642 E Main St

4,120 Sq. Ft.
$79 / Sq. Ft.
4,120
Sq. Ft.
$79
per Sq. Ft.

Description

Excellent investment opportunity. Five apartments, two buildings. Totally remodeled in 2013 and 2014. Three units were gut renovated. Great cash flow with gross rents over $60,000/year and a net operating Income of $41,000. Central Cobleskill location. Walking distance to all services. This is a Must See Investment!Excellent investment opportunity. Five apartments, two buildings. Totally remodeled in 2013 and 2014. Three units were gut renovated. Great cash flow with gross rents over $60,000/year and a net operating Income of $41,000. Central Cobleskill location. Walking distance to all services. This is a Must See Investment!
  1. Listed by Matthew Loder • Country Boy Realty
    P: (518)-378-1235 C: (518)-378-1235 MLoderCBR@gmail.com

Property Details for 642 East Main Street

Architectural Style
Apartment 4 Plus Unit
Waterfront
No
Parking Total
2.00
LISTING UPDATED: 05/04/2026 02:22 PM

Property Details for 642 East Main Street

StatusPending
MLS #202612931
Days on Market45
Taxes$5,931 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti Family / Multi Family
Year Built1928
Lot Size0.10 AC / 4,356 SF
CountySchoharie County

Location

Listing Courtesy of Country Boy Realty
Add your commute

Building Information for 642 East Main Street

Stories-Residences5Year Built1928Building Size-Lot Size0.10 AC / 4,356 SF

Payment Calculator

$2,114 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,620

Property Taxes

$494

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 642 East Main Street

Summary
Location and General Information
  • Postal City: Cobleskill
  • Directions: Main Street, corner of Spring Street
  • City: Cobleskill
  • State Or Province: NY
  • Postal Code: 12043
  • County Or Parish: Schoharie
  • Latitude: 42.68
  • Longitude: -74.48
Taxes and HOA
  • Association Fee: $.00
  • Association: No
  • Tax Lot: 12
  • Tax Block: 3
  • Parcel Number: 432600 68.6-3-12
  • Tax Tract: 68.6
  • Tax Annual Amount: $5,931.00
Parking
  • GarageSpaces: .00
  • Attached Garage: No
  • Parking Features: Off Street
School Information
  • School District: Cobleskill-Richmondville
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: MultiFamily
  • Property Type Label: MultiFamily
Lot Information
  • Lot Features: Road Frontage, Corner Lot
  • Year Built: 1928
  • Above Grade Finished Area: 4120.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: CRS
  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Size Units: Acres
  • Lot Size Square Feet: 4356.0
Building Information
  • Living Area: 4120.0
Utilities
  • Water Source: Public
  • Separate Utilities : Heat: Yes
Interior and Exterior Features
Exterior Features
  • Other Structures: Shed(s)
  • Exterior Features: None
  • Fencing: None
Interior Features
  • Interior Features: High Speed Internet
  • Heating: Space Heater
  • Roof: Metal
  • Flooring: Vinyl, Wood, Laminate, Linoleum
  • Electric: 200+ Amp Service
  • Basement: Full
  • Construction Materials: Vinyl Siding
  • Cooling: None
  • Foundation Details: Block, Concrete Perimeter
  • Cooling: No
  • Heating: Yes
  • Attic Features : Hatch: Yes
  • Attic Features : None: Yes
Room Information
Bathrooms
  • Bathrooms Total Integer: 5
  • Bathrooms Total Decimal: 5.00
  • Bathrooms Total Notational: 5.00
  • Bedrooms Total: 16
  • Bathrooms Full: 5
  • Bathrooms Half: 0
Multi Family
Multi-Family Information
  • Number Of Units Total: 5
  • Unit Information : Number Of Refrigerators: 5
  • Unit Information : Number Of Stoves: 5
Income & Expenses Information
  • Insurance Expense: $2,708.00
  • Maintenance Expense: $5,169.00
  • Water Sewer Expense: $4,234.00
  • Income And Expenses : Rental Income: $60,644.00
  • Income And Expenses : Rental Income Description: Actual
  • Income And Expenses : Total Income: $60,644.00
  • Income And Expenses : Insurance Expense: $2,708.00
  • Income And Expenses : Insurance Expense Description: Actual
  • Income And Expenses : Miscellaneous Expense: $1,344.00
  • Income And Expenses : Miscellaneous Expense Description: Actual
  • Income And Expenses : Maintenance Expense: $5,169.00
  • Income And Expenses : Water Sewer Expense: $4,234.00
  • Income And Expenses : Water Sewer Expense Desc: Actual
  • Income And Expenses : Operating Expense: $19,614.00
  • Income And Expenses : Net Operating Income: $41,030.00
Unit Information
Unit 1
  • Unit Owner Furnish Features : Sewer: Yes
  • Unit Owner Furnish Features : Water: Yes
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Kitchen: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
Unit 2
  • Unit Owner Furnish Features : Sewer: Yes
  • Unit Owner Furnish Features : Water: Yes
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Kitchen: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
Unit 3
  • Unit Owner Furnish Features : Sewer: Yes
  • Unit Owner Furnish Features : Water: Yes
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
Unit 4
  • Unit Owner Furnish Features : Sewer: Yes
  • Unit Owner Furnish Features : Water: Yes
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Kitchen: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
Unit 5
  • Unit Owner Furnish Features : Sewer: Yes
  • Unit Owner Furnish Features : Water: Yes
  • Unit Includes : Bathroom: Yes
  • Unit Includes : Kitchen: Yes
  • Unit Includes : Refrigerator: Yes
  • Unit Includes : Stove: Yes
Rental
Rental Information
  • Tenant Pays: Hot Water, Heat, Cable TV, Electricity

Property History for 642 East Main Street

DateEvent & SourcePriceAppreciation
May 4, 2026

Pending

GLOBAL MLS #202612931

—
Mar 24, 2026

Withdrawn

GLOBAL MLS #202612931

—
Mar 6, 2026

Listed (Active)

GLOBAL MLS #202612931

$325,000—
DateEvent & SourcePrice
05/04/2026

Pending

GLOBAL MLS #202612931

—
03/24/2026

Withdrawn

GLOBAL MLS #202612931

—
03/06/2026

Listed (Active)

GLOBAL MLS #202612931

$325,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 642 East Main Street

Taxable ValueLand$5,700Additions$94,300Total$100,000
Tax Record2020$5,472 ($456 / month)
Home Facts
Total Finished SqFt1,480 SqFtAbove Grade Finished SqFt1,480 SqFtUnfinished Basement SqFt740 SqFtStories2Lot Size4,356 SqFtStyleMulti-Family Res (5+ Units)Year Built1928ZoningR3CountySCHOHARIEAPN432601 68.6-3-12

Schools near 642 East Main Street

This home is within Cobleskill-Richmondville Central School District.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 3 to 6
Public - 6 to 9
Public - 9 to 12
Rating
School
Distance
George D Ryder Elementary School
PublicPK to 6

Joseph B Radez Elementary School
Public3 to 6

William H Golding Middle School
Public6 to 9

Cobleskill Richmondville High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Country Boy Realty

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