622 Ridge Ter

Winter Haven, FL 33881

$164,900
Price
2
Beds
1,073 Sq. Ft.
$154 / Sq. Ft.
1,073
Sq. Ft.
$154
per Sq. Ft.
a view of a house with a swimming pool
a view of a house with backyard
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a living room with furniture and a window
a view of a livingroom with furniture wooden floor and chandelier
a living room with furniture and a flat screen tv
a large dining room with furniture and wooden floor
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a kitchen with stainless steel appliances a sink stove and refrigerator
a kitchen with stainless steel appliances a sink stove and refrigerator
a kitchen with a stove a sink and a refrigerator
a bedroom with a bed and a window
a bedroom with a bed and a chandelier
a bathroom with a toilet and sink
a bathroom with a sink and a mirror
a view of a hallway with a chandelier
a bedroom with a bed and a window
a bedroom with a bed and wooden floor
a bedroom with a bed and a flat screen tv
a bathroom with a granite countertop sink and a mirror with toilet
a bathroom with a sink and a mirror
a view of an entryway
a bedroom with a bed and a couch
a living room with furniture and a flat screen tv
a outdoor space with lots of chairs and a table
a outdoor space with patio the couches and a potted plant on the table
a view of a ocean with a palm tree and a ocean view
a view of a terrace with chair and table
a view of a city with ocean
a view of a lake
an aerial view of a house
an aerial view of a residential building and lake view
a bathroom with a window

Description

Welcome home to this beautifully renovated 2 bedroom, 2 bathroom residence that truly stands out from the rest. From the moment you step inside, you’ll notice the bright, open living space featuring stylish wood-look flooring, modern lighting, and a layout designed for both comfort and entertaining. The spacious primary suite features sliding glass doors that lead to a screened, covered lanai—now thoughtfully split to create a versatile bonus room, perfect for a home office, hobby space, or relaxing...Welcome home to this beautifully renovated 2 bedroom, 2 bathroom residence that truly stands out from the rest. From the moment you step inside, you’ll notice the bright, open living space featuring stylish wood-look flooring, modern lighting, and a layout designed for both comfort and entertaining. The spacious primary suite features sliding glass doors that lead to a screened, covered lanai—now thoughtfully split to create a versatile bonus room, perfect for a home office, hobby space, or relaxing retreat. Step outside to the tiled patio, ideal for morning coffee, evening gatherings, or weekend BBQs. Enjoy low-maintenance living in a community that offers assigned covered parking, a community pool, and direct lake access to Lake Smart with a boat ramp—perfect for fishing, boating, and enjoying the Florida lifestyle. Conveniently located near shopping, dining, and medical facilities, this home offers both comfort and convenience. This move-in-ready unit is a rare find. Schedule your private showing today before it’s gone.
  1. Listed by Diana Acosta • Brokerage DRE #CQ1058749 • LA ROSA REALTY PRESTIGE
    P: (914)-562-3386 C: (914)-562-3386 Deeacosta0316@gmail.com

Property Details for 622 Ridge Terrace

Subdivision Name
WINTER RIDGE CONDO
Township
28
Carport Spaces
1
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 01/14/2026 06:51 AM

Property Details for 622 Ridge Terrace

StatusActive
MLS #L4958521
Days on Market21
Taxes$1,644 / year
HOA Fees$3,000 / year
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1997
CountyPolk County

Location

Listing Courtesy of LA ROSA REALTY PRESTIGE, Diana Acosta
Add your commute

Building Information for 622 Ridge Terrace

Building/Complex622 Ridge TerFloor-Stories1Residences-Pet PolicyOnly Dogs AllowedPet Policy DetailsDogs OKYear Built1997

Payment Calculator

$1,191 per month

30 year fixed, 6.15% Interest

Principal and Interest

$804

Property Taxes

$137

HOA Dues

$250

The Payment Calculator is for illustrative purposes only.

Property Information for 622 Ridge Terrace

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1073.0
  • Building Area Units: Square Feet
  • Building Name Number: 622
  • Community Features: Boat Slip, Community Boat Ramp, Dock, Fishing, Lake, Water Access, Buyer Approval Required, Clubhouse, Community Mailbox
  • Direction Faces: Southwest
  • Directions: From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
  • Elementary School: Lake Alfred Elem
  • Middle Or Junior School: Denison Middle
  • High School: Winter Haven Senior
  • Floor Number: 1
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: Yes
  • Street Number: 622
  • Street Name: RIDGE
  • Street Suffix: TERRACE
  • State: FL
  • City: WINTER HAVEN
Parking
  • Carport: Yes
  • Garage: No
  • Parking Features: Assigned
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Common Area Taxes, Community Pool, Maintenance Structure, Maintenance Grounds, Maintenance Repairs
  • Association Fee Requirement: Required
  • Association Name: Winter Ridge HOA
  • Association Phone: 863-508-1072
  • Association: Yes
  • CDD: No
  • Condo Land Included: Yes
  • Montly Maint Amt Addition To HOA: $0
  • Pet Restrictions: Check with HOA as to any breed restrictions.
  • Tax Book Number: 3047/2235
  • Tax Legal Description: WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 262809530002001710
  • Total Acreage: 0 to less than 1/4
  • Water Access: Lake - Chain of Lakes
  • Water Access: Yes
  • Water Body Name: LAKE SMART
  • Water Extras: No
  • Living Area: 1073
Property and Assessments
  • Year Built Numeric: 1997
  • Association Amenities: Maintenance, Pool, Shuffleboard Court
  • Flood Zone Code: X
  • Flood Zone Date: 12-22-2016
  • Flood Zone Panel: 12105C0365G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 26
  • Public Survey Section: 09
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Exterior Features: None
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Features: Lake
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Additional Rooms: Bonus Room
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate
  • Heating: Central
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: In Kitchen
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 4.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Dogs OK

Property History for 622 Ridge Terrace

DateEvent & SourcePriceAppreciation
Jan 13, 2026

Listed (Active)

MFRMLS #L4958521

$164,900—
Aug 14, 2020

Sold (Public Record)

Public Record #676589224

$102,000

+32.7% / yr

Jul 31, 2019

Sold (Public Record)

Public Record #651181827

$76,000

+5.3% / yr

Jul 9, 2009

Sold (Public Record)

Public Record #275391144

$45,000

-2.4% / yr

Jun 26, 2001

Sold (Public Record)

Public Record #75058709

$54,900—
DateEvent & SourcePrice
01/13/2026

Listed (Active)

MFRMLS #L4958521

$164,900
08/14/2020

Sold (Public Record)

Public Record #676589224

$102,000

+32.7% / yr

07/31/2019

Sold (Public Record)

Public Record #651181827

$76,000

+5.3% / yr

07/09/2009

Sold (Public Record)

Public Record #275391144

$45,000

-2.4% / yr

06/26/2001

Sold (Public Record)

Public Record #75058709

$54,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 622 Ridge Terrace

Taxable ValueLand$100Additions$129,900Total$130,000
Tax Record2025$1,644 ($137 / month)
Home Facts
Beds3Total Finished SqFt1,073 SqFtAbove Grade Finished SqFt1,073 SqFtStyleCondominiumYear Built1997CountyPOLKAPN262809530002001710

Schools near 622 Ridge Terrace

This home is within Polk.
Rating
School
Type
Grades
Distance
Lake Alfred Elementary School
Public - PK to 5
Frank E. Brigham Academy
Public - PK to 5
Jewett School Of The Arts
Public - PK to 8
Jewett Middle Academy Magnet
Public - 6 to 8
Rating
School
Distance
Lake Alfred Elementary School
PublicPK to 5

Frank E. Brigham Academy
PublicPK to 5

Jewett School Of The Arts
PublicPK to 8

Jewett Middle Academy Magnet
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 622 Ridge Terrace, Winter Haven, FL 33881

622 Ridge Terrace is a condo for sale in Winter Haven, FL 33881. This property was listed for sale on January 13, 2026 by LA ROSA REALTY PRESTIGE, it's currently listed at $164,900. It has been on the market for a total of 21 days and was last sold on August 14, 2020. This listing's school district is Polk. Nearby schools include Lake Alfred Elementary School, Frank E. Brigham Academy and Jewett School Of The Arts. 622 Ridge Terrace is a 2-bed, 2-bath, 1,073 sqft condo built in 1997.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of LA ROSA REALTY PRESTIGE, Diana Acosta

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/14/2026 06:51 AM