2 beds912 sqft$323/sqft
5699 Smith Road, Cheboygan, MI 49721
Est: $1,582/moGet pre-approved

Description

Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen...Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space. Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere. Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.
LISTING UPDATED: 08/02/2026 09:58 AM

  1. Listed by Shelly L Kovach • Brokerage DRE #6503424682 • Brookstone, Realtors LLC
    P: (248) 563-6303 C: (248) 563-6303 shelly@kovachrealestate.com

Property Details for 5699 Smith Road

Status
MLS #
20261057624
Days on Market
23
Taxes
$991 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1970
Lot Size
1.14 AC / 49,658 SF
Subdivision Name
T36N, R1E
Architectural Style
Manufacturedwith Land, Ranch
Waterfront Features
All Sports Lake, Direct Water Frontage, Lake Front, Waterfront
Waterfront
Yes
Senior Community
No

Location

Listing Courtesy of Brookstone, Realtors LLC
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Building Information for 5699 Smith Road

Stories-Year Built1970Building Size-Lot Size1.14 AC / 49,658 SF

Payment Calculator

$1,582 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,499

Property Taxes

$83

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 5699 Smith Road

Summary
Location and General Information
  • Directions: From N. Black River Road, travel east on Twin Lakes Road approximately 3 miles. Turn left onto S. Smith Road and continue to the end. Property is located on the waterfront.
  • Latitude: 45.538153
  • Longitude: -84.292908
  • Township: Cheboygan
  • Cross Street: Twin Lakes Road & S. Smith Road
  • MLS Area Major: Area16032Cheboygan
  • Water Body Name: Twin Lakes
Taxes and HOA
  • Parcel Number: 15100320002700
  • Tax Amount Summer: $504.00
  • Tax Amount Winter: $486.52
  • Tax Annual Amount: $990.52
  • Tax Assessed Value: $36,071.00
  • Tax Block: 3
  • Tax Legal Description: BEG AT SE COR OF SEC 3, T36N, R1E; TH N 2D 13M W 3717.66FT; TH N 87D 12M W 396FT TO POB; TH N 2D 13M W 158.68FT TO WATER'S EDGE OF TWIN LAKES; TH S 67D 24M W 158.65FT; TH S 6D 40M W 114.70FT ALG SD SHORE; TH N 88D 33M E 166.35FT; TH N 2D 13M W 12.20FT TO POB. **AND** BEG SE COR SEC 3, T36N, R1E; TH N 2D 13M W 3717.66FT; TH N 87D 12M W 396FT; TH S 2D 13M E 12.20FT TO POB; TH S 2D 13M E 17FT; TH S 88D 33M W 72FT; TH N 2D 13M W 17FT; TH N 88D 33M E 72FT TO POB. 585/591;846/165;1401/206
  • Association: No
School Information
  • High School District: Cheboygan Area
Parking
  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Garage: Yes
  • Parking Features: Two Car Garage, Attached, Direct Access, Driveway, Electricityin Garage, Garage Faces Front, Heated Garage, Garage Door Opener, Side Entrance
Property
Lot Information
  • Lot Size Acres: 1.14
  • Lot Size Area: 49658.0
  • Lot Size Square Feet: 49658.4
  • Lot Size Dimensions: 167x185x115x160
  • Water Frontage Feet: 275.0
  • Lot Size Units: Acres
  • Road Frontage Feet: 167
  • Road Frontage Type: Dirt
  • Road Surface Type: Gravel
Property and Assessments
  • State Equalized Value: 71100.0
  • Living Area: 912.0
  • Building Area Total: 912.0
  • Above Grade Finished Area: 912.0
  • Above Grade Finished Area Units: Square Feet
  • Class Name: Residential
  • Living Area Source: Prior Listing
  • New Construction: No
  • Other Structures: Shed(s)
  • Year Built: 1970
Building Features
  • Construction Materials: Aluminum Siding
  • Entry Location: Ground Level
  • Foundation Details: Block, Michigan Basement, Sealed Foundation
  • Levels: One
  • Year Remodeled: 2000
  • Roof: Asphalt
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Interior Features
  • Bathrooms Total Notational: 1.0
  • Appliances: Dryer, Free Standing Electric Range, Free Standing Refrigerator, Self Cleaning Oven, Washer
  • Basement: Unfinished, Walk Out Access
  • Has Basement: Yes
  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Cooling: Ceiling Fans
  • Has Cooling: No
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Heating: Baseboard, Natural Gas
  • Has Heating: Yes
  • Interior Features: Walk-In Closet(s)
  • Laundry Features: Main Level
  • Rooms Total: 7
  • Water Heater Fuel: Natural Gas
Room Information
Room 1
  • Room Dimensions: 19 X 15
  • Room Length: 19.0
  • Room Width: 15.0
  • Room Level: Entry
  • Room Type: Dining Room
Room 2
  • Room Dimensions: 11 X 13
  • Room Length: 11.0
  • Room Width: 13.0
  • Room Level: Entry
  • Room Type: Kitchen
Room 3
  • Room Dimensions: 11 X 9
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Level: Entry
  • Room Type: Bedroom 2
Room 4
  • Room Description: Full
  • Room Dimensions: 8 X 11
  • Room Length: 8.0
  • Room Width: 11.0
  • Room Level: Entry
  • Room Type: Bathroom 1
Room 5
  • Room Dimensions: 8 X 6
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Level: Entry
  • Room Type: Laundry
Room 6
  • Room Dimensions: 8 X 6
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Level: Entry
  • Room Type: Living Room
Room 7
  • Room Dimensions: 7 X 9
  • Room Length: 7.0
  • Room Width: 9.0
  • Room Level: Entry
  • Room Type: Bedroom 1
Room 8
  • Room Dimensions: 7 X 7
  • Room Length: 7.0
  • Room Width: 7.0
  • Room Level: Entry
  • Room Type: Other
Agent
Sale and Listings
  • Public GLR Website: Yes
Rental
Rent Information
  • Existing Lease: No

Property History for 5699 Smith Road

DateEvent & SourcePriceAppreciation
Jul 28, 2026

Listed (Active)

Water Wonderland Board of REALTORS #201841757

$295,000
Jul 24, 2026

Listed (Active)

Realcomp #20261057624

$295,000
Jul 24, 2026

Listed (Active)

MiRealSource #61014734

$295,000
DateEvent & SourcePrice
07/28/2026

Listed (Active)

Water Wonderland Board of REALTORS #201841757

$295,000
07/24/2026

Listed (Active)

Realcomp #20261057624

$295,000
07/24/2026

Listed (Active)

MiRealSource #61014734

$295,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 5699 Smith Road

Taxable ValueLand-Additions-Total-
Tax Record2025$504 ($42 / month)
Home Facts
Beds0Baths1Total Finished SqFt912 SqFtAbove Grade Finished SqFt912 SqFtLot Size49,658 SqFtStyleSingle Family ResidenceCountyCHEBOYGANAPN151-003-200-027-00

Schools near 5699 Smith Road

This home is within Cheboygan Area Schools.
Rating
School
Type
Grades
Distance
Public - K to 3
Public - 3 to 10
Public - 8 to 12
Public - 6 to 12
Rating
School
Distance
East Elementary School
PublicK to 3

Cheboygan Intermediate School
Public3 to 10

Cheboygan Area High School
Public8 to 12

Inverness Academy
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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5699 Smith Road is a single family home for sale in Cheboygan, MI 49721. This property was listed for sale on July 24, 2026 by Brookstone, Realtors LLC, it's currently listed at $295,000. This listing's school district is Cheboygan Area Schools. Nearby schools include East Elementary School, Cheboygan Intermediate School and Cheboygan Area High School. 5699 Smith Road is a 2-bed, 1-bath, 912 sqft single family home built in 1970.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Brookstone, Realtors LLC

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