557 Lucerne St

$1,239,000
Price
2
Beds
1,396 Sq. Ft.
$888 / Sq. Ft.
1,396
Sq. Ft.
$888
per Sq. Ft.

Description

Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex. Watch the amazing SLO County sunsets, migrating whales, and ocean life—all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with...Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex. Watch the amazing SLO County sunsets, migrating whales, and ocean life—all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with established landscaping. Entering the home, an open staircase leads up to southwest-facing, wall-to-wall windows in the open living and dining area, with the upper floor perched up above the neighboring condo rooflines. The large private deck adds outdoor living space with new glass panels to highlight the amazing coastal views. Upstairs you'll find a stately gas fireplace, cozy kitchen with views of Morro Rock, bar seating, a large pantry/linen closet, and full bathroom. There are two large bedrooms on the ground floor with ample closets, lots of additional hallway storage, full bathroom with modern upgrades, and indoor access to the attached garage, with room for a small vehicle, EV charger, and backup generator plus an additional assigned parking space in the private community lot. Call Cayucos home--close to many charming and relaxing coastal attractions, the Cayucos Pier, newly renovated Cayucos Landing Vets Hall, shops, restaurants, and the trailhead for Estero Bluffs State Park.
  1. Listed by Catherine Stone • DRE #00917365 • Brokerage DRE #00917365 • Central Coast Real Estate • 805-234-4509
  2. Listed by Doug Adams • DRE #02239163 • Brokerage DRE #00917365 • Central Coast Real Estate

Property Details for 557 Lucerne Street

View
Bluff, Coastline
Parking Spaces Total
1
Private Pool
No
Cooling Type
Central Air
Total Units
1.0
Building Type
Attached
Lot Size Source
Public Records
Living Area
1396
LISTING UPDATED: 12/21/2025 06:17 AM

Property Details for 557 Lucerne Street

StatusActive
MLS #SC25118536
Days on Market199
Taxes-
HOA Fees$400 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1980
CountySan Luis Obispo County

Location

Listing Courtesy of Central Coast Real Estate, Catherine Stone, DRE #00917365; Central Coast Real Estate, Doug Adams, DRE #02239163
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Building Information for 557 Lucerne Street

Building/ComplexThe BluffsFloor-Stories2Residences-Pet Policy-Pet Policy Details-Year Built1980

Payment Calculator

$6,932 per month

30 year fixed, 6.28% Interest

Principal and Interest

$6,122

Property Taxes

$410

HOA Dues

$400

The Payment Calculator is for illustrative purposes only.

Property Information for 557 Lucerne Street

Rental Info
Rental Info
  • Pets Allowed: Call For Rules
Income / Expense / Tax Details
Tax / Assessment Info
  • CFD/Mello-Roos Fee: $0
Community / Development
Community / Development
  • Association Amenities: Pest Control, Trash, Maintenance Front Yard
  • Assessments YN: Yes
  • Assessments: Special Assessments
  • Community Features: Biking, Curbs, Dog Park, Fishing, Hiking, Gutters, Park, Sidewalks, Storm Drains
  • Community: Town of Cayucos(540)
  • Number Of Units In Community: 6
  • Complex Name: The Bluffs
  • Association Name: The Bluffs
  • Association Phone: 805-550-9142
Property / Structure Info
Interior Features
  • Appliances: Electric Range, Electric Cooktop, Microwave, Refrigerator
  • Equipment: Microwave, Refrigerator, Electric Range
  • Room Type: All Bedrooms Down, Kitchen, Living Room
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Room Bathroom Features: Bathtub, Shower, Shower in Tub
  • Bedroom Features: All Bedrooms Down
  • Room Kitchen Features: Kitchen Open to Family Room, Quartz Counters
  • Eating Area: Breakfast Counter / Bar, Dining Room
  • Laundry: Yes
  • Laundry Features: In Garage
  • Fireplace Features: Living Room
  • Fireplace Rooms: Living Room
  • Fireplace: FP in Living Room
  • Cooling: Central Air
  • Heating Type: Central
  • Heating: Central
  • Heat Equipment: Forced Air Unit
  • Flooring Type: Laminate
  • Floor Coverings: Laminate
  • Flooring: Laminate
Exterior Features
  • Window Features: Double Pane Windows
  • Roof: Shingle
  • Entry Location: Front Door
  • Fence: Yes
  • Fence: Wood
  • Fencing: Wood
  • Structures: Gutters, Storm Drains
  • Structure Type: Duplex
  • Other Structures: Gutters, Storm Drains
  • Property Condition: Turnkey
  • Miscellaneous: Gutters, Storm Drains
  • View Description: Bluff, Coastline
  • Waterfront Features: Ocean Front, Ocean Side Of Highway 1
  • Patio: Yes
  • Patio And Porch Features: Deck
  • Pool Features: None
  • Pool Description: None
  • Pool: N/K
  • Pool Heat: N/K
  • Spa Features: None
  • Spa Heat: N/K
Land/Lot Info
  • Lease Considered: No
  • Number Of Units: 6
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Road Surface Type: Paved
  • Road Frontage Type: City Street
  • Levels: Two
  • Water: Public
  • Sewer: Public Sewer
  • Sewer/Septic: Public Sewer
  • Water Source: Public
Parking Info
  • Garage Spaces: 1
  • Parking Garage: Assigned, On street
  • Parking Non-Garage: Assigned
  • Parking Garage Spaces: 1
  • Parking Garage: Assigned
  • Carport Spaces: 0
  • Attached Garage: Yes
  • Parking Features: Assigned, Street
Property / Structure Info
  • Builders Tract Name: Town of Cayucos
  • Builders Tract Code: Town of Cayucos(540)
  • Residential Styles: All Other Attached
  • Residential Unit Location: End Unit, 1 common wall

Property History for 557 Lucerne Street

DateEvent & SourcePriceAppreciation
Oct 14, 2025

Price Change

CLAW #SC25118536MR

$1,239,000
Oct 14, 2025

Price Change

CRMLS #SC25118536

$1,239,000
Oct 13, 2025

Price Change

SDMLS #SC25118536

$1,239,000
Aug 3, 2025

Price Change

CLAW #SC25118536MR

$1,245,000
Aug 3, 2025

Price Change

CRMLS #SC25118536

$1,245,000
Aug 2, 2025

Price Change

SDMLS #SC25118536

$1,245,000
Jun 13, 2025

Listed (Active)

CRMLS #SC25118536

$1,250,000
May 27, 2025

Listed (Active)

CLAW #SC25118536MR

$1,250,000
May 27, 2025

Listed (Active)

SDMLS #SC25118536

$1,250,000
Dec 11, 1997

Permanently Off Market

NSBCMLS #702871

$290,000
Nov 17, 1997

Sold

CRMLS #AT702871

$290,000
Nov 17, 1997

Pending

CRMLS #AT702871

Nov 17, 1997

Sold

CLAW #AT702871MR

$290,000
Nov 17, 1997

Sold

NSBCMLS #702871

$290,000
Nov 17, 1997

Pending

CLAW #AT702871MR

Jan 20, 1997

Listed (Active)

NSBCMLS #702871

$290,000
Jan 20, 1997

Listed (Active)

CLAW #AT702871MR

$290,000
Jan 20, 1997

Listed (Active)

CRMLS #AT702871

$290,000
DateEvent & SourcePrice
10/14/2025

Price Change

CLAW #SC25118536MR

$1,239,000
10/14/2025

Price Change

CRMLS #SC25118536

$1,239,000
10/13/2025

Price Change

SDMLS #SC25118536

$1,239,000
08/03/2025

Price Change

CLAW #SC25118536MR

$1,245,000
08/03/2025

Price Change

CRMLS #SC25118536

$1,245,000
08/02/2025

Price Change

SDMLS #SC25118536

$1,245,000
06/13/2025

Listed (Active)

CRMLS #SC25118536

$1,250,000
05/27/2025

Listed (Active)

CLAW #SC25118536MR

$1,250,000
05/27/2025

Listed (Active)

SDMLS #SC25118536

$1,250,000
12/11/1997

Permanently Off Market

NSBCMLS #702871

$290,000
11/17/1997

Sold

CRMLS #AT702871

$290,000
11/17/1997

Pending

CRMLS #AT702871

11/17/1997

Sold

CLAW #AT702871MR

$290,000
11/17/1997

Sold

NSBCMLS #702871

$290,000
11/17/1997

Pending

CLAW #AT702871MR

01/20/1997

Listed (Active)

NSBCMLS #702871

$290,000
01/20/1997

Listed (Active)

CLAW #AT702871MR

$290,000
01/20/1997

Listed (Active)

CRMLS #AT702871

$290,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 557 Lucerne Street

Taxable ValueLand$239,493Additions$223,526Total$463,019
Tax Record2025$4,925 ($410 / month)
Home Facts
Beds3Total Finished SqFt1,396 SqFtAbove Grade Finished SqFt1,396 SqFtLot Size1,616 SqFtStyleCondominiumYear Built1980ZoningRMFCountySAN LUIS OBISPOAPN064-282-004Fireplace TypeHas Fireplace

Schools near 557 Lucerne Street

This home is within Cayucos Elementary School District.
Rating
School
Type
Grades
Distance
Public - K to 8
Rating
School
Distance
Cayucos Elementary School
PublicK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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557 Lucerne Street is a condo for sale in Cayucos, CA 93430. This property was listed for sale on May 27, 2025 by Central Coast Real Estate, it's currently listed at $1,239,000. It has been on the market for a total of 199 days and was last sold on November 17, 1997. This listing's school district is Cayucos Elementary School District. Nearby schools include Cayucos Elementary School. 557 Lucerne Street is a 2-bed, 2-bath, 1,396 sqft condo built in 1980.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Central Coast Real Estate, Catherine Stone, DRE #00917365; Central Coast Real Estate, Doug Adams, DRE #02239163

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.