourcePrice
12/12/2025

Contingent

MRED #12526654

—
12/02/2025

Cancelled

MRED #12486424

$410,000
12/02/2025

Listed (Active)

MRED #12526654

$410,000
11/20/2025

Listed (Active)

MRED #12486424

$410,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 55 Garfield Street

Taxable ValueLand$24,285Additions$99,433Total$123,718
Tax Record2024$9,071 ($756 / month)
Home Facts
Beds4Total Finished SqFt2,256 SqFtAbove Grade Finished SqFt2,256 SqFtStories2Lot Size8,712 SqFtStyleSingle Family ResidenceYear Built1910CountyKENDALLAPN03-17-407-014Fireplace TypeHas Fireplace

Schools near 55 Garfield Street

This home is within Oswego Community Unit School District 308.
Rating
School
Type
Grades
Distance
Southbury Elementary School
Public - K to 5
Traughber Jr High School
Public - 6 to 8
Oswego High School
Public - 9 to 12
East View Academy School
Public - K to 12
Rating
School
Distance
Southbury Elementary School
PublicK to 5

Traughber Jr High School
Public6 to 8

Oswego High School
Public9 to 12

East View Academy School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Baird & Warner

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/13/2025 10:25 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.