5540 Waterloo Rd

$449,999
Price
36,043 / 0.83
Lot Size / Acres

Description

"Welcome to the prime canvas for your dream home, nestled in the heart of Columbia! This exceptional lot not only embodies a fantastic location but also presents a unique opportunity to craft a residence that mirrors your aspirations. Situated in a peaceful enclave without the encumbrance of Columbia Association fees and devoid of homeowners association restrictions, this open canvas invites you to envision and create without limits. Beyond its convenient location, this lot stands out with its accessibility..."Welcome to the prime canvas for your dream home, nestled in the heart of Columbia! This exceptional lot not only embodies a fantastic location but also presents a unique opportunity to craft a residence that mirrors your aspirations. Situated in a peaceful enclave without the encumbrance of Columbia Association fees and devoid of homeowners association restrictions, this open canvas invites you to envision and create without limits. Beyond its convenient location, this lot stands out with its accessibility to public water, public sewer, and possibly natural gas, streamlining the process of bringing your dream home to life. The absence of utility challenges ensures that your focus remains on the exciting prospect of building a home tailored to your desires. Picture idyllic lazy summer afternoons spent hosting cookouts, cultivating a bountiful vegetable garden, or creating a sprawling haven for recreational activities. The spaciousness of the lot, coupled with the availability of an adjoining lot, offers an expansive realm for your imagination to unfold. Enhancing the allure of this prime location are the top-notch Blue Ribbon schools and the highly-rated community that surrounds it. The educational and communal elements blend seamlessly, providing an enriching environment. What sets this opportunity apart is the freedom it affords. With no builder tie-ins, you have the flexibility to bring your preferred builder or explore our curated list of trusted professionals, ensuring that your dream home becomes a reality with the expertise that aligns with your vision. Larger lots in Columbia, free from association dues, are becoming increasingly scarce. Seize the moment and secure this exceptional piece of real estate as the foundation for the home you've always envisioned. The perfect canvas awaits, and the time is now to embark on the journey of turning your dream home into a tangible masterpiece—your sanctuary in the heart of Columbia."
  1. Listed by Jeffrey M Berman • RE/MAX Realty Group
    P: (410)-715-3390 jb2981@gmail.com

Property Details for 5540 Waterloo Road

Tax ID Number
1406590934
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Waterfront
No
Views
Trees/Woods, Scenic Vista, Garden/Lawn
Garage
No
Central Air
No
LISTING UPDATED: 07/29/2025 03:08 PM

Property Details for 5540 Waterloo Road

StatusActive
MLS #MDHW2052728
Days on Market247
Taxes$2,232 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeLand
MLS TypeLand / Fee Simple
Year Built-
Lot Size0.83 AC
CountyHoward County

Location

Listing Courtesy of RE/MAX Realty Group
Add your commute

Building Information for 5540 Waterloo Road

Lot Size0.83 AC

Payment Calculator

$2,410 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,224

Property Taxes

$186

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 5540 Waterloo Road

Location
Location
  • In City Limits: Yes
  • Transportation: Airport less than 10 miles, Bus Stop less than 1 mile, Commuter Rail Station 1 to 5 miles, Commuter Lots less than 5 miles
  • School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM
  • School District County ID: 121139568958
  • SchoolDistrictSource: Listing Agent
  • County: HOWARD
  • Topography Description: Level
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $218,100
  • City Town Tax: $0
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: RESIDENTIAL
  • Zoning Dscrp: Residential
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Lease In Effect: No
Building Info
  • Possible Use: Residential, Bed & Breakfast, Day Care, Land/Lot Only, Investment, Parking, Senior Assisted/Day Care, Special Purpose, Other
Lot / Land Information
Farm Information
  • Farm Land Preservation Y/N: No
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Backs to Trees, Cleared, Open, Level
  • Building Sites: 1.00
  • Current Use: Land/Lot Only, Residential
  • Location Type: Suburban
  • Parcel ID: 15464188
  • Additional Parcels: No
  • Ground Rent Exists: No
Utilities
Utilities
  • Utilities: Electric Available, Cable TV Available, Natural Gas Available, Phone Available, Sewer Available, Under Ground, Water Available
  • Water Source: Public Hook-up Available, Tap Fee
  • Sewer Septic: Public Hook/Up Avail, Sewer Tap Fee
  • Electric Service: Other
Confidential Data
Listing Office
  • List Agent AOR: Howard County Association of REALTORS
  • List Agent URL: www.topmdrealestate.com

Property History for 5540 Waterloo Road

DateEvent & SourcePriceAppreciation
Sep 19, 2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595
Apr 30, 2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999
Mar 28, 2025

Expired

BRIGHT #MDHW2031788

Jan 2, 2025

Listed (Active)

BRIGHT #MDHW2031788

Dec 29, 2024

Expired

BRIGHT #MDHW2031788

Nov 9, 2024

Price Change

BRIGHT #MDHW2031788

$449,999
Oct 24, 2024

Price Change

BRIGHT #MDHW2031788

$399,999
Jan 7, 2024

Listed (Active)

BRIGHT #MDHW2031788

Dec 31, 2023

Expired

BRIGHT #MDHW2031788

Nov 30, 2023

Expired

BRIGHT #MDHW251594

Aug 31, 2023

Listed (Active)

BRIGHT #MDHW2031788

$369,000
Jun 24, 2023

Withdrawn

BRIGHT #MDHW251594

Mar 22, 2022

Price Change

BRIGHT #MDHW251594

$388,000
Jan 7, 2021

Price Change

BRIGHT #MDHW251594

$398,000
Oct 27, 2019

Price Change

BRIGHT #MDHW251594

$399,000
Mar 22, 2019

Listed (Active)

BRIGHT #MDHW251594

$395,000
Oct 2, 2013

Withdrawn

BRIGHT #1009505758

$389,999
Oct 1, 2013

Withdrawn

BRIGHT #1009505758

Dec 21, 2011

Listed (Active)

BRIGHT #1009505758

$409,430
Oct 27, 2011

Expired

BRIGHT #1006827742

$409,430
May 10, 2011

Listed (Active)

BRIGHT #1006827742

$429,430
May 1, 2011

Expired

BRIGHT #1006768300

$429,430
Oct 31, 2010

Listed (Active)

BRIGHT #1006768300

$429,430
DateEvent & SourcePrice
09/19/2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595
04/30/2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999
03/28/2025

Expired

BRIGHT #MDHW2031788

01/02/2025

Listed (Active)

BRIGHT #MDHW2031788

12/29/2024

Expired

BRIGHT #MDHW2031788

11/09/2024

Price Change

BRIGHT #MDHW2031788

$449,999
10/24/2024

Price Change

BRIGHT #MDHW2031788

$399,999
01/07/2024

Listed (Active)

BRIGHT #MDHW2031788

12/31/2023

Expired

BRIGHT #MDHW2031788

11/30/2023

Expired

BRIGHT #MDHW251594

08/31/2023

Listed (Active)

BRIGHT #MDHW2031788

$369,000
06/24/2023

Withdrawn

BRIGHT #MDHW251594

03/22/2022

Price Change

BRIGHT #MDHW251594

$388,000
01/07/2021

Price Change

BRIGHT #MDHW251594

$398,000
10/27/2019

Price Change

BRIGHT #MDHW251594

$399,000
03/22/2019

Listed (Active)

BRIGHT #MDHW251594

$395,000
10/02/2013

Withdrawn

BRIGHT #1009505758

$389,999
10/01/2013

Withdrawn

BRIGHT #1009505758

12/21/2011

Listed (Active)

BRIGHT #1009505758

$409,430
10/27/2011

Expired

BRIGHT #1006827742

$409,430
05/10/2011

Listed (Active)

BRIGHT #1006827742

$429,430
05/01/2011

Expired

BRIGHT #1006768300

$429,430
10/31/2010

Listed (Active)

BRIGHT #1006768300

$429,430

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5540 Waterloo Road

Taxable ValueLand$222,500Additions-Total$222,500
Tax Record2022$1,661 ($138 / month)
Home Facts
Beds0Lot Size36,043 SqFtStyleResidentialZoningR20CountyHOWARDAPN06-590942

Schools near 5540 Waterloo Road

This home is within Howard County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Waterloo Elementary School
PublicPK to 5

Mayfield Woods Middle School
Public6 to 8

Long Reach High School
Public9 to 12

Cradlerock Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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5540 Waterloo Road is a 0.83 ac of land for sale in Columbia, MD 21045. This property was listed for sale on April 30, 2025 by RE/MAX Realty Group, it's currently listed at $449,999. This listing's school district is Howard County Public Schools. Nearby schools include Waterloo Elementary School, Mayfield Woods Middle School and Long Reach High School. 5540 Waterloo Road is a 0-bed, 0-bath, 0.83 ac of land on a 36,043 sq. ft. / 0.83 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Realty Group

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/29/2025 03:08 PM