2,050 Sq. Ft.
$1,802 / Sq. Ft.
2,050
Sq. Ft.
$1,802
per Sq. Ft.

Description

RARE west-facing private estate offering sunset views, owned bay bottom, and exceptional boating access. Welcome to Tarpon Cove, an exclusive retreat located in Big Pine Key, surrounded by the Florida Key Deer Preserve for unmatched privacy and natural beauty. The concrete residence has been meticulously reconstructed through a down-to-the-studs renovation, resulting in a 2023 effective age and is insurance-rated as a 2023 build, offering modern construction confidence and peace of mind. The home...RARE west-facing private estate offering sunset views, owned bay bottom, and exceptional boating access. Welcome to Tarpon Cove, an exclusive retreat located in Big Pine Key, surrounded by the Florida Key Deer Preserve for unmatched privacy and natural beauty. The concrete residence has been meticulously reconstructed through a down-to-the-studs renovation, resulting in a 2023 effective age and is insurance-rated as a 2023 build, offering modern construction confidence and peace of mind. The home features 4 bedrooms and 3.5 bathrooms, ready for immediate enjoyment. A gated entrance and long, tree-lined driveway lead to a fully fenced, beautifully landscaped estate with hard to find privacy. Construction highlights include a metal roof, impact-resistant windows and doors, and updated systems throughout. Inside, open-concept living spaces are filled with natural light, with stunning water views from nearly every room. The chef's kitchen features quartz countertops, a Samsung Bespoke appliance package, and a professional-grade gas cooktop. Outdoor living is exceptional with expansive ocean-side dockage offering power and water, room for multiple boats, and a covered, lighted fish-cleaning station. Ownership of the surrounding bay bottom adds rare value and enhanced waterfront enjoyment. Additional features include a tiki hut with outdoor kitchen, 600 sq ft detached garage, covered parking, RV hookup, and ample storage. A rare opportunity to own a private, west-facing luxury estate combining modern construction, boating lifestyle, and breathtaking sunsets.
  1. Listed by Sandra Tuttle • Island Welcome Real Estate

Property Details for 680 Elma Avenue

Waterfront
Oceanfront, Open Water, Canal Front
Waterfront
Yes
Zoning
ISM - Improved Sub Masonry
Subdivision
Piney Point Sub (29.5)
Directions
From US 1 turn onto Newfound Blvd oceanside by the Shell Gas Station. Road makes a slight left and becomes Elma Ave. Go to 680 Elma Ave- wait at gate. Agent must accompany.
Building Style
Split Level
Vehicle Storage
Garage, Covered Parking, RV Parking Open, Guest Parking, Auto Door Opener, Detached, Attached, Carport
Pets
Pets Allowed
LISTING UPDATED: 02/11/2026 07:42 AM

Property Details for 680 Elma Avenue

StatusActive
MLS #617430
Days on Market89
Taxes$11,333 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1971
Lot Size0.66 AC / 28,830 SF
CountyMonroe County

Location

Listing Courtesy of Island Welcome Real Estate
Add your commute

Building Information for 680 Elma Avenue

Stories3Year Built1971Building Size-Lot Size0.66 AC / 28,830 SF

Payment Calculator

$18,953 per month

30 year fixed, 6.15% Interest

Principal and Interest

$18,009

Property Taxes

$944

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 680 Elma Avenue

Summary
Location and General Information
  • Waterview: Ocean View, Open Water View, Canal View
  • Area: 11 - Big Pine Key, No Name Key
  • Absolute Longitude: 81.369817
  • Control Depth: 3
  • Off Shore Island: No
  • Listing Board: Marathon/Lower Keys
  • Side: Ocean
  • Mile Marker: 29.5
  • Marathon Neighborhood: N/A
  • Key/Island: Big Pine Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Negotiable
  • Tax Year: 2024
  • Tax Exemptions: None
Property
Lot Information
  • Lot Size: 107X263X80X160X25X405
  • Acres: 0.66
  • Parcel #: 00246430-000100
  • Add'l Parcel #1: 00112120-000000
  • Land Size: 1/2 - Less Than 1 AC
Property and Assessments
  • Legal: PINEY POINT SUB PB3-88 BIG PINE KEY PT LTS 2 - 3 BLK B AND R/W (AKA UNRECORDED RESUB PINEY POINT SUB TR H AND I AND ADJ
  • MLS Approved: Y
  • SqFt Source: Tax Records
  • Flood Zone: VE,AE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 90
  • Document Count: 5
  • Building Style: Above Flood: No
  • Property Condition: Updated/Remodeled
  • Security: Electric Gate
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Propane, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: Yes
  • Pool Info: Other: Has a chiller
  • Pool Info: Heated: Yes
  • Pool Info: In Ground, Decked, Fiberglass
  • Porch/Balcony: Open Porch/Balcony, Deck
Interior and Exterior Features
Interior Features
  • Floor: Tile, Other, Wood
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets, Quartz Countertops, Window Treatments, Walk-in Closet(s), Storage, Smoke Alarms
  • Pre-Wired: Cable
  • Appliances: Other: Gas Cooktop
  • Appliances: Washer, Stainless Steel Appliance(s), Gas Appliances, Microwave, Oven, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Dockage: Dock: Wood
  • Dockage: Seawall: Concrete
  • Construction: CBS
  • Dockage: Davits, Basin, Boat Slip, Boat Lift
  • Exterior Features: Chickee Hut, Storage, Sandy Beach, Privacy Wall/Fence, Outdoor Kitchen, Lighting, Hot Tub, Rain Gutters, Fencing
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
Room Information
  • Specialty Rooms: Workshop

Property History for 680 Elma Avenue

DateEvent & SourcePriceAppreciation
Nov 23, 2025

Price Change

FKMLS #617430

$3,900,000
Nov 23, 2025

Listed (Active)

FKMLS #617430

$3,695,000
Apr 30, 2025

Expired

FKMLS #611292

Sep 1, 2024

Price Change

FKMLS #611292

$3,790,000
Sep 1, 2024

Listed (Active)

FKMLS #611292

$3,650,000
May 24, 2023

Temp Off Market

FKMLS #604429

Mar 3, 2023

Listed (Active)

FKMLS #604429

$2,375,000
Nov 15, 2022

Sold (Public Record)

Public Record #1501484886

$1,450,000
DateEvent & SourcePrice
11/23/2025

Price Change

FKMLS #617430

$3,900,000
11/23/2025

Listed (Active)

FKMLS #617430

$3,695,000
04/30/2025

Expired

FKMLS #611292

09/01/2024

Price Change

FKMLS #611292

$3,790,000
09/01/2024

Listed (Active)

FKMLS #611292

$3,650,000
05/24/2023

Temp Off Market

FKMLS #604429

03/03/2023

Listed (Active)

FKMLS #604429

$2,375,000
11/15/2022

Sold (Public Record)

Public Record #1501484886

$1,450,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 680 Elma Avenue

Taxable ValueLand$794,078Additions$512,205Total$1,306,283
Tax Record2024$11,333 ($944 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,538 SqFtAbove Grade Finished SqFt1,538 SqFtStories2Lot Size30,465 SqFtStyleSingle Family ResidenceYear Built1971Year Renovated2011CountyMONROEAPN00246430-000100

Schools near 680 Elma Avenue

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 6 to 12
Public - 9 to 12
Charter - PK to 5
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Marathon School
Public6 to 12

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

680 Elma Avenue is a single family home for sale in Big Pine Key, FL 33043. This property was listed for sale on November 23, 2025 by Island Welcome Real Estate, it's currently listed at $3,695,000. It has been on the market for a total of 89 days and was last sold on November 15, 2022. This listing's school district is Monroe. Nearby schools include Sugarloaf School, Marathon School and Key West High School. 680 Elma Avenue is a 4-bed, 4-bath, 2,050 sqft single family home built in 1971.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Island Welcome Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.