637 Cross St

Philadelphia, PA 19147

$389,000
Last Sold Price
2
Beds
1,220 Sq. Ft.
$319 / Sq. Ft.
1,220
Sq. Ft.
$319
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 8/12/25
Closed 8/12/25
a front view of a house with garden
a front view of a house with a tree
a front view of a house with parking space
a balcony with chairs
a kitchen with stainless steel appliances a stove a sink dishwasher a refrigerator microwave and cabinets
a kitchen with stainless steel appliances a stove a refrigerator and wooden floor
a kitchen with stainless steel appliances granite countertop a dining table chairs wooden floors and white walls
a living room with furniture and a chandelier
a kitchen with granite countertop a refrigerator stove top oven and sink
a living room with couches chairs and kitchen view with wooden floor
a view of entryway and hall
a bathroom with a tub sink and mirror
a view of bathroom with a sink
a living room with furniture and a potted plant
a view of table and chair with potted plant
a living room with furniture and a potted plant
a bathroom with a sink vanity and mirror
a vase of flowers sitting on a table
wooden floor in an empty room with a window
a bedroom with a bed and wooden floor
a bedroom with a bed and wooden floor
a view of outdoor space with seating area
a view of balcony with wooden floor
a view of a balcony with chairs
a living room with furniture a rug and white walls
a view of room with gym equipment
a view of a storage & utility room

Description

Welcome to 637 Cross St — a perfectly polished 2-bed, 1.5-bath rowhome in the heart of Philadelphia’s buzzing Bella Vista/Southwark neighborhood! Recently renovated in 2023, this charming brick-front beauty blends historic character with modern, must-have finishes. Step inside to an airy, open-concept layout with gorgeous hardwood floors, contemporary light fixtures, and a sleek white kitchen boasting stainless steel appliances, floating wood shelves, and a central island that begs for Sunday brunch....Welcome to 637 Cross St — a perfectly polished 2-bed, 1.5-bath rowhome in the heart of Philadelphia’s buzzing Bella Vista/Southwark neighborhood! Recently renovated in 2023, this charming brick-front beauty blends historic character with modern, must-have finishes. Step inside to an airy, open-concept layout with gorgeous hardwood floors, contemporary light fixtures, and a sleek white kitchen boasting stainless steel appliances, floating wood shelves, and a central island that begs for Sunday brunch. Just past the cozy living room, sliding glass doors lead to your spacious private deck — ideal for summer BBQs, your morning coffee, or winding down under twinkle lights with a glass of wine. It’s outdoor living, reimagined. Upstairs, you’ll find two sunlit bedrooms and a bold, stylish full bath with double vanity and eye-catching accent wall. The main floor offers a chic powder room for guests. And the finished basement? A total flex space — home gym, office, rec room, you name it. With central air, street parking, and thoughtful updates throughout, this move-in-ready home checks all the boxes. You’re just steps from local hotspots like Fabric Row, Fitzwater Street Park, and neighborhood favorites in Passyunk Square and Queen Village. Plus, top-rated schools, great transit, and walkable charm make this location unbeatable. Quick Stats:

2 Bedrooms

1.5 Bathrooms

Renovated 2023

Finished basement (great flex space)

Spacious private back deck

Central A/C & forced air heating

Street parking

Amazing walkability near parks, shops & transit
  1. Listed by Lee O'Malley • Weichert, Realtors - Cornerstone
    P: (215)-805-4828 leeomalley01@gmail.com

Property Details for 637 Cross Street

Tax ID Number
012051100
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Interior Row/Townhouse
Style
Straight Thru
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 12/10/2025 05:05 PM

Property Details for 637 Cross Street

StatusClosed
MLS #PAPH2519512
Days on Market6
Taxes$4,598 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeTownhouse
MLS TypeResidential / Fee Simple
Year Built1920
Lot Size0.02 AC / 871 SF
CountyPhiladelphia County
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Location

Listing Courtesy of Weichert, Realtors - Cornerstone

Sold By Compass Pennsylvania, LLC

Add your commute

Building Information for 637 Cross Street

Stories2Residences-Year Built1920Lot Size0.02 AC / 871 SF

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage1

$2,342 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,959

Property Taxes

$383

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 637 Cross Street

Location
Location
  • School District Name: PHILADELPHIA CITY
  • School District County ID: 803408593408
  • SchoolDistrictSource: Listing Agent
  • County: PHILADELPHIA
  • MLS Area: 19147 (19147)
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $328,500
  • County Tax: $0
  • Improvement Assessed Value: $262,800
  • Tax Opportunity Zone Y/N: No
  • Land Assessed Value: $65,700
  • Clean Green Assessed: No
  • Municipal Trash: No
  • Land Use Code: O30
  • Loss Mitigation Fee: No
  • Historic: No
  • Zoning: RSA5
  • Tax Lot: 210
  • School Tax: $2,575
  • Automatically Update Tax Values Y/N: No
  • TaxDataUpdatedYN: No
Lease Information
Lease Information
  • Pets Allowed: No
  • Smoking Allowed: No
  • Lease Renewal Option: No
  • Lease In Effect: No
  • Rent Spree Online Application: No
  • Rent Control: No
  • Buildout Allowance Y/N: false
  • Section 8 Approved: true
Unit Information
Unit Information
  • Rent Control: No
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 0
All Upper Levels
  • # Bedrooms Count All Upper Levels: 0
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 0
  • # Bathrooms Half All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 0
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 0
  • # Bathrooms Half Upper Level: 1
Rooms
  • Room List: Bedroom 2, Bedroom 1, Bathroom 1, Half Bath
  • Stories: Main, Upper 1
Rooms Information
Room 1
  • Room Type: Bedroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Bedroom 2
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Half Bath
  • Room Level: Upper 1
  • Room Exists: Yes
Building Info
Green Info
  • Green Verification: No
Building Info
  • Year Major Reno Remodel: 2023
  • Total Finished SQFT: 1,220.00
Lot / Land Information
Farm Information
  • Crops Included: No
  • Habitable Residence: No
  • Irrigation Water Rights: No
  • Farm Land Preservation Y/N: No
Lot / Land Information
  • Lot Size Source: Estimated
  • Fencing Y/N: No
  • Sign On Property: No
  • Parcel ID: 877954
  • Additional Parcels: No
  • Ground Rent Exists: No
  • Land Lease: No
Parking
Parking
  • Type Of Parking: On Street
  • Attached Garage: No
  • Open Parking: No
Interior Features
Interior Features
  • View: No
  • Fireplace: No
Exterior Features
Exterior Features
  • Spa: No
  • Outdoor Living Structures: Patio(s)
  • Access To Pool Y/N: No
  • Pool: No Pool
  • Pool Private: No
  • Horse: No
  • Other Structures: Above Grade, Below Grade
Utilities
Utilities
  • Heating: Yes
  • Cooling: No
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Hot Water: Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Electric On Property: No
Confidential Data
Listing Office

Property History for 637 Cross Street

DateEvent & SourcePriceAppreciation
Aug 12, 2025

Closed (Public Record)

Public Record #1909013134

$389,000

-1.9% / yr

Aug 12, 2025

Closed

BRIGHT #PAPH2519512

$389,000—
Jul 29, 2025

Pending

BRIGHT #PAPH2519512

—
DateEvent & SourcePrice
08/12/2025

Closed (Public Record)

Public Record #1909013134

$389,000

-1.9% / yr

08/12/2025

Closed

BRIGHT #PAPH2519512

$389,000
07/29/2025

Pending

BRIGHT #PAPH2519512

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 637 Cross Street

Taxable ValueLand$65,700Additions$262,800Total$328,500
Tax Record2025$4,598 ($383 / month)
Home Facts
Beds2Total Finished SqFt980 SqFtAbove Grade Finished SqFt980 SqFtStories2Lot Size686 SqFtStyleCondominiumYear Built1920ZoningRSA5CountyPHILADELPHIAAPN01-2-0511-00

Schools near 637 Cross Street

This home is within The School District of Philadelphia.
Rating
School
Type
Grades
Distance
Kirkbride Eliza B School
Public - PK to 8
Furness Horace High School
Public - 9 to 12
Academy At Palumbo
Public - 9 to 12
Creative And Performing Arts
Public - 9 to 12
Rating
School
Distance
Kirkbride Eliza B School
PublicPK to 8

Furness Horace High School
Public9 to 12

Academy At Palumbo
Public9 to 12

Creative And Performing Arts
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Weichert, Realtors - Cornerstone

Based on information from one of the following Multiple Listing Services: BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.