577 Cardinal Ave

Oswego, IL 60543

$439,900
Price
4
Beds
2,360 Sq. Ft.
$186 / Sq. Ft.
2,360
Sq. Ft.
$186
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Contingent
Contingent

Description

Beautifully maintained, one-owner 2-story "Gate Dancer" model in the highly sought-after Churchill Club! Step into a welcoming, spacious foyer that opens to bright Living and Dining Rooms-perfect for entertaining. The heart of the home features an expansive kitchen with adjoining breakfast area and a generously sized Family Room. A sliding glass door with transom window fills the space with natural light and leads to a stunning paver patio and professionally landscaped backyard-ideal for relaxing...Beautifully maintained, one-owner 2-story "Gate Dancer" model in the highly sought-after Churchill Club! Step into a welcoming, spacious foyer that opens to bright Living and Dining Rooms-perfect for entertaining. The heart of the home features an expansive kitchen with adjoining breakfast area and a generously sized Family Room. A sliding glass door with transom window fills the space with natural light and leads to a stunning paver patio and professionally landscaped backyard-ideal for relaxing or hosting gatherings. Convenience abounds with a main floor laundry/mud room offering direct access to the attached garage. Upstairs, the Primary Suite offers a private retreat with a large walk-in closet and an updated en-suite bath complete with a separate shower, soaking tub, and double vanity. Two additional bedrooms, a versatile loft (easily converted to a 4th bedroom), and a full hallway bath complete the second level. The home also includes a huge basement and partial crawl space, providing abundant storage and endless possibilities. Two Car Attached Garage. Enjoy outdoor living in the beautifully designed backyard featuring a paver patio, seated arbor, and lush landscaping. Conveniently located to schools, shopping, and much more!
  1. Listed by Linda Pilmer • Pilmer Real Estate, Inc
    P: (630)-844-8050 linda@pilmerrealestate.com

Property Details for 577 Cardinal Avenue

Area
Oswego
Subdivision
Churchill Club
Township
Oswego
Ownership
Fee Simple w/ HO Assn.
Num Of Garage Spaces
2.0
Num Of Parking Spaces
2.0
Parking Included in Price
Yes
Air Conditioning Type
Central Air
LISTING UPDATED: 05/08/2026 03:08 PM

Property Details for 577 Cardinal Avenue

StatusContingent
MLS #12600154
Days on Market32
Taxes$9,344 / year
HOA Fees$620 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built2004
Lot Size0.18 AC / 7,750 SF
CountyKendall County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Pilmer Real Estate, Inc
Add your commute

Building Information for 577 Cardinal Avenue

Stories-Year Built2004Building Size-Lot Size0.18 AC / 7,750 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$3,045 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,215

Property Taxes

$779

HOA Dues

$52

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 577 Cardinal Avenue

General Information
School Information
  • Elementary School District: 308
  • Elementary School: Churchill Elementary School
  • Jr High Middle School: Plank Junior High School
  • High School District: 308
  • High School: Oswego East High School
  • Middle Or Junior School District: 308
Addtl Parking Information
  • Parking Details: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location and General Information
  • Front Exposure: West
Taxes and HOA Information
  • Association Fee Frequency: Annually
  • Association Fee Includes: Clubhouse, Pool
  • Master Association Fee($): 300
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Additional Parcels: No
Property Information
Interior Features
  • Interior Property Features: Open Floorplan, Separate Dining Room
  • Num Of Rooms: 8
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Community Features: Clubhouse, Park, Pool, Sidewalks, Street Lights, Street Paved
  • Bath Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Type: Unfinished, Crawl Space, Egress Window, Partial
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Electric: Circuit Breakers
  • Flooring: Laminate, Carpet
  • Dining Room: Separate
  • Basement Bathrooms: No
  • Room Type: No additional rooms
  • Num of Baths: 2.1
Exterior Features
  • Patio And Porch Features: Patio
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Gas Oven
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: No
  • Age: 21-25 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 0
  • Total Finished and Unfin Sq Ft: 0
  • Lot Description: Landscaped Professionally
  • Lot Size: Less Than .25 Acre
  • Lot Size Source: County Records
  • Lot Dimensions: 62x125
  • Zero Lot Line: No
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Vinyl Siding
  • Construction: Vinyl Siding
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: None
  • Living Area Source: Assessor
  • Assessor Square Footage: 2360
  • Management Company: Associa Chicagoland
Property and Assessments
  • Buyer Financing: Conventional, FHA, VA
  • Public Document Count: 3
  • Document Date: 2026-03-24T16:19:38
  • Photos Count: 26
  • Rural: N
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full, Double Sink, Tub & Separate Shwr
  • Master Bedroom Dimensions: 16X15
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 13X11
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 13X11
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 11X11
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 13X11
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 17X15
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 11X11
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 11X8
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 13X11

Property History for 577 Cardinal Avenue

DateEvent & SourcePriceAppreciation
Apr 16, 2026

Contingent

MRED #12600154

—
Apr 7, 2026

Listed (Active)

MRED #12600154

$439,900—
Dec 7, 2004

Sold (Public Record)

Public Record #152489659

$237,500—
DateEvent & SourcePrice
04/16/2026

Contingent

MRED #12600154

—
04/07/2026

Listed (Active)

MRED #12600154

$439,900
12/07/2004

Sold (Public Record)

Public Record #152489659

$237,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 577 Cardinal Avenue

Taxable ValueLand$25,312Additions$100,038Total$125,350
Tax Record2024$9,443 ($787 / month)
Home Facts
Beds3Total Finished SqFt2,360 SqFtAbove Grade Finished SqFt2,360 SqFtStories2Lot Size7,841 SqFtStyleSingle Family ResidenceYear Built2004CountyKENDALLAPN03-15-206-006

Schools near 577 Cardinal Avenue

This home is within Oswego Community Unit School District 308.
Rating
School
Type
Grades
Distance
Churchill Elementary School
Public - K to 5
Plank Junior High School
Public - 6 to 8
Oswego East High School
Public - 9 to 12
East View Academy School
Public - K to 12
Rating
School
Distance
Churchill Elementary School
PublicK to 5

Plank Junior High School
Public6 to 8

Oswego East High School
Public9 to 12

East View Academy School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Pilmer Real Estate, Inc

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 05/08/2026 03:08 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.