640 Main St N, Unit 42

1,278 Sq. Ft.
$351 / Sq. Ft.
1,278
Sq. Ft.
$351
per Sq. Ft.

Description

Big price drop... Here is a great opportunity to own a 2 bedroom 2 bathroom condo in the heart of historic and vibrant stillwater. Enjoy everything from boating, paddle boarding, biking, hiking, boutique shopping, unique dining and more... Right outside your door. Inside you will find an open layout with stylish finishes and thoughtful design throughout. The main floor is perfect for entertaining and everyday living. The private deck is great for bbq's and morning coffee. The upper level features...Big price drop... Here is a great opportunity to own a 2 bedroom 2 bathroom condo in the heart of historic and vibrant stillwater. Enjoy everything from boating, paddle boarding, biking, hiking, boutique shopping, unique dining and more... Right outside your door. Inside you will find an open layout with stylish finishes and thoughtful design throughout. The main floor is perfect for entertaining and everyday living. The private deck is great for bbq's and morning coffee. The upper level features a large primary bedroom, double vanity, separate tub and shower, walk-in closet and an office space. The four season views of the river are peaceful and breathtaking. Includes two indoor parking spaces with a 22ov ev hookup. Hoa includes heat, wifi and basic cable. Come see it for yourself... It won't disappoint.
  1. Listed by Evolution Realty LLC.
  2. Listed by Evolution Realty LLC.

Property Details for 640 Main Street North, Unit 42

View
River
Waterfront Features
River View
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 01/20/2026 11:09 AM

Property Details for 640 Main Street North, Unit 42

StatusActive
MLS #6773749
Days on Compass17
Taxes$5,092 / year
HOA Fees$749 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / High Rise
Year Built2005
CountyWashington County

Location

Listing Courtesy of Evolution Realty LLC.
Add your commute

Building Information for 640 Main Street North, Unit 42

Building/Complex640 Main St NFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built2005

Payment Calculator

$3,362 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,188

Property Taxes

$424

HOA Dues

$749

The Payment Calculator is for illustrative purposes only.

Property Information for 640 Main Street North, Unit 42

Summary
Location and General Information
  • City Name: Stillwater
  • County Or Parish: Washington
  • County: Washington-MN
  • Directions: Main Street to Terra Spring Development
  • Latitude: 45.0628920744
  • Longitude: -92.808477355
  • Nbr of Acres: 0
  • Lake Name: Not Applicable
  • PLAT: 0
  • Map Coordinate: 97-A1
  • City and Location: Stillwater
  • City and Location Text: Stillwater(MN)
  • Postal Code: 55082
  • State Or Province: MN
  • Waterfront Property YN: Yes
  • Water Body Name: St. Croix River
  • Waterfront Footage: R9999042
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $749.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Building Exterior, Cable TV, Hazard Insurance, Heating, Maintenance Grounds, Professional Mgmt, Sanitation, Security System
  • Association Name: COMMUNITY ASSOCIATION GROUP
  • Association Phone: 6518820400
  • Association: Yes
  • Parcel Number: 2803020120211
  • Tax Annual Amount: $5,092.00
  • Tax Legal Description: SUBDIVISIONNAME CIC 242 UNITS 1-44 LOT 42 SUBDIVISIONCD 01475
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2025
  • Tax With Assessments: 5092
School Information
  • High School District: 2291 - Stillwater
  • School District Number: 2291
  • School District Phone: 6513518301
Property
Lot Information
  • Above Grade Fin SQFT: 1278.0
  • Below Grade Fin SQFT: 0.0
  • SQFT Total: 1278.0
  • Living Area Units: Square Feet
  • Lot Features: Public Transit (w/in 6 blks), Tree Coverage - Light
  • Lot Size Area: 0.19
  • Lot Size Dimensions: Common
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: Yes
  • Property Sub Type: High Rise
  • Property Type: Residential
  • SQFT Main Total: 878
  • Above Grade SqFt Total: 1278
  • Below Grade SqFt Total: 0
Utilities
  • Electric: Circuit Breakers
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: Accessible Elevator Installed
  • Association Amenities: Car Wash, Elevator(s)
  • Foundation Area: 1278.0
  • Fuel: Natural Gas
  • Road Frontage Type: City Street, Cul De Sac, Curbs, Paved Streets
  • Road Responsibility: Public Maintained Road
  • Roof: Asphalt, Pitched
  • Patio Porch Type: Deck
Interior Features
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Humidifier, Microwave, Range, Refrigerator, Washer
  • Basement Type: None
  • Amenities Unit: Balcony,Cable,Ceiling Fan(s),Deck,Hardwood Floors,Natural Woodwork,Panoramic View,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
  • Bath Desc: Main Floor 3/4 Bath,Upper Level Full Bath
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Count: 2
  • Bedrooms Total: 2
  • Fireplace Features: Gas, Living Room
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • Dining Room Description: Living/Dining Room
  • DP Resource: Yes
  • Heating: Forced Air, Fireplace(s), In-Floor Heating
  • Laundry Features: Laundry Closet, In Unit
  • Levels: Two
  • Room List: Deck, Den, Dining Room, Bedroom, Kitchen, Living Room, Office, Bedroom 2
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 6X6
  • Room Level: Main
  • Room Type: Deck
Room 2
  • Room Dimensions: 7x7
  • Room Level: Main
  • Room Type: Den
Room 3
  • Room Dimensions: 11x6
  • Room Level: Main
  • Room Type: Dining Room
Room 4
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Bedroom
Room 5
  • Room Dimensions: 8x10
  • Room Level: Main
  • Room Type: Kitchen
Room 6
  • Room Dimensions: 15x13
  • Room Level: Main
  • Room Type: Living Room
Room 7
  • Room Dimensions: 12x6
  • Room Level: Upper
  • Room Type: Office
Room 8
  • Room Dimensions: 16x14
  • Room Level: Upper
  • Room Type: Bedroom 2

Property History for 640 Main Street North, Unit 42

DateEvent & SourcePriceAppreciation
Jan 5, 2026

Price Change

NorthStar #6773749

$449,000—
Dec 4, 2025

Price Change

NorthStar #6773749

$465,000—
Oct 7, 2025

Price Change

NorthStar #6773749

$469,900—
Aug 17, 2025

Listed (Active)

NorthStar #6773749

—
Aug 12, 2025

Off Market

NorthStar #6766749

—
Aug 5, 2025

Price Change

NorthStar #6766749

$499,000—
Aug 5, 2025

Listed (Active)

NorthStar #6766749

—
Dec 29, 2022

Sold (Public Record)

Public Record #1503378253

$430,000

+9.6% / yr

Feb 2, 2021

Sold

NorthStar #3213400

—
Oct 25, 2017

Sold (Public Record)

Public Record #611727963

$268,000

+14.3% / yr

Oct 25, 2017

Sold

NorthStar #4872035

$268,000—
Sep 30, 2017

Pending

NorthStar #4872035

—
Sep 5, 2017

Listed (Active)

NorthStar #4872035

$339,000—
Sep 2, 2016

Sold (Public Record)

Public Record #584800088

$230,000—
Aug 4, 2016

Off Market

NorthStar #4697446

—
Apr 4, 2016

Listed (Active)

NorthStar #4697446

$249,900—
Jun 5, 2006

Pending

NorthStar #3213400

—
Jun 1, 2006

Sold

NorthStar #3213400

$231,000—
DateEvent & SourcePrice
01/05/2026

Price Change

NorthStar #6773749

$449,000
12/04/2025

Price Change

NorthStar #6773749

$465,000
10/07/2025

Price Change

NorthStar #6773749

$469,900
08/17/2025

Listed (Active)

NorthStar #6773749

—
08/12/2025

Off Market

NorthStar #6766749

—
08/05/2025

Price Change

NorthStar #6766749

$499,000
08/05/2025

Listed (Active)

NorthStar #6766749

—
12/29/2022

Sold (Public Record)

Public Record #1503378253

$430,000

+9.6% / yr

02/02/2021

Sold

NorthStar #3213400

—
10/25/2017

Sold (Public Record)

Public Record #611727963

$268,000

+14.3% / yr

10/25/2017

Sold

NorthStar #4872035

$268,000
09/30/2017

Pending

NorthStar #4872035

—
09/05/2017

Listed (Active)

NorthStar #4872035

$339,000
09/02/2016

Sold (Public Record)

Public Record #584800088

$230,000
08/04/2016

Off Market

NorthStar #4697446

—
04/04/2016

Listed (Active)

NorthStar #4697446

$249,900
06/05/2006

Pending

NorthStar #3213400

—
06/01/2006

Sold

NorthStar #3213400

$231,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Main Street North, Unit 42

Taxable ValueLand$235,000Additions$206,800Total$441,800
Tax Record2025$5,092 ($424 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,278 SqFtAbove Grade Finished SqFt1,278 SqFtStories2StyleSingle Family ResidenceYear Built2005CountyWASHINGTONAPN28-030-20-12-0211Fireplace TypeHas Fireplace

Schools near 640 Main Street North, Unit 42

This home is within Stillwater Area Public School Dist..
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 4 to 5
Rating
School
Distance
Stonebridge Elementary School
PublicK to 5

Stillwater Middle School
Public6 to 8

Stillwater Area High School
Public9 to 12

GATE 4/5
Public4 to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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640 Main Street North, Unit 42 is a condo for sale in Stillwater, MN 55082. This property was listed for sale on August 17, 2025 by Evolution Realty LLC., it's currently listed at $449,000. It has been on the market for a total of 17 days and was last sold on December 29, 2022. This listing's school district is Stillwater Area Public School Dist.. Nearby schools include Stonebridge Elementary School, Stillwater Middle School and Stillwater Area High School. 640 Main Street North, Unit 42 is a 2-bed, 2-bath, 1,278 sqft condo built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Evolution Realty LLC.

Based on information submitted to the MLS GRID as of 01/20/2026 11:09 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.