646 Mountaintop Road

Closed 6/13/18Virtual Tour

Sold

Last Sold Price

$885,000

5 beds5 baths4,041 sqft

646 Mountaintop Rd, McHenry, MD 21541

Single FamilyProperty Type

0.58 acresLot Size

2004Year Built

$219/sq ftPrice per sq ft

$1,010/yrHOA Fees

2 carsParking Spaces

Description

Definitely a Million Dollar View plus 5 BR, 4 1/2 baths, 3 fireplaces, rec room, attached garage and an excellent rental history. Also a designated boat slip with Deep Creek Highlands. Community amenities include outdoor pool, sports court, children's playground, hiking trails and an Overlook Deck. Level access to main level from the driveway or garage, then both finished upper and lower levels.Definitely a Million Dollar View plus 5 BR, 4 1/2 baths, 3 fireplaces, rec room, attached garage and an excellent rental history. Also a designated boat slip with Deep Creek Highlands. Community amenities include outdoor pool, sports court, children's playground, hiking trails and an Overlook Deck. Level access to main level from the driveway or garage, then both finished upper and lower levels.

Listed by: Elizabeth S Spiker Holcomb 301.616.5022 betsy@deepcreekvacations.com • Taylor Made Deep Creek Vacations & Sales

Listing closed: 06/13/2018 12:00 AM • Source: BRIGHT, MLS#: 1000276838

Recent comparable sales

Median sold price

$875,000

Avg days on market

170

Sale-to-list ratio

90.0%

1/81

$765,000

Sold 03/21/25

5
Bedrooms: 5
Bathrooms: 3,540
Square Feet: 0.51
Acres

218 Wisp Adventure Road, McHenry, MD 21541

a kitchen with stainless steel appliances granite countertop a sink and cabinets

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$800,000

Sold 07/07/26

5
Bedrooms: 5
Bathrooms: 3,803
Square Feet: 2.1
Acres

790 Sunset Ridge Drive, McHenry, MD 21541

1/76

$880,000

Sold 12/13/24

5
Bedrooms: 5
Bathrooms: 3,416
Square Feet: 0.48
Acres

107 Old Camp Road, McHenry, MD 21541

1/83

$875,000

Sold 09/11/26

5
Bedrooms: 5
Bathrooms: 3,472
Square Feet: 2.62
Acres

879 Fork Run Trail, McHenry, MD 21541

1/65

$1,010,000

Sold 01/09/26

5
Bedrooms: 5
Bathrooms: 4,437
Square Feet: 0.44
Acres

635 Biltmore Rdg Trail, McHenry, MD 21541

1/91

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5
Bedrooms: 5
Bathrooms: 4,016
Square Feet: 0.57
Acres

90 Biltmore Rdg Trail, McHenry, MD 21541

1/72

$815,000

Sold 12/12/24

5
Bedrooms: 5
Bathrooms: 4,086
Square Feet: Unavailable
Acres

754 Wisp Mountain Road, Unit 7C, McHenry, MD 21541

1/68

$790,000

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5
Bedrooms: 5
Bathrooms: 2,964
Square Feet: 0.57
Acres

116 Chimney Rock Lane, McHenry, MD 21541

1/98

$985,000

Sold 11/10/25

5
Bedrooms: 4
Bathrooms: 3,756
Square Feet: 0.66
Acres

360 Biltmore View, McHenry, MD 21541

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Location

Listing Courtesy of Taylor Made Deep Creek Vacations & Sales

Sold By Taylor Made Deep Creek Vacations & Sales

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$5,342 per month

30 year fixed, 6.71% Interest

Principal and Interest

$4,573

Property Taxes

$684

HOA Dues

$84

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Property Information for 646 Mountaintop Road

Property Details

Taxes: $8,211 / year
MLS Type: Residential / Fee Simple
County: Garrett County
Tax ID Number: 1218074168
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Structure Type: Detached
Style: Log Home
Levels/Stories: 3+
Furnished: Yes
Waterfront: No
Waterfront Features: Shared
Views: Water
Garage: Yes
Subdivision: DEEP CREEK HIGHLANDS WES
Subdivision: DEEP CREEK HIGHLANDS WES (GARRETT MD)
Building Name: DEEP CREEK HIGHLANDS (MC HENRY MD)
Legal Subdivision: DEEP CREEK HIGHLANDS WES
Total Parking Spaces: 2
Central Air: Yes
Basement: Yes
Above Grade Finished SQFT: 2,303.00
Above Grade Fin SQFT Source: Estimated
Below Grade Finished SQFT: 1,738.00
Below Grade Fin SQFT Source: Estimated
Total Below Grade SQFT: 1,738.00
Total Below Grade SQFT Source: Estimated
New Construction: No
Property Condition: Very Good

Building Information

Year Built: 2004
Lot Size: 0.58 AC / 25,459 SF

Location

School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District County ID: 121139907558

County: GARRETT

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Oriented: Yes
Navigable Water: Yes
Tidal Water: No
Water Body Name: DEEP CREEK LAKE
Water Body Type: Lake
Water Frontage In Feet: 0.0
Riparian Rights Y/N: No
Docks Count: 1
Dock Type and Features: Floating, Single Slip
Dock/Slip Conveys Y/N: true
Dock/Slip Conveyance: Deeded
Slips Count: 1
Boats Power Count: 1
Boats Nonpower Count: 0
Distance To Body Of Water: 4.00
Distance To Body Of Water Units: Blocks
Remarks Distance To Body Of Water: 4 Blocks to 1 Mile

Association / Community Info

HOA Name: DEEP CREEK HIGHLANDS
HOA Condo Coop Amenities: Common Grounds, Gated Community, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Swimming Pool

Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2017
Tax Assessed Value: $742,900

Year Assessed: 2018
County Tax: $7,855
Improvement Assessed Value: $558,300
City Town Tax: $0
Land Assessed Value: $184,600
Special Assessment Pymnt: Annually
Tax Lot: 42
Tax Page Number: 706

Lease Information

Concessions: No
Concessions Amount: $0

Rooms

Main

# Bedrooms Count Main Level: 1
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 1
# Bathrooms Half Main Level: 1

Upper Level 1

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1
# Bathrooms Half Upper Level: 0

Lower Level 1

# Bedrooms Lower Level: 2
# Bathrooms Lower Level: 2

# Bathrooms Full Lower Level: 2
# Bathrooms Half Lower Level: 0

Rooms

Stories: Lower 1, Main, Upper 1

Building Info

Green Info

Green Verification: No
Green Energy Efficient: Construction

Building Info

Builder Name: DAVID SLAGLE
Building Count: 1

Total Finished SQFT: 4,041.00
Total Finished SQFT Source: Estimated
Tax Total Finished SQFT: 2,313.00
Total Finished SQFT Units: Square Feet
Total SQFT: 4,041.00
Total SQFT Source: Estimated
Floors In Unit Count: 3
Elevators Count: 0
Construction Materials: Log
Roof: Fiberglass
Ext Main Mid-res: http://bright-media.brightmls.com/bright/images/0000/3005/3427/4576/300534274576_512_384_WM_0kiwZlpmsHT0tHh1.jpg
Wall and Ceiling Types: Log Walls, Cathedral Ceilings, Dry Wall
Basement Type: Outside Entrance, Daylight, Partial, Fully Finished, Heated
Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Lower Level 1-1, Bedrooms-Lower Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1, Bathrooms Full-Lower Level 1-2
# Bathrooms Full: 4
# Bathrooms Half: 1
Dock Type: Floating
Dock Slip Conveyance: Deeded
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Features: Cul-de-sac
Lot Size Area: 25,459.00

Location Type: Other
Parcel ID: 15668139

Parking

Type Of Parking: Off Street, Attached Garage
Num of Attached Garage Spaces: 2

Total Garage Spaces: 2
Parking Space Num Assigned: 5
Parking Features: Garage
Garage Features: Garage Door Opener, Garage - Front Entry

Interior Features

Interior Features: Breakfast Area, Combination Kitchen/Dining, Entry Level Bedroom, Window Treatments, Master Bath(s), Floor Plan - Open
Fireplace: Yes

Fireplaces Count: 3
Fireplace Features: Equipment, Screen
Appliances: Washer/Dryer Hookups Only, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Microwave, Oven - Self Cleaning, Oven - Wall, Range Hood, Refrigerator, Washer
Accessibility Features: 2+ Access Exits
Door Features: Insulated
Window Features: Insulated
Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=LvJpgHMQcxd&mls=1

Exterior Features

Exterior Features: Hot Tub
Outdoor Living Structures: Deck(s), Porch(es)

Pool: Yes - Community

Utilities

Utilities: Cable TV Available
Heating: Yes

Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Bottled Gas/Propane
Hot Water: Bottled Gas
Water Source: Public
Sewer Septic: Grinder Pump, Public Sewer

Confidential Data

Listing Office

List Agent URL: www.DeepCreekLakeProperty.com

Property History for 646 Mountaintop Road

Date	Event & Source	Price	Appreciation
Jun 13, 2018	Closed (Public Record) Public Record #625813872	$885,000	—
Jun 13, 2018	Closed BRIGHT #1000276838	$885,000	—
May 23, 2018	Pending BRIGHT #1000276838		—
Mar 16, 2018	Listed (Active) BRIGHT #1000276838	$944,900	—

Date	Event & Source	Price
06/13/2018	Closed (Public Record) Public Record #625813872	$885,000
06/13/2018	Closed BRIGHT #1000276838	$885,000
05/23/2018	Pending BRIGHT #1000276838	—
03/16/2018	Listed (Active) BRIGHT #1000276838	$944,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 646 Mountaintop Road

Taxable ValueLand$184,600Additions$955,600Total$1,140,200

Tax Record2026$14,389 ($1,199 / month)

Home Facts

Beds0Baths4.5Total Finished SqFt4,041 SqFtAbove Grade Finished SqFt2,313 SqFtFinished Basement SqFt1,728 SqFtStories1Lot Size25,459 SqFtStyleSingle Family ResidenceYear Built2004Year Renovated2004CountyGARRETTAPN18-074168

Schools near 646 Mountaintop Road

This home is within Garrett County Public Schools.


Rating	School	Type	Grades	Distance
6/10	Accident Elementary School	Public - Serves this home	PK to 5	7.0 mi
7/10	Northern Middle School	Public - Serves this home	6 to 8	9.6 mi
7/10	Northern Garrett High School	Public - Serves this home	9 to 12	9.7 mi


Rating	School	Distance
6/10	Accident Elementary School PublicPK to 5 Serves this home	7.0 mi
7/10	Northern Middle School Public6 to 8 Serves this home	9.6 mi
7/10	Northern Garrett High School Public9 to 12 Serves this home	9.7 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 646 Mountaintop Road, McHenry, MD 21541	$885,000	5	5	4,041	25,459
622 Mountaintop Road, McHenry, MD 21541	$860,000	–	4.5	2,093	25,000
729 Mountaintop Road, McHenry, MD 21541	$325,000	–	6.5	4,579	25,616
612 Mountaintop Road, McHenry, MD 21541	$329,000	–	3.5	2,877	25,000
702 Deep Creek Highlands Road, McHenry, MD 21541	$620,000	–	–	–	28,960
642 Deep Creek Highlands Road, McHenry, MD 21541	$1,560,000	7	6	4,320	24,768
246 Southridge Terrace, McHenry, MD 21541	$82,000	–	4	2,068	25,000
184 Southridge Drive, McHenry, MD 21541	$834,000	–	4	1,822	25,000
240 Southridge Terrace, McHenry, MD 21541	$100,000	–	3	1,500	25,000
614 Deep Creek Highlands Road, McHenry, MD 21541	$755,000	–	2.5	2,204	28,260
Mountaintop Road, McHenry, MD 21541	$150,000	–	–	–	25,000
659 Deep Creek Highlands Road, McHenry, MD 21541	$300,000	–	6.5	3,200	24,288
645 Deep Creek Highlands Road, McHenry, MD 21541	$1,355,000	–	4.5	2,696	21,503
600 Deep Creek Highlands Road, McHenry, MD 21541	$97,500	–	6.5	4,249	30,800
2682 Marsh Hill Road, McHenry, MD 21541	$128,000	–	2	1,759	43,560
2426 Marsh Hill Road, McHenry, MD 21541	$332,500	–	2.5	2,072	52,707

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Listing Courtesy of Taylor Made Deep Creek Vacations & Sales

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/04/2020 01:22 PM

McHenry, MD

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