640 Valley View Rd

Loveland, CO 80537

$959,000
Price
5
Beds
4,406 Sq. Ft.
$218 / Sq. Ft.
4,406
Sq. Ft.
$218
per Sq. Ft.
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Active / Backup
Active / Backup
a front view of a house with a yard
a front view of a house with a yard and a garage
a view of livingroom with furniture and a window
a living room with furniture and a potted plant
a view of a dining room with furniture wooden floor and chandelier
a dining room with furniture a chandelier and wooden floor
a dining room with granite countertop a table and chairs
a kitchen with stainless steel appliances granite countertop wooden cabinets and a refrigerator
a kitchen with granite countertop a sink cabinets and wooden floor
a dining room with kitchen island granite countertop a stove a kitchen island a dining table and chairs
a black and white photo of a living room
a living room with furniture and a flat screen tv
a living room with furniture and a fireplace
a bed sitting in a bedroom next to a window
a bedroom with a bed and a dresser in it
a bathroom with a sink and a mirror
a bathroom with a bathtub and a shower
a living room with furniture cabinets and a flat screen tv
a bathroom with a sink toilet and shower
a bedroom with furniture and a window
a bathroom with a sink and a mirror
a utility room with sink dryer and washer
a living room with furniture
a big room with closet and windows
a dinning room with a table and chairs
a bedroom with bed and window
a bathroom with a sink a toilet a mirror and shower
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a patio with a patio table and chairs
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Description

Nestled on Half an Acre in a peaceful setting between Loveland and Berthoud, this beautifully maintained ranch-style home offers the best of main-level living, privacy, and mountain views. Located with convenient access to both towns' charming downtowns, restaurants, and community events, this home truly has it all. A brick-accented fa ade and arched entry welcome you into a home that exudes pride of ownership. The remodeled gourmet kitchen is the heart of the home, featuring solid oak wood floors,...Nestled on Half an Acre in a peaceful setting between Loveland and Berthoud, this beautifully maintained ranch-style home offers the best of main-level living, privacy, and mountain views. Located with convenient access to both towns' charming downtowns, restaurants, and community events, this home truly has it all. A brick-accented fa ade and arched entry welcome you into a home that exudes pride of ownership. The remodeled gourmet kitchen is the heart of the home, featuring solid oak wood floors, knotty alder cabinets with rich cherry stain, Quartz countertops, newer stainless steel appliances, a walk-in pantry, and a Moen motion-sensing faucet. With an island prep area, a cozy breakfast nook, and a formal dining room, the layout is ideal for both everyday living and entertaining. The elegant front living room offers a perfect space for guests or a piano room, while the sun-filled family room boasts large windows, a custom stair banister, and a Marquis Bentley gas fireplace with remote control, fan, light, and burn-proof front. The spacious primary suite includes a luxurious 5-piece bath and a walk-in closet. Two additional bedrooms and a remodeled bath complete the main level-one bedroom easily serves as a home office or study. Laundry is conveniently located on the main floor, with basement rough-ins for a second washer and dryer. The finished basement offers incredible flexibility with areas for a theater room, game room, home gym, and storage, plus 2 large bedrooms and an updated 3/4 bath perfect for guests or teens. Enjoy the tranquil backyard with mature trees, manicured lawn, covered patio, firepit with built-in seating, and a hot tub for year-round relaxation . Additional features include a 3-car side-load garage with workbench area & a powered 12x12 shed. Upgrades include: Renewal by Andersen Windows, Class 4 shingle roof 2019, Amana 97% eff. Furnace & 17 Seer Air conditioning, Navien 240A2 tankless water heater with recirculating pump and more!
  1. Listed by Craig Cowley • WK Real Estate Longmont
    P: (303)-589-4009 C: (303)-589-4009 Craig@craigcowley.com

Property Details for 640 Valley View Road

Locale
Loveland
Description 1
House
LISTING UPDATED: 03/25/2026 09:30 AM

Property Details for 640 Valley View Road

StatusActive / Backup
MLS #1053659
Days on Compass14
Taxes$4,012 / year
HOA Fees$1,676 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1996
Lot Size0.50 AC / 21,780 SF
CountyLarimer County
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Location

Listing Courtesy of WK Real Estate Longmont, Craig Cowley
Add your commute

Building Information for 640 Valley View Road

Stories-Year Built1996Building Size-Lot Size0.50 AC / 21,780 SF

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$5,303 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,829

Property Taxes

$334

HOA Dues

$140

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Property Information for 640 Valley View Road

Summary
Location and General Information
  • Latitude: 40.35
  • Longitude: -105.07
Parking
  • Garage SqFt: 764
  • Total Parking: 3.00
  • Parking Features: Garage Door Opener, RV Access/Parking, Attached
Taxes and HOA Information
  • Fee Includes: Management
  • Has HOA: Yes
  • HOA Fee: $1,676.00
  • Legal Description: LOT 10, VALLEY VIEW EST
  • Tax Information: No
  • Has HOA 2: No
  • HOA2 Fee Amount: $0
  • Tax Year: 2025
  • Association Fee Frequency: Quarterly
  • HOA Transfer Fee: Yes
  • Association Name: Valley View HOA
  • Has Association Fee: Yes
  • Has Association Reserve: Yes
  • Tax Annual Amount: $4,012
  • Parcel Number: R1421085
Property
Lot Information
  • Lot Improvements: Cul-De-Sac, Evergreen Trees, Deciduous Trees, Level, Abuts Private Open Space, Paved
  • Lot Size Area: 21,585.00
  • Has Irrigation Water Rights: No
  • Has Improvements: No
  • Vegetation: Wooded
Property and Assessments
  • Total Finished Area Source: Assessor
  • Living SqFt: 2218
  • Above Grade Finished Area Source: 2218
  • Sq Ft Apx: 2198
  • Total Finished Area: 4320
  • Pano Url Position: 1
  • Property Attached YN: No
  • Are Ditches Active: No
  • New Construction YN: No
  • Levels: One
Utilities
  • Electric: REA
  • Sewer: Public Sewer
  • Green Energy Efficient: Southern Exposure, Windows, Doors, High Efficiency Furnace, Thermostat
Interior and Exterior Features
Exterior Features
  • Construction Materials: Frame, Brick
  • Exterior Features: Sprinkler System, Hot Tub, Oversized Garage
  • Flooring: Wood
Interior Features
  • Interior Features: Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Workshop, Pantry, Wood Windows, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup, Kitchen Island, Full Primary Bath, Tub+Shower Primary, Luxury Features Primary Bath, 5 Piece Primary Bath
  • Laundry Features: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal, Fire Alarm, Sink
  • Window Features: Window Coverings
  • Fireplaces 1: Gas, Gas Log, Family Room
  • All Bedrooms Conform: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 0
  • Rough-in Bathrooms: 0
  • Three Quarters Bathrooms: 2
  • Baths Full Additional: 0
  • Baths Full Basement: 0
  • Baths Full Upper: 0
  • Baths Full Main: 2
  • Baths Full Lower: 0
  • Baths Half Additional: 0
  • Baths Half Basement: 0
  • Baths Half Upper: 0
  • Baths Half Main: 0
  • Baths Half Lower: 0
  • Baths Three Quarters Additional: 0
  • Baths Three Quarters Basement: 1
  • Baths Three Quarters Lower: 0
  • Baths Three Quarters Upper: 0
  • Baths Three Quarters Main: 1
Room Information
Room 1
  • RoomDescription: Carpet
  • RoomLength: 11.0
  • RoomLevel: Main
  • RoomType: Bedroom 2
  • RoomWidth: 13.0
Room 2
  • RoomDescription: Carpet
  • RoomLength: 11.0
  • RoomLevel: Main
  • RoomType: Bedroom 3
  • RoomWidth: 14.0
Room 3
  • RoomDescription: Carpet
  • RoomLength: 24.0
  • RoomLevel: Basement
  • RoomType: Bedroom 4
  • RoomWidth: 14.0
Room 4
  • RoomDescription: Carpet
  • RoomLength: 18.0
  • RoomLevel: Basement
  • RoomType: Bedroom 5
  • RoomWidth: 13.0
Room 5
  • RoomDescription: Wood
  • RoomLength: 16.0
  • RoomLevel: Main
  • RoomType: Dining Room
  • RoomWidth: 12.0
Room 6
  • RoomDescription: Carpet
  • RoomLength: 16.0
  • RoomLevel: Main
  • RoomType: Family Room
  • RoomWidth: 24.0
Room 7
  • RoomDescription: Wood
  • RoomLength: 19.0
  • RoomLevel: Main
  • RoomType: Kitchen
  • RoomWidth: 15.0
Room 8
  • RoomDescription: Tile
  • RoomLength: 11.0
  • RoomLevel: Main
  • RoomType: Laundry
  • RoomWidth: 6.0
Room 9
  • RoomDescription: Carpet
  • RoomLength: 12.0
  • RoomLevel: Main
  • RoomType: Living Room
  • RoomWidth: 14.0
Room 10
  • RoomDescription: Carpet
  • RoomLength: 18.0
  • RoomLevel: Main
  • RoomType: Primary Bedroom
  • RoomWidth: 13.0
  • Room Features: Full Primary Bath, Tub+Shower Primary, Luxury Features Primary Bath, 5 Piece Primary Bath
Room 11
  • RoomDescription: Carpet
  • RoomLength: 44.0
  • RoomLevel: Basement
  • RoomType: Recreation Room
  • RoomWidth: 20.0
Rental
Rental Information
  • Horse YN: No
  • Occupant Type: Owner

Property History for 640 Valley View Road

DateEvent & SourcePriceAppreciation
Sep 28, 2012

Sold (Public Record)

Public Record #339453311

$347,000

-1.5% / yr

Oct 26, 2005

Sold (Public Record)

Public Record #167124539

$386,000

-12.2% / yr

Jul 5, 2005

Sold (Public Record)

Public Record #160406431

$401,833—
DateEvent & SourcePrice
09/28/2012

Sold (Public Record)

Public Record #339453311

$347,000

-1.5% / yr

10/26/2005

Sold (Public Record)

Public Record #167124539

$386,000

-12.2% / yr

07/05/2005

Sold (Public Record)

Public Record #160406431

$401,833

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Valley View Road

Taxable ValueLand$4,275Additions$49,756Total$54,031
Tax Record2025$4,012 ($334 / month)
Home Facts
Beds4Total Finished SqFt4,416 SqFtAbove Grade Finished SqFt2,218 SqFtFinished Basement SqFt2,198 SqFtStories1Lot Size21,780 SqFtStyleSingle Family ResidenceYear Built1996CountyLARIMERAPN95363-11-010Fireplace TypeHas Fireplace

Schools near 640 Valley View Road

This home is within Thompson R2-J School District.
Rating
School
Type
Grades
Distance
Winona Elementary School
Public - PK to 5
Peakview Academy At Conrad Ball
Public - PK to 8
Mountain View High School
Public - 9 to 12
New Vision Charter School
Charter - K to 8
Rating
School
Distance
Winona Elementary School
PublicPK to 5

Peakview Academy At Conrad Ball
PublicPK to 8

Mountain View High School
Public9 to 12

New Vision Charter School
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of WK Real Estate Longmont, Craig Cowley

Based on information submitted to the MLS GRID as of 03/25/2026 09:30 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.