661 N Toccoa River Rd

Mineral Bluff, GA 30559

$1,995,000
Price
5
Beds
3,220 Sq. Ft.
$620 / Sq. Ft.
3,220
Sq. Ft.
$620
per Sq. Ft.
Get preapproved with Rocket Mortgage1
a view of a large building
a view of a balcony with lake and wooden floor
a bathroom with a bathtub and a shower
a bathroom with a granite countertop sink and a large mirror
a bathroom with a sink and a mirror
en empty room with windows
a view of a balcony with wooden floor
a front view of a house with a yard
a view of a forest with a mountain and trees
a view of a yard with trees
a view of a dry yard

Description

An exceptional waterfront offering on the Toccoa River, this newly configured property presents approximately 6 acres, including two tracts of land and the existing residence, with an estimated 400 feet of direct river frontage. Thoughtfully repositioned, this offering delivers the rare opportunity to enjoy riverfront living with space, privacy, and immediate usability-without the scale of a larger estate. The home spans over 3,000 square feet and is designed to embrace its natural surroundings....An exceptional waterfront offering on the Toccoa River, this newly configured property presents approximately 6 acres, including two tracts of land and the existing residence, with an estimated 400 feet of direct river frontage. Thoughtfully repositioned, this offering delivers the rare opportunity to enjoy riverfront living with space, privacy, and immediate usability-without the scale of a larger estate. The home spans over 3,000 square feet and is designed to embrace its natural surroundings. Cathedral ceilings and expansive windows invite light and views indoors, while rich wood finishes and a striking stone fireplace create a warm, welcoming centerpiece for the main living area. A finished basement adds flexibility for entertaining, extended stays, or everyday living, making the home well-suited for both full-time residence and weekend retreat. Outside, the land unfolds into a peaceful riverside setting. Open pasture areas have been maintained for ease and enjoyment, and thoughtful clearing along the river enhances access and sightlines to the water. A creek traces the western boundary of the property, adding a second natural water feature and a soothing backdrop of sound and movement. Evenings are best spent gathered around the firepit or along the riverbank, where mountain silhouettes rise in the distance and the rhythm of the river sets the pace. While the setting feels private and immersive, the location remains highly convenient-just minutes from downtown Blue Ridge, with easy access to dining, shopping, wineries, waterfalls, hiking trails, and Lake Blue Ridge. Whether envisioned as a refined mountain residence, a peaceful riverfront escape, or a long-term hold in one of North Georgia's most sought-after areas, this newly offered Toccoa River property delivers a compelling blend of water, land, and lifestyle.

Property Details for 661 North Toccoa River Road

Subdivision
Toccoa River Forest
Style
Ranch, Traditional
Fees Include
None
Parking
Detached, Garage
LISTING UPDATED: 05/24/2026 01:07 AM

Property Details for 661 North Toccoa River Road

StatusActive
MLS #10681353
Days on Market121
Taxes$3,981 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2007
Lot Size6.00 AC / 261,360 SF
CountyFannin County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Keller Williams Elevate, The Mountain Life Team
Add your commute

Building Information for 661 North Toccoa River Road

Stories1Year Built2007Building Size-Lot Size6.00 AC / 261,360 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$10,273 per month

30 year fixed, 6.36% Interest

Principal and Interest

$9,941

Property Taxes

$332

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 661 North Toccoa River Road

Summary
Location and General Information
  • District: 8
  • Elementary School: East Fannin
  • High School: Fannin
  • Middle School: Fannin
  • Amenities: None
  • Directions: From McDonalds/Hwy 5 & Hwy 515 - Travel East on 515 for 4 miles. Left on Hwy 60, then 3.1 miles to L on Doythitt for 1.3 miles. Left onto Fish Trap to first L on Toccoa River Forest Lane. Stay to sign at gate.
  • Lot Description: Level, Pasture, Steep Slope
Taxes and HOA
  • Association: No
  • Parcel Number: 0046 01A02
Parking
  • Parking Total: 0
Interior and Exterior Features
Interior Features
  • Total Fireplaces: 2
  • BAF Lower: 0
  • BAF Main: 1
  • BAF Upper: 2
  • BAH Lower: 0
  • BAH Main: 0
  • BAH Upper: 0
  • BR Lower: 2
  • BR Main: 1
  • BR Upper: 2
  • Fireplace Features: Basement, Living Room
  • Interior: Split Foyer, Two Story Foyer
  • Kitchen Features: Breakfast Room
  • Rooms: Great Room, Loft
  • Laundry Features: In Basement
  • Basement Description: Finished, Full
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Flooring: Carpet, Laminate, Tile
Exterior Features
  • Roof Type: Composition
  • View: Mountain(s), River, Seasonal View
  • Patio And Porch Features: Deck
Property
Utilities
  • Cooling: Central Air, Electric
  • Heating Type: Central, Electric, Heat Pump, Wood
  • Water/Sewer: Septic Tank
  • Utilities: High Speed Internet
  • Water Source: Private, Well
Property and Assessments
  • Tax Year: 2025
  • Below Grade Finished: 1288
  • Below Grade Unfinished: 0
  • Construction: Concrete, Wood Siding
  • Stories: One and One Half
  • Deed Page: 100
  • Other Sturctures: Garage(s)
  • Plat Page: 5-8
  • Leased Land: No
  • Property Condition: Resale
  • Deed Book: 1642
  • Plat Book: A102
Lot Information
  • Waterfront Footage: 0
  • Land Lot: 204
  • Lot: 27,28
  • Section: 2
  • Waterfront Description: 0
  • Setting: River
  • Water Description: Creek
  • Above Grade Finished: 1932
Farm Information
  • Vegetation: Partially Wooded, Wooded

Schools near 661 North Toccoa River Road

This home is within Fannin County School District.
Rating
School
Type
Grades
Distance
West Fannin Elementary School
Public - PK to 5
Fannin County Middle School
Public - 6 to 8
Fannin County High School
Public - 9 to 12
Blue Ridge Elementary School
Public - PK to 5
Rating
School
Distance
West Fannin Elementary School
PublicPK to 5

Fannin County Middle School
Public6 to 8

Fannin County High School
Public9 to 12

Blue Ridge Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

More information about 661 North Toccoa River Road, Mineral Bluff, GA 30559

661 North Toccoa River Road is a single family home for sale in Mineral Bluff, GA 30559. This property was listed for sale on January 29, 2026 by Keller Williams Elevate, it's currently listed at $1,995,000. This listing's school district is Fannin County School District. Nearby schools include West Fannin Elementary School, Fannin County Middle School and Fannin County High School. 661 North Toccoa River Road is a 5-bed, 3-bath, 3,220 sqft single family home built in 2007.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Elevate, The Mountain Life Team

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.