640 2nd Street South, Unit 2

New
New
Living area
Front of Windward Cay
Entry/den
Den
Lower bedroom
Lower bedroom
Lower level bathroom
Upper landing/living area
Living area
Dining
Kitchen
Kitchen
Primary bedroom
Primary bedroom balcony
Primary bathroom
Primary bathroom
Upstairs guest bedroom
Upstairs guest bath
Front walkway
Pool
Close to Naples Pier
Close to 5th Ave
Close to beach
Floor plan
Active
$2,100,000
3 beds2,218 sqft

640 2nd St S, Unit 2, Naples, FL 34102

Est: $13,470/moGet pre-approved
CondoProperty Type
1989Year Built
$947/sq ftPrice per sq ft
1 carParking Spaces

Description

Location, lifestyle & investment opportunity! This fabulous 3-bedroom, 3-bath condo is located within walking distance to 5th Avenue South, 3rd Street South, and the Naples Pier, placing the best of downtown Naples right outside your door. You simply must see this property in person to truly appreciate its amazing location! Expansive windows fill the home with natural light, creating a bright and welcoming atmosphere throughout. The upper level features two bedrooms, two baths, a functional kitchen,...Location, lifestyle & investment opportunity! This fabulous 3-bedroom, 3-bath condo is located within walking distance to 5th Avenue South, 3rd Street South, and the Naples Pier, placing the best of downtown Naples right outside your door. You simply must see this property in person to truly appreciate its amazing location! Expansive windows fill the home with natural light, creating a bright and welcoming atmosphere throughout. The upper level features two bedrooms, two baths, a functional kitchen, and spacious living and dining areas perfect for entertaining. The first level offers a private bedroom and bath, comfortable sitting area, laundry, and an attached garage. Enjoy the ultimate Naples lifestyle with world-class dining, shopping, entertainment, and the beautiful Gulf beaches just a short stroll away. For investors, the property also offers an excellent opportunity with a renter already in place for the 2027 season. Whether you’re looking for a Naples getaway, full-time residence, or investment property, this exceptional location puts you in the heart of it all. Come see for yourself!
1 day on Market
  • Listed by: Mitchell Zale • John R Wood Properties
Last updated: 10/05/2026 09:03 PM • Source: Naples Area Board of REALTORS, MLS#: 226034859
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Location

Listing Courtesy of John R Wood Properties, Mitchell Zale
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$13,470 per month

30 year fixed, 7.03% Interest

Principal and Interest

$11,211

Property Taxes

$892

HOA Dues

$1,367

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Property Information for 640 2nd Street South, Unit 2

Property Details

  • Taxes: $10,706 / year
  • Condo/Co-op Fees: $4,100 / quarter
  • MLS Type: Residential / Low Rise (1-3)
  • County: Collier County
  • Area: NA06 - Olde Naples Area
  • Development: OLDE NAPLES
  • Sub Condo Name: WINDWARD CAY
  • Waterfront: No
  • Waterfront Desc: None
  • View: Landscaped Area, Partial Buildings, Pool/Club
  • Furnished Desc: Negotiable

Building Information

  • Building/Complex: 640 2nd St S
  • Floor: 1
  • Stories: 2
  • Residences: 2
  • Year Built: 1989

Summary

Location and General Information
  • Amenities: Pool, Internet Access, Sidewalk
  • Community Type: Pool, Sidewalks
  • Elementary School: LAKEVIEW ELEMENTARY SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Middle School: GULFVIEW MIDDLE SCHOOL
  • Pets: With Approval
  • Status Type: Resale Property
  • Pets Limit Other: 2
  • Pets Limit Max Number: 2
  • Pets Limit Max Weight: 50
Parking
  • Carport Desc: 1 Assigned, Guest, Attached
  • Carport Spaces: 0
  • Attached Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Covered Spaces: 1
  • Garage: Yes
  • Total Parking: 1
HOA and Fees
  • HOA Desc: No
  • HOA Fee: $.00
  • Condo Fee Freq: Quarterly
  • Condo Fee: $4,100
  • Primary HOA Fee: $0
  • Total Annual Recurring Fees: $16,400.00
  • Tax Annual Amount: $10,706.17
  • Tax Legal Description: WINDWARD CAY A CONDOMINIUM UNIT 2

Interior and Exterior Features

Interior Features
  • Laundry Features: Laundry in Residence
  • Approx Living Area: 2218.0
  • Living Area Units: Square Feet
  • Bedroom Desc: First Floor Bedroom,Split Bedrooms
  • Bedrooms: 3 Bed
  • Dining Description: Dining - Living
  • Elevator: None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Washer
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Smoke Detector, Washer
  • Flooring: Carpet, Tile, Wood
  • Interior Features: Built-In Cabinets, Cathedral Ceiling, Fire Sprinkler, Volume Ceiling, Window Coverings
  • Entry Level: 1.0
  • Num Unit Floor: 1
  • Private Pool Desc: Community
  • Private Pool: No
  • Private Spa: No
  • Room Count: 0
  • Total Floors: 2
  • Baths Full: 3
  • Half Bathrooms: 0
  • Bathrooms Total Decimal: 3.00
  • Bathrooms: 3
  • Bedrooms Total: 3
  • Fireplace: No
  • Foundation Details: Concrete Block
  • View YN: Yes
  • Floor Plan Type: Great Room, Split Bedrooms
  • Kitchen Description: Built-In Desk
  • Additional Rooms: Den - Study, Laundry in Residence
  • Gas: No
Exterior Features
  • Exterior Features: Courtyard
  • Exterior Finish: Concrete Block, Wood Frame, Wood Siding
  • Roof: Metal
  • Windows: Window Coverings
  • Storm Protection: Impact Resistant Doors, Impact Resistant Windows

Property Information

Utilities
  • Cooling: Central Electric
  • Cooling YN: Yes
  • Heat: Central Electric
  • Heating YN: Yes
  • Irrigation: Assessment Paid
  • Water: Central

Rental

Rental Information
  • Lease Limits YN: Yes
  • Horse: No
  • Lease Term: Buyer Finance/Cash, Buyer Pays Title
  • Transfer Fee: $.00
  • Leases Per Year: 3
  • Min Days of Lease: 30

Property History for 640 2nd Street South, Unit 2

DateEvent & SourcePriceAppreciation
Oct 5, 2026

Listed (Active)

Naples Area Board of REALTORS #226034859

$2,100,000—
Jun 30, 2026

Withdrawn

Naples Area Board of REALTORS #225072211

—
Feb 18, 2026

Price Change

Naples Area Board of REALTORS #225072211

$2,195,000—
DateEvent & SourcePrice
10/05/2026

Listed (Active)

Naples Area Board of REALTORS #226034859

$2,100,000
06/30/2026

Withdrawn

Naples Area Board of REALTORS #225072211

—
02/18/2026

Price Change

Naples Area Board of REALTORS #225072211

$2,195,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 640 2nd Street South, Unit 2

Taxable Value

Land

-

Additions

$779,780
Total-

Tax Record

2020

$7,533 ($628 / month)

Home Facts

Beds

0

Total Finished SqFt

1,426 SqFt

Above Grade Finished SqFt

1,426 SqFt

Style

Condominium

Year Built

1989

Year Renovated

1989

County

COLLIER

APN

21585000041

Schools near 640 2nd Street South, Unit 2

This home is within Collier County Public Schools.
Rating
School
Type
Grades
Distance
Lake Park Elementary School
Public - PK to 5
Gulfview Middle School
Public - 6 to 8
Naples High School
Public - 9 to 12
Beacon High School
Public - 9 to 12
Rating
School
Distance
Lake Park Elementary School
PublicPK to 5

Gulfview Middle School
Public6 to 8

Naples High School
Public9 to 12

Beacon High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 640 2nd Street South, Unit 2, Naples, FL 34102

640 2nd Street South, Unit 2 is a condo for sale in Naples, FL 34102. This property was listed for sale on October 5, 2026 by John R Wood Properties, it's currently listed at $2,100,000. It has been on the market for a total of 1 days and was last sold on August 8, 2005. This listing's school district is Collier County Public Schools. Nearby schools include Lake Park Elementary School, Gulfview Middle School and Naples High School. 640 2nd Street South, Unit 2 is a 3-bed, 3-bath, 2,218 sqft condo built in 1989.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of John R Wood Properties, Mitchell Zale

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.