644 Waterfront Road

Wonderful living space with Dock area featuring a water view and a view of trees
Rear view of house featuring a water view and a metal roof
Aerial view of property and surrounding area featuring property parcel outlined
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View of property location with a heavily wooded area and a water and mountain view
Drone / aerial view of a heavily wooded area and a water and mountain view
Aerial view of property and surrounding area featuring a forest and a water and mountain view
Bird's eye view of a forest and a water and mountain view
Water view featuring a forest and a mountain backdrop
Rear view of house with a metal roof, a jacuzzi, a patio area, a wooden deck, and a fenced backyard
View of back of house featuring outdoor lounge area, a wooden deck, a metal roof, and outdoor dining space
Back of property featuring a wooden deck, a metal roof, a pergola, outdoor dining space, and a forest view
Aerial view of property's location
Aerial overview of property's location with a nearby body of water
Water view with a heavily wooded area and mountains
Water view with mountains
Dock area featuring a water and mountain view and a forest view
Dock with a water and mountain view and a wooded view
Wooden deck featuring a water view, outdoor dining space, and grilling area
Deck with a water view, a pergola, and outdoor lounge area
Deck featuring a patio area, a pergola, an outdoor hangout area, and outdoor dining space
Wooden terrace with outdoor lounge area, a view of trees, and a water view
Dock with a water and mountain view and a wooded view
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Sunroom/Bedroom featuring light carpet, wooden ceiling, and wooden walls
Doorway to outside with a water view
Sunroom/Bedroom with glass slider to deck
Sunroom/bedroom looking out to the Kootenai River
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Carpeted dining area with a ceiling fan, a textured ceiling, and arched walkways
Kitchen featuring brown cabinets, tasteful backsplash, fridge with ice dispenser, a textured ceiling, and stainless steel dishwasher
Kitchen featuring appliances with stainless steel finishes, decorative backsplash, brown cabinets, light stone counters, and light tile patterned floors
Kitchen featuring brown cabinetry, stainless steel appliances, a textured ceiling, backsplash, and light stone countertops
Main Bedroom with carpet floors, wood walls, access to exterior, a textured ceiling, and a ceiling fan
Main Bedroom with carpet, access to exterior, a textured ceiling, and a ceiling fan
Full bathroom with a textured ceiling and double vanity
Full bathroom with a textured ceiling, vanity, a shower with curtain, heating unit, and tile patterned flooring
Bathroom featuring a textured ceiling, separate washer and dryer, vanity, and a ceiling fan
Washroom featuring independent washer and dryer
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Aerial view of property and surrounding area with a heavily wooded area and a nearby body of water
View of subject property with a nearby body of water
View of basement
View of garage
Wooden terrace featuring a forest view, a hot tub, and a water and mountain view
Dock area featuring a water and mountain view
View of poultry coop featuring view of wooded area
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Active
$550,000
3 beds1,599 sqft
644 Waterfront Road, Troy, MT 59935
Est: $2,949/moGet pre-approved
Single FamilyProperty Type
0.22 acresLot Size
1980Year Built
$344/sq ftPrice per sq ft
2 carsParking Spaces

Description

This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump...This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.
182 days on Market
  • Listed by: Sharon Denton 406.291.6719 ssdenton@cmpmontana.com • Clearwater Montana Properties - Troy
Last updated: 08/31/2026 02:36 PM • Source: Montana Regional MLS, MLS#: 30056863

Location

Listing Courtesy of Clearwater Montana Properties - Troy
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Property Taxes

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Property Information for 644 Waterfront Road

Property Details
  • Taxes: $1,277 / year
  • MLS Type: Residential / Single Family Residence
  • County: Lincoln County
  • Architectural Style: Ranch
  • Has View: Yes
  • View: Mountain(s), Creek/Stream, Valley, Trees/Woods
  • Waterfront Features: Navigable Water, River Front, Waterfront
  • Has Waterfront: Yes
Building Information
  • Stories: 1
  • Year Built: 1980
  • Lot Size: 0.22 AC / 9,757 SF
Summary
Location and General Information
  • Directions: From Troy go West to 10mm, turn left onto Division Street to Forest Road and take left, go to Beachward Trail on the right, go to Waterfront and make a left, house on the right. Watch for signs
  • Latitude: 48.510495
  • Longitude: -115.941642
  • Senior Community: No
  • Water Body Name: Kootenai River
Taxes and HOA
  • Association: No
  • Parcel Number: 56439127205100000
  • Tax Annual Amount: $1,277.10
  • Tax Year: 2024
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
Property
Lot Information
  • Frontage Length Remarks: 105
  • Lot Features: Level, Corners Marked, Front Yard, Views, Waterfront
  • Lot Size Acres: 0.224
  • Lot Size Area: 0.224
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 9757.44
  • Lot Size Units: Acres
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Topography: Level
Property and Assessments
  • Above Grade Finished Area Units: Square Feet
  • Land Lease: No
  • Living Area: 1599.0
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1980
  • Year Built Source: Public Records
Building Features
  • Other Structures: Poultry Coop
  • Construction Materials: Wood Siding
  • Levels: One
  • Roof: Metal
  • Stories: 1
Farm Information
  • Horse: No
  • Irrigation Water Rights: No
Utilities
  • Sewer: Private Sewer, Septic Tank
  • Utilities: Electricity Connected, Phone Connected
  • Water Source: Private, Well
Interior and Exterior Features
Exterior Features
  • Community Features: Fishing
  • Exterior Features: Awning(s), Boat Slip, Dock, Fire Pit, Garden, Storage
  • Fencing: Back Yard, Partial, Wood
  • Patio And Porch Features: Awning(s), Rear Porch, Covered, Deck, Enclosed, Patio, See Remarks, Terrace
  • Private Pool: No
Interior Features
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement: Crawl Space, Concrete
  • Has Basement: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Heating: Baseboard, Electric, Pellet Stove
  • Has Heating: Yes
  • Has Fireplace: Yes
  • Total Fireplaces: 1
  • Interior Features: Open Floorplan, High Speed Internet
  • Laundry Features: Washer Hookup
  • Has Spa: Yes

Property History for 644 Waterfront Road

DateEvent & SourcePriceAppreciation
Jun 8, 2026

Price Change

Montana Regional MLS #30056863

$550,000—
Sep 2, 2025

Listed (Active)

Montana Regional MLS #30056863

$565,000—
DateEvent & SourcePrice
06/08/2026

Price Change

Montana Regional MLS #30056863

$550,000
09/02/2025

Listed (Active)

Montana Regional MLS #30056863

$565,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 644 Waterfront Road

Taxable ValueLand-Additions-Total-
Tax Record2026$999 ($83 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,457 SqFtAbove Grade Finished SqFt1,457 SqFtStories1Lot Size9,757 SqFtStyleSingle Family ResidenceYear Built1980Year Renovated2000CountyLINCOLNAPN56-4391-27-2-05-10-0000

Schools near 644 Waterfront Road

This home is within Troy Elementary School District.
Rating
School
Type
Grades
Distance
W F Morrison School
Public - PK to 5
Troy 7-8
Public - 6 to 8
Troy High School
Public - 9 to 12
Rating
School
Distance
W F Morrison School
PublicPK to 5

Troy 7-8
Public6 to 8

Troy High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 644 Waterfront Road, Troy, MT 59935

644 Waterfront Road is a single family home for sale in Troy, MT 59935. This property was listed for sale on September 3, 2025 by Clearwater Montana Properties - Troy, it's currently listed at $550,000. This listing's school districts are Troy High School, Troy Elementary School District. Nearby schools include W F Morrison School, Troy 7-8 and Troy High School. 644 Waterfront Road is a 3-bed, 2-bath, 1,599 sqft single family home built in 1980.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Clearwater Montana Properties - Troy

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Montana Regional MLS (MRMLS). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 Montana Regional MLS. All Rights Reserved.