2 beds
642 Locust Point Rd, Rumson, NJ 07760
Est: $3,803/moGet pre-approved

Description

Charming 2-bedroom cottage on a .28 acre lot in the sought-after Locust section of Middletown. The new eat-in kitchen features quartz counters, luxury vinyl tile flooring and all new appliances. 9 foot ceilings, tremendous natural light & bright walls give the home an airy, beachy feel. There is new HVAC, plus freshly painted inside and out. Out back, a detached two-car garage and a large yard look out over to neighboring horse farm. The kind of setting that is hard to find and harder to replace....Charming 2-bedroom cottage on a .28 acre lot in the sought-after Locust section of Middletown. The new eat-in kitchen features quartz counters, luxury vinyl tile flooring and all new appliances. 9 foot ceilings, tremendous natural light & bright walls give the home an airy, beachy feel. There is new HVAC, plus freshly painted inside and out. Out back, a detached two-car garage and a large yard look out over to neighboring horse farm. The kind of setting that is hard to find and harder to replace. A relaxed weekend retreat or an easy full-time home, close to the beach and the ferry to NYC
LISTING UPDATED: 08/22/2026 07:07 AM

  1. Listed by Kelly Zaccaro • Heritage House Sotheby's International Realty

Property Details for 642 Locust Point Road

Status
MLS #
22626159
Days on Market
4
Taxes
$9,100 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1919
Lot Size
0.28 AC / 12,196 SF
Complex/Subdivision
None
Zoning
Residential
New Construction
No
Style
Ranch, Cottage
Waterview
No
Directions
Locust Point Rd

Location

Listing Courtesy of Heritage House Sotheby's International Realty
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Building Information for 642 Locust Point Road

Stories1Year Built1919Building Size-Lot Size0.28 AC / 12,196 SF

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$3,803 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,045

Property Taxes

$758

HOA Dues

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Property Information for 642 Locust Point Road

Summary
Location and General Information
  • Area/Section: Locust
  • Postal City: Locust
  • State: NJ
  • Municipality: Middletown (MID)
  • Block: 840
  • Apx Year Built: 1919.0
  • House Number: 642
  • Street Name: Locust Point
  • Street Suffix: Road
  • Zip Code: 07760
  • County: Monmouth
Parking
  • Garage: Detached
  • Parking: Driveway
  • # Car Garage: 2.0
Taxes and HOA Information
  • HOA: No
  • Tax ID#: 32-00840-0000-00017
  • Taxes: $9,100.00
  • Tax Year: 2025
Property
Lot Information
  • Acreage: 0.28
  • Lot: 17
  • Lot Dimensions: 55 x 220
Property and Assessments
  • Assessment - Total: 595300.0
  • Assessment - Improvements: 70100.0
  • Assessment Status: Assessed
  • Asmnt - Land: 525200.0
  • Property Sub-Type: Single Family Residence
  • Property Type: A
  • List Type: Exclusive Right To Sell
Utilities
  • Water Heater: Natural Gas
  • Water/Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Baseboard
Interior and Exterior Features
Exterior Features
  • Pool: No
  • Waterfront: No
  • Roof: Shingle
  • Exterior: Lighting, Porch - Open
Interior Features
  • Interior: Ceilings - 9Ft+ 1st Flr, Dec Molding
  • # Levels: 1
  • Basement: Unfinished
  • Bedroom Level: First
  • Foyer: Floor - Wood
  • Kitchen: Eat-In, Floor - Laminate, Newer
  • Kitchen Level: First
  • Living Room Level: First
  • Included: Dryer, Washer, Stove, Refrigerator, Light Fixtures
  • Floors: Wood, Vinyl
  • Bedrooms: 2
  • Total Baths: 1.0
  • Full Baths: 1.0
  • Half Baths: 0.0
  • Siding: Cedar Shake
  • Rooms: Bedroom, Primary Bedroom, Living Room, Kitchen
  • Primary Bedroom: Floor - Wood
  • Primary Bedroom Level: First
Multi Family
Room1
  • Room Description: Living Room
  • Level1: 1
Room2
  • Room Description: Kitchen
  • Level2: 1
Room3
  • Room Description: Primary Bedroom
  • Level3: 1
Room4
  • Room Description: Bedroom
  • Level4: 1

Property History for 642 Locust Point Road

DateEvent & SourcePriceAppreciation
Aug 20, 2026

Listed (Active)

MOMLS #22626159

$599,000
May 30, 2023

Closed

MOMLS #22309214

$505,000
May 26, 2023

Closed (Public Record)

Public Record #1513044018

$505,000

+5.1% / yr

DateEvent & SourcePrice
08/20/2026

Listed (Active)

MOMLS #22626159

$599,000
05/30/2023

Closed

MOMLS #22309214

$505,000
05/26/2023

Closed (Public Record)

Public Record #1513044018

$505,000

+5.1% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 642 Locust Point Road

Taxable ValueLand$525,200Additions$70,100Total$595,300
Tax Record2025$9,100 ($758 / month)
Home Facts
Beds2Baths1Total Finished SqFt684 SqFtAbove Grade Finished SqFt684 SqFtStories1Lot Size12,101 SqFtStyleSingle Family ResidenceYear Built1919Year Renovated1919ZoningR110CountyMONMOUTHAPN32-00840-0000-00017

Schools near 642 Locust Point Road

This home is within Middletown Township Public School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Navesink Elementary School
PublicK to 5

Bayshore Middle School
Public6 to 8

Middletown - South High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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642 Locust Point Road is a single family home for sale in Rumson, NJ 07760. This property was listed for sale on August 20, 2026 by Heritage House Sotheby's International Realty, it's currently listed at $599,000. It has been on the market for a total of 4 days and was last sold on May 30, 2023. This listing's school district is Middletown Township Public School District. Nearby schools include Navesink Elementary School, Bayshore Middle School and Middletown - South High School. 642 Locust Point Road is a 2-bed, 1-bath single family home built in 1919.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Heritage House Sotheby's International Realty

Based on information from one of the following Multiple Listing Services: BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.