654 Retreat Rd

Bumpass, VA 23024

$860,000
Last Sold Price
3
Beds
1,520 Sq. Ft.
$566 / Sq. Ft.
1,520
Sq. Ft.
$566
per Sq. Ft.
Closed 11/21/25
Closed 11/21/25
a backyard of a house with table and chairs

Description

Beautiful A Frame Waterfront Home on Private Side of Lake Anna in Immaculate Condition, Water Views from all Rooms, Huge Great Room with Brick Fireplace with Spectacular Views of Water plus Full Length Deck Overlooking Front Yard on the Water, Primary Bedroom on Second Floor has Same Waterfront Views it’s Own Private Deck, Full Bath Plus Newer Hardwood Floors, Two Additional Bedrooms( One Upstairs and One Downstairs) have Hardwood Floors, Kitchen has Newer Appliances Included with Washer and Dryer...Beautiful A Frame Waterfront Home on Private Side of Lake Anna in Immaculate Condition, Water Views from all Rooms, Huge Great Room with Brick Fireplace with Spectacular Views of Water plus Full Length Deck Overlooking Front Yard on the Water, Primary Bedroom on Second Floor has Same Waterfront Views it’s Own Private Deck, Full Bath Plus Newer Hardwood Floors, Two Additional Bedrooms( One Upstairs and One Downstairs) have Hardwood Floors, Kitchen has Newer Appliances Included with Washer and Dryer Conveying too, Dry Basement Area to Store All Your Lake Toys, One Year Old Heat Pump System, Detached Garage, Private Dock, Sprinkler System, 190 Feet of Lake Frontage Gives You a Large Panoramic View of the Water Views, Bald Eagles and Blue Herons, 1.13 Acre Lot, Small Private Millpond Coves Community, Home is Move In Ready, Sellers are Sad to Move After Over 30 Years of Fun at the Lake
  1. Listed by Bruce Everhart • Brokerage DRE #226000177 • Harvest Realty, Inc.
    P: (804)-387-0887 bruce-everhart@hotmail.com

Property Details for 654 Retreat Road

Architectural Style
A-Frame
Community Features
Boat Facilities, Dock, Lake, Pond
Subdivision Name
None
Waterfront Features
Lake, Lake Front, Waterfront
Waterfront
Yes
LISTING UPDATED: 11/26/2025 01:52 AM

Property Details for 654 Retreat Road

StatusClosed
MLS #2524197
Days on Market64
Taxes$3,980 / year
HOA Fees$150 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1993
Lot Size1.13 AC / 49,222 SF
CountyLouisa County

Location

Listing Courtesy of Harvest Realty, Inc., Bruce Everhart

Sold By Harvest Realty, Inc., Bruce Everhart

Add your commute

Building Information for 654 Retreat Road

Stories2Year Built1993Building Size-Lot Size1.13 AC / 49,222 SF

Payment Calculator

$4,536 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,191

Property Taxes

$332

HOA Dues

$13

The Payment Calculator is for illustrative purposes only.

Property Information for 654 Retreat Road

Summary
Location and General Information
  • City: Bumpass
  • City Region: Millpond Coves
  • County Or Parish: Louisa
  • Directions: 33 from Montpelier R on Old Ridge, R on Shiloh Church L on Belsches Rd, R on Bordens L on Kentucky Spring L on Bohannon R on Retreat
  • Latitude: 37.993726
  • Longitude: -77.7951
  • Postal City: Bumpass
  • Postal Code: 23024
  • Postal Code Plus4: 4719
  • State Or Province: VA
  • Topography: Sloping
  • Unparsed Address: 654 Retreat Rd
  • Water Body Name: Lake Anna Private Side
  • Zoning Description: R2
Taxes and HOA Information
  • Association Fee: $150.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Road Maintenance
  • Association: Yes
  • Parcel Number: 61A-1-30
  • Tax Annual Amount: $3,980.16
  • Tax Assessed Value: $552,800.00
  • Tax Legal Description: A F GENTRY MILLPOND COVES LOT 30 DB 377/155 1.13 AC
  • Tax Lot: 30
  • Tax Year: 2024
School Information
  • Elementary School: Thomas Jefferson
  • High School: Louisa
  • Middle Or Junior School: Louisa
Parking
  • Attached Garage: No
  • Garage Spaces: 1
  • Garage: Yes
  • Parking Features: Detached, Garage, Off Street, Oversized
  • Garage Parking Features: Detached, Garage, Off Street, Oversized
Property
Lot Information
  • Above Grade Finished Area: 1520.0
  • Below Grade Finished Area: 0.0
  • Building Area Source: Owner
  • Frontage Length: 190.0000
  • Living Area: 1,520.00
  • Living Area Source: Owner
  • Lot Features: Sloped, Waterfront
  • Lot Size Acres: 1.13
  • Lot Size Area: 1.13
  • Lot Size Units: Acres
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1993
  • Year Built Details: Actual
  • CLIP: 8,806,850,360
  • Development Name: Millpond Coves
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck, Dock
  • Fencing: None
  • Pool Features: None
  • Roof: Asphalt
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Stove, Washer
  • Basement: Partial
  • Basement: Yes
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • BathsTotal: 2.0
  • Room and Floor: Full Bath-Second, Full Bath-First, Additional Room-Basement, Bedroom 3-First, Bedroom 2-Second, Primary Bedroom-Second, Kitchen-First, Great Room-First
  • Room List: Full Bath, Additional Room, Bedroom 3, Bedroom 2, Primary Bedroom, Kitchen, Great Room
  • Cooling: Central Air, Heat Pump, Whole House Fan
  • Cooling: Yes
  • Door Features: Sliding Doors
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Flooring: Vinyl, Wood
  • Heating: Electric, Heat Pump
  • Heating: Yes
  • Interior Features: Bedroom On Main Level, Ceiling Fans, Dining Area, Fireplace, Bath In Primary Bedroom, Recessed Lighting
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Levels: Two
  • Patio And Porch Features: Deck
  • Rooms Total: 7
Room Information
Room 1
  • Room Type 1: Full Bath
  • Room Description 1: Shower
  • Room Level 1: Second
Room 2
  • Room Type 2: Full Bath
  • Room Description 2: Tub & Shower
  • Room Level 2: First
Room 3
  • Room Type 3: Additional Room
  • Room Description 3: Dry Storage Area for Lake Toys
  • Room Level 3: Basement
  • Room Dimensions 3: 20.0 x 10.0
  • Room Length 3: 20.0
  • Room Width 3: 10.0
Room 4
  • Room Type 4: Bedroom3
  • Room Description 4: Hd Wd floors, water view
  • Room Level 4: First
  • Room Dimensions 4: 15.0 x 12.0
  • Room Length 4: 15.0
  • Room Width 4: 12.0
Room 5
  • Room Type 5: Bedroom2
  • Room Description 5: Hd Wd floors
  • Room Level 5: Second
  • Room Dimensions 5: 15.0 x 12.0
  • Room Length 5: 15.0
  • Room Width 5: 12.0
Room 6
  • Room Type 6: Primary Bedroom
  • Room Description 6: Water View, private deck, Full Bath, Hd Wd Floors
  • Room Level 6: Second
  • Room Dimensions 6: 15.0 x 15.0
  • Room Length 6: 15.0
  • Room Width 6: 15.0
Room 7
  • Room Type 7: Kitchen
  • Room Description 7: Opens to Dining Area, Water View, Appliances
  • Room Level 7: First
  • Room Dimensions 7: 12.0 x 10.0
  • Room Length 7: 12.0
  • Room Width 7: 10.0
Room 8
  • Room Type 8: Great Room
  • Room Description 8: Waterfront views, Brick FP, Deck, Hd Wd Floors
  • Room Level 8: First
  • Room Dimensions 8: 30.0 x 18.0
  • Room Length 8: 30.0
  • Room Width 8: 18.0
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 654 Retreat Road

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Sold

CVRMLS #2524197

$860,000—
Nov 18, 2025

Sold (Public Record)

Public Record #1922227419

$860,000—
Oct 29, 2025

Pending

CVRMLS #2524197

—
Oct 14, 2025

Price Change

CVRMLS #2524197

$925,000—
Aug 27, 2025

Listed (Active)

CVRMLS #2524197

$950,000—
DateEvent & SourcePrice
11/21/2025

Sold

CVRMLS #2524197

$860,000
11/18/2025

Sold (Public Record)

Public Record #1922227419

$860,000
10/29/2025

Pending

CVRMLS #2524197

—
10/14/2025

Price Change

CVRMLS #2524197

$925,000
08/27/2025

Listed (Active)

CVRMLS #2524197

$950,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 654 Retreat Road

Taxable ValueLand$193,800Additions$391,500Total$585,300
Tax Record2024$3,980 ($332 / month)
Home Facts
Beds3Total Finished SqFt1,344 SqFtAbove Grade Finished SqFt1,344 SqFtStories2Lot Size49,223 SqFtStyleSingle Family ResidenceYear Built1993CountyLOUISAAPN61A 1 30Fireplace TypeHas Fireplace

Schools near 654 Retreat Road

This home is within Louisa County Public Schools.
Rating
School
Type
Grades
Distance
Thomas Jefferson Elementary School
Public - PK to 5
Louisa County Middle School
Public - 6 to 8
Louisa County High School
Public - 9 to 12
Rating
School
Distance
Thomas Jefferson Elementary School
PublicPK to 5

Louisa County Middle School
Public6 to 8

Louisa County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Harvest Realty, Inc., Bruce Everhart

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.