5540 Waterloo Rd

Columbia, MD 21045

$1,130,595
Price
4
Beds
2,368 Sq. Ft.
$477 / Sq. Ft.
2,368
Sq. Ft.
$477
per Sq. Ft.
New Construction
New Construction
a front view of house with yard and green space
front view of a house with a yard
a kitchen with a sink and stove
a living room with furniture fireplace and a large window
a living room with furniture couches and a dining table with wooden floor
a living room with furniture and a large window
a bedroom with a bed and a couch
a bathroom with a tub shower and sink
unknown

Description

Classic style and comfort define this to-be-built 4-bedroom, 2.5-bath colonial—a home designed to grow with you and meet the needs of today’s lifestyle. Offering flexibility for multi-generational living, it features the option for dual owner’s suites and a variety of floorplan choices that allow you to personalize every level of the home. The main level offers convenience and elegance with a spacious first-floor owner’s suite, complete with private bath and walk-in closet. The dramatic two-story...Classic style and comfort define this to-be-built 4-bedroom, 2.5-bath colonial—a home designed to grow with you and meet the needs of today’s lifestyle. Offering flexibility for multi-generational living, it features the option for dual owner’s suites and a variety of floorplan choices that allow you to personalize every level of the home. The main level offers convenience and elegance with a spacious first-floor owner’s suite, complete with private bath and walk-in closet. The dramatic two-story family room creates a bright, open gathering space at the heart of the home, while the formal living and dining rooms provide additional areas for entertaining or quiet retreat. The gourmet island kitchen is designed for both everyday living and special occasions, with the option to add a sunroom for even more light and space. Upstairs, you’ll find three additional bedrooms with a flexible layout. Choose the included plan with three secondary bedrooms, or select the optional second primary suite with a private bath—a perfect solution for extended family or long-term guests. Multiple bath options ensure that the upstairs is as functional as it is inviting. The lower level provides even more opportunities to customize. Finish it with a spacious recreation room, media or game space, a third full bath, and abundant storage to fit your lifestyle needs. With a starting base of 2,368 square feet, this home can expand to 4–6 bedrooms and 2.5–4.5 baths, offering plenty of room for everyone. A two-car garage and optional gas fireplace complete the design, balancing convenience and comfort. Beyond the home itself, the location is just as appealing. Nestled in highly desirable Columbia, MD, you’ll enjoy access to Howard County’s nationally recognized Blue Ribbon schools, along with abundant shopping, dining, and recreational opportunities nearby. The community also offers easy access to major commuter routes, making travel to Baltimore, Washington, or beyond both quick and convenient. This to-be-built colonial blends timeless architectural style with modern convenience, giving you the opportunity to create a home that truly reflects your needs—right in one of Howard County’s most sought-after locations. Builder makes no representation about land/lot listing. Listing is strictly for co-marketing purposes only. Due diligence is the buyer’s responsibility with land purchase. The options and photos attached depict multiple elevations and options not included in listing price. Price is subject to change based on options added.
  1. Listed by Jeffrey M Berman • RE/MAX Realty Group
    P: (410)-715-3390 jb2981@gmail.com

Property Details for 5540 Waterloo Road

Tax ID Number
1406590942
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Colonial
Levels/Stories
3.5
Furnished
No
LISTING UPDATED: 09/19/2025 02:07 PM

Property Details for 5540 Waterloo Road

StatusActive
MLS #MDHW2059826
Days on Market101
Taxes$3,239 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built-
Lot Size0.83 AC / 36,043 SF
CountyHoward County

Location

Listing Courtesy of RE/MAX Realty Group
Add your commute

Building Information for 5540 Waterloo Road

Stories-Year Built-Building Size-Lot Size0.83 AC / 36,043 SF

Payment Calculator

$5,857 per month

30 year fixed, 6.28% Interest

Principal and Interest

$5,587

Property Taxes

$270

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 5540 Waterloo Road

Location
Location
  • In City Limits: Yes
  • Transportation: Commuter Rail Station less than 1 mile, Bus Stop less than 1 mile
  • School District Name: HOWARD COUNTY PUBLIC SCHOOLS
  • School District County ID: 803971799792
  • SchoolDistrictSource: Listing Agent
  • County: HOWARD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $222,500
  • Year Assessed: 2025
  • County Tax: $2,283
  • Improvement Assessed Value: $0
  • City Town Tax: $0
  • Land Assessed Value: $222,500
  • Clean Green Assessed: No
  • Front Foot Fee: $0
  • Front Foot Fee Payment Frequency: Annually
  • Land Use Code: R
  • Refuse Fee: $365
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R20
  • Zoning Dscrp: Residential
  • Tax Lot: 3
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 0
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 0
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Basement, Foyer, 2nd Stry Fam Rm, Laundry, Storage Room, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Basement
  • Room Level: Lower 1
  • Room Exists: Yes
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Half Bath
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: 2nd Stry Fam Rm
  • Room Level: Main
  • Room Exists: Yes
Room 7
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Foyer
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Storage Room
  • Room Level: Main
  • Room Exists: Yes
Room 11
  • Room Type: Laundry
  • Room Level: Main
  • Room Exists: Yes
Room 12
  • Room Type: Utility Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 13
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 14
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 15
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Building Info
Building Info
  • Builder Name: Timberlake homes
  • Total Finished SQFT: 2,368.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: .00
  • Total SQFT: 3,968.00
  • Total SQFT Source: Estimated
  • Construction Materials: Batts Insulation, Blown-In Insulation, CPVC/PVC, Frame, Rough-In Plumbing, Stick Built, Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8041/8087/7910/804180877910_512_384_WM_C7kDYa5KEU5PbXo-.jpg
  • Wall and Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminate Plank, Vinyl
  • Basement Type: Full, Unfinished, Poured Concrete
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1
  • # Bathrooms Full: 2
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Cleared, Front Yard, Level, Not In Development, Open, Private, Rear Yard
  • Road Surface Type: Black Top, Gravel
  • Location Type: Suburban
  • Parcel ID: 15464189
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Free, Lighted Parking, Surface
  • Garage Features: Garage - Front Entry, Inside Access, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors
  • Fireplace: No
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Water Heater - High-Efficiency
  • Accessibility Features: None
  • Security Features: Main Entrance Lock, Smoke Detector, Sprinkler System - Indoor
  • Door Features: Sliding Glass, Six Panel
  • Window Features: Energy Efficient, Low-E, Triple Pane
  • Laundry Type: Hookup
Exterior Features
Exterior Features
  • Exterior Features: Play Area
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Under Ground, Cable TV Available, Electric Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: 60+ Gallon Tank, Electric
  • Water Source: Public
  • Sewer Septic: Public Septic
  • Electric Service: 200+ Amp Service, Other
  • Internet Services: Cable, Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Howard County Association of REALTORS
  • List Agent URL: www.topmdrealestate.com

Property History for 5540 Waterloo Road

DateEvent & SourcePriceAppreciation
Sep 19, 2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595—
Apr 30, 2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999—
Mar 28, 2025

Expired

BRIGHT #MDHW2031788

—
Jan 2, 2025

Listed (Active)

BRIGHT #MDHW2031788

—
Dec 29, 2024

Expired

BRIGHT #MDHW2031788

—
Nov 9, 2024

Price Change

BRIGHT #MDHW2031788

$449,999—
Oct 24, 2024

Price Change

BRIGHT #MDHW2031788

$399,999—
Jan 7, 2024

Listed (Active)

BRIGHT #MDHW2031788

—
Dec 31, 2023

Expired

BRIGHT #MDHW2031788

—
Nov 30, 2023

Expired

BRIGHT #MDHW251594

—
Aug 31, 2023

Listed (Active)

BRIGHT #MDHW2031788

$369,000—
Jun 24, 2023

Withdrawn

BRIGHT #MDHW251594

—
Mar 22, 2022

Price Change

BRIGHT #MDHW251594

$388,000—
Jan 7, 2021

Price Change

BRIGHT #MDHW251594

$398,000—
Oct 27, 2019

Price Change

BRIGHT #MDHW251594

$399,000—
Mar 22, 2019

Listed (Active)

BRIGHT #MDHW251594

$395,000—
Oct 2, 2013

Withdrawn

BRIGHT #1009505758

$389,999—
Oct 1, 2013

Withdrawn

BRIGHT #1009505758

—
Dec 21, 2011

Listed (Active)

BRIGHT #1009505758

$409,430—
Oct 27, 2011

Expired

BRIGHT #1006827742

$409,430—
May 10, 2011

Listed (Active)

BRIGHT #1006827742

$429,430—
May 1, 2011

Expired

BRIGHT #1006768300

$429,430—
Oct 31, 2010

Listed (Active)

BRIGHT #1006768300

$429,430—
DateEvent & SourcePrice
09/19/2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595
04/30/2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999
03/28/2025

Expired

BRIGHT #MDHW2031788

—
01/02/2025

Listed (Active)

BRIGHT #MDHW2031788

—
12/29/2024

Expired

BRIGHT #MDHW2031788

—
11/09/2024

Price Change

BRIGHT #MDHW2031788

$449,999
10/24/2024

Price Change

BRIGHT #MDHW2031788

$399,999
01/07/2024

Listed (Active)

BRIGHT #MDHW2031788

—
12/31/2023

Expired

BRIGHT #MDHW2031788

—
11/30/2023

Expired

BRIGHT #MDHW251594

—
08/31/2023

Listed (Active)

BRIGHT #MDHW2031788

$369,000
06/24/2023

Withdrawn

BRIGHT #MDHW251594

—
03/22/2022

Price Change

BRIGHT #MDHW251594

$388,000
01/07/2021

Price Change

BRIGHT #MDHW251594

$398,000
10/27/2019

Price Change

BRIGHT #MDHW251594

$399,000
03/22/2019

Listed (Active)

BRIGHT #MDHW251594

$395,000
10/02/2013

Withdrawn

BRIGHT #1009505758

$389,999
10/01/2013

Withdrawn

BRIGHT #1009505758

—
12/21/2011

Listed (Active)

BRIGHT #1009505758

$409,430
10/27/2011

Expired

BRIGHT #1006827742

$409,430
05/10/2011

Listed (Active)

BRIGHT #1006827742

$429,430
05/01/2011

Expired

BRIGHT #1006768300

$429,430
10/31/2010

Listed (Active)

BRIGHT #1006768300

$429,430

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5540 Waterloo Road

Taxable ValueLand$222,500Additions-Total$222,500
Tax Record2022$1,661 ($138 / month)
Home Facts
Beds0Lot Size36,043 SqFtStyleResidentialZoningR20CountyHOWARDAPN06-590942

Schools near 5540 Waterloo Road

This home is within Howard County Public Schools.
Rating
School
Type
Grades
Distance
Waterloo Elementary School
Public - PK to 5
Mayfield Woods Middle School
Public - 6 to 8
Long Reach High School
Public - 9 to 12
Cradlerock Elementary School
Public - PK to 5
Rating
School
Distance
Waterloo Elementary School
PublicPK to 5

Mayfield Woods Middle School
Public6 to 8

Long Reach High School
Public9 to 12

Cradlerock Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5540 Waterloo Road, Columbia, MD 21045

5540 Waterloo Road is a single family home for sale in Columbia, MD 21045. This property was listed for sale on September 19, 2025 by RE/MAX Realty Group, it's currently listed at $1,130,595. This listing's school district is Howard County Public Schools. Nearby schools include Waterloo Elementary School, Mayfield Woods Middle School and Long Reach High School. 5540 Waterloo Road is a 4-bed, 3-bath, 2,368 sqft single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Realty Group

© 2025 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/19/2025 02:07 PM