664 Toro St
San Luis Obispo, CA 93401

$1,375,000

Price

Beds

Baths

1,259 Sq. Ft.

$1,092 / Sq. Ft.

1,259

Sq. Ft.

$1,092

per Sq. Ft.

664 Toro Street San Luis Obispo, CA 93401 - Photo 1 of 34

Description

ADD 3 MORE BEDROOMS TO EXISITING STRUCTURES OR 3 ADUs! Buyer to verify with SLO City code. Adorable SLO cottage with updated features and a view of Bishop's Peak. Conveniently located near Cal Poly bike trail with walking bridge, you can walk to downtown San Luis Obispo's shops and restaurants. There is a studio in the back with a separate address and entry off the driveway behind the main house, with its own fenced in yard. The driveway is long and has plenty of parking which leads to a detached...ADD 3 MORE BEDROOMS TO EXISITING STRUCTURES OR 3 ADUs! Buyer to verify with SLO City code. Adorable SLO cottage with updated features and a view of Bishop's Peak. Conveniently located near Cal Poly bike trail with walking bridge, you can walk to downtown San Luis Obispo's shops and restaurants. There is a studio in the back with a separate address and entry off the driveway behind the main house, with its own fenced in yard. The driveway is long and has plenty of parking which leads to a detached 2 car garage. This lot is zoned R3 and an additional two units may be built, to boost rental income! Entering the main house, you'll see living room with gas fireplace, and a door to the fenced in side yard. Enjoy a cozy night outside at the newly plumbed firepit. Professionally landscaped front yard with automatic sprinklers. The home has two bedrooms connected by a jack-n-jill bathroom updated with a new pedestal sink and glass shower enclosure. The kitchen is newly remodeled with concrete countertops and subway tile backsplash. Dining area has the original built-ins that add to the charm of this home.

Property Details for 664 Toro Street

View

None

Parking Spaces Total

Private Pool

Cooling Type

Central Air

Total Units

2.0

Building Type

Detached

Lot Size Source

Assessor

Living Area

1259

LISTING UPDATED: 12/12/2025 10:14 PM

Property Details for 664 Toro Street

Status	Active
MLS #	SC25273909
Days on Market	2
Taxes	-
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Multi Family
MLS Type	Residential Income / Single Family Residence
Year Built	1930
Lot Size	0.15 AC / 6,720 SF
County	San Luis Obispo County

Location

Listing Courtesy of Dianne Blanchard, Broker, Dianne Blanchard, DRE #01945483

Add your commute

Building Information for 664 Toro Street

Stories1Residences-Year Built1930Building Size-Lot Size0.15 AC / 6,720 SF

Payment Calculator

$7,793 per month

30 year fixed, 6.28% Interest

Principal and Interest

$6,794

Property Taxes

$999

HOA Dues

The Payment Calculator is for illustrative purposes only.

Property Information for 664 Toro Street

Income / Expense / Tax Details

Income Details

Gross Income: $6,200
Gross Scheduled Income: $6,200

Net Operating Income: $4,778

Expense Details

Operating Expense: $1,422
Insurance Expense: $250

Trash Expense: $157
Water Sewer Expense: $165
Total Expenses: $572

Tax / Assessment Info

CFD/Mello-Roos Fee: $0

Community / Development

Assessments YN: No
Assessments: None

Community Features: Sidewalks
Community: San Luis Obispo(380)

Property / Structure Info

Interior Features

Room Type: Main Floor Bedroom
Bedroom Features: Main Floor Bedroom

Laundry: Yes
Laundry Features: Inside
Fireplace Features: Living Room
Fireplace Rooms: Living Room
Cooling: Central Air

Exterior Features

Entry Location: front
View Description: None

Pool Features: None
Pool Description: None
Pool: N/K
Pool Heat: N/K

Land/Lot Info

Lot Features: 0-1 Unit/Acre
Number Of Units: 2

Land Lease: No
Land Lease Type: Fee
Levels: One
Water: Public
Sewer: Public Sewer
Water Source: Public

Parking Info

Garage Spaces: 2
Parking Garage Spaces: 2

Carport Spaces: 0

Property / Structure Info

Builders Tract Name: San Luis Obispo
Builders Tract Code: San Luis Obispo(380)

Residential Styles: Res Income 2-4 Units

Unit Information

Unit 1

Unit Type Units Total: 1
Unit Type Beds Total: 0

Unit Type Baths Total: 1
Unit Type Furnished: Unfurnished
Unit Type Garage Spaces: 0
Unit Type Garage Attached: No
Unit Type Actual Rent: $2,400
Unit Type Total Rent: $2,400
Unit Type Pro Forma: 2400
Unit Type Type: 1

Unit 2

Unit Type Units Total: 1
Unit Type Beds Total: 2

Unit Type Baths Total: 1
Unit Type Furnished: Unfurnished
Unit Type Garage Spaces: 2
Unit Type Garage Attached: No
Unit Type Actual Rent: $3,800
Unit Type Total Rent: $3,800
Unit Type Pro Forma: 3800
Unit Type Type: 2

Unit Information

Rent Controlled: No
Number Of Buildings: 2

Number Of Separate Electric Meters: 2
Number Of Separate Gas Meters: 2
Number Of Separate Water Meters: 1

Property History for 664 Toro Street

Date	Event & Source	Price	Appreciation
Dec 12, 2025	Listed (Active) CRMLS #SC25273909	$1,375,000	—
Dec 10, 2025	Price Change CLAW #SC25214281MR	$1,375,000	—
Dec 10, 2025	Price Change CRMLS #SC25214281	$1,375,000	—
Oct 22, 2025	Listed (Active) CRMLS #SC25214281	$1,450,000	—
Oct 22, 2025	Listed (Active) CLAW #SC25214281MR	$1,450,000	—
Oct 2, 2025	Listed (Active) SDMLS #SC25214281	$1,450,000	—
Oct 1, 2025	Listed (Active) SDMLS #SC25273909	$1,375,000	—
Oct 1, 2025	Listed (Active) CLAW #SC25273909MR	$1,375,000	—
Aug 6, 2021	Sold CRMLS #SC21138444	$1,025,000	—
Aug 6, 2021	Sold SDMLS #SC21138444	$1,025,000	—
Aug 6, 2021	Sold CLAW #SC21138444MR	$1,025,000	—
Aug 3, 2021	Sold (Public Record) Public Record #1468212254	$1,025,000	+25.8% / yr
Jul 22, 2021	Permanently Off Market CRMLS #SC21138446	$899,000	—
Jul 22, 2021	Temporarily Off Market SDMLS #SC21138446		—
Jul 11, 2021	Pending CRMLS #SC21138446		—
Jul 11, 2021	Pending - Continue to Show CRMLS #SC21138446		—
Jul 11, 2021	Temporarily Off Market CLAW #SC21138446MR		—
Jul 11, 2021	Pending CLAW #SC21138444MR		—
Jul 11, 2021	Pending SDMLS #SC21138446		—
Jul 11, 2021	Pending SDMLS #SC21138444		—
Jul 11, 2021	Pending CLAW #SC21138446MR		—
Jul 11, 2021	Pending CRMLS #SC21138444		—
Jul 11, 2021	Pending - Continue to Show SDMLS #SC21138446		—
Jul 11, 2021	Pending - Continue to Show SDMLS #SC21138444		—
Jul 11, 2021	Pending - Continue to Show CLAW #SC21138446MR		—
Jul 11, 2021	Pending - Continue to Show CRMLS #SC21138444		—
Jul 2, 2021	Price Change SDMLS #SC21138446	$899,000	—
Jul 1, 2021	Listed (Active) SDMLS #SC21138444	$899,000	—
Jul 1, 2021	Price Change CLAW #SC21138446MR	$899,000	—
Jul 1, 2021	Listed (Active) SDMLS #SC21138446	$889,000	—
Jul 1, 2021	Listed (Active) CRMLS #SC21138446	$889,000	—
Jul 1, 2021	Listed (Active) CRMLS #SC21138444	$899,000	—
Jul 1, 2021	Listed (Active) CLAW #SC21138446MR	$889,000	—
Jun 24, 2021	Listed (Active) CLAW #SC21138444MR	$899,000	—
Apr 5, 2019	Sold (Public Record) Public Record #645364562	$600,000	-7.5% / yr
Aug 14, 2017	Permanently Off Market CLAW #SP17145753MR		—
Aug 14, 2017	Permanently Off Market CRMLS #SP17145753	$729,000	—
Jul 28, 2017	Sold CLAW #SP17129372MR	$686,000	—
Jul 28, 2017	Sold CRMLS #SP17129372	$686,000	—
Jul 19, 2017	Sold (Public Record) Public Record #601978743	$686,000	—
Jul 15, 2017	Permanently Off Market SDMLS #SP17145753		—
Jul 15, 2017	Pending CRMLS #SP17129372		—
Jul 15, 2017	Pending CRMLS #SP17145753		—
Jul 15, 2017	Pending CLAW #SP17129372MR		—
Jul 15, 2017	Pending CLAW #SP17145753MR		—
Jul 14, 2017	Price Change CRMLS #SP17129372	$699,900	—
Jun 22, 2017	Price Change CRMLS #SP17129372	$729,000	—
Jun 9, 2017	Listed (Active) CRMLS #SP17145753	$729,000	—
Jun 9, 2017	Listed (Active) CRMLS #SP17129372	$759,000	—
May 26, 2017	Listed (Active) CLAW #SP17145753MR	$729,000	—
May 26, 2017	Listed (Active) SDMLS #SP17145753	$729,000	—
May 26, 2017	Listed (Active) CLAW #SP17129372MR	$759,000	—
Jun 3, 1999	Permanently Off Market NSBCMLS #992193	$238,500	—
Jun 3, 1999	Sold CRMLS #SL992193	$230,000	—
Jun 3, 1999	Sold CLAW #SL992193MR	$230,000	—
May 5, 1999	Pending CRMLS #SL992193		—
May 5, 1999	Pending CLAW #SL992193MR		—
Mar 29, 1999	Listed (Active) CRMLS #SL992193	$238,500	—
Mar 29, 1999	Listed (Active) CLAW #SL992193MR	$238,500	—
Mar 29, 1999	Listed (Active) NSBCMLS #992193	$238,500	—
Mar 24, 1998	Permanently Off Market NSBCMLS #951440	$219,900	—
Mar 24, 1998	Sold CLAW #SL951440MR	$210,000	—
Mar 24, 1998	Sold CRMLS #SL951440	$210,000	—
Feb 2, 1998	Pending CLAW #SL951440MR		—
Feb 2, 1998	Pending CRMLS #SL951440		—
Aug 2, 1995	Listed (Active) CLAW #SL951440MR	$219,900	—
Aug 2, 1995	Listed (Active) NSBCMLS #951440	$198,500	—
Aug 2, 1995	Listed (Active) CRMLS #SL951440	$219,900	—

Date	Event & Source	Price
12/12/2025	Listed (Active) CRMLS #SC25273909	$1,375,000
12/10/2025	Price Change CLAW #SC25214281MR	$1,375,000
12/10/2025	Price Change CRMLS #SC25214281	$1,375,000
10/22/2025	Listed (Active) CRMLS #SC25214281	$1,450,000
10/22/2025	Listed (Active) CLAW #SC25214281MR	$1,450,000
10/02/2025	Listed (Active) SDMLS #SC25214281	$1,450,000
10/01/2025	Listed (Active) SDMLS #SC25273909	$1,375,000
10/01/2025	Listed (Active) CLAW #SC25273909MR	$1,375,000
08/06/2021	Sold CRMLS #SC21138444	$1,025,000
08/06/2021	Sold SDMLS #SC21138444	$1,025,000
08/06/2021	Sold CLAW #SC21138444MR	$1,025,000
08/03/2021	Sold (Public Record) Public Record #1468212254	$1,025,000 +25.8% / yr
07/22/2021	Permanently Off Market CRMLS #SC21138446	$899,000
07/22/2021	Temporarily Off Market SDMLS #SC21138446	—
07/11/2021	Pending CRMLS #SC21138446	—
07/11/2021	Pending - Continue to Show CRMLS #SC21138446	—
07/11/2021	Temporarily Off Market CLAW #SC21138446MR	—
07/11/2021	Pending CLAW #SC21138444MR	—
07/11/2021	Pending SDMLS #SC21138446	—
07/11/2021	Pending SDMLS #SC21138444	—
07/11/2021	Pending CLAW #SC21138446MR	—
07/11/2021	Pending CRMLS #SC21138444	—
07/11/2021	Pending - Continue to Show SDMLS #SC21138446	—
07/11/2021	Pending - Continue to Show SDMLS #SC21138444	—
07/11/2021	Pending - Continue to Show CLAW #SC21138446MR	—
07/11/2021	Pending - Continue to Show CRMLS #SC21138444	—
07/02/2021	Price Change SDMLS #SC21138446	$899,000
07/01/2021	Listed (Active) SDMLS #SC21138444	$899,000
07/01/2021	Price Change CLAW #SC21138446MR	$899,000
07/01/2021	Listed (Active) SDMLS #SC21138446	$889,000
07/01/2021	Listed (Active) CRMLS #SC21138446	$889,000
07/01/2021	Listed (Active) CRMLS #SC21138444	$899,000
07/01/2021	Listed (Active) CLAW #SC21138446MR	$889,000
06/24/2021	Listed (Active) CLAW #SC21138444MR	$899,000
04/05/2019	Sold (Public Record) Public Record #645364562	$600,000 -7.5% / yr
08/14/2017	Permanently Off Market CLAW #SP17145753MR	—
08/14/2017	Permanently Off Market CRMLS #SP17145753	$729,000
07/28/2017	Sold CLAW #SP17129372MR	$686,000
07/28/2017	Sold CRMLS #SP17129372	$686,000
07/19/2017	Sold (Public Record) Public Record #601978743	$686,000
07/15/2017	Permanently Off Market SDMLS #SP17145753	—
07/15/2017	Pending CRMLS #SP17129372	—
07/15/2017	Pending CRMLS #SP17145753	—
07/15/2017	Pending CLAW #SP17129372MR	—
07/15/2017	Pending CLAW #SP17145753MR	—
07/14/2017	Price Change CRMLS #SP17129372	$699,900
06/22/2017	Price Change CRMLS #SP17129372	$729,000
06/09/2017	Listed (Active) CRMLS #SP17145753	$729,000
06/09/2017	Listed (Active) CRMLS #SP17129372	$759,000
05/26/2017	Listed (Active) CLAW #SP17145753MR	$729,000
05/26/2017	Listed (Active) SDMLS #SP17145753	$729,000
05/26/2017	Listed (Active) CLAW #SP17129372MR	$759,000
06/03/1999	Permanently Off Market NSBCMLS #992193	$238,500
06/03/1999	Sold CRMLS #SL992193	$230,000
06/03/1999	Sold CLAW #SL992193MR	$230,000
05/05/1999	Pending CRMLS #SL992193	—
05/05/1999	Pending CLAW #SL992193MR	—
03/29/1999	Listed (Active) CRMLS #SL992193	$238,500
03/29/1999	Listed (Active) CLAW #SL992193MR	$238,500
03/29/1999	Listed (Active) NSBCMLS #992193	$238,500
03/24/1998	Permanently Off Market NSBCMLS #951440	$219,900
03/24/1998	Sold CLAW #SL951440MR	$210,000
03/24/1998	Sold CRMLS #SL951440	$210,000
02/02/1998	Pending CLAW #SL951440MR	—
02/02/1998	Pending CRMLS #SL951440	—
08/02/1995	Listed (Active) CLAW #SL951440MR	$219,900
08/02/1995	Listed (Active) NSBCMLS #951440	$198,500
08/02/1995	Listed (Active) CRMLS #SL951440	$219,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 664 Toro Street

Taxable ValueLand$769,375Additions$318,362Total$1,087,737

Tax Record2025$11,989 ($999 / month)

Home Facts

Beds2Total Finished SqFt938 SqFtAbove Grade Finished SqFt938 SqFtStories1Lot Size6,720 SqFtStyleSingle Family ResidenceYear Built1930ZoningR3CountySAN LUIS OBISPOAPN001-211-006

Schools near 664 Toro Street

This home is within San Luis Coastal Unified School District.


Rating	School	Type	Grades	Distance
7/10	Hawthorne Elementary School	Public - Serves this home	K to 6	1.1 mi
8/10	Laguna Middle School	Public - Serves this home	7 to 8	2.6 mi
10/10	San Luis Obispo High School	Public - Serves this home	9 to 12	0.7 mi
NR	Peep - De'Groot - Prepare School	Public - Choice school	K to 12	0.7 mi
9/10	Bellevue-Santa Fe Charter School	Charter - Choice school	K to 6	7.1 mi
2/10	Pacific Beach High School	Public - Choice school	10 to 12	2.7 mi
NR	Lindamood-Bell Learning Processes San Rafael	Private - Nearby school	K to 12	1.0 mi
NR	San Luis Obispo Classical Academy	Private - Nearby school	PK to 12	0.8 mi
NR	Lindamood Bell Academy	Private - Nearby school	3 to 12	0.9 mi


Rating	School	Distance
7/10	Hawthorne Elementary School PublicK to 6 Serves this home	1.1 mi
8/10	Laguna Middle School Public7 to 8 Serves this home	2.6 mi
10/10	San Luis Obispo High School Public9 to 12 Serves this home	0.7 mi
NR	Peep - De'Groot - Prepare School PublicK to 12 Choice school	0.7 mi
9/10	Bellevue-Santa Fe Charter School CharterK to 6 Choice school	7.1 mi
2/10	Pacific Beach High School Public10 to 12 Choice school	2.7 mi
NR	Lindamood-Bell Learning Processes San Rafael PrivateK to 12 Nearby school	1.0 mi
NR	San Luis Obispo Classical Academy PrivatePK to 12 Nearby school	0.8 mi
NR	Lindamood Bell Academy Private3 to 12 Nearby school	0.9 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 664 Toro Street, San Luis Obispo, CA 93401

664 Toro Street is a multi-family home for sale in San Luis Obispo, CA 93401. This property was listed for sale on October 1, 2025 by Dianne Blanchard, Broker, it's currently listed at $1,375,000. It has been on the market for a total of 2 days and was last sold on August 6, 2021. This listing's school district is San Luis Coastal Unified School District. Nearby schools include Hawthorne Elementary School, Laguna Middle School and San Luis Obispo High School. 664 Toro Street is a 2-bed, 2-bath, 1,259 sqft multi-family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Dianne Blanchard, Broker, Dianne Blanchard, DRE #01945483

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.

664 Toro StSan Luis Obispo, CA 93401

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More information about 664 Toro Street, San Luis Obispo, CA 93401

664 Toro St
San Luis Obispo, CA 93401