640 Santa Fe Trail

Lusby, MD 20657

$429,900
Last Sold Price
4
Beds
2,664 Sq. Ft.
$161 / Sq. Ft.
2,664
Sq. Ft.
$161
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 9/26/25
Closed 9/26/25
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a bathroom with a granite countertop toilet sink and mirror
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a kitchen with kitchen island a sink stainless steel appliances and cabinets
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a kitchen with granite countertop stainless steel appliances a sink and cabinets
a kitchen with stainless steel appliances a stove top oven a sink a refrigerator white cabinets and wooden floor
a kitchen with stainless steel appliances granite countertop a stove top oven a sink and white cabinets
an empty room with wooden floor and windows
an empty room with wooden floor and windows
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a bathroom with a double vanity sink and a mirror
a bathroom with a shower sink and mirror
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a bathroom with a toilet sink and mirror
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Description

Welcome to this stunningly updated 4-bedroom, 2.5-bath home! Step inside and be greeted by brand-new luxury vinyl plank flooring that flows seamlessly throughout the entire house, offering both style and durability. The spacious, light-filled living areas are perfect for relaxing and entertaining. The kitchen features sleek quartz countertops and modern appliances. All bathrooms have been remodeled with high-end fixtures and finishes, giving them a luxurious, spa-like feel. Fresh paint throughout...Welcome to this stunningly updated 4-bedroom, 2.5-bath home! Step inside and be greeted by brand-new luxury vinyl plank flooring that flows seamlessly throughout the entire house, offering both style and durability. The spacious, light-filled living areas are perfect for relaxing and entertaining. The kitchen features sleek quartz countertops and modern appliances. All bathrooms have been remodeled with high-end fixtures and finishes, giving them a luxurious, spa-like feel. Fresh paint throughout the entire home creates a bright, clean, and inviting atmosphere. Downstairs, the fully finished basement provides a fantastic bonus living space, complete with a comfortable bedroom—perfect for guests, a home office, or a private retreat. Outside, you'll love the peaceful, usable quarter-acre lot, providing plenty of space for outdoor activities, gardening, or simply enjoying the tranquility of your surroundings. This home truly offers the perfect blend of modern upgrades and comfortable living.
  1. Listed by Holly Bennett • Curtis Real Estate Company
    P: (443)-624-1022 hjbennett217@gmail.com

Property Details for 640 Santa Fe Trail

Tax ID Number
0501102796
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 09/30/2025 06:12 PM

Property Details for 640 Santa Fe Trail

StatusClosed
MLS #MDCA2022534
Days on Market4
Taxes$3,511 / year
HOA Fees$600 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1997
Lot Size0.25 AC / 10,890 SF
CountyCalvert County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Curtis Real Estate Company

Sold By RE/MAX Realty Group

Add your commute

Building Information for 640 Santa Fe Trail

Stories3Year Built1997Building Size-Lot Size0.25 AC / 10,890 SF

Payment Calculator

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$2,438 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,095

Property Taxes

$293

HOA Dues

$50

The Payment Calculator is for illustrative purposes only.

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Property Information for 640 Santa Fe Trail

Location
Location
  • In City Limits: No
  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139842846
  • SchoolDistrictSource: Listing Agent
  • County: CALVERT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Condo Coop Amenities: Beach, Common Grounds, Lake, Picnic Area, Tot Lots/Playground, Water/Lake Privileges, Other
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $319,867
  • Year Assessed: 2025
  • County Tax: $3,101
  • Improvement Assessed Value: $297,100
  • Land Assessed Value: $55,200
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 3E
  • Refuse Fee: $350
  • Zoning: R-1
  • Tax Lot: 29
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
Rooms
  • Stories: Lower 1, Main, Upper 1
Building Info
Building Info
  • Total Finished SQFT: 2,664.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,664.00
  • Total SQFT: 2,792.00
  • Total SQFT Source: Assessor
  • Construction Materials: Vinyl Siding, Frame
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8040/8312/5116/804083125116_512_384_WM_1QiaMSxPAew0oH2U.jpg
  • Basement Type: Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Walkout Stairs
  • Foundation Details: Block
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2
  • # Bathrooms Full: 2
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Parcel ID: 14947273
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 2
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
Interior Features
Interior Features
  • Fireplace: No
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Private Septic Tank

Property History for 640 Santa Fe Trail

DateEvent & SourcePriceAppreciation
Sep 26, 2025

Closed (Public Record)

Public Record #1915613615

$429,900

+44.6% / yr

Sep 26, 2025

Closed

BRIGHT #MDCA2022534

$429,900—
Aug 18, 2025

Pending

BRIGHT #MDCA2022534

—
Aug 15, 2025

Listed (Active)

BRIGHT #MDCA2022534

$429,900—
Dec 3, 2024

Closed

BRIGHT #MDCA2018290

$313,950—
Nov 19, 2024

Closed (Public Record)

Public Record #1547254652

$313,950

-0.1% / yr

Nov 13, 2024

Pending

BRIGHT #MDCA2018290

—
Oct 31, 2024

Listed (Active)

BRIGHT #MDCA2018290

$360,000—
Jul 19, 2021

Closed (Public Record)

Public Record #1468240768

$315,000

+1.8% / yr

Jul 16, 2021

Closed

BRIGHT #MDCA183048

$315,000—
Jun 10, 2021

Pending

BRIGHT #MDCA183048

—
Jun 5, 2021

Listed (Active)

BRIGHT #MDCA183048

$279,900—
Sep 9, 2005

Withdrawn

BRIGHT #MDCA165358

—
Sep 6, 2005

Listed (Active)

BRIGHT #MDCA165358

$329,900—
Sep 11, 2003

Closed (Public Record)

Public Record #123871364

$228,900—
Aug 30, 2003

Closed

BRIGHT #MDCA120654

$225,000—
Jul 2, 2003

Pending

BRIGHT #MDCA120654

—
Jun 5, 2003

Listed (Active)

BRIGHT #MDCA120654

$224,900—
Dec 12, 1997

Closed

BRIGHT #MDCA136626

$141,000—
Aug 18, 1997

Pending

BRIGHT #MDCA136626

—
Aug 1, 1997

Listed (Active)

BRIGHT #MDCA136626

$129,900—
DateEvent & SourcePrice
09/26/2025

Closed (Public Record)

Public Record #1915613615

$429,900

+44.6% / yr

09/26/2025

Closed

BRIGHT #MDCA2022534

$429,900
08/18/2025

Pending

BRIGHT #MDCA2022534

—
08/15/2025

Listed (Active)

BRIGHT #MDCA2022534

$429,900
12/03/2024

Closed

BRIGHT #MDCA2018290

$313,950
11/19/2024

Closed (Public Record)

Public Record #1547254652

$313,950

-0.1% / yr

11/13/2024

Pending

BRIGHT #MDCA2018290

—
10/31/2024

Listed (Active)

BRIGHT #MDCA2018290

$360,000
07/19/2021

Closed (Public Record)

Public Record #1468240768

$315,000

+1.8% / yr

07/16/2021

Closed

BRIGHT #MDCA183048

$315,000
06/10/2021

Pending

BRIGHT #MDCA183048

—
06/05/2021

Listed (Active)

BRIGHT #MDCA183048

$279,900
09/09/2005

Withdrawn

BRIGHT #MDCA165358

—
09/06/2005

Listed (Active)

BRIGHT #MDCA165358

$329,900
09/11/2003

Closed (Public Record)

Public Record #123871364

$228,900
08/30/2003

Closed

BRIGHT #MDCA120654

$225,000
07/02/2003

Pending

BRIGHT #MDCA120654

—
06/05/2003

Listed (Active)

BRIGHT #MDCA120654

$224,900
12/12/1997

Closed

BRIGHT #MDCA136626

$141,000
08/18/1997

Pending

BRIGHT #MDCA136626

—
08/01/1997

Listed (Active)

BRIGHT #MDCA136626

$129,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Santa Fe Trail

Taxable ValueLand-Additions-Total-
Tax Record2023$2,649 ($221 / month)
Home Facts
Beds0Baths2Total Finished SqFt2,664 SqFtAbove Grade Finished SqFt1,942 SqFtFinished Basement SqFt722 SqFtStories2StyleSingle Family ResidenceYear Built1997ZoningR-1CountyCALVERTAPN01-102796Fireplace TypeHas Fireplace

Schools near 640 Santa Fe Trail

This home is within Calvert County Public Schools.
Rating
School
Type
Grades
Distance
Appeal Elementary School
Public - PK to 5
Mill Creek Middle School
Public - 6 to 8
Patuxent High School
Public - 9 to 12
Calvert Country School
Public - 2 to 12
Rating
School
Distance
Appeal Elementary School
PublicPK to 5

Mill Creek Middle School
Public6 to 8

Patuxent High School
Public9 to 12

Calvert Country School
Public2 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Curtis Real Estate Company

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/30/2025 06:12 PM