Sold
Last Sold Price
5 beds2,275 sqft$202/sqft
640 Pearces Ford Rd, Oswego, IL 60543
Single FamilyProperty Type
0.25 acresLot Size
1998Year Built
$202/sq ftPrice per sq ft
$60/moHOA Fees
2 carsParking Spaces

Description

Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE...Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE FLOORS greet you inside this home featuring a DRAMATIC TWO-STORY FAMILY ROOM with fireplace, custom built-in cabinets, ceiling fan, and big palladian windows. In the LIGHT AND BRIGHT OPEN KITCHEN you discover STYLISH KITCHEN UPDATES, including STAINLESS STEEL APPLIANCES, tile backsplash, WHITE CUSTOM CABINETS, black cabinet knobs, granite countertops, LARGE PENNINSULA WORK COUNTER with breakfast bar for stools, hot water dispenser, a desk, and pantry cabinet. Kitchen opens to a LARGE EAT-IN TABLE AREA with newer leaded glass door to access the deck. Large FIRST FLOOR 5TH BEDROOM ideal for in-law or related living, which can also be used as a home office, is conveniently located adjacent to the 3rd updated full bathroom with step-in shower and grab bars. Across from the 5th bedroom is the well located laundry closet with INCLUDED MATCHING SAMSUNG WASHER and DRYER, storage cabinets, and shelving for your laundry supplies. Open floor plan/circular flow through two-story hardwood floored foyer and two-story family room, kitchen, formal dining room, and living room with chair rail makes for awesome entertaining. Formal dining room is connected to the kitchen for easy meal service and leads into the living room. Up the wood railing staircase and across the dramatic catwalk bridge you enter the private and spacious MAIN BEDROOM SUITE which features vaulted ceilings, sitting area, ceiling fan, a BIG UPDATED EN SUITE BATHROOM with two sinks, LARGE CORNER WHIRPOOL TUB, separate tiled shower, toilet area, and a WALK-IN ADJOINING CLOSET. Three (3) more upstairs bedrooms, all with ceiling fans and spacious closets, add to this five bedroom home. The 3 secondary upstairs bedrooms, one with walk-in closet, are effectively served by the 2nd full bathroom with double sinks and tiled soaking tub surround. GREAT FINISHED BASEMENT with recreation and seating areas, glass door cabinets, and recessed lighting. Basement also has separate storage area with shelving. Professionally landscaped backyard and maintenance-free Trex deck with fire pit for your OUTSIDE ENTERTAINING ENJOYMENT, rounds out this TRULY DELIGHTFUL HOME. NEW DRIVEWAY (2024), new carpeting first floor and stairs (2025), new water softener (2021), REPLACEMENT ARCHITECTURAL SHINGLE ROOF (2019) with 130 mph wind resistance rating, siding (2019), gutters (2019), LENNOX HIGH-EFFICIENCY FURNACE AND AIR CONDITIONER, Rheem Performance Platinum water heater, quality replacement Andersen windows, newer leaded glass kitchen door, and garage door/opener. This home is PERFECT FOR YOUR FAMILY and entertaining! AWESOME CENTRAL OSWEGO LOCATION is convenient to DOWNTOWN OSWEGO and US Route 34 (Ogden Avenue) SHOPPING/DINING. Other amenities such as nearby playgrounds, soccer fields, basketball courts, tennis courts, baseball fields, ponds, and Waubonise Trail walking/running/biking paths make this the perfect location for all your recreational wants! HIGHLY DESIRED OSWEGO DISTRICT 308 SCHOOLS, including within view from backyard Old Post Elementary School and nearby Thompson Junior High School. Looking for fully MOVE-IN READY with ALL APPLIANCES stay - MAKE THIS BEAUTY YOUR PERFECT NEW HOME NOW!

    Sold By Keller Williams Premiere Properties

    • Listed by: John Stich 630.319.0130 johnpstich@comcast.net • Worth Clark Realty
    Listing closed: 05/01/2025 12:00 AM • Source: MRED as distributed by MLS GRID, MLS#: 12309902

    Recent comparable sales

    Median sold price

    $467,500

    Avg days on market

    20

    Sale-to-list ratio

    102.9%

    Oswego, IL

    9 comparable properties found

    $418,000 | 621 Manhattan Circle, Oswego, IL 60543
    1

    $418,000

    Sold 07/11/25

    5
    Bedrooms
    2,560
    Square Feet
    0.21
    Acres
    $485,000 | 628 Manhattan Circle, Oswego, IL 60543
    1/36
    2

    $485,000

    Sold 06/11/26

    5
    Bedrooms
    2,560
    Square Feet
    0.21
    Acres
    $430,000 | 517 Waterford Drive, Oswego, IL 60543
    1/36
    3

    $430,000

    Sold 01/09/25

    5
    Bedrooms
    2,132
    Square Feet
    0.32
    Acres
    a front view of a house with a yard and garage
    1/47
    4

    $475,000

    Sold 03/28/25

    5
    Bedrooms
    2,435
    Square Feet
    0.38
    Acres
    a front view of a house with a yard
    1/36
    5

    $460,000

    Sold 02/26/25

    5
    Bedrooms
    2,435
    Square Feet
    Unavailable
    Acres
    a front view of a house with a yard
    1/35
    6

    $508,000

    Sold 06/26/25

    5
    Bedrooms
    2,300
    Square Feet
    0.27
    Acres
    $445,000 | 130 Cinderford Drive, Oswego, IL 60543
    1/36
    7

    $445,000

    Sold 07/18/25

    5
    Bedrooms
    2,168
    Square Feet
    0.25
    Acres
    $375,000 | 109 Old Post Road, Oswego, IL 60543
    1/31
    8

    $375,000

    Sold 06/10/26

    5
    Bedrooms
    2,132
    Square Feet
    0.21
    Acres
    a front view of a house with a yard and garage
    1/58
    9

    $490,000

    Sold 07/25/25

    5
    Bedrooms
    2,600
    Square Feet
    0.26
    Acres

    Location

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    Principal and Interest

    $2,377

    Property Taxes

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    HOA Dues

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    Property Information for 640 Pearces Ford Road

    Property Details
    • Taxes: $9,414 / year
    • MLS Type: Detached Single / 2 Stories
    • Area: Oswego
    • Subdivision: Ponds at Mill Race Creek
    • Township: Oswego
    • Ownership: Fee Simple w/ HO Assn.
    • Num Of Garage Spaces: 2.0
    • Parking Included in Price: Yes
    • Air Conditioning Type: Central Air
    • Num of Interior Fireplaces: 1
    • Heat/Fuel: Natural Gas
    • Architectural Style: Traditional
    Building Information
    • Year Built: 1998
    • Lot Size: 0.25 AC / 10,946 SF
    General Information
    School Information
    • Elementary School District: 308
    • Elementary School: Old Post Elementary School
    • Jr High Middle School: Thompson Junior High School
    • High School District: 308
    • High School: Oswego High School
    • Other Public School District: 516
    • Other Public School: Waubonsee Community College
    • Middle Or Junior School District: 308
    Addtl Parking Information
    • Parking Details: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
    Taxes and HOA Information
    • Association Fee Frequency: Monthly
    • Association Fee Includes: Common Insurance
    • Master Association Fee: No
    • Master Association Fee Frequency: Not Required
    Property Information
    Interior Features
    • Interior Property Features: Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Replacement Windows
    • Num Of Rooms: 10
    • Bedrooms Total: 5
    • Bedrooms (Below Grade): 0
    • Window Features: Insulated Windows,Palladian Windows
    • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
    • Attic: Full
    • Bath Amenities: Whirlpool,Separate Shower,Double Sink,Soaking Tub
    • Fireplace Features: Gas Log
    • Basement Type: Finished, Partial
    • Bedrooms Possible: 5
    • Air Conditioning: Central Air
    • Electric: Circuit Breakers, 200+ Amp Service
    • Flooring: Hardwood
    • Basement Sq Ft: 926
    • Dining Room: Separate
    • Basement Bathrooms: No
    • Fireplace Location: Family Room
    • Room Type: Recreation Room, Bedroom 5, Foyer, Walk In Closet
    • Num of Baths: 3.0
    Exterior Features
    • Patio And Porch Features: Deck
    • Type: 2 Stories
    Utilities / Equipment
    • Sewer: Sewer-Public, Storm Sewer
    • Water: Public
    • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Water Softener Owned, Humidifier
    • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Security Cameras, Water Heater-Gas
    Property/Lot Information
    • New Construction YN: No
    • Rebuilt: No
    • Rehabilitated: No
    • Built Before 1978: No
    • Age: 26-30 Years
    • Type Detached: 2 Stories
    • Total Sq Ft: 0
    • Aprox Total Finished Sq Ft: 609
    • Total Finished and Unfin Sq Ft: 926
    • Lot Description: Landscaped Professionally, Mature Trees, Backs to Open Grnd
    • Lot Size: Less Than .25 Acre
    • Lot Size Source: County Records
    • Lot Dimensions: 89X123X55X123
    • Waterfront: No
    • Disability Access and/or Equipped: No
    • Exterior Building Type: Vinyl Siding, Stone
    • Construction: Vinyl Siding, Stone
    • Roof Type: Asphalt
    • Foundation Details: Concrete Perimeter
    • General Information: School Bus Service,Commuter Train,Interstate Access
    • Below Grade Finished Area: 609.0
    • Living Area Source: Assessor
    • Assessor Square Footage: 2275
    • Unfinished Basement Sq Ft: 317
    • Management Company: Association Property Management, Inc.
    Property and Assessments
    • Buyer Financing: Conventional, FHA, VA
    • Public Document Count: 2
    • Document Date: 2025-03-13T18:55:30
    • Photos Count: 58
    • OpenHouse Count: 1
    Virtual Tour/Additional Media
    • Virtual Tour: None
    • Virtual Tour YN: No
    Room Information
    Master Bedroom Information
    • Master Bedroom Level: Second
    • Room Type: Master Bedroom
    • Master Bedroom Bath: Full, Double Sink, Whirlpool & Sep Shwr
    • Master Bedroom Dimensions: 19X13
    Bedroom #2 Information
    • 2nd Bedroom Level: Second
    • Room Type: Bedroom 2
    • Bedroom #2 Room Dimensions: 13X10
    Bedroom #3 Information
    • 3rd Bedroom Level: Second
    • Room Type: Bedroom 3
    • Bedroom #3 Room Dimensions: 12X11
    Bedroom #4 Information
    • 4th Bedroom Level: Second
    • Room Type: Bedroom 4
    • Bedroom #4 Room Dimensions: 11X11
    Bedroom #5 Information
    • 5th Bedroom Level: Main
    • Room Type: Bedroom 5
    • Bedroom #5 Room Dimensions: 13X10
    Dining Room Information
    • Dining Room Level: Main
    • RoomType_DR: Dining Room
    • Dining Room Dimensions: 11X10
    Family Room Information
    • Family Room Level: Main
    • RoomType_FR: Family Room
    • Family Room Dimensions: 16X14
    Kitchen Information
    • Kitchen Level: Main
    • RoomType_KT: Kitchen
    • Kitchen Dimensions: 16X11
    Laundry Information
    • Laundry Level: Main
    • Room Type: Laundry
    • Laundry Dimensions: 6X4
    Living Room Information
    • Living Room Level: Main
    • Room Type: Living Room
    • Living Room Dimensions: 13X12
    Walk In Closet 1 Information
    • Room Level: Second
    • Room Type: Walk In Closet
    • Dimensions: 6X5
    Foyer Information
    • Room Level: Main
    • Room Type: Foyer
    • Dimensions: 12X7
    Recreation Room Information
    • Room Level: Basement
    • Room Type: Recreation Room
    • Dimensions: 18X32

    Property History for 640 Pearces Ford Road

    DateEvent & SourcePriceAppreciation
    May 1, 2025

    Sold

    MRED #12309902

    $460,000
    Apr 29, 2025

    Sold (Public Record)

    Public Record #1557480870

    $460,000

    +6.8% / yr

    Mar 20, 2025

    Pending

    MRED #12309902

    DateEvent & SourcePrice
    05/01/2025

    Sold

    MRED #12309902

    $460,000
    04/29/2025

    Sold (Public Record)

    Public Record #1557480870

    $460,000

    +6.8% / yr

    03/20/2025

    Pending

    MRED #12309902

    For completeness, we often displays two records for one sale: the MLS record and the public record.

    Public Records for 640 Pearces Ford Road

    Taxable ValueLand$33,083Additions$101,562Total$134,645
    Tax Record2025$9,724 ($810 / month)
    Home Facts
    Beds4Total Finished SqFt2,275 SqFtAbove Grade Finished SqFt2,275 SqFtStories2Lot Size8,939 SqFtStyleSingle Family ResidenceYear Built1995CountyKENDALLAPN03-09-116-007Fireplace TypeHas Fireplace

    Schools near 640 Pearces Ford Road

    This home is within Oswego Community Unit School District 308.
    Rating
    School
    Type
    Grades
    Distance
    Public - K to 5
    Public - 6 to 8
    Public - 9 to 12
    Public - K to 12
    Rating
    School
    Distance
    Old Post Elementary School
    PublicK to 5

    Thompson Jr High School
    Public6 to 8

    Oswego High School
    Public9 to 12

    East View Academy School
    PublicK to 12

    School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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    Nearby home values

    AddressSold priceBedsBathsSqftLot (Sqft)
    This home: 640 Pearces Ford Road, Oswego, IL 60543
    $460,000
    5
    2,275
    10,946
    4
    3
    2,083
    8,936
    $252,000
    3
    1,791
    10,890
    $414,500
    5
    2,215
    8,921
    $298,000
    4
    3
    2,224
    9,219
    $260,000
    3
    1,923
    10,890

    No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

    Listing Courtesy of Worth Clark Realty

    Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 05/01/2025 04:19 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.