Last Sold Price
5 beds2,275 sqft$202/sqft
640 Pearces Ford Rd, Oswego, IL 60543

Description

Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE...Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE FLOORS greet you inside this home featuring a DRAMATIC TWO-STORY FAMILY ROOM with fireplace, custom built-in cabinets, ceiling fan, and big palladian windows. In the LIGHT AND BRIGHT OPEN KITCHEN you discover STYLISH KITCHEN UPDATES, including STAINLESS STEEL APPLIANCES, tile backsplash, WHITE CUSTOM CABINETS, black cabinet knobs, granite countertops, LARGE PENNINSULA WORK COUNTER with breakfast bar for stools, hot water dispenser, a desk, and pantry cabinet. Kitchen opens to a LARGE EAT-IN TABLE AREA with newer leaded glass door to access the deck. Large FIRST FLOOR 5TH BEDROOM ideal for in-law or related living, which can also be used as a home office, is conveniently located adjacent to the 3rd updated full bathroom with step-in shower and grab bars. Across from the 5th bedroom is the well located laundry closet with INCLUDED MATCHING SAMSUNG WASHER and DRYER, storage cabinets, and shelving for your laundry supplies. Open floor plan/circular flow through two-story hardwood floored foyer and two-story family room, kitchen, formal dining room, and living room with chair rail makes for awesome entertaining. Formal dining room is connected to the kitchen for easy meal service and leads into the living room. Up the wood railing staircase and across the dramatic catwalk bridge you enter the private and spacious MAIN BEDROOM SUITE which features vaulted ceilings, sitting area, ceiling fan, a BIG UPDATED EN SUITE BATHROOM with two sinks, LARGE CORNER WHIRPOOL TUB, separate tiled shower, toilet area, and a WALK-IN ADJOINING CLOSET. Three (3) more upstairs bedrooms, all with ceiling fans and spacious closets, add to this five bedroom home. The 3 secondary upstairs bedrooms, one with walk-in closet, are effectively served by the 2nd full bathroom with double sinks and tiled soaking tub surround. GREAT FINISHED BASEMENT with recreation and seating areas, glass door cabinets, and recessed lighting. Basement also has separate storage area with shelving. Professionally landscaped backyard and maintenance-free Trex deck with fire pit for your OUTSIDE ENTERTAINING ENJOYMENT, rounds out this TRULY DELIGHTFUL HOME. NEW DRIVEWAY (2024), new carpeting first floor and stairs (2025), new water softener (2021), REPLACEMENT ARCHITECTURAL SHINGLE ROOF (2019) with 130 mph wind resistance rating, siding (2019), gutters (2019), LENNOX HIGH-EFFICIENCY FURNACE AND AIR CONDITIONER, Rheem Performance Platinum water heater, quality replacement Andersen windows, newer leaded glass kitchen door, and garage door/opener. This home is PERFECT FOR YOUR FAMILY and entertaining! AWESOME CENTRAL OSWEGO LOCATION is convenient to DOWNTOWN OSWEGO and US Route 34 (Ogden Avenue) SHOPPING/DINING. Other amenities such as nearby playgrounds, soccer fields, basketball courts, tennis courts, baseball fields, ponds, and Waubonise Trail walking/running/biking paths make this the perfect location for all your recreational wants! HIGHLY DESIRED OSWEGO DISTRICT 308 SCHOOLS, including within view from backyard Old Post Elementary School and nearby Thompson Junior High School. Looking for fully MOVE-IN READY with ALL APPLIANCES stay - MAKE THIS BEAUTY YOUR PERFECT NEW HOME NOW!
LISTING CLOSED: 05/01/2025 12:00 AM

  1. Listed by John Stich • Worth Clark Realty
    P: (630)-319-0130 C: (630)-319-0130 johnpstich@comcast.net

Sold By Keller Williams Premiere Properties

Property Details for 640 Pearces Ford Road

Status
MLS #
12309902
Days on Market
8
Taxes
$9,414 / year
HOA Fees
$60 / month
Condo/Co-op Fees
-
Property Type
MLS Type
Detached Single / 2 Stories
Year Built
1998
Lot Size
0.25 AC / 10,946 SF
Area
Oswego
Subdivision
Ponds at Mill Race Creek
Township
Oswego
Ownership
Fee Simple w/ HO Assn.
Num Of Garage Spaces
2.0
Num Of Parking Spaces
2.0
Parking Included in Price
Yes
Air Conditioning Type
Central Air
Num of Interior Fireplaces
1
Heat/Fuel
Natural Gas
Architectural Style
Traditional

Location

Add your commute

Building Information for 640 Pearces Ford Road

Stories-Year Built1998Building Size-Lot Size0.25 AC / 10,946 SF

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$3,183 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,338

Property Taxes

$785

HOA Dues

$60

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Property Information for 640 Pearces Ford Road

General Information
School Information
  • Elementary School District: 308
  • Elementary School: Old Post Elementary School
  • Jr High Middle School: Thompson Junior High School
  • High School District: 308
  • High School: Oswego High School
  • Other Public School District: 516
  • Other Public School: Waubonsee Community College
  • Middle Or Junior School District: 308
Addtl Parking Information
  • Parking Details: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Insurance
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Interior Property Features: Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Replacement Windows
  • Num Of Rooms: 10
  • Bedrooms Total: 5
  • Bedrooms (Below Grade): 0
  • Window Features: Insulated Windows,Palladian Windows
  • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Attic: Full
  • Bath Amenities: Whirlpool,Separate Shower,Double Sink,Soaking Tub
  • Fireplace Features: Gas Log
  • Basement Type: Finished, Partial
  • Bedrooms Possible: 5
  • Air Conditioning: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Flooring: Hardwood
  • Basement Sq Ft: 926
  • Dining Room: Separate
  • Basement Bathrooms: No
  • Fireplace Location: Family Room
  • Room Type: Recreation Room, Bedroom 5, Foyer, Walk In Closet
  • Num of Baths: 3.0
Exterior Features
  • Patio And Porch Features: Deck
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public, Storm Sewer
  • Water: Public
  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Water Softener Owned, Humidifier
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Security Cameras, Water Heater-Gas
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: No
  • Age: 26-30 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 609
  • Total Finished and Unfin Sq Ft: 926
  • Lot Description: Landscaped Professionally, Mature Trees, Backs to Open Grnd
  • Lot Size: Less Than .25 Acre
  • Lot Size Source: County Records
  • Lot Dimensions: 89X123X55X123
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Vinyl Siding, Stone
  • Construction: Vinyl Siding, Stone
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Below Grade Finished Area: 609.0
  • Living Area Source: Assessor
  • Assessor Square Footage: 2275
  • Unfinished Basement Sq Ft: 317
  • Management Company: Association Property Management, Inc.
Property and Assessments
  • Buyer Financing: Conventional, FHA, VA
  • Public Document Count: 2
  • Document Date: 2025-03-13T18:55:30
  • Photos Count: 58
  • OpenHouse Count: 1
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full, Double Sink, Whirlpool & Sep Shwr
  • Master Bedroom Dimensions: 19X13
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 13X10
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 12X11
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 11X11
Bedroom #5 Information
  • 5th Bedroom Level: Main
  • Room Type: Bedroom 5
  • Bedroom #5 Room Dimensions: 13X10
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 11X10
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 16X14
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 16X11
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 6X4
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 13X12
Walk In Closet 1 Information
  • Room Level: Second
  • Room Type: Walk In Closet
  • Dimensions: 6X5
Foyer Information
  • Room Level: Main
  • Room Type: Foyer
  • Dimensions: 12X7
Recreation Room Information
  • Room Level: Basement
  • Room Type: Recreation Room
  • Dimensions: 18X32

Property History for 640 Pearces Ford Road

DateEvent & SourcePriceAppreciation
May 1, 2025

Sold

MRED #12309902

$460,000
Apr 29, 2025

Sold (Public Record)

Public Record #1557480870

$460,000

+6.8% / yr

Mar 20, 2025

Pending

MRED #12309902

DateEvent & SourcePrice
05/01/2025

Sold

MRED #12309902

$460,000
04/29/2025

Sold (Public Record)

Public Record #1557480870

$460,000

+6.8% / yr

03/20/2025

Pending

MRED #12309902

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Pearces Ford Road

Taxable ValueLand$33,083Additions$101,562Total$134,645
Tax Record2025$9,724 ($810 / month)
Home Facts
Beds4Total Finished SqFt2,275 SqFtAbove Grade Finished SqFt2,275 SqFtStories2Lot Size8,939 SqFtStyleSingle Family ResidenceYear Built1995CountyKENDALLAPN03-09-116-007Fireplace TypeHas Fireplace

Schools near 640 Pearces Ford Road

This home is within Oswego Community Unit School District 308.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Old Post Elementary School
PublicK to 5

Thompson Jr High School
Public6 to 8

Oswego High School
Public9 to 12

East View Academy School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 640 Pearces Ford Road, Oswego, IL 60543
$460,000
5
2,275
10,946
4
3
2,083
8,936
$252,000
3
1,791
10,890
$414,500
5
2,215
8,921
$298,000
4
3
2,224
9,219
$260,000
3
1,923
10,890

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Worth Clark Realty

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 05/01/2025 04:19 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.