5540 Waterloo Rd

Columbia, MD 21045

$1,269,900
Price
6
Beds
3,530 Sq. Ft.
$360 / Sq. Ft.
3,530
Sq. Ft.
$360
per Sq. Ft.
New Construction
New Construction

Description

A charming front porch welcomes you into this thoughtfully designed to-be-built home, where a bright, open-concept layout creates a seamless flow between living spaces. The main level offers a flexible floor plan with the option to add a rear sunroom, allowing you to tailor the space to your lifestyle. High-quality laminate hardwood flooring enhances the Family Room, Dining Room, Kitchen, Breakfast Room, Foyer, Owner’s Entry, and Pantry, while oak stairs and railing lead from the main level to the...A charming front porch welcomes you into this thoughtfully designed to-be-built home, where a bright, open-concept layout creates a seamless flow between living spaces. The main level offers a flexible floor plan with the option to add a rear sunroom, allowing you to tailor the space to your lifestyle. High-quality laminate hardwood flooring enhances the Family Room, Dining Room, Kitchen, Breakfast Room, Foyer, Owner’s Entry, and Pantry, while oak stairs and railing lead from the main level to the second floor, adding warmth and timeless appeal. Upstairs, the expansive owner’s suite is designed as a private retreat and is joined by four additional secondary bedrooms and three full baths, providing ample space and comfort for a large or growing household. Upgraded tile in the owner’s suite and enhanced carpet padding throughout the home add to the overall comfort and quality. The lower level offers even more versatility, with the potential to create a recreation room, media room, den, or an additional bedroom suite, depending on your needs. With approximately 3,538 square feet of living space, this home is designed with personalization in mind and includes upgrade-level cabinetry with brushed nickel hardware, granite countertops, and an extended kitchen island ideal for gathering and entertaining. A sixth bedroom with a full bath may be added on the main level. Builder makes no representation regarding the land or lot listing, as this offering is for co-marketing purposes only, and buyers are responsible for all due diligence related to the land purchase. Photos and options shown may include multiple elevations and upgrades not included in the base price, and pricing is subject to change based on selected options and enhancements.

Property Details for 5540 Waterloo Road

Tax ID Number
1406590942
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Colonial
Levels/Stories
3.5
Furnished
No
LISTING UPDATED: 02/10/2026 08:26 PM

Property Details for 5540 Waterloo Road

StatusActive
MLS #MDHW2059826
Days on Market145
Taxes$3,239 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built-
Lot Size0.83 AC / 36,043 SF
CountyHoward County

Location

Listing Courtesy of RE/MAX Realty Group
Add your commute

Building Information for 5540 Waterloo Road

Stories-Year Built-Building Size-Lot Size0.83 AC / 36,043 SF

Payment Calculator

$6,459 per month

30 year fixed, 6.15% Interest

Principal and Interest

$6,189

Property Taxes

$270

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 5540 Waterloo Road

Location
Location
  • In City Limits: Yes
  • Transportation: Commuter Rail Station less than 1 mile, Bus Stop less than 1 mile
  • School District Name: HOWARD COUNTY PUBLIC SCHOOLS
  • School District County ID: 803971799792
  • SchoolDistrictSource: Listing Agent
  • County: HOWARD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $222,500
  • Year Assessed: 2025
  • County Tax: $2,283
  • Improvement Assessed Value: $0
  • City Town Tax: $0
  • Land Assessed Value: $222,500
  • Clean Green Assessed: No
  • Front Foot Fee: $0
  • Front Foot Fee Payment Frequency: Annually
  • Land Use Code: R
  • Refuse Fee: $365
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R20
  • Zoning Dscrp: Residential
  • Tax Lot: 3
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 5
  • # Bathrooms Count All Upper Levels: 4
  • # Bathrooms Full All Upper Levels: 4
Upper Level 1
  • # Bedrooms Count Upper Level: 5
  • # Bathrooms Count Upper Level: 4
  • # Bathrooms Full Upper Level: 4
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 0
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 0
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Basement, Foyer, 2nd Stry Fam Rm, Laundry, Storage Room, Utility Room, Bathroom 2, Primary Bathroom
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Basement
  • Room Level: Lower 1
  • Room Exists: Yes
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: 2nd Stry Fam Rm
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 7
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Foyer
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Storage Room
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Laundry
  • Room Level: Main
  • Room Exists: Yes
Room 11
  • Room Type: Utility Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 12
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 13
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 14
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 15
  • Room Type: Bedroom 5
  • Room Level: Upper 1
  • Room Exists: Yes
Room 16
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 17
  • Room Type: Bedroom 4
  • Room Level: Upper 1
  • Room Exists: Yes
Room 18
  • Room Type: Primary Bathroom
  • Room Level: Upper 1
  • Room Exists: Yes
Building Info
Building Info
  • Builder Name: Timberlake homes
  • Total Finished SQFT: 3,530.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: .00
  • Total SQFT: 5,280.00
  • Total SQFT Source: Estimated
  • Construction Materials: Batts Insulation, Blown-In Insulation, CPVC/PVC, Frame, Rough-In Plumbing, Stick Built, Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8045/1402/3710/804514023710_512_384_WM_9IGhTtejLh3aSfFY.jpg
  • Wall and Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminate Plank, Vinyl
  • Basement Type: Full, Unfinished, Poured Concrete
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Upper Level 1-5, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Upper Level 1-3, Bathrooms Full-Upper Level 1-4
  • # Bathrooms Full: 5
  • # Bathrooms Half: 0
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Cleared, Front Yard, Level, Not In Development, Open, Private, Rear Yard
  • Road Surface Type: Black Top, Gravel
  • Location Type: Suburban
  • Parcel ID: 15464189
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Free, Lighted Parking, Surface
  • Garage Features: Garage - Front Entry, Inside Access, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors
  • Fireplace: No
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Water Heater - High-Efficiency
  • Accessibility Features: None
  • Security Features: Main Entrance Lock, Smoke Detector, Sprinkler System - Indoor
  • Door Features: Sliding Glass, Six Panel
  • Window Features: Energy Efficient, Low-E, Triple Pane
  • Laundry Type: Hookup
  • Virtual Tour URL Unbranded: https://timberlakehomes.com/models/red-oak/
Exterior Features
Exterior Features
  • Exterior Features: Play Area
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Under Ground, Cable TV Available, Electric Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: 60+ Gallon Tank, Electric
  • Water Source: Public
  • Sewer Septic: Public Septic
  • Electric Service: 200+ Amp Service, Other
  • Internet Services: Cable, Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Howard County Association of REALTORS
  • List Agent URL: www.topmdrealestate.com

Property History for 5540 Waterloo Road

DateEvent & SourcePriceAppreciation
Feb 8, 2026

Price Change

BRIGHT #MDHW2059826

$1,269,900—
Sep 19, 2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595—
Apr 30, 2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999—
Mar 28, 2025

Expired

BRIGHT #MDHW2031788

—
Jan 2, 2025

Listed (Active)

BRIGHT #MDHW2031788

—
Dec 29, 2024

Expired

BRIGHT #MDHW2031788

—
Nov 9, 2024

Price Change

BRIGHT #MDHW2031788

$449,999—
Oct 24, 2024

Price Change

BRIGHT #MDHW2031788

$399,999—
Jan 7, 2024

Listed (Active)

BRIGHT #MDHW2031788

—
Dec 31, 2023

Expired

BRIGHT #MDHW2031788

—
Nov 30, 2023

Expired

BRIGHT #MDHW251594

—
Aug 31, 2023

Listed (Active)

BRIGHT #MDHW2031788

$369,000—
Jun 24, 2023

Withdrawn

BRIGHT #MDHW251594

—
Mar 22, 2022

Price Change

BRIGHT #MDHW251594

$388,000—
Jan 7, 2021

Price Change

BRIGHT #MDHW251594

$398,000—
Oct 27, 2019

Price Change

BRIGHT #MDHW251594

$399,000—
Mar 22, 2019

Listed (Active)

BRIGHT #MDHW251594

$395,000—
Oct 2, 2013

Withdrawn

BRIGHT #1009505758

$389,999—
Oct 1, 2013

Withdrawn

BRIGHT #1009505758

—
Dec 21, 2011

Listed (Active)

BRIGHT #1009505758

$409,430—
Oct 27, 2011

Expired

BRIGHT #1006827742

$409,430—
May 10, 2011

Listed (Active)

BRIGHT #1006827742

$429,430—
May 1, 2011

Expired

BRIGHT #1006768300

$429,430—
Oct 31, 2010

Listed (Active)

BRIGHT #1006768300

$429,430—
DateEvent & SourcePrice
02/08/2026

Price Change

BRIGHT #MDHW2059826

$1,269,900
09/19/2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595
04/30/2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999
03/28/2025

Expired

BRIGHT #MDHW2031788

—
01/02/2025

Listed (Active)

BRIGHT #MDHW2031788

—
12/29/2024

Expired

BRIGHT #MDHW2031788

—
11/09/2024

Price Change

BRIGHT #MDHW2031788

$449,999
10/24/2024

Price Change

BRIGHT #MDHW2031788

$399,999
01/07/2024

Listed (Active)

BRIGHT #MDHW2031788

—
12/31/2023

Expired

BRIGHT #MDHW2031788

—
11/30/2023

Expired

BRIGHT #MDHW251594

—
08/31/2023

Listed (Active)

BRIGHT #MDHW2031788

$369,000
06/24/2023

Withdrawn

BRIGHT #MDHW251594

—
03/22/2022

Price Change

BRIGHT #MDHW251594

$388,000
01/07/2021

Price Change

BRIGHT #MDHW251594

$398,000
10/27/2019

Price Change

BRIGHT #MDHW251594

$399,000
03/22/2019

Listed (Active)

BRIGHT #MDHW251594

$395,000
10/02/2013

Withdrawn

BRIGHT #1009505758

$389,999
10/01/2013

Withdrawn

BRIGHT #1009505758

—
12/21/2011

Listed (Active)

BRIGHT #1009505758

$409,430
10/27/2011

Expired

BRIGHT #1006827742

$409,430
05/10/2011

Listed (Active)

BRIGHT #1006827742

$429,430
05/01/2011

Expired

BRIGHT #1006768300

$429,430
10/31/2010

Listed (Active)

BRIGHT #1006768300

$429,430

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5540 Waterloo Road

Taxable ValueLand$222,500Additions-Total$222,500
Tax Record2022$1,661 ($138 / month)
Home Facts
Beds0Lot Size36,043 SqFtStyleResidentialZoningR20CountyHOWARDAPN06-590942

Schools near 5540 Waterloo Road

This home is within Howard County Public Schools.
Rating
School
Type
Grades
Distance
Waterloo Elementary School
Public - PK to 5
Mayfield Woods Middle School
Public - 6 to 8
Long Reach High School
Public - 9 to 12
Cedar Lane Special Center
Public - PK to 12
Rating
School
Distance
Waterloo Elementary School
PublicPK to 5

Mayfield Woods Middle School
Public6 to 8

Long Reach High School
Public9 to 12

Cedar Lane Special Center
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5540 Waterloo Road, Columbia, MD 21045

5540 Waterloo Road is a single family home for sale in Columbia, MD 21045. This property was listed for sale on September 19, 2025 by RE/MAX Realty Group, it's currently listed at $1,269,900. This listing's school district is Howard County Public Schools. Nearby schools include Waterloo Elementary School, Mayfield Woods Middle School and Long Reach High School. 5540 Waterloo Road is a 6-bed, 5-bath, 3,530 sqft single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Realty Group

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/10/2026 08:26 PM