665 St Lucia Cove

Niceville, FL 32578

$395,000
Price
3
Beds
1,647 Sq. Ft.
$240 / Sq. Ft.
1,647
Sq. Ft.
$240
per Sq. Ft.
Pending
Pending
a front view of a house with a yard
a house view with a sitting space and garden
a view of a backyard with a garden and trees
a room with a large window
a view of empty room with windows
an empty room with a window and a ceiling fan
a view of empty room with ceiling fan
a bathroom with a sink and a shower
a bathroom with a sink a toilet a mirror and shower
a view of an empty room with a window
a view of an empty room with window and fireplace
a view of a kitchen with refrigerator and microwave
a view of a room with window and cabinet
a view of a garage

Description

This beautifully maintained 3-bedroom, 2-bath home located in the highly sought-after Bluewater Bay neighborhood, additionally on a safe cul-de-sac street! This property features a spacious 2-car garage and a large, privacy-fenced backyard complete with a cozy firepit area, two storage sheds, and a screened-in back porch with a relaxing hot tub—perfect for entertaining or unwinding. Inside, you'll find a large laundry room, 2 large living spaces, stainless steel appliances in kitchen, and thoughtful...This beautifully maintained 3-bedroom, 2-bath home located in the highly sought-after Bluewater Bay neighborhood, additionally on a safe cul-de-sac street! This property features a spacious 2-car garage and a large, privacy-fenced backyard complete with a cozy firepit area, two storage sheds, and a screened-in back porch with a relaxing hot tub—perfect for entertaining or unwinding. Inside, you'll find a large laundry room, 2 large living spaces, stainless steel appliances in kitchen, and thoughtful updates throughout, including a new gas water heater (2023), HVAC system with smart thermostat (2021), and a new roof (2023). The AC ducts and vents were professionally sanitized and sealed with UV lights in (2024), providing extra peace of mind. Enjoy the benefits of no HOA, while still having the option to join Bluewater Bay's social clubs, pools, tennis courts, and pickleball facilities for a yearly fee. Located in top-rated school zonesBluewater Bay Elementary, Ruckel Middle, and Niceville Highthis home offers convenience and quality living. It's close to military bases and just a quick drive over the bridge to Destin's world-famous beaches. Plus, it comes with an active termite bond for added protection.

Property Details for 665 St Lucia Cove

Zoning
City
Architectural Style
Ranch
Subdivision Name
VILLAGE 1-B
LISTING UPDATED: 11/13/2025 09:13 AM

Property Details for 665 St Lucia Cove

StatusPending
MLS #988755
Days on Market12
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1979
Lot Size-
CountyOkaloosa County

Location

Listing Courtesy of Home Sold Realty LLC
Add your commute

Building Information for 665 St Lucia Cove

Stories1Year Built1979Building Size-Lot Size-

Payment Calculator

$2,203 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,952

Property Taxes

$251

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 665 St Lucia Cove

Summary
Location and General Information
  • Directions: If on hwy 20, turn onto Bay dr, first left onto St kitts cove, the once you come to 4 way stop turn left onto Saint Lucia cove, 3 house on left
  • MLS Area Minor: 1308 - Bluewater Bay
  • MLS Area Major: 13 - Niceville
  • Latitude: 30.487362
  • Longitude: -86.424225
  • Location Tax and Legal:Sub Area: 1308 - Bluewater Bay
  • Location Tax and Legal:Elementary School: Bluewater
  • Location Tax and Legal:Middle School: Ruckel
  • Location Tax and Legal:High School: Niceville
  • Location Tax and Legal:Legal Description: BLUEWATER BAY VILLAGE 1-B LOT 87 BLK A
Taxes and HOA
  • Tax Legal Description: BLUEWATER BAY VILLAGE 1-B LOT 87 BLK A
  • Parcel Number: 23-1S-22-4751-000A-0870
  • Association Fee: $0
School Information
  • Elementary School: Bluewater
  • Middle Or Junior School: Ruckel
  • High School: Niceville
Parking
  • Carport YN: No
  • Parking Features: See Remarks
  • Garage Spaces: 2.0
  • Parking Features: See Remarks4
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 74X136X110X140
  • Lot Size Acres: 0.0
  • Lot Size Area: 0.0
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1647.0
  • Lot Size Square Feet: 0.0
  • General Property Info:SqFt Source: Building Plan
  • LotParcel Access: Paved Road
Property and Assessments
  • Road Surface Type: Paved
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1979.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Ranch
  • Construction Status: Construction Complete
Utilities
  • Sewer: Public Sewer
  • Water Source: Well
  • Utilities: Private Well, Public Sewer
  • Energy: AC - Central Elect, Heat Pump Wtr to Air, Water Heater - Gas
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fenced Back Yard, Hot Tub
  • Stories: 1.0
  • Patio And Porch Features: Patio Enclosed
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Fenced Back Yard, Hot Tub, Patio Enclosed
Interior Features
  • Heating: Heat Pump Wtr to Air
  • Cooling: Central Air
  • Interior Features: Built-In Bookcases, Fireplace, Newly Painted
  • Room Type: Kitchen, Dining Room, Living Room, Master Bedroom, Garage, Sitting Room
  • Rooms Total: 6.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Built-In Bookcases, Fireplace, Newly Painted
  • Appliances: Auto Garage Door Opn, Dishwasher, Oven Self Cleaning, Refrigerator WIceMk, Smoke Detector
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 12.0
  • Room Description: Approx.
  • Room Dimensions: 16 x 12
Room 2
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 21.0
  • Room Width: 15.0
  • Room Description: Approx.
  • Room Dimensions: 21 x 15
Room 3
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 19.0
  • Room Description: Approx.
  • Room Dimensions: 20 x 19
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Description: Approx.
  • Room Dimensions: 15 x 13
Room 5
  • Room Type: Garage
  • Room Level: First
  • Room Length: 23.0
  • Room Width: 20.0
  • Room Description: Approx.
  • Room Dimensions: 23 x 20
Room 6
  • Room Type: Sitting Room
  • Room Level: First
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 665 St Lucia Cove

DateEvent & SourcePriceAppreciation
Nov 12, 2025

Pending

ECAR #988755

—
Oct 31, 2025

Listed (Active)

ECAR #988755

$395,000—
Oct 20, 2025

Withdrawn

ECAR #974022

$409,000—
Aug 23, 2025

Listed (Active)

ECAR #974022

$449,999—
Jul 14, 2023

Sold (Public Record)

Public Record #1515860821

$411,000

+2.6% / yr

Jul 14, 2023

Sold

ECAR #925396

$411,000—
Jun 19, 2023

Pending

ECAR #925396

—
Jun 12, 2023

Listed (Active)

ECAR #925396

$425,900—
Jun 15, 2007

Sold (Public Record)

Public Record #222168547

$272,500

+14.7% / yr

Jun 3, 2004

Sold (Public Record)

Public Record #136465714

$180,000—
DateEvent & SourcePrice
11/12/2025

Pending

ECAR #988755

—
10/31/2025

Listed (Active)

ECAR #988755

$395,000
10/20/2025

Withdrawn

ECAR #974022

$409,000
08/23/2025

Listed (Active)

ECAR #974022

$449,999
07/14/2023

Sold (Public Record)

Public Record #1515860821

$411,000

+2.6% / yr

07/14/2023

Sold

ECAR #925396

$411,000
06/19/2023

Pending

ECAR #925396

—
06/12/2023

Listed (Active)

ECAR #925396

$425,900
06/15/2007

Sold (Public Record)

Public Record #222168547

$272,500

+14.7% / yr

06/03/2004

Sold (Public Record)

Public Record #136465714

$180,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 665 St Lucia Cove

Taxable ValueLand$95,476Additions$191,452Total$286,928
Tax Record2025$3,009 ($251 / month)
Home Facts
Beds3Total Finished SqFt1,520 SqFtAbove Grade Finished SqFt1,520 SqFtStories1Lot Size12,835 SqFtStyleSingle Family ResidenceYear Built1979CountyOKALOOSAAPN23-1S-22-4751-000A-0870Fireplace TypeHas Fireplace

Schools near 665 St Lucia Cove

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Bluewater Elementary School
Public - PK to 5
C. W. Ruckel Middle School
Public - 6 to 8
Niceville Senior High School
Public - 9 to 12
Collegiate High School At Northwest Florida State College
Charter - 9 to 12
Rating
School
Distance
Bluewater Elementary School
PublicPK to 5

C. W. Ruckel Middle School
Public6 to 8

Niceville Senior High School
Public9 to 12

Collegiate High School At Northwest Florida State College
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Home Sold Realty LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.