660 Factory St

Watertown, NY 13601

$150,000
Price
5
Beds
1,930 Sq. Ft.
$78 / Sq. Ft.
1,930
Sq. Ft.
$78
per Sq. Ft.
Active Under Contract
Active Under Contract
Unit 4
Unit 4
Unit 4
Unit 4
Unit 4
Unit 4
Unit 3 Front Upper
Unit 3 Front Upper
Unit 3 Front Upper
Unit 3 Front Upper
Unit 3 Front Upper
Unit 3 Front Upper
Unit 2
Unit 2
Unit 2
Unit 2
Unit 2
Unit 1
Un
Unit 1
Unit 1

Description

Four-unit apartment building offered at a bargain price and truly priced to sell. All four units are fully rented, producing $3,020 in monthly income, making this an excellent cash-flow investment opportunity. Tenants are long-term and all wish to remain, providing immediate stability for the next owner. It will be hard to find a better cash flow ratio than this property! The property has seen some updates over the years, including three newer water heaters, a furnace replaced approximately 10 years...Four-unit apartment building offered at a bargain price and truly priced to sell. All four units are fully rented, producing $3,020 in monthly income, making this an excellent cash-flow investment opportunity. Tenants are long-term and all wish to remain, providing immediate stability for the next owner. It will be hard to find a better cash flow ratio than this property! The property has seen some updates over the years, including three newer water heaters, a furnace replaced approximately 10 years ago, updated electrical panels (4 total) in the basement, and portions of the roof replaced, including the front right section above Unit 4. Unit 4 features a unique hidden closet door behind a built-in bookshelf, along with a rebuilt porch entry. Recent interior improvements include new flooring in the front upper apartment unit 3 has seen many recent updates in 2025. Including fresh paint, new appliances, select updated windows, and a new toilet. All 4 tenants have been great for the current owners, which certainly matters when buying a property like this. Additional features include a covered back porch patio, and a cleared backyard that extends up the hill, offering usable outdoor space. All units are currently occupied and will be transferred through ownership at closing. Ideally and centrally located within walking distance to Watertown’s Public Square, providing easy access to restaurants, shops, services, and city amenities. A solid, income-producing property with strong rental history and upside potential—don’t miss this opportunity.
  1. Listed by Mark Taylor • Keller Williams Northern New York
    P: (315)-459-6619 C: (315)-778-6936 mark@taylorbrothersteam.com

Property Details for 660 Factory Street

Styles Of Residence
Fourplex
On Waterfront
No
Parking Description
Other, Paved, See Remarks
Nearest Cross Street
Huntington St
LISTING UPDATED: 01/26/2026 09:56 AM

Property Details for 660 Factory Street

StatusActive Under Contract
MLS #S1658334
Days on Market5
Taxes$1,467 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1900
Lot Size0.22 AC / 9,720 SF
CountyJefferson County

Location

Listing Courtesy of Keller Williams Northern New York
Add your commute

Building Information for 660 Factory Street

Stories2Residences4Year Built1900Building Size-Lot Size0.22 AC / 9,720 SF

Payment Calculator

$853 per month

30 year fixed, 6.15% Interest

Principal and Interest

$731

Property Taxes

$122

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 660 Factory Street

Summary
Location and General Information
  • Elementary School District: Watertown
  • High School District: Watertown
  • Middle Or Junior School District: Watertown
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Watertown-City-221800
  • Tax Annual Amount: $1,467.00
Property
Lot Information
  • Building Area Total: 1930.0
  • Land Features: Irregular Lot, Near Public Transit, Residential Lot
  • Num Of Acres: 0.2231
  • Lot Size Area: 0.2231
  • Lot Size Square Feet: 9720.0
  • Lot Size Units: Acres
  • Parcel Number: 221800-006-000-0006-321-000-0000
  • Road Frontage: City Street
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $50,700
  • Year Built: 1900
  • Year Built Description: Existing
Utilities
  • Num Of Electric Meters: 3
  • Num Of Gas Meters: 1
  • Sewer Description: Connected
  • Utilities Available: Electricity Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Aluminum Siding, Wood Siding
  • Exterior Features: Patio
  • Foundation Description: Stone
  • Patio And Porch Features: Patio
  • Roof Description: Metal
Interior Features
  • Appliances: Electric Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 5
  • HVAC Type: Other, See Remarks
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Tile, Varies, Vinyl
  • Heating: Electric, Gas, Other, See Remarks, Baseboard, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 1930.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 4
  • Number Of Units Total: 4
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $750.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: Oven/ Range,Refrigerator,Living Room,Porch
  • Unit Type Total Rent: $750.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 750
Unit 2
  • Unit Type Actual Rent: $795.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: Oven/ Range,Refrigerator,Den/Family Room,Living Room
  • Unit Type Total Rent: $795.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 795
Unit 3
  • Unit Type Actual Rent: $725.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: Oven/ Range,Living Room,Porch
  • Unit Type Total Rent: $725.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 725
Unit 4
  • Unit Type Actual Rent: $750.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: Oven/ Range,Refrigerator,Living Room,Porch
  • Unit Type Total Rent: $750.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Occupant Type: Other
  • Unit Type Actual Rent Range: 750
Rental
Rental Information
  • Rent Includes: Other, See Remarks

Property History for 660 Factory Street

DateEvent & SourcePriceAppreciation
Jan 26, 2026

Contract Out

WNYREIS #S1658334

—
Jan 21, 2026

Listed (Active)

WNYREIS #S1658334

$150,000—
Oct 24, 2014

Sold (Public Record)

Public Record #474589393

$75,500—
DateEvent & SourcePrice
01/26/2026

Contract Out

WNYREIS #S1658334

—
01/21/2026

Listed (Active)

WNYREIS #S1658334

$150,000
10/24/2014

Sold (Public Record)

Public Record #474589393

$75,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 660 Factory Street

Taxable ValueLand$8,000Additions$42,700Total$50,700
Home Facts
Baths3Total Finished SqFt1,930 SqFtAbove Grade Finished SqFt1,930 SqFtStories2Lot Size9,720 SqFtStyleTriplexYear Built1900ZoningUMUCountyJEFFERSONAPN221800 6-06-321.000

Schools near 660 Factory Street

This home is within Watertown City School District.
Rating
School
Type
Grades
Distance
Ohio Street School
Public - K to 4
Harold T Wiley School
Public - 5 to 6
Case Middle School
Public - 7 to 8
Watertown Senior High School
Public - 9 to 12
Rating
School
Distance
Ohio Street School
PublicK to 4

Harold T Wiley School
Public5 to 6

Case Middle School
Public7 to 8

Watertown Senior High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Keller Williams Northern New York

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.