658 Rivers Terrace Road

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Active

$259,900

3 beds2 baths1,400 sqft$186/sqft

658 Rivers Terrace Road, Gladwin, MI 48624

Est: $1,736/moGet pre-approved

Single FamilyProperty Type

0.78 acresLot Size

$186/sq ftPrice per sq ft

2 carsParking Spaces

Description

Welcome to your private lakefront retreat on all-sports Smallwood Lake! Boasting an impressive 170 feet of waterfront and situated on three lots totaling 0.78 acres, this property offers exceptional privacy, space, and breathtaking panoramic views. The thoughtfully designed split floor plan features 3 bedrooms and 2 full bathrooms, providing both comfort and functionality. Recent updates, including new flooring and new windows and new septic create a fresh, move-in-ready interior filled with natural...Welcome to your private lakefront retreat on all-sports Smallwood Lake! Boasting an impressive 170 feet of waterfront and situated on three lots totaling 0.78 acres, this property offers exceptional privacy, space, and breathtaking panoramic views. The thoughtfully designed split floor plan features 3 bedrooms and 2 full bathrooms, providing both comfort and functionality. Recent updates, including new flooring and new windows and new septic create a fresh, move-in-ready interior filled with natural light. Step outside to the expansive deck, where you can relax, entertain, or simply take in the incredible lake views. A large pole barn with 220-volt electrical service provides ample space for storage of those lake toys. Whether you're searching for a year-round residence or the perfect waterfront getaway, this rare Smallwood Lake property combines modern updates, generous outdoor space, and outstanding all-sports lakefront living when the water returns. (Estimated to be this summer)
Subject to the dam assessment, see the Four Lakes Task Force website for information. Watch the Matterport walk-through tour here: https://my.matterport.com/show/? m=TBQpnJFVkWt

45 days on Market

Listed by: Lisa M Welke 989.701.0929 welke65@gmail.com Brokerage DRE #6505433721 • Nexus Realty Group LLC
Listed by: Joseph Welke 989.424.1844 joey.welke@gmail.com

Last updated: 08/17/2026 07:57 PM • Source: Water Wonderland Board of REALTORS, MLS#: 201841420

Location

Listing Courtesy of Nexus Realty Group LLC

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$1,736 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,321

Property Taxes

$415

HOA Dues

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Property Information for 658 Rivers Terrace Road

Property Details

Taxes: $4,982 / year
MLS Type: Residential / Single Family Residence
County: Gladwin County
Architectural Style: Ranch
Subdivision Name: Rivers Sub
Has Waterfront: Yes

Building Information

Lot Size: 0.78 AC / 33,976 SF

Summary

Location and General Information

Carrier Route: H064
Directions: M-30 North to Old M-30. Right to Rivers Road. Left to Rivers Terrace. Turn right and follow road to property on the right.

Latitude: 43.988086
Longitude: -84.35498
Township: Hay
Water Body Name: Smallwood Lake

Taxes and HOA

Parcel Number: 110-277-000-142-00
Tax Annual Amount: $4,981.71

Tax Block: 4

School Information

Elementary School: Gladwin
High School: Gladwin

High School District: Gladwin

Parking

Garage Spaces: 2.0
Garage: Yes

Parking Features: Detached

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Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=TBQpnJFVkWt

Property

Lot Information

Lot Size Acres: 0.78
Lot Size Area: 33977.0

Lot Size Dimensions: 170 x 188 x 74 x 180
Lot Size Square Feet: 33976.8
Road Surface Type: Gravel

Property and Assessments

Above Grade Finished Area: 1400.0
Building Area Source: Public Records

Building Area Total: 1400.0
Property Sub Type: Single Family Residence
Property Type: Residential

Utilities

Sewer: Septic Tank
Utilities: Propane

Water Source: Well

Interior and Exterior Features

Exterior Features

Patio And Porch Features: Deck

Interior Features

Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener, Oven, Range
Basement: Crawl Space

Full Bathrooms: 2
Total Bathrooms: 2
Total Bedrooms: 3
Has Fireplace: No
Heating: Forced Air, Propane
Has Heating: Yes
Laundry Features: Main Level

Room Information

Room 1

Description: Full
Dimensions: 5.5 x 8

Type: Bathroom 1

Room 2

Dimensions: 15 x 11
Type: Bedroom 1

Room 3

Dimensions: 18 x 12
Type: Living Room

Room 4

Dimensions: 8.5 x 8
Type: Utility Room

Room 5

Description: Full
Dimensions: 5 x 8

Type: Bathroom 2

Room 6

Dimensions: 12.5 x 11
Type: Bedroom 2

Room 7

Type: Laundry

Room 8

Dimensions: 10. 5 x 8.5
Type: Dining Room

Room 9

Dimensions: 9.5 x 11
Type: Bedroom 3

Room 10

Dimensions: 10.5 x 8.5
Type: Kitchen

Property History for 658 Rivers Terrace Road

Date	Event & Source	Price	Appreciation
Aug 17, 2026	Price Change Water Wonderland Board of REALTORS #201841420	$259,900	—
Jul 13, 2026	Listed (Active) Water Wonderland Board of REALTORS #201841420	$269,900	—

Date	Event & Source	Price
08/17/2026	Price Change Water Wonderland Board of REALTORS #201841420	$259,900
07/13/2026	Listed (Active) Water Wonderland Board of REALTORS #201841420	$269,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 658 Rivers Terrace Road

Taxable ValueLand-Additions-Total-

Tax Record2025$1,822 ($152 / month)

Home Facts

Beds0Lot Size33,977 SqFtStyleSingle Family ResidenceCountyGLADWINAPN110-277-000-142-00

Schools near 658 Rivers Terrace Road

This home is within Gladwin Community Schools.


Rating	School	Type	Grades	Distance
NR	Gladwin Elementary School	Public - Serves this home	PK to 2	6.8 mi
6/10	Gladwin Intermediate School	Public - Serves this home	3 to 5	6.9 mi
6/10	Gladwin Junior High School	Public - Serves this home	6 to 8	6.8 mi
9/10	Gladwin High School	Public - Serves this home	9 to 12	6.9 mi
1/10	Gladwin Community Alternative H.S.	Public - Choice school	9 to 12	6.9 mi


Rating	School	Distance
NR	Gladwin Elementary School PublicPK to 2 Serves this home	6.8 mi
6/10	Gladwin Intermediate School Public3 to 5 Serves this home	6.9 mi
6/10	Gladwin Junior High School Public6 to 8 Serves this home	6.8 mi
9/10	Gladwin High School Public9 to 12 Serves this home	6.9 mi
1/10	Gladwin Community Alternative H.S. Public9 to 12 Choice school	6.9 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 658 Rivers Terrace Road, Gladwin, MI 48624

658 Rivers Terrace Road is a single family home for sale in Gladwin, MI 48624. This property was listed for sale on July 13, 2026 by Nexus Realty Group LLC, it's currently listed at $259,900. This listing's school district is Gladwin Community Schools. Nearby schools include Gladwin Elementary School, Gladwin Intermediate School and Gladwin Junior High School. 658 Rivers Terrace Road is a 3-bed, 2-bath, 1,400 sqft single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Nexus Realty Group LLC

The data relating to real estate on this website comes in part from the Internet Data Exchange Program of the Water Wonderland MLS (WWLX). Real estate listings held by brokerage firms other than Compass and its related brokerages are marked with the WWLX logo and the detailed information about said listing includes the listing office. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor the broker which owns this website shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. WWLX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright © 2026 Water Wonderland MLS, Inc©. All Rights Reserved.

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More information about 658 Rivers Terrace Road, Gladwin, MI 48624