640 Main St N, Unit 42

1,278 Sq. Ft.
$313 / Sq. Ft.
1,278
Sq. Ft.
$313
per Sq. Ft.

Description

“Welcome to 640 Main Street North, right in the heart of Stillwater, known for its historic charm, boutique shopping, incredible dining, riverfront trails, and year-round events that make this town feel alive in every season. This is a two-story condo with soaring ceilings and an open-concept layout that feels light, bright, and expansive the moment you walk in. Natural light pours through the space, and those river views? Absolutely stunning, whether it’s summer boats on the water or winter’s quiet...“Welcome to 640 Main Street North, right in the heart of Stillwater, known for its historic charm, boutique shopping, incredible dining, riverfront trails, and year-round events that make this town feel alive in every season. This is a two-story condo with soaring ceilings and an open-concept layout that feels light, bright, and expansive the moment you walk in. Natural light pours through the space, and those river views? Absolutely stunning, whether it’s summer boats on the water or winter’s quiet beauty. The main level is ideal for entertaining with seamless flow between kitchen, dining, and living, plus a private deck to enjoy your morning coffee overlooking the St. Croix. Upstairs, you’ll find a spacious primary suite, double vanity, separate tub and shower, and flexible space for your primary bedroom, along with space for a home office. The main flex room can be used for an office, guest suite. With two indoor heated parking spots, EV hookup, and an HOA that covers heat, Wi-Fi, and cable, this truly is lock-and-leave living — right in one of the most walkable, lifestyle-driven communities in the Twin Cities.”
  1. Listed by Real Broker, LLC

Property Details for 640 Main Street North, Unit 42

Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 05/26/2026 11:17 AM

Property Details for 640 Main Street North, Unit 42

StatusActive
MLS #7026075
Days on Compass1
Pet Policy-
Taxes$5,092 / year
HOA Fees$835 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / (CC) High Rise (4+ Levels)
Year Built2005
CountyWashington County

Location

Listing Courtesy of Real Broker, LLC
Add your commute

Building Information for 640 Main Street North, Unit 42

Building/Complex640 Main St NFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built2005

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$3,252 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,993

Property Taxes

$424

HOA Dues

$835

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 640 Main Street North, Unit 42

Summary
Location and General Information
  • City Name: Stillwater
  • County Or Parish: Washington
  • County: Washington-MN
  • Directions: Main street to Terra Springs
  • Latitude: 45.0629527223
  • Longitude: -92.8081536403
  • Nbr of Acres: 0
  • PLAT: 0
  • Map Coordinate: 97-A1
  • City and Location: Stillwater
  • City and Location Text: Stillwater(MN)
  • Postal Code: 55082
  • State Or Province: MN
  • Water Body Name: Unnamed Lake
  • Waterfront Footage: 999999999
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $835.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Building Exterior, Hazard Insurance, Heating, Maintenance Grounds, Professional Mgmt, Sanitation, Security System
  • Association Name: COMMUNITY ASSOCIATION GROUP
  • Association Phone: 6513518301
  • Association: Yes
  • Parcel Number: 2803020120211
  • Tax Annual Amount: $5,092.00
  • Tax Legal Description: SUBDIVISIONNAME CIC 242 Units 1-44LOT 42 SUBDIVISIONCD 01475
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2025
  • Tax With Assessments: 5092
School Information
  • High School District: 834 - Stillwater
  • School District Number: 834
  • School District Phone: 6513518301
Property
Lot Information
  • Above Grade Fin SQFT: 1278.0
  • Below Grade Fin SQFT: 0.0
  • SQFT Total: 1278.0
  • Living Area Units: Square Feet
  • Lot Size Area: 0.19
  • Lot Size Dimensions: Common
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: Yes
  • Property Sub Type: (CC) High Rise (4+ Levels)
  • Property Type: Residential
  • SQFT Main Total: 878
  • Building Area Total: 1278.0
  • Above Grade SqFt Total: 1278
  • Below Grade SqFt Total: 0
Utilities
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Association Amenities: Car Wash, Elevator(s), Lobby Entrance, Security Building
  • Exterior Features: Stone, Fiber Board, Shakes
  • Foundation Area: 878.0
  • Foundation Details: Block
  • Fuel: Natural Gas
  • Road Frontage Type: City Street, Cul De Sac, Paved Streets
  • Road Responsibility: Public Maintained Road
  • Roof: Asphalt
  • Patio Porch Type: Covered,Deck
Interior Features
  • Appliances: Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer
  • Basement Type: None
  • Amenities Unit: Balcony,Indoor Sprinklers,Primary Bedroom Walk-In Closet,Panoramic View,Washer/Dryer Hookup
  • Bath Desc: Main Floor 3/4 Bath,Upper Level Full Bath
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Count: 2
  • Bedrooms Total: 2
  • Fireplace Features: Gas, Living Room
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • Dining Room Description: Informal Dining Room
  • DP Resource: Yes
  • Heating: Forced Air
  • Laundry Features: Laundry Closet, Main Level
  • Levels: Two
  • Room List: Dining Room, Bedroom, Kitchen, Living Room, Bedroom 2
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 11x6
  • Room Level: Main
  • Room Type: Dining Room
Room 2
  • Room Dimensions: 16x24
  • Room Level: Upper
  • Room Type: Bedroom
Room 3
  • Room Dimensions: 8x10
  • Room Level: Main
  • Room Type: Kitchen
Room 4
  • Room Dimensions: 15x13
  • Room Level: Main
  • Room Type: Living Room
Room 5
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Bedroom 2

Property History for 640 Main Street North, Unit 42

DateEvent & SourcePriceAppreciation
May 26, 2026

Price Change

NorthStar #7026075

$399,900
Apr 13, 2026

Price Change

NorthStar #7026075

$410,000
Mar 12, 2026

Listed (Active)

NorthStar #7026075

DateEvent & SourcePrice
05/26/2026

Price Change

NorthStar #7026075

$399,900
04/13/2026

Price Change

NorthStar #7026075

$410,000
03/12/2026

Listed (Active)

NorthStar #7026075

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Main Street North, Unit 42

Taxable ValueLand$235,000Additions$206,800Total$441,800
Tax Record2025$5,092 ($424 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,278 SqFtAbove Grade Finished SqFt1,278 SqFtStories2StyleSingle Family ResidenceYear Built2005CountyWASHINGTONAPN28-030-20-12-0211Fireplace TypeHas Fireplace

Schools near 640 Main Street North, Unit 42

This home is within Stillwater Area Public School Dist..
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 12
Rating
School
Distance
Stonebridge Elementary School
PublicK to 5

Stillwater Middle School
Public6 to 8

Stillwater Area High School
Public9 to 12

Bridge Transition Program
Public12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

640 Main Street North, Unit 42 is a condo for sale in Stillwater, MN 55082. This property was listed for sale on March 12, 2026 by Real Broker, LLC, it's currently listed at $399,900. It has been on the market for a total of 194 days and was last sold on December 29, 2022. This listing's school district is Stillwater Area Public School Dist.. Nearby schools include Stonebridge Elementary School, Stillwater Middle School and Stillwater Area High School. 640 Main Street North, Unit 42 is a 2-bed, 2-bath, 1,278 sqft condo built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker, LLC

Based on information submitted to the MLS GRID as of 05/26/2026 11:17 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.