5540 Waterloo Road

New Construction
New Construction
Gallery Image 1
Gallery Image 2
Gallery Image 3
Gallery Image 4
Gallery Image 5
Gallery Image 6
Gallery Image 7
Gallery Image 8
Gallery Image 9
Gallery Image 10
$1,269,900
6 beds3,530 sqft$360/sqft
5540 Waterloo Rd, Columbia, MD 21045
Est: $6,725/moGet pre-approved

Description

A charming front porch welcomes you into this thoughtfully designed to-be-built home, where a bright, open-concept layout creates a seamless flow between living spaces. The main level offers a flexible floor plan with the option to add a rear sunroom, allowing you to tailor the space to your lifestyle. High-quality laminate hardwood flooring enhances the Family Room, Dining Room, Kitchen, Breakfast Room, Foyer, Owner’s Entry, and Pantry, while oak stairs and railing lead from the main level to the...A charming front porch welcomes you into this thoughtfully designed to-be-built home, where a bright, open-concept layout creates a seamless flow between living spaces. The main level offers a flexible floor plan with the option to add a rear sunroom, allowing you to tailor the space to your lifestyle. High-quality laminate hardwood flooring enhances the Family Room, Dining Room, Kitchen, Breakfast Room, Foyer, Owner’s Entry, and Pantry, while oak stairs and railing lead from the main level to the second floor, adding warmth and timeless appeal. Upstairs, the expansive owner’s suite is designed as a private retreat and is joined by four additional secondary bedrooms and three full baths, providing ample space and comfort for a large or growing household. Upgraded tile in the owner’s suite and enhanced carpet padding throughout the home add to the overall comfort and quality. The lower level offers even more versatility, with the potential to create a recreation room, media room, den, or an additional bedroom suite, depending on your needs. With approximately 3,538 square feet of living space, this home is designed with personalization in mind and includes upgrade-level cabinetry with brushed nickel hardware, granite countertops, and an extended kitchen island ideal for gathering and entertaining. A sixth bedroom with a full bath may be added on the main level. Builder makes no representation regarding the land or lot listing, as this offering is for co-marketing purposes only, and buyers are responsible for all due diligence related to the land purchase. Photos and options shown may include multiple elevations and upgrades not included in the base price, and pricing is subject to change based on selected options and enhancements.
LISTING UPDATED: 07/20/2026 01:02 PM

  1. Listed by Jeffrey M Berman • RE/MAX Realty Group
    P: (410) 715-3390 jb2981@gmail.com

Property Details for 5540 Waterloo Road

Status
Active
MLS #
MDHW2059826
Days on Market
334
Taxes
$3,239 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
Single Family
MLS Type
Residential / Fee Simple
Year Built
-
Lot Size
0.83 AC / 36,043 SF
County
Howard County
Tax ID Number
1406590942
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Colonial
Levels/Stories
3.5
Furnished
No
Waterfront
No
Views
Garden/Lawn, Panoramic
Garage
Yes
Expected On Market Date
09-26-2025
Subdivision
NONE AVAILABLE
Subdivision
NONE AVAILABLE (HOWARD MD)
Total Parking Spaces
4
Central Air
Yes
Basement
Yes
Above Grade Finished SQFT
3,530.00
Above Grade Fin SQFT Source
Estimated
Below Grade Finished SQFT
.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
1,750.00
Below Grade Unfin SQFT Source
Estimated
Total Below Grade SQFT
1,750.00
Total Below Grade SQFT Source
Estimated
New Construction
Yes
Construction Completed
No
Property Condition
Excellent

Location

Listing Courtesy of RE/MAX Realty Group
Add your commute

Building Information for 5540 Waterloo Road

Stories-Year Built-Building Size-Lot Size0.83 AC / 36,043 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$6,725 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,455

Property Taxes

$270

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 5540 Waterloo Road

Location
Location
  • In City Limits: Yes
  • Transportation: Commuter Rail Station less than 1 mile, Bus Stop less than 1 mile
  • School District Name: HOWARD COUNTY PUBLIC SCHOOLS
  • School District County ID: 803971799792
  • SchoolDistrictSource: Listing Agent
  • County: HOWARD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $222,500
  • Year Assessed: 2025
  • County Tax: $2,283
  • Improvement Assessed Value: $0
  • City Town Tax: $0
  • Land Assessed Value: $222,500
  • Clean Green Assessed: No
  • Front Foot Fee: $0
  • Front Foot Fee Payment Frequency: Annually
  • Land Use Code: R
  • Refuse Fee: $365
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R20
  • Zoning Dscrp: Residential
  • Tax Lot: 3
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 5
  • # Bathrooms Count All Upper Levels: 4
  • # Bathrooms Full All Upper Levels: 4
Upper Level 1
  • # Bedrooms Count Upper Level: 5
  • # Bathrooms Count Upper Level: 4
  • # Bathrooms Full Upper Level: 4
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 0
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 0
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Basement, Foyer, 2nd Stry Fam Rm, Laundry, Storage Room, Utility Room, Bathroom 2, Primary Bathroom
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 2
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 3
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 4
  • Room Type: Bedroom 5
  • Room Level: Upper 1
  • Room Exists: Yes
Room 5
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 6
  • Room Type: Bedroom 4
  • Room Level: Upper 1
  • Room Exists: Yes
Room 7
  • Room Type: Primary Bathroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 8
  • Room Type: Basement
  • Room Level: Lower 1
  • Room Exists: Yes
Room 9
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Exists: Yes
Room 11
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Exists: Yes
Room 12
  • Room Type: Foyer
  • Room Level: Main
  • Room Exists: Yes
Room 13
  • Room Type: Utility Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 14
  • Room Type: 2nd Stry Fam Rm
  • Room Level: Main
  • Room Exists: Yes
Room 15
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 16
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 17
  • Room Type: Storage Room
  • Room Level: Main
  • Room Exists: Yes
Room 18
  • Room Type: Laundry
  • Room Level: Main
  • Room Exists: Yes
Building Info
Building Info
  • Builder Name: Timberlake homes
  • Total Finished SQFT: 3,530.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: .00
  • Total SQFT: 5,280.00
  • Total SQFT Source: Estimated
  • Construction Materials: Batts Insulation, Blown-In Insulation, CPVC/PVC, Frame, Rough-In Plumbing, Stick Built, Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8045/1402/3710/804514023710_512_384_WM_9IGhTtejLh3aSfFY.jpg
  • Wall and Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminate Plank, Vinyl
  • Basement Type: Full, Unfinished, Poured Concrete
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Upper Level 1-5, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Upper Level 1-3, Bathrooms Full-Upper Level 1-4
  • # Bathrooms Full: 5
  • # Bathrooms Half: 0
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Cleared, Front Yard, Level, Not In Development, Open, Private, Rear Yard
  • Road Surface Type: Black Top, Gravel
  • Location Type: Suburban
  • Parcel ID: 15464189
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Free, Lighted Parking, Surface
  • Garage Features: Garage - Front Entry, Inside Access, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors
  • Fireplace: No
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Water Heater - High-Efficiency
  • Accessibility Features: None
  • Security Features: Main Entrance Lock, Smoke Detector, Sprinkler System - Indoor
  • Door Features: Sliding Glass, Six Panel
  • Window Features: Energy Efficient, Low-E, Triple Pane
  • Laundry Type: Hookup
  • Virtual Tour URL Unbranded: https://timberlakehomes.com/models/red-oak/
Exterior Features
Exterior Features
  • Exterior Features: Play Area
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Under Ground, Cable TV Available, Electric Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: 60+ Gallon Tank, Electric
  • Water Source: Public
  • Sewer Septic: Public Septic
  • Electric Service: 200+ Amp Service, Other
  • Internet Services: Cable, Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Howard County Association of REALTORS
  • List Agent URL: www.topmdrealestate.com

Property History for 5540 Waterloo Road

DateEvent & SourcePriceAppreciation
Feb 8, 2026

Price Change

BRIGHT #MDHW2059826

$1,269,900—
Sep 19, 2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595—
Apr 30, 2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999—
DateEvent & SourcePrice
02/08/2026

Price Change

BRIGHT #MDHW2059826

$1,269,900
09/19/2025

Listed (Active)

BRIGHT #MDHW2059826

$1,130,595
04/30/2025

Listed (Active)

BRIGHT #MDHW2052728

$449,999

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5540 Waterloo Road

Taxable ValueLand$222,500Additions-Total$222,500
Tax Record2022$1,661 ($138 / month)
Home Facts
Beds0Lot Size36,043 SqFtStyleResidentialZoningR20CountyHOWARDAPN06-590942

Schools near 5540 Waterloo Road

This home is within Howard County Public Schools.
Rating
School
Type
Grades
Distance
Waterloo Elementary School
Public - PK to 5
Mayfield Woods Middle School
Public - 6 to 8
Long Reach High School
Public - 9 to 12
Homewood School
Public - 6 to 12
Rating
School
Distance
Waterloo Elementary School
PublicPK to 5

Mayfield Woods Middle School
Public6 to 8

Long Reach High School
Public9 to 12

Homewood School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 21045

$995,000 | 8502 Dark Hawk Circle, Columbia, MD 21045
1/73

$995,000

6
Bedrooms
5,300
Square Feet
0.25
Acres

8502 Dark Hawk Circle, Columbia, MD 21045

$349,000 | 8802 Tamar Drive, Unit 141, Columbia, MD 21045
1/32
Coming Soon

$349,000

3
Bedrooms
1,080
Square Feet
Unavailable
Acres

8802 Tamar Drive, Unit 141, Columbia, MD 21045

$395,000 | 5474 Tilted Stone, Columbia, MD 21045
1/15

$395,000

3
Bedrooms
1,792
Square Feet
0.03
Acres

5474 Tilted Stone, Columbia, MD 21045

$875,000 | 5304 Catchfly Court, Columbia, MD 21045
1/88
Listed By Coldwell Banker Realty

$875,000

5
Bedrooms
3,738
Square Feet
0.28
Acres

5304 Catchfly Court, Columbia, MD 21045

$419,000 | 8922 Mallard Court, Columbia, MD 21045
1/29

$419,000

3
Bedrooms
1,696
Square Feet
Unavailable
Acres

8922 Mallard Court, Columbia, MD 21045

$550,000 | 6875 Bugledrum Way, Columbia, MD 21045
1/67

$550,000

3
Bedrooms
2,420
Square Feet
0.19
Acres

6875 Bugledrum Way, Columbia, MD 21045

$410,000 | 8926 Mallard Court, Columbia, MD 21045
1/25
Listed By Compass

$410,000

3
Bedrooms
1,620
Square Feet
Unavailable
Acres

8926 Mallard Court, Columbia, MD 21045

$665,000 | 5285 Corncockle Court, Columbia, MD 21045
1/61
Virtual Tour

$665,000

4
Bedrooms
2,639
Square Feet
0.40
Acres

5285 Corncockle Court, Columbia, MD 21045

$260,000 | 6063 Majors Lane, Unit 3, Columbia, MD 21045
1/44

$260,000

3
Bedrooms
1,280
Square Feet

6063 Majors Lane, Unit 3, Columbia, MD 21045

Explore Nearby Homes

More information about 5540 Waterloo Road, Columbia, MD 21045

5540 Waterloo Road is a single family home for sale in Columbia, MD 21045. This property was listed for sale on September 19, 2025 by RE/MAX Realty Group, it's currently listed at $1,269,900. This listing's school district is Howard County Public Schools. Nearby schools include Waterloo Elementary School, Mayfield Woods Middle School and Long Reach High School. 5540 Waterloo Road is a 6-bed, 5-bath, 3,530 sqft single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Realty Group

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/20/2026 01:02 PM