5920 N Whisper Point

Hernando, FL 34442

$259,900
Price
3
Beds
1,120 Sq. Ft.
$232 / Sq. Ft.
1,120
Sq. Ft.
$232
per Sq. Ft.
a view of a swimming pool with a table under an umbrella and wooden floor
a view of lake and mountain
a view of a house with backyard and garden
a view of house with outdoor entertaining space
a view of empty room with wooden floor
a view of an empty room with wooden floor and a window
a kitchen with kitchen island granite countertop a sink stainless steel appliances and cabinets
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a kitchen with stainless steel appliances granite countertop a refrigerator and a sink
a view of washer and dryer with kitchen in the background
a bathroom with a granite countertop sink a mirror and shower
a view of an empty room with a window
a view of a livingroom with a bathroom
a view of an empty room with a window
a bathroom with a granite countertop sink toilet and shower
an empty room with a window
an empty room with closet area
an empty room with a window
a view of a lake view with houses in back
a view of a house with a yard
a view of a backyard with large trees
a view of a house with a yard
an aerial view of residential houses with outdoor space

Description

Welcome to your dream home on the water! This beautiful 2019 3-bedroom, 2-bathroom home is perfectly positioned on a Cul de sac with a waterfront
lot which has direct access to the scenic Tsala Apopka Chain of Lake that contains 15 main lakes and 22,000 acres of pure Florida nature. This property has the perfect combination of no HOA, no lot fees and low yearly taxes. It is simply a paradise for boating, fishing, wildlife or simply soaking in the peaceful lake views right from your backyard. Step...Welcome to your dream home on the water! This beautiful 2019 3-bedroom, 2-bathroom home is perfectly positioned on a Cul de sac with a waterfront
lot which has direct access to the scenic Tsala Apopka Chain of Lake that contains 15 main lakes and 22,000 acres of pure Florida nature. This property has the perfect combination of no HOA, no lot fees and low yearly taxes. It is simply a paradise for boating, fishing, wildlife or simply soaking in the peaceful lake views right from your backyard. Step inside and experience a spacious open-concept layout, thoughtfully designed for effortless entertaining and relaxed, everyday living. The home features stylish luxury vinyl flooring throughout, and a modern kitchen equipped with stainless steel appliances, a brand-new refrigerator, and a new washer and dryer, both under warranty. Start your mornings with a coffee and a breathtaking sunrise from the front of your home and wind down in the evenings on the new concrete back patio, the perfect spot to enjoy Florida’s stunning sunsets over the water. Move-in ready and packed with updates, this home offers the ideal combination of comfort, style, and lakeside living. This home comes with No HOA, giving you the freedom to enjoy your property without extra fees. Yet, you still get to enjoy the perks of a connected
community, including access to a private boat ramp and a lakefront pavilion, offering the perfect setup for weekend gatherings and launching. Don’t miss your chance, book a showing for one of the few truly affordable waterfront properties available.
  1. Listed by Moe Mossa • Brokerage DRE #3432985 • SAVVY AVENUE, LLC
    P: (888)-490-1268 C: (888)-490-1268 Moe@remoe.com

Property Details for 5920 North Whisper Point

Subdivision Name
TSALA APOPKA RETREATS
Township
18
Waterfront
Yes
Water View
Lake
LISTING UPDATED: 02/02/2026 11:13 AM

Property Details for 5920 North Whisper Point

StatusActive
MLS #A4665488
Days on Market156
Taxes$291 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Manufactured Home
Year Built2019
Lot Size0.03 AC / 1,120 SF
CountyCitrus County

Location

Listing Courtesy of SAVVY AVENUE, LLC, Moe Mossa
Add your commute

Building Information for 5920 North Whisper Point

Stories-Year Built2019Building Size-Lot Size0.03 AC / 1,120 SF

Payment Calculator

$1,291 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,267

Property Taxes

$24

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 5920 North Whisper Point

Summary
Location and General Information
  • Building Area Source: Owner
  • Building Area Total: 1120.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: Highway 200, turn on East Adams St. to around the corner on Tsala Apopka Dr. to Whisper Pt.
  • Mls Major Change Type: Price Decrease
  • Listing Service: Limited Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 5920
  • Street Direction Prefix: N
  • Street Name: WHISPER
  • Street Suffix: POINT
  • State: FL
  • City: HERNANDO
Parking
  • Carport: No
  • Garage: No
Taxes and HOA Information
  • Association Approval Required: No
  • Association: No
  • CDD: No
  • Tax Block: A
  • Tax Book Number: 4-145
  • Tax Legal Description: TSALA APOPKA RETREATS PB 4 PG 145 LOT 47 BLK "A"TOGETHER WITH AN UNDIVIDED INTEREST IN LOT 86 BLK "A"TSALA APOPKA RETREATS PB 4 - PG 145 AS DEEDED IN QUIT-CLAIM
  • Tax Lot: 47
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 19E18S010020000A00470
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: Lake - Chain of Lakes
  • Water Access: Yes
  • Water Extras: No
  • Zoning: CLRMH
  • Living Area: 1120
Property and Assessments
  • Year Built Numeric: 2019
  • Flood Zone Code: AE
  • Flood Zone Date: 09-26-2014
  • Flood Zone Panel: 12017C0228D
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 19
  • Public Survey Section: 1
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Water Available
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Exterior Features: Awning(s), Garden, Lighting, Private Mailbox
  • Foundation Details: Other
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Spa: No
  • Waterfront Features: Lake - Chain of Lakes
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl
  • Heating: Electric
  • Interior Features: Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 5920 North Whisper Point

DateEvent & SourcePriceAppreciation
Feb 2, 2026

Price Change

MFRMLS #A4665488

$259,900—
Oct 16, 2025

Price Change

MFRMLS #A4665488

$269,900—
Sep 19, 2025

Listed (Active)

MFRMLS #A4665488

$285,000—
Jun 2, 2022

Sold (Public Record)

Public Record #1491689987

$50,000

+32.3% / yr

Feb 22, 2021

Sold (Public Record)

Public Record #692046655

$35,000—
Feb 22, 2021

Sold (Public Record)

Public Record #1453487799

$35,000

-19.3% / yr

Feb 22, 2021

Sold

MFRMLS #V4917200

$35,000—
Jan 22, 2021

Pending

MFRMLS #V4917200

—
Jan 15, 2021

Listed (Active)

MFRMLS #V4917200

$45,000—
Jul 22, 2005

Sold (Public Record)

Public Record #662538885

$995,000—
DateEvent & SourcePrice
02/02/2026

Price Change

MFRMLS #A4665488

$259,900
10/16/2025

Price Change

MFRMLS #A4665488

$269,900
09/19/2025

Listed (Active)

MFRMLS #A4665488

$285,000
06/02/2022

Sold (Public Record)

Public Record #1491689987

$50,000

+32.3% / yr

02/22/2021

Sold (Public Record)

Public Record #692046655

$35,000
02/22/2021

Sold (Public Record)

Public Record #1453487799

$35,000

-19.3% / yr

02/22/2021

Sold

MFRMLS #V4917200

$35,000
01/22/2021

Pending

MFRMLS #V4917200

—
01/15/2021

Listed (Active)

MFRMLS #V4917200

$45,000
07/22/2005

Sold (Public Record)

Public Record #662538885

$995,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5920 North Whisper Point

Taxable ValueLand$21,380Additions$4,390Total$25,770
Tax Record2025$371 ($31 / month)
Home Facts
Baths2Total Finished SqFt1,144 SqFtAbove Grade Finished SqFt1,144 SqFtStories1Lot Size8,904 SqFtStyleMiscellaneousYear Built1974ZoningCLRMH COASTALCountyCITRUSAPN19E-18S-01-0020-000A0-047.0

Schools near 5920 North Whisper Point

This home is within Citrus.
Rating
School
Type
Grades
Distance
Central Ridge Elementary School
Public - PK to 5
Citrus Springs Middle School
Public - 6 to 8
Citrus High School
Public - 9 to 12
Citrus Virtual Instruction Program
Public - K to 12
Rating
School
Distance
Central Ridge Elementary School
PublicPK to 5

Citrus Springs Middle School
Public6 to 8

Citrus High School
Public9 to 12

Citrus Virtual Instruction Program
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5920 North Whisper Point, Hernando, FL 34442

5920 North Whisper Point is a single family home for sale in Hernando, FL 34442. This property was listed for sale on September 19, 2025 by SAVVY AVENUE, LLC, it's currently listed at $259,900. It has been on the market for a total of 156 days and was last sold on June 2, 2022. This listing's school district is Citrus. Nearby schools include Central Ridge Elementary School, Citrus Springs Middle School and Citrus High School. 5920 North Whisper Point is a 3-bed, 2-bath, 1,120 sqft single family home built in 2019.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of SAVVY AVENUE, LLC, Moe Mossa

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/02/2026 11:13 AM