640 Willow Road

Closed 9/13/24Virtual Tour
Closed 9/13/24Virtual Tour
Waterfront tranquility! 3,600+ sqft.
Expansive outdoor living with multiple zones!
Beautiful 5 bed home on St. Leonard Creek.
Talk about perfection!
Bring your kayak or SUP for hours of fun!
Covered front porch with brick patio.
Welcome!
Front office with new carpet.
Looking through to waterfront side of home.
Open concept living with floor to ceiling windows.
Newly updated kitchen
Great creek views from the kitchen sink.
Lots of prep space for entertaining.
All new 2024 appliances, new cabinets and counters
Kitchen to living.
Hardwood floor flows through out the first level.
Brick chimney with mantle, wood storage.
Hall to laundry and half bath.
Breakfast area, windows for optimal creek views!
Gorgeous hardwoods are stunning!
Flow to more living areas.
Great space for outdoor dining and creek views.
Decking is expansive, multiple seating zones.
Tranquil back yard with lots of nature to watch.
Shed with electricity!
Private pier with covered slip & 2 lifts.
1,500lb small craft lift.
Boat on 1500lb lift
Covered slip with single motor 6,000lb sling lift.
Boat under the covered slip.
Right side of the large deck space.
Looking back to fireplace.
More intimate nook in main living flow.
Moving through to large rec room on main level.
Huge additional living room, access to patio.
Hardwoods really shine here!
Front brick patio with built-in flower beds.
Half bath on main level.
Laundry-mud room with exterior entrance.
Formal dining room with bay window, creek views.
Dining bay window views.
Formal living room off foyer.
Refinished hardwood floors continue !
On to the upper levels.
Primary suite with dual closets and built-ins.
Looking to connected sitting room, primary bath.
Looking to connected sitting room, primary bath.
Primary bathroom with dual vanity updated.
Spacious bathroom, tile and quartz.
Tiled shower.
Primary room flex space. Office, Gym, Studio?
View from primary suite balcony!
Primary suite balcony overlooking the creek.
Primary Bedroom looking through to hall bath.
Bedroom 2 with creek views.
Bedroom 2 looking over the yard and to creek.
Bedroom 3
Bedroom 3
Hall Bath with large dual vanity.
Hall bath shower tub.
Bedroom 4 on upper level.
Bedroom 5 on upper level.
Winter scene on the cove.
Twilight.
Roof replaced in 2019.
St. Leonard Creek!
St Leonard Creek!
Last Sold Price
$700,000
5 beds3,680 sqft$190/sqft
640 Willow Rd, Lusby, MD 20657

Description

St. Leonard creek waterfront! Move-in ready home, perfect for summer enjoyment. No hoa! This colonial is in a very private setting with quiet cove vibes, perfect for full time living or part time use. The location will excite boaters and wildlife enthusiasts alike! Regular activity from hummers, heron, eagle, osprey, kingfisher, pileated woodpecker, otter and more become part of your personal nature story! Beautiful 3680 SF colonial has incredible hardwood floors, brick fireplace and big picture...St. Leonard creek waterfront! Move-in ready home, perfect for summer enjoyment. No hoa! This colonial is in a very private setting with quiet cove vibes, perfect for full time living or part time use. The location will excite boaters and wildlife enthusiasts alike! Regular activity from hummers, heron, eagle, osprey, kingfisher, pileated woodpecker, otter and more become part of your personal nature story! Beautiful 3680 SF colonial has incredible hardwood floors, brick fireplace and big picture windows. A completely updated kitchen in 2024 includes quartz counters and stainless appliances, creek view from the large trough sink. The main level provides a large home office, formal and casual dining, and the ultimate in expansive living areas. The roof was replaced in 2019. Five large bedrooms includes a primary suite with sitting room and balcony, newly remodeled bath. Water views across the cove frame the old growth wooded shoreline of Morgan Hill Farm. This beautifully maintained and spacious colonial home truly caters to the waterfront setting with multi-zoned outdoor living space and a gentle walk to the private pier. The pier includes a covered slip with 6000 LB sling lift + second 1500 lb lift for smaller boats or PWC. Kayaks and SUPs are also welcomed! Shown by appointment only.
LISTING CLOSED: 09/13/2024 12:00 AM

  1. Listed by Christine M. McNelis • Berkshire Hathaway HomeServices PenFed Realty
    P: (410)-394-0990 chris.mcnelis@penfedrealty.com

Property Details for 640 Willow Road

Status
Closed
MLS #
MDCA2017044
Days on Market
12
Taxes
$5,556 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
Single Family
MLS Type
Residential / Fee Simple
Year Built
1987
Lot Size
1.24 AC / 54,010 SF
County
Calvert County
Tax ID Number
0501152351
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Furnished
No
Waterfront
Yes
Waterfront Features
Private Dock Site
Views
Creek/Stream, Water, Trees/Woods, Garden/Lawn
Garage
No
Subdivision
WHITE SANDS
Subdivision
WHITE SANDS (CALVERT MD)
Legal Subdivision
WHITE SANDS
Total Parking Spaces
5
Central Air
Yes
Basement
No
Above Grade Finished SQFT
3,680.00
Above Grade Fin SQFT Source
Assessor
Below Grade Finished SQFT
.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
.00
Below Grade Unfin SQFT Source
Assessor
Total Below Grade SQFT
.00
Total Below Grade SQFT Source
Assessor
New Construction
No
Building Winterized Y/N
No
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Location

Listing Courtesy of Berkshire Hathaway HomeServices PenFed Realty

Sold By RE/MAX 100

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Virtual Tour

Building Information for 640 Willow Road

Stories3Year Built1987Building Size-Lot Size1.24 AC / 54,010 SF

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$4,021 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,558

Property Taxes

$463

HOA Dues

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Property Information for 640 Willow Road

Location
Location
  • In City Limits: No
  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139842846
  • SchoolDistrictSource: Listing Agent
  • County: CALVERT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Canoe/Kayak, Private Access, Waterski/Wakeboard, Personal Watercraft (PWC), Fishing Allowed, Sail, Swimming Allowed
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: Yes
  • Water Body Name: St Leonard Creek
  • Water Body Type: Creek
  • Water Frontage In Feet: 100.0
  • Riparian Rights Y/N: Yes
  • Docks Count: 1
  • Dock Type and Features: Hoist/Lift Electric, Pier (Perpendicular), Private
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Physical Dock/Slip Conveys
  • Slips Count: 1
  • Mean Low Water Feet: 4.00
  • Distance To Body Of Water: 100.00
  • Distance To Body Of Water Units: Feet
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $523,467
  • Year Assessed: 2024
  • County Tax: $5,146
  • Improvement Assessed Value: $319,000
  • Land Assessed Value: $260,800
  • Clean Green Assessed: No
  • Municipal Trash: No
  • Land Use Code: R
  • Refuse Fee: $350
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R
  • Tax Lot: 709
  • School Tax: $0
  • Tax Page Number: 396
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: Cats OK, Dogs OK
Rooms
Main
  • # Bedrooms Count Main Level: 0
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 0
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 5
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
Upper Level 2
  • # Bedrooms Count Upper Level: 2
Rooms
  • Stories: Main, Upper 1, Upper 2
Building Info
Building Info
  • Year Major Reno Remodel: 2024
  • Total Finished SQFT: 3,680.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 3,680.00
  • Total SQFT: 3,680.00
  • Total SQFT Source: Assessor
  • Main Entrance Orientation: Northeast
  • Construction Materials: Vinyl Siding, Stick Built
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8032/6467/7448/803264677448_512_384_WM_VSJ5dvW3G8A5wsTQ.jpg
  • Wall and Ceiling Types: Dry Wall, 9'+ Ceilings
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Foundation Details: Crawl Space
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bedrooms-Upper Level 2-1, Bedrooms-Upper Level 2-2
  • # Bathrooms Full: 2
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Premium, Private, Rear Yard, Secluded, Stream/Creek
  • Building Sites: 1.00
  • Road Surface Type: Black Top
  • Location Type: River
  • Parcel ID: 14943585
  • Additional Parcels: No
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 5
  • Parking Features: Asphalt Driveway
Interior Features
Interior Features
  • Interior Features: Built-Ins, Carpet, Combination Kitchen/Dining, Formal/Separate Dining Room, Primary Bath(s), Recessed Lighting, Bathroom - Tub Shower, Upgraded Countertops, Wood Floors, Breakfast Area, Ceiling Fan(s), Family Room Off Kitchen, Floor Plan - Open
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Brick, Corner, Mantel(s), Wood
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven - Single, Refrigerator, Washer, Water Heater
  • Accessibility Features: None
  • Security Features: Smoke Detector
  • Door Features: Sliding Glass
  • Window Features: Vinyl Clad
  • Laundry Type: Main Floor
  • Virtual Tour URL Unbranded: https://vimeo.com/993707979?share=copy
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Exterior Lighting, Outbuilding(s), Play Area
  • Outdoor Living Structures: Balcony, Porch(es), Brick
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Utilities: Cable TV
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s), Wall Unit
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Private, Well
  • Sewer Septic: Private Septic Tank
  • Internet Services: Cable
Confidential Data
Listing Office

Property History for 640 Willow Road

DateEvent & SourcePriceAppreciation
Sep 13, 2024

Closed (Public Record)

Public Record #1543229714

$700,000

+1.5% / yr

Sep 13, 2024

Closed

BRIGHT #MDCA2017044

$700,000—
Aug 13, 2024

Pending

BRIGHT #MDCA2017044

—
DateEvent & SourcePrice
09/13/2024

Closed (Public Record)

Public Record #1543229714

$700,000

+1.5% / yr

09/13/2024

Closed

BRIGHT #MDCA2017044

$700,000
08/13/2024

Pending

BRIGHT #MDCA2017044

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Willow Road

Taxable ValueLand$260,800Additions$319,000Total$579,800
Tax Record2025$6,174 ($514 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt3,680 SqFtAbove Grade Finished SqFt3,680 SqFtStories2Lot Size54,010 SqFtStyleSingle Family ResidenceYear Built1987Year Renovated1987ZoningRCountyCALVERTAPN01-152351

Schools near 640 Willow Road

This home is within Calvert County Public Schools.
Rating
School
Type
Grades
Distance
St Leonard Elementary School
Public - PK to 5
Southern Middle School
Public - 6 to 8
Calvert High School
Public - 9 to 12
Calvert Country School
Public - PK to 12
Rating
School
Distance
St Leonard Elementary School
PublicPK to 5

Southern Middle School
Public6 to 8

Calvert High School
Public9 to 12

Calvert Country School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 640 Willow Road, Lusby, MD 20657
$700,000
5
3,680
54,010
670 Willow Road, Lusby, MD 20657
$243,900
3
2,007
31,370
771 Spruce Drive, Lusby, MD 20657
$10,000
–
–
–
37,640
787 Spruce Drive, Lusby, MD 20657
$431,320
2
1,392
111,949
8380 Evergreen Drive, Lusby, MD 20657
$260,000
3
912
6,290
625 Willow Road, Lusby, MD 20657
$152,800
–
1
1,104
6,720

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Berkshire Hathaway HomeServices PenFed Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/24/2024 12:06 AM