645 Monte Vista Rd, Unit 105

Union Hall, VA 24176

$625,000
Price
2
Beds
1,152 Sq. Ft.
$543 / Sq. Ft.
1,152
Sq. Ft.
$543
per Sq. Ft.
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Pending
Pending
05-SGP-00166
06-DJI_20260603142649_0083
07-DSC00241
27-DJI_20260603142638_0080
03-SGP-20260416123202
02-DJI_20260603142810_0092
04-SGP-20260416123814
29-DSC00247

Description

Experience lakefront living at its finest in one of the most sought-after buildings in Highland Pointe on Smith Mountain Lake. This beautifully maintained 2-bedroom, 2-bath condominium offers breathtaking wide-water and spectacular mountain views that create a picture-perfect backdrop year-round. Wake up each morning to stunning sunrises from your private balcony, where panoramic views of the lake and surrounding mountains provide an unforgettable start to every day. The open and inviting floor plan...Experience lakefront living at its finest in one of the most sought-after buildings in Highland Pointe on Smith Mountain Lake. This beautifully maintained 2-bedroom, 2-bath condominium offers breathtaking wide-water and spectacular mountain views that create a picture-perfect backdrop year-round. Wake up each morning to stunning sunrises from your private balcony, where panoramic views of the lake and surrounding mountains provide an unforgettable start to every day. The open and inviting floor plan is designed to maximize the scenery while offering comfortable spaces for relaxing and entertaining. For boating enthusiasts, this property is truly exceptional. Included with the condo are a covered boat slip with lift, an additional open boat slip, and a jet ski port
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  1. Listed by PENNY HODGES • WAINWRIGHT & CO., REALTORS®- LAKE
  2. Listed by DI JARRARD • WAINWRIGHT & CO., REALTORS®- LAKE

Property Details for 645 Monte Vista Road, Unit 105

View
Sunrise, Mountain(s), Lake
Architectural Style
Other - See Remarks
Subdivision Name
Highland Pointe
Water Front
Yes
Open Parking Spaces
2.0
Covered Spaces
0.0
Water Body Name
Smith Mtn Lake
LISTING UPDATED: 06/05/2026 08:57 PM

Property Details for 645 Monte Vista Road, Unit 105

StatusPending
MLS #928255
Days on Market1
Pet Policy-
Taxes$1,773 / year
HOA Fees$445 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1986
CountyFranklin County
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Location

Listing Courtesy of WAINWRIGHT & CO., REALTORS®- LAKE, PENNY HODGES; WAINWRIGHT & CO., REALTORS®- LAKE, DI JARRARD
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Building Information for 645 Monte Vista Road, Unit 105

Building/Complex645 Monte Vista RdFloor1Stories-Residences-Pet Policy-Pet Policy Details-Year Built1986

Payment Calculator

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$3,707 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,114

Property Taxes

$148

HOA Dues

$445

The Payment Calculator is for illustrative purposes only.

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Property Information for 645 Monte Vista Road, Unit 105

Summary
Location and General Information
  • Directions: Rt 40 to Kemp Ford Rd R on Dillards Hill, R on Belle Isle, R on Montevista, 1st bldg on L.
  • MLS Area Major: 0490 - SML Franklin County
  • City: Union Hall
  • State Or Province: VA
  • Postal Code: 24176
  • County Or Parish: Franklin County
  • MLS Area Minor: 0490 - SML Franklin County
  • General Property Description - Water Class: Waterfront Property
  • Water Acc Only A - Access - OnOff Site: On Site
  • General Property Description - Length of Waterfront: 0.0
  • Lot Description - Views: Yes
Taxes and HOA
  • Association YN: Yes
  • Association Fee: $445
  • Association Fee Frequency: Monthly
  • Parcel Number: 051 05-021 00
  • Tax Block: 0
  • Tax Lot: 105
  • Tax Tract Or Section: 0
  • Tax Amount: $1,773
  • Location Legal Taxes - Phase: $1
  • Location Legal Taxes - Annual Taxes: $1,773
  • Location Legal Taxes - Section: 0
  • Location Legal Taxes - POA YN: Yes
  • Location Legal Taxes - POA Condo Dues: $445
  • Location Legal Taxes - POA Condo Terms AM: Monthly
School Information
  • Elementary School: Glade Hill
  • Middle Or Junior School: Ben Franklin Middle
  • High School: Franklin County
Property
Lot Information
  • Building Area Total: 1152.0
  • Lot Size Acres: 0.0
  • General Property Description - Total Acreage: 0.0
  • General Property Description - Entry Above Grd Fin SQFT: 1152.0
  • General Property Description - Upper Above Grd Fin SQFT: 0.0
  • General Property Description - Other Above Grd Fin SQFT: 0.0
  • General Property Description - Total Above Grd Fin SQFT: 1152.0
  • General Property Description - Grand Total Attached SQFT: 1152.0
  • General Property Description - Total Unfin SQFT: 0.0
  • Misc Features - Paved Road: Yes
  • Misc Features - Cul - de - sac: Yes
Property and Assessments
  • Total Bathrooms Source: MLS
  • Property Type: Residential,Condo
  • Year Built: 1986
  • Property Sub Type: Condominium
  • General Property Description - Property Sub - Type: Condominium
  • Property Type Label: Residential
  • General Property Description - Construction Status: Completed
Utilities
  • Sewer: Community System
  • Misc Features - Underground Util: Yes
  • Water Description - Community System: Yes
  • Internet Access - Cable: Yes
  • Internet Access - Current Internet Prov: Shentel
Interior and Exterior Features
Exterior Features
  • Community Features: Tennis Court(s), Common Pool
  • Construction Materials: Wood Siding
  • Patio And Porch Features: Covered Porch, Rear Porch
  • Exterior Features - Balcony: Yes
  • Exterior Features - Covered Porch: Yes
  • Exterior Features - In - Ground Pool: Yes
  • Exterior Features - Tennis Court: Yes
  • Boat Dock Desc - Boat Hoist: Yes
Interior Features
  • Water Heater Type - Tank: Yes
  • Main Level Bedrooms: 2
  • Fireplaces Total: 1
  • Cooling: Heat Pump Electric
  • Door Features: Full View, Sliding
  • Heating: Heat Pump Electric
  • Interior Features: Ceiling Fan(s)
  • Window Features: Insulated
  • Main Level Bathrooms: 2
  • Baths Half: 0
  • Beds Total: 2
  • Baths Total: 2.0
  • Baths Full: 2
  • Rooms Total: 6
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling: Yes
  • Heating: Yes
  • Fireplace: Yes
  • General Property Description - Basement: No
  • Misc Features - Cable TV: Yes
  • Fireplace - Living Room: Yes
  • Interior Features - Ceiling Fan: Yes
  • Laundry - Laundry Lower Level: 0
  • Laundry - Laundry Upper Level: 0
  • Laundry - Laundry Other Level: 0
Room Information
Room 1
  • Room Type: Primary Bedroom
  • Room Level: Entry
Room 2
  • Room Type: Bedroom 2
  • Room Level: Entry
Room 3
  • Room Type: Kitchen
  • Room Level: Entry
Room 4
  • Room Type: Dining Area
  • Room Level: Entry
Room 5
  • Room Type: Living Room
  • Room Level: Entry
Room 6
  • Room Type: Laundry
  • Room Level: Entry

Property History for 645 Monte Vista Road, Unit 105

DateEvent & SourcePriceAppreciation
Jun 5, 2026

Pending

Roanoke Valley Association of REALTORS #928255

—
Jul 1, 2005

Sold

Roanoke Valley Association of REALTORS #504419

$340,000—
Jun 6, 2005

Pending

Roanoke Valley Association of REALTORS #504419

—
DateEvent & SourcePrice
06/05/2026

Pending

Roanoke Valley Association of REALTORS #928255

—
07/01/2005

Sold

Roanoke Valley Association of REALTORS #504419

$340,000
06/06/2005

Pending

Roanoke Valley Association of REALTORS #504419

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 645 Monte Vista Road, Unit 105

This home is within Franklin County Public Schools.
Rating
School
Type
Grades
Distance
Glade Hill Elementary School
Public - PK to 5
Benjamin Franklin Middle School
Public - 6 to 8
Franklin County High School
Public - 9 to 12
Burnt Chimney Elementary School
Public - PK to 5
Rating
School
Distance
Glade Hill Elementary School
PublicPK to 5

Benjamin Franklin Middle School
Public6 to 8

Franklin County High School
Public9 to 12

Burnt Chimney Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of WAINWRIGHT & CO., REALTORS®- LAKE, PENNY HODGES; WAINWRIGHT & CO., REALTORS®- LAKE, DI JARRARD

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.