655 W Walnut St

1,021 Sq. Ft.
$181 / Sq. Ft.
1,021
Sq. Ft.
$181
per Sq. Ft.

Description

Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that’s nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you’ll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and...Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that’s nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you’ll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and room for gathering with family and friends. The home’s size is deceiving from the street and lives larger than expected once inside. Major improvements have already been taken care of, including updated furnace, central air, water heater, and roof. Most appliances remain with the home, making this a truly move-in-ready opportunity. Outside is where this property really shines. The heated and insulated outbuilding offers space for vehicles, storage, hobbies, a workshop, or recreational equipment. One side of the property provides plenty of open space for entertaining, sports, pets, or gardening, while the tree-lined portion creates a private setting rarely found within town limits. USDA financing eligible for qualified buyers. If you’ve been looking for an affordable home with updates already completed, a large lot, and an outbuilding with endless possibilities, 655 W Walnut Street deserves a closer look.
  1. Listed by Tyler Secrist • CENTURY 21 Bradley Realty, Inc • Cell: 260-573-5748

Property Details for 655 West Walnut Street

Style
One Story
Subdivision
McAfee Farms
Waterfront
No
Garage/Number Of Cars
2
LISTING UPDATED: 06/26/2026 03:04 AM

Property Details for 655 West Walnut Street

StatusPending
MLS #202624853
Days on Market2
Taxes$1,219 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built1950
Lot Size0.60 AC / 26,136 SF
CountyDeKalb County

Location

Listing Courtesy of CENTURY 21 Bradley Realty, Inc
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Building Information for 655 West Walnut Street

Stories-Year Built1950Building Size-Lot Size0.60 AC / 26,136 SF

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$1,023 per month

30 year fixed, 6.36% Interest

Principal and Interest

$922

Property Taxes

$102

HOA Dues

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Property Information for 655 West Walnut Street

Summary
Location and General Information
  • Area: Dekalb County
  • City: Waterloo
  • Zip Code: 46793
  • State: IN
  • Township: Grant
  • Geo Latitude: 41
  • Geo Longitude: -85
  • Fips Code: 18033
  • Directions To Property: GPS instructions are accurate
Taxes and HOA
  • Annual Taxes: $1,219
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2026
  • Parcel Number Id: 17-06-09-227-005.000-008
School Information
  • School District: Dekalb Central United
  • Elementary: Waterloo
  • Middle School: Dekalb
  • High School: Dekalb
Parking
  • Garage Length: 40.0
  • Garage Width: 24.0
  • Garage: Yes
  • Garage Type: Detached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 0.6
  • Lot Dimensions: 148x98x72
  • Below Grade Unfin Sqft: 0.0
  • Total Square Feet: 1021.0
  • Approx Lot Size Sqft: 26136.0
  • Above Grade Finished Sqft: 1021.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 0.0
  • Total Finished Sqft: 1021.0
  • Garage Square Feet: 960.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: Level
Property and Assessments
  • New Construction: No
  • Year Built: 1950
  • Age: 76
  • Planned Unit Development: No
Utilities
  • Water Utility: City
  • Sewer: City
Interior and Exterior Features
Exterior Features
  • Exterior: Vinyl
  • Outbuilding 1: None
  • Platted: Yes
  • Pool: No
Interior Features
  • Basement: No
  • Basement/Foundation: Crawl
  • Cooling: Central Air
  • Fireplace: No
  • Heating/Fuel: Forced Air
  • Number of Above Grade Bedrooms: 3
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 1
  • Number of Full Baths Upper: 0
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 0
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 6
  • Total Number of Bedrooms: 3
  • Total Number of Full Baths: 1
  • Total Number of Half Baths: 0
  • Total Baths: 1
  • Total Number of Rooms Below Grade: 0
Room
Room Information
  • 1st Bedroom Length: 14.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 9.0
  • 2nd Bedroom Length: 12.0
  • 2nd Bedroom Level: Main
  • 2nd Bedroom Width: 9.0
  • 3rd Bedroom Length: 10.0
  • 3rd Bedroom Level: Main
  • 3rd Bedroom Width: 10.0
  • Kitchen Length: 19.0
  • Kitchen Level: Main
  • Kitchen Width: 12.0
  • Laundry Level: Main
  • Living/Great Room Length: 19.0
  • Living/Great Room Level: Main
  • Living/Great Room Width: 10.0

Property History for 655 West Walnut Street

DateEvent & SourcePriceAppreciation
Jun 25, 2026

Pending

Indiana Regional MLS #202624853

Jun 23, 2026

Listed (Active)

Indiana Regional MLS #202624853

$185,000
Sep 29, 2022

Sold

Indiana Regional MLS #202234216

$159,000
DateEvent & SourcePrice
06/25/2026

Pending

Indiana Regional MLS #202624853

06/23/2026

Listed (Active)

Indiana Regional MLS #202624853

$185,000
09/29/2022

Sold

Indiana Regional MLS #202234216

$159,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 655 West Walnut Street

Taxable ValueLand$40,700Additions$92,300Total$133,000
Tax Record2025$1,255 ($105 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,021 SqFtAbove Grade Finished SqFt1,021 SqFtStories1Lot Size26,441 SqFtStyleSingle Family ResidenceYear Built1950Year Renovated1990CountyDEKALBAPN17-06-09-227-005.000-008

Schools near 655 West Walnut Street

This home is within Dekalb County Ctl United Sch District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Waterloo Elementary School
PublicPK to 5

Dekalb Middle School
Public6 to 8

Dekalb High School
Public9 to 12

James R Watson Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of CENTURY 21 Bradley Realty, Inc

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.