622 Ridge Ter

Winter Haven, FL 33881

$150,000
Price
2
Beds
1,073 Sq. Ft.
$140 / Sq. Ft.
1,073
Sq. Ft.
$140
per Sq. Ft.
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a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a view of a lake
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a living room with furniture and a window
a view of a livingroom with furniture wooden floor and chandelier
a kitchen with stainless steel appliances a sink stove and refrigerator
a kitchen with stainless steel appliances a sink stove and refrigerator
a living room with furniture and a flat screen tv
a large dining room with furniture and wooden floor
a bathroom with a toilet and sink
a bathroom with a sink and a mirror
a bedroom with a bed and a window
a bedroom with a bed and a chandelier
a view of a hallway with a chandelier
a bedroom with a bed and a window
a bedroom with a bed and a flat screen tv
a view of an entryway
a bedroom with a bed and wooden floor
a bathroom with a granite countertop sink and a mirror with toilet
a bathroom with a sink and a mirror
a outdoor space with lots of chairs and a table
a outdoor space with patio the couches and a potted plant on the table
a view of a house with backyard
a view of a ocean with a palm tree and a ocean view
a view of a terrace with chair and table
a view of a city with ocean

Description

Florida Living at Its Best! Welcome home to this beautifully updated 2-bedroom, 2-bath residence offering the perfect combination of comfort, style, and convenience. From the moment you walk through the door, you'll be impressed by the bright, open floor plan, modern finishes, wood-look flooring, and inviting living spaces designed for everyday living and entertaining. The spacious primary suite serves as a private retreat and features sliding glass doors leading to a screened and covered lanai....Florida Living at Its Best! Welcome home to this beautifully updated 2-bedroom, 2-bath residence offering the perfect combination of comfort, style, and convenience. From the moment you walk through the door, you'll be impressed by the bright, open floor plan, modern finishes, wood-look flooring, and inviting living spaces designed for everyday living and entertaining. The spacious primary suite serves as a private retreat and features sliding glass doors leading to a screened and covered lanai. A portion of the lanai has been enclosed to create a flexible bonus room—ideal for a home office, reading nook, fitness area, or hobby room. Step outside to your private tiled patio, the perfect place to enjoy your morning coffee, unwind after a long day, or host family and friends. This sought-after community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Whether you enjoy boating, fishing, kayaking, or simply watching the sunset over the water, you'll love the lifestyle this community provides. Located just minutes from shopping, restaurants, medical facilities, and major roadways, this move-in-ready home offers the convenience buyers are looking for and the Florida lifestyle they dream about. Opportunities like this don't come along often. Schedule your private tour today and discover why this could be the perfect place to call home.
  1. Listed by Diana Acosta • Brokerage DRE #1074292 • TRUE FLORIDA REALTY LLC
    P: (914)-562-3386 C: (914)-562-3386 deeacosta0316@gmail.com
  2. Listed by Ray Colon • Brokerage DRE #1074292 • TRUE FLORIDA REALTY LLC
    P: (407)-310-0387 raycolonflhomes@gmail.com

Property Details for 622 Ridge Terrace

Subdivision Name
WINTER RIDGE CONDO
Township
28
Carport Spaces
1
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 06/01/2026 06:21 PM

Property Details for 622 Ridge Terrace

StatusActive
MLS #L4962178
Days on Market19
Pet PolicyAllowed
Taxes$1,644 / year
HOA Fees$253 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1997
CountyPolk County
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Location

Listing Courtesy of TRUE FLORIDA REALTY LLC, Diana Acosta; TRUE FLORIDA REALTY LLC, Ray Colon
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Building Information for 622 Ridge Terrace

Building/Complex622 Ridge TerFloor-Stories1Residences-Pet PolicyAllowedPet Policy DetailsCats OK,Dogs OKYear Built1997

Payment Calculator

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$1,137 per month

30 year fixed, 6.36% Interest

Principal and Interest

$747

Property Taxes

$137

HOA Dues

$253

The Payment Calculator is for illustrative purposes only.

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Property Information for 622 Ridge Terrace

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1073.0
  • Building Area Units: Square Feet
  • Building Name Number: 622
  • Community Features: Boat Slip, Community Boat Ramp, Dock, Fishing, Lake, Water Access, Buyer Approval Required, Clubhouse, Community Mailbox
  • Direction Faces: Southwest
  • Directions: From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
  • Elementary School: Lake Alfred Elem
  • Middle Or Junior School: Denison Middle
  • High School: Winter Haven Senior
  • Floor Number: 1
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: Yes
  • Street Number: 622
  • Street Name: RIDGE
  • Street Suffix: TERRACE
  • State: FL
  • City: WINTER HAVEN
Parking
  • Carport: Yes
  • Garage: No
  • Parking Features: Assigned
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Common Area Taxes, Community Pool, Maintenance Structure, Maintenance Grounds, Maintenance Repairs
  • Association Fee Requirement: Required
  • Association Name: Winter Ridge HOA
  • Association Phone: 863-508-1072
  • Association: Yes
  • CDD: No
  • Condo Land Included: Yes
  • Montly Maint Amt Addition To HOA: $0
  • Pet Restrictions: Check with HOA as to any breed restrictions. Max 2 pets per unit, each under 40 lbs.
  • Tax Book Number: 3047/2235
  • Tax Legal Description: WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 262809530002001710
  • Total Acreage: 0 to less than 1/4
  • Water Access: Lake - Chain of Lakes
  • Water Access: Yes
  • Water Body Name: LAKE SMART
  • Water Extras: No
  • Living Area: 1073
Property and Assessments
  • Year Built Numeric: 1997
  • Association Amenities: Maintenance, Pool, Shuffleboard Court
  • Flood Zone Code: X
  • Flood Zone Date: 12-22-2016
  • Flood Zone Panel: 12105C0365G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 26
  • Public Survey Section: 09
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Exterior Features: None
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Features: Lake
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Additional Rooms: Bonus Room
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate
  • Heating: Central
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: In Kitchen
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 4.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK

Property History for 622 Ridge Terrace

DateEvent & SourcePriceAppreciation
May 25, 2026

Listed (Active)

MFRMLS #L4962178

$150,000—
May 20, 2026

Withdrawn

MFRMLS #L4958521

$155,000—
Jan 13, 2026

Listed (Active)

MFRMLS #L4958521

$164,900—
DateEvent & SourcePrice
05/25/2026

Listed (Active)

MFRMLS #L4962178

$150,000
05/20/2026

Withdrawn

MFRMLS #L4958521

$155,000
01/13/2026

Listed (Active)

MFRMLS #L4958521

$164,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 622 Ridge Terrace

Taxable ValueLand$100Additions$129,900Total$130,000
Tax Record2025$1,644 ($137 / month)
Home Facts
Beds3Total Finished SqFt1,073 SqFtAbove Grade Finished SqFt1,073 SqFtStyleCondominiumYear Built1997CountyPOLKAPN262809530002001710

Schools near 622 Ridge Terrace

This home is within Polk.
Rating
School
Type
Grades
Distance
Lake Alfred Elementary School
Public - PK to 5
Frank E. Brigham Academy
Public - PK to 5
Jewett School Of The Arts
Public - PK to 8
Jewett Middle Academy Magnet
Public - 6 to 8
Rating
School
Distance
Lake Alfred Elementary School
PublicPK to 5

Frank E. Brigham Academy
PublicPK to 5

Jewett School Of The Arts
PublicPK to 8

Jewett Middle Academy Magnet
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 622 Ridge Terrace, Winter Haven, FL 33881

622 Ridge Terrace is a condo for sale in Winter Haven, FL 33881. This property was listed for sale on May 25, 2026 by TRUE FLORIDA REALTY LLC, it's currently listed at $150,000. It has been on the market for a total of 19 days and was last sold on August 14, 2020. This listing's school district is Polk. Nearby schools include Lake Alfred Elementary School, Frank E. Brigham Academy and Jewett School Of The Arts. 622 Ridge Terrace is a 2-bed, 2-bath, 1,073 sqft condo built in 1997.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of TRUE FLORIDA REALTY LLC, Diana Acosta; TRUE FLORIDA REALTY LLC, Ray Colon

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 06/01/2026 06:21 PM