655 Bray School Rd

Oakland, MD 21550

$259,000
Last Sold Price
2
Beds
960 Sq. Ft.
$270 / Sq. Ft.
960
Sq. Ft.
$270
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 5/14/25
Closed 5/14/25
Charming affordable home nestled among the pines.
a view of a house with a yard
a view of a pathway of a house with wooden floor
a view of a balcony with wooden floor and outdoor seating
a living room with furniture a flat screen tv and a fireplace
a living room with furniture and a fireplace
a living room with furniture and a fireplace
a living room with furniture and a fireplace
a living room with furniture and a large window
The den off the living room.
a room with a chair and a window
The den or could be a home office with daybed.
a living room with furniture a flat screen tv and a fireplace
a dining room with furniture and wooden floor
a kitchen with stainless steel appliances granite countertop a stove a sink dishwasher and a table with chairs
a kitchen with stainless steel appliances granite countertop a refrigerator a stove a sink and a microwave
a kitchen with stainless steel appliances granite countertop a stove a refrigerator and a stove
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a bedroom with a bed and a dresser
a bedroom with a bed and a chandelier
a large bed sitting in a bedroom next to a bathroom
a bedroom with a bed and a chair
a bedroom with a bed and a window
a view of a bedroom with a window and cabinet
a bathroom with a sink toilet and shower
Full unfinished basement could double the size.
a utility room with dryer and washer
Stove for extra heating.
a view of a storage & utility room
a front view of a house with garden
a view of deck with wooden floor and seating space
a view of balcony with wooden floor and fence
a view of a yard with plants and trees
a view of a house with a yard
a view of lake
a view of ocean
Tubing on Deep Creek Lake
wooden view of play ground with a small yard
Paddle boarding on Deep Creek Lake.
a view of a bench in the middle of a yard
a view of a park with iron fence
Fire on the mountain, 4th of July.
ASCI whitewater on Wisp Mountain.
a view of car parked in parking lot
a view of swimming pool with outdoor seating
Monkey Business Adventure Park overlooking DCL
a view of staircase with wooden floor
Fork Run Recreational Area, 3.1 miles away.
a view of a yard with an outdoor space
a view of swimming pool with a yard
an aerial view of a lush green valley
a view of a pathway both side of yard
a view of a bench in the backyard of a house
The beauty of late Summer at Deep Creek Lake.
a view of a lake
The beauty of fall at Deep Creek Lake.
a view of a pathway both side of grassy field with shrub
a view of a sky from a city
Skiing at Wisp.
a view of a park with swings and slides
Snowboarding at Wisp Resort
Wisp Resort lights reflecting on the lake.
a bathroom with sink mirror and bathtub
a view of a house with a yard and wooden fence
a view of a house with a yard
Aerial view of the property.

Description

This cozy 2-bedroom, 1-bath home is full of charm and nestled in a peaceful, wooded setting among the pines. A front deck welcomes you inside to a warm living room with a gas fireplace, perfect for those cool mountain evenings. Just off the living room is a flexible space—ideal for a home office, reading nook, or cozy sitting area. An open spacious kitchen with new stove completes the living area picture. New carpet in the main level bright bedrooms that look out at the pines. A charming bath is...This cozy 2-bedroom, 1-bath home is full of charm and nestled in a peaceful, wooded setting among the pines. A front deck welcomes you inside to a warm living room with a gas fireplace, perfect for those cool mountain evenings. Just off the living room is a flexible space—ideal for a home office, reading nook, or cozy sitting area. An open spacious kitchen with new stove completes the living area picture. New carpet in the main level bright bedrooms that look out at the pines. A charming bath is just off of the bedrooms. Need more space? The full, unfinished basement doubles the size of the home and is ready for your vision—whether it’s extra living space, a workshop, or storage. There is a pellet stove and new water heater added in 2024 in the basement. New washing machine in 2025. Start your day with morning coffee on the back deck, and unwind in the evening while enjoying the sights and sounds of nature. The large, level yard offers plenty of space for outdoor fun, gardening, or simply relaxing under the trees. Private and serene, yet just minutes from Deep Creek Lake, Swallow Falls, and Wisp Resort, this home offers the perfect blend of quiet retreat and adventure-ready location. An incredible value for the amazing location at only $269,000—this is one you don’t want to miss!
  1. Listed by Susan R Bell • Railey Realty, Inc.
    P: (301)-501-9072 sbell@railey.com

Property Details for 655 Bray School Road

Tax ID Number
1214015655
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Raised Ranch/Rambler
Levels/Stories
2
Waterfront
No
LISTING CLOSED: 05/14/2025 12:00 AM

Property Details for 655 Bray School Road

StatusClosed
MLS #MDGA2009090
Days on Market6
Taxes$1,439 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1984
Lot Size0.92 AC / 40,075 SF
CountyGarrett County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Railey Realty, Inc.

Sold By Railey Realty, Inc.

Add your commute

Building Information for 655 Bray School Road

Stories2Year Built1984Building Size-Lot Size0.92 AC / 40,075 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$1,436 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,316

Property Taxes

$120

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 655 Bray School Road

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: 3rd Party
  • Elementary School: BROADFORD (GARRETT MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: SOUTHERN MIDDLE (GARRETT MD)
  • MiddleSchoolSource: Listing Agent
  • High School: SOUTHERN GARRETT HIGH (GARRETT MD)
  • HighSchoolSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $123,233
  • Year Assessed: 2024
  • County Tax: $1,439
  • Improvement Assessed Value: $71,500
  • Land Assessed Value: $33,000
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R
  • School Tax: $0
  • Tax Page Number: 166
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
Rooms
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Den, Basement, Bedroom 1, Laundry, Bathroom 1
  • Stories: Main
Rooms Information
Room 1
  • Room Type: Living Room
  • Room Length: 17.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Fireplace - Gas, Window Treatments
Room 2
  • Room Type: Kitchen
  • Room Length: 17.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Window Treatments
Room 3
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Dining Area, Flooring - HardWood
Room 4
  • Room Type: Bedroom 1
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Carpet, Window Treatments
Room 5
  • Room Type: Bathroom 1
  • Room Length: 7.0
  • Room Width: 5.0
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Den
  • Room Length: 11.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Window Treatments
Room 7
  • Room Type: Bedroom 2
  • Room Length: 11.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Carpet, Window Treatments
Room 8
  • Room Type: Basement
  • Room Length: 39.0
  • Room Width: 22.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Basement - Unfinished
Room 9
  • Room Type: Laundry
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 960.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Backs to Trees
  • Road Responsibility: Public
  • Parcel ID: 15662446
Parking
Parking
  • Type Of Parking: Driveway
Interior Features
Interior Features
  • Interior Features: Bathroom - Tub Shower, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Wood Floors, Window Treatments, Stove - Pellet
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Gas/Propane, Screen
  • Appliances: Oven/Range - Electric, Refrigerator, Washer, Dryer
  • Accessibility Features: Other
  • Laundry Type: Lower Floor
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Cable TV, Cable TV Available
  • Heating: Yes
  • Cooling Type: Window Unit(s)
  • Cooling Fuel: None
  • Heating Type: Other, Baseboard - Electric
  • Heating Fuel: Electric, Propane - Owned
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Septic = # of BR
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS

Property History for 655 Bray School Road

DateEvent & SourcePriceAppreciation
May 14, 2025

Closed (Public Record)

Public Record #1557757032

$259,000

+10.0% / yr

May 14, 2025

Closed

BRIGHT #MDGA2009090

$259,000—
Apr 8, 2025

Pending

BRIGHT #MDGA2009090

—
DateEvent & SourcePrice
05/14/2025

Closed (Public Record)

Public Record #1557757032

$259,000

+10.0% / yr

05/14/2025

Closed

BRIGHT #MDGA2009090

$259,000
04/08/2025

Pending

BRIGHT #MDGA2009090

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 655 Bray School Road

Taxable ValueLand$33,000Additions$99,600Total$132,600
Tax Record2025$1,531 ($128 / month)
Home Facts
Beds0Baths1Total Finished SqFt960 SqFtAbove Grade Finished SqFt960 SqFtStories1Lot Size40,075 SqFtStyleSingle Family ResidenceYear Built1984CountyGARRETTAPN14-015655Fireplace TypeHas Fireplace

Schools near 655 Bray School Road

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Nearby off-market homes

AddressSold priceBedsBathsSqftLot AC
611 Bray School Road, Oakland, MD 21550
$150,000
–
1
1,344
2
702 Bray School Road, Oakland, MD 21550
–
–
1
720
3
620 Bray School Road, Oakland, MD 21550
–
–
1
1,488
2.29
707 Bray School Road, Oakland, MD 21550
–
–
1
520
0.46
586 Bray School Road, Oakland, MD 21550
–
–
2
2,240
1

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/15/2025 04:21 PM