6432 State Hwy

$599,000
Price
Beds
Baths
7,304 Sq. Ft.
$82 / Sq. Ft.
7,304
Sq. Ft.
$82
per Sq. Ft.

Description

Exceptional Multi-Unit Investment Property in the Heart of Fly Creek
Welcome to 6432 State Highway 28, a rare and versatile opportunity located just minutes from historic Cooperstown. This charming, well maintained property offers four fully leased residential apartments and one professional office space, making it an ideal option for investors or owner occupants seeking income-producing potential. Set on a spacious lot in the picturesque hamlet of Fly Creek, this stately red building blends classic
...Exceptional Multi-Unit Investment Property in the Heart of Fly Creek

Welcome to 6432 State Highway 28, a rare and versatile opportunity located just minutes from historic Cooperstown. This charming, well maintained property offers four fully leased residential apartments and one professional office space, making it an ideal option for investors or owner occupants seeking income-producing potential. Set on a spacious lot in the picturesque hamlet of Fly Creek, this stately red building blends classic farmhouse architecture with modern updates. The front porch spans the entire facade, perfect for relaxing or welcoming clients to the office space. Inside, each of the four apartments features its own unique layout and character, providing comfortable, efficient living for long-term tenants. Highlights include:
• 4 income-generating residential units
• 1 commercial/office unit with great visibility and frontage on State Route 28
• High-traffic location just 3 miles from Cooperstown and Otsego Lake
• Ample off-street parking
• Updated mechanicals
• Ideal for investors, live-in landlords, or those looking to blend work and home life

Whether you’re expanding your portfolio or dreaming of owning a mixed-use property with passive income, 6432 State Hwy 28 is a standout opportunity.

Property Details for 6432 State Highway

Subdivision Comm Complex
H Ann Adams
On Waterfront
No
Zoning Code
01
Nearest Cross Street
Cat Town Rd.
LISTING UPDATED: 10/23/2025 01:10 PM

Property Details for 6432 State Highway

StatusActive
MLS #R1620640
Days on Market153
Taxes$4,791 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMixed Use
MLS TypeCommercial Sale / Mixed Use
Year Built1960
Lot Size1.84 AC / 80,150 SF
CountyOtsego County

Location

Listing Courtesy of Keller Williams Upstate NY Properties
Add your commute

Building Information for 6432 State Highway

Stories2Residences5Year Built1960Lot Size1.84 AC / 80,150 SF

Payment Calculator

$3,359 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,960

Property Taxes

$399

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 6432 State Highway

Summary
Location and General Information
  • Elementary School Name: Cooperstown Elementary
  • Elementary School District: Cooperstown
  • High School Name: Cooperstown Jr/Sr High
  • High School District: Cooperstown
  • Middle Or Junior School District: Cooperstown
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Parking Total: 15.00
Taxes and HOA Information
  • Area NYSWIS Code: Otsego-365089
  • Tax Annual Amount: $4,791.00
Property
Lot Information
  • Building Area Total: 7304.0
  • Land Features: Irregular Lot
  • Num Of Acres: 1.84
  • Lot Size Area: 1.84
  • Lot Size Square Feet: 80150.0
  • Lot Size Units: Acres
  • Num Of Buildings: 1
  • Parcel Number: 365089-097-000-0001-040-000-0000
  • Lot Number: 40
Property and Assessments
  • Property Condition: Resale
  • Assessed Value: $260,000
  • Year Built: 1960
  • Year Built Description: Existing
  • Zoning Description: Residential Multi Use
  • Property Sub Type Additional: Mixed Use
Utilities
  • Sewer Description: Septic Tank
  • Water Supply: Well
Interior and Exterior Features
Exterior Features
  • Roof Description: Asphalt
Interior Features
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Heating: Oil, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 7304.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units Total: 5
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
  • Vacancy Allowance Rate: .00%
Rental
Rental Information
  • Lease YN: No

Property History for 6432 State Highway

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Price Change

WNYREIS #R1623061

$599,000
Oct 23, 2025

Price Change

WNYREIS #R1620640

$599,000
Jul 15, 2025

Listed (Active)

WNYREIS #R1623061

$625,000
Jul 15, 2025

Listed (Active)

WNYREIS #R1620640

$625,000
DateEvent & SourcePrice
10/23/2025

Price Change

WNYREIS #R1623061

$599,000
10/23/2025

Price Change

WNYREIS #R1620640

$599,000
07/15/2025

Listed (Active)

WNYREIS #R1623061

$625,000
07/15/2025

Listed (Active)

WNYREIS #R1620640

$625,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 6432 State Highway

This home is within Cooperstown Central School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 12
Rating
School
Distance
Cooperstown Elementary School
PublicK to 6

Cooperstown Junior Senior High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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6432 State Highway is a mixed use property for sale in Fly Creek, NY 13337. This property was listed for sale on July 15, 2025 by Keller Williams Upstate NY Properties, it's currently listed at $599,000. This listing's school district is Cooperstown Central School District. Nearby schools include Cooperstown Elementary School and Cooperstown Junior Senior High School. 6432 State Highway is a 0-bed, 0-bath, 7,304 sqft mixed use property built in 1960.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Upstate NY Properties

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