Active
3 beds1,000 sqft
579 Phinney Farm Rd, Lincoln, ME 04457
Est: $2,865/moGet pre-approved
Single FamilyProperty Type
1.12 acresLot Size
1960Year Built
$475/sq ftPrice per sq ft
2 carsParking Spaces

Description

Rare opportunity on beautiful Cold Stream Pond! This 1.12-acre property offers a classic 1-bedroom, 1-bath camp with a kitchen and living room, plus a 2-car garage with finished living space above. The upper level features 2 bedrooms, 1 bath, its own kitchen, and living room, creating a comfortable and versatile setup for guests, family, or extended stays. Cold Stream Pond is a premier spring-fed coldwater lake known for its exceptional clarity, averaging approximately 33 feet. Spanning 3,628 acres...Rare opportunity on beautiful Cold Stream Pond! This 1.12-acre property offers a classic 1-bedroom, 1-bath camp with a kitchen and living room, plus a 2-car garage with finished living space above. The upper level features 2 bedrooms, 1 bath, its own kitchen, and living room, creating a comfortable and versatile setup for guests, family, or extended stays. Cold Stream Pond is a premier spring-fed coldwater lake known for its exceptional clarity, averaging approximately 33 feet. Spanning 3,628 acres across Enfield, Lincoln, and Lowell, the lake offers outstanding recreational opportunities and a peaceful Northwoods setting. The clear, cold water supports an excellent coldwater fishery and provides habitat for trout and salmon, with water also used by the adjacent Cobb State Fish Hatchery. The waterfront is perfect for relaxing, swimming, fishing, or boating. Enjoy peaceful evenings around the fire pit while surrounded by the tranquil sounds of nature. Whether you're enjoying your morning coffee by the water, spending the day on the pond, or gathering around the fire at night, this is an ideal retreat for those seeking a quiet escape by the water. A rare combination of waterfront, acreage, multiple living spaces, and a 2-car garage in one of Maine's desirable inland lake destinations.

Listing Agents

  1. Anthony Loiko

    Anthony Loiko

    Listing Agent

    Coldwell Banker Realty

    P: (207) 215-9466

    M: (207) 215-9466

  2. Jennifer Greiner

    Jennifer Greiner

    Alternative Listing Agent

    Coldwell Banker Realty

    P: (207) 832-1217

    M: (207) 832-1217

14 days on Market
Last updated: 09/08/2026 01:20 PM • Source: Maine Listings, MLS#: 1678841

Location

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Payment Calculator

$2,865 per month

30 year fixed, 6.71% Interest

Principal and Interest

$2,455

Property Taxes

$410

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 579 Phinney Farm Road

Property Details
  • Taxes: $4,924 / year
  • MLS Type: Residential / Single Family Residence
  • View: Mountain(s), Scenic
  • Has Waterfront: Yes
  • Waterfront Features: Boat Mooring, Deeded, Lake/Fresh Water, Waterfront Deep
  • Zoning: Shoreland
Building Information
  • Year Built: 1960
  • Lot Size: 1.12 AC / 48,787 SF
Summary
Location and General Information
  • Water View: Yes
  • Page: 108
  • Directions: GPS
  • Latitude: 45.292023
  • Longitude: -$68.53
  • Water Frontage Owned: 140.0
  • Source of Water Frontage: Deed
  • Waterfront Amount: $140.00
  • Water Body Type: Lake
  • Water Body Name: Cold Stream Pond
Taxes and HOA
  • Association: No
  • Parcel Number: LNCN-000001-000000-000010
  • Tax Lot: 10, 11
  • Tax Book Number: 17521
  • Tax Map Number: 1
  • Tax Year: 2025
  • Tax Annual Amount: $4,924.00
Parking
  • Parking Features: Gravel, 5 - 10 Spaces, Heated Garage
  • Vehicle Storage: 2 Car, Heated
  • Has Attached Garage: No
  • Garage Spaces: 2.0
  • Has Garage: Yes
Virtual Tour
Property
Lot Information
  • Lot Features: Rural, Open Lot, Rolling Slope
  • Lot Size Acres: 1.12
  • Lot Size Area: 1.12
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 48787.2
  • Lot Size Units: Acres
  • 2 Detached Houses on 1 Lot: true
  • Roads: Public
  • Tree Growth: false
Property and Assessments
  • Above Grade Finished Area: 1000.0
  • Building Area Source: Measured
  • Building Area Total: 1000.0
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Surveyed: Yes
  • Year Built: 1960
Building Features
  • Levels: Two
  • Foundation Details: Slab, Pillar/Post/Pier
  • Construction Materials: Wood Frame, Vinyl Siding, Wood Siding
Financial Information
  • List Price/SqFt: $475.00
Green Features
  • HERS Certified: No
Utilities
  • Electric: Circuit Breakers
  • Gas: No Gas
  • Sewer: Septic Design Available, Septic Tank
  • Water Source: Well
  • Water Heater: Electric
  • Utilities On: Yes
Interior and Exterior Features
Exterior Features
  • Roof: Metal, Shingle
Interior Features
  • Appliances: Electric Range, Refrigerator
  • Other Description: one building on post
  • Bathrooms Full: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • # Full Baths Level 1: 1
  • # Full Baths Level 2: 1
  • Rooms Total: 7
  • Basement: Not Applicable, Slab
  • Has Fireplace: No
  • Cooling: Window Unit(s)
  • Has Cooling: Yes
  • Heating: Oil, Propane, Direct Vent Heater, Forced Air
  • Has Heating: Yes
  • Flooring: Carpet, Laminate, Wood
Rental
Rent Information
  • Land Lease: No

Property History for 579 Phinney Farm Road

DateEvent & SourcePriceAppreciation
Sep 8, 2026

Price Change

Maine Listings #1678841

$474,999
Sep 2, 2026

Listed (Active)

Maine Listings #1678841

$499,000
DateEvent & SourcePrice
09/08/2026

Price Change

Maine Listings #1678841

$474,999
09/02/2026

Listed (Active)

Maine Listings #1678841

$499,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 579 Phinney Farm Road

Taxable ValueLand$95,000Additions$188,000Total$283,000
Tax Record2025$4,924 ($410 / month)
Home Facts
Baths1Total Finished SqFt810 SqFtAbove Grade Finished SqFt810 SqFtUnfinished Basement SqFt1,780 SqFtStories2Lot Size21,344 SqFtYear Built2014Year Renovated2014ZoningDOWNTOCountyPENOBSCOTAPNLNCN M:001 L:010

Schools near 579 Phinney Farm Road

This home is within Regional School Unit 67.
Rating
School
Type
Grades
Distance
Public - PK to 3
Public - 4 to 8
Public - 9 to 12
Rating
School
Distance
Ella P Burr School
PublicPK to 3

Mattanawcook Junior High School
Public4 to 8

Mattanawcook Academy
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

579 Phinney Farm Road is a single family home for sale in Lincoln, ME 04457. This property was listed for sale on September 2, 2026 by Coldwell Banker Realty, it's currently listed at $474,999. This listing's school district is Regional School Unit 67. Nearby schools include Ella P Burr School, Mattanawcook Junior High School and Mattanawcook Academy. 579 Phinney Farm Road is a 3-bed, 2-bath, 1,000 sqft single family home built in 1960.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing data is derived in whole or in part from the Maine IDX and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.