640 Central

1,840 Sq. Ft.
$125 / Sq. Ft.
1,840
Sq. Ft.
$125
per Sq. Ft.

Description

Excellent opportunity to own a Beloit College Area 2-unit offering strong rental income. This property features traditional charm with quality updates. Lower unit rents at $1,200/month, reflecting strong demand in the area. Upper unit rents at $850/month. All dimensions and sq ft to be verified by Buyer Seller/Agent is a licensed Realtor All offers must include standard 1031 Exchange Language: Please refer to the associated docs for exact languageExcellent opportunity to own a Beloit College Area 2-unit offering strong rental income. This property features traditional charm with quality updates. Lower unit rents at $1,200/month, reflecting strong demand in the area. Upper unit rents at $850/month. All dimensions and sq ft to be verified by Buyer Seller/Agent is a licensed Realtor All offers must include standard 1031 Exchange Language: Please refer to the associated docs for exact language
  1. Listed by Michael Marquette • Century 21 Affiliated • Home: 608-751-4422

Property Details for 640 Central

Zoning
RES
LISTING UPDATED: 01/27/2026 12:38 PM

Property Details for 640 Central

StatusActive
MLS #2015520
Days on Market1
Taxes$1,738 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / 2 flat-up and down
Year Built1936
Lot Size0.16 AC / 6,969 SF
CountyRock County

Location

Listing Courtesy of Century 21 Affiliated
Add your commute

Building Information for 640 Central

Stories-Residences2Year Built1936Building Size-Lot Size0.16 AC / 6,969 SF

Payment Calculator

$1,266 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,121

Property Taxes

$145

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 640 Central

Summary
Location and General Information
  • C/T/V: City
  • County: Rock
  • County Qtr Section: Rock SE
  • Directions: Emerson to south on Central
  • Location: BELOIT - C
  • Mailing City: Beloit
  • Municipality: Beloit
  • State: WI
  • Zip: 53511
Parking
  • Park/Unit: 2 stall garage, Detached, 2 spaces, Outside
  • Parking Spaces Outside: 2
  • Parking Stalls Inside: 2
School Information
  • Elementary: Call School District
  • High School: Memorial
  • Middle School: Call School District
  • School District: Beloit
Taxes and HOA Information
  • Net Taxes: $1,738.00
  • Parcel ID: 206 13660740
  • Tax Year: 2024
Property
Property and Assessments
  • Class: Multi Family
  • Improvements: 132200
  • Land Assess: $9,600.00
  • Total Assess: $141,800.00
  • Total Assess Year: 2024
  • Type: 2 flat-up and down
  • Year Built: 1936
Lot Information
  • Estimated Total Acres: 0.16
  • Source of Est. Acres: Assessor
  • Source of Year Built: Assessor
Utilities
  • Utilities: Separate elec meters, Separate gas meters, Separate water meters
  • Water/Waste: Municipal sewer, Municipal water
Interior and Exterior Features
Exterior Features
  • Exterior: Wood
Interior Features
  • Number of Dish Washers: 0
  • Number of Dryers: 0
  • Number of Furnaces: 2
  • Number of Stoves: 2
  • Number of Refrigerators: 2
  • Number of Washers: 0
  • Number of Water Heaters: 2
  • Number of Water Softeners: 0
  • Basement: Full
  • Heating Fuel: Natural Gas
  • Heating Type: Forced air
  • Number of Efficiencies: 0
Room Information
Bedrooms
  • Number of 1 Bedrooms: 0
  • Number of 2 Bedrooms: 2
  • Number of 3+ Bedrooms: 0
Multi Family
Unit Information
  • Number of Units w/AC: 1
  • Number of Units: 2
Income & Expenses Information
  • Total Income: $24,600
Unit 1
  • U1 Landlord Pays Heat: No
  • U1 Landlord Pays Electric: No
  • U1 Landlord Pays Water/Sewer: No
  • Unit 1: Air conditioning,Range/oven,Refrigerator,Wood or sim. wood floor,Shared basement
  • U1 Parking: 1 Car Garage
  • U1 Number of Bedrooms: 2
  • U1 Full Baths: 1
  • U1 Half Baths: 0
  • U1 SqFt: 920
  • Unit 1 Living/Great Room Level: M
  • Unit 1 Primary BedRoom Level: M
  • Unit 1 Kitchen Dimensions: 0x0
  • Unit 1 Living/Great Room Dimensions: 0x0
  • Unit 1 Primary BedRoom Dimensions: 0x0
Unit 2
  • U2 Landlord Pays Heat: No
  • U2 Landlord Pays Electric: No
  • U2 Landlord Pays Water/Sewer: No
  • Unit 2: Range/oven,Refrigerator,Shared basement
  • U2 Parking: 1 Car Garage
  • U2 Number of Bedrooms: 2
  • U2 Full Baths: 1
  • U2 Half Baths: 0
  • U2 SqFt: 920

Property History for 640 Central

DateEvent & SourcePriceAppreciation
Jan 27, 2026

Listed (Active)

SCWMLS #2015520

$230,000
DateEvent & SourcePrice
01/27/2026

Listed (Active)

SCWMLS #2015520

$230,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 640 Central

This home is within Beloit School District.
Rating
School
Type
Grades
Distance
Public - PK to 3
Public - 4 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Merrill Elementary School
PublicPK to 3

Aldrich Middle School
Public4 to 8

Memorial High School
Public9 to 12

Beloit Learning Academy
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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640 Central is a multi-family home for sale in Beloit, WI 53511. This property was listed for sale on January 27, 2026 by Century 21 Affiliated, it's currently listed at $230,000. This listing's school district is Beloit School District. Nearby schools include Merrill Elementary School, Aldrich Middle School and Memorial High School. 640 Central is a 4-bed, 2-bath, 1,840 sqft multi-family home built in 1936.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Century 21 Affiliated

Based on information from one of the following Multiple Listing Services: Metro Multiple Listing Service (Metro MLS), REALTORS Association of Northeast Wisconsin. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Metro Multiple Listing Service (Metro MLS), REALTORS Association of Northeast Wisconsin is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Data last updated on 01/27/2026 12:38 PM Listing presented by Compass RE WI-Tosa. Information is supplied by seller and other third parties and has not been verified. Copyright 2026 – WiREx. – All Rights Reserved