684 Virginia St

St. Paul, MN 55103

$315,000
Price
4
Beds
2
Baths
2,904 Sq. Ft.
$108 / Sq. Ft.
2,904
Sq. Ft.
$108
per Sq. Ft.
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Description

Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal. The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand....Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal. The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand. Convenient access to nearby shopping, restaurants, employment centers, and transit routes supports stable long-term occupancy potential. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Strong value-add opportunity through continued operational improvements and management optimization.
  1. Listed by Gold Group Realty, LLC
  2. Listed by Gold Group Realty, LLC

Property Details for 684 Virginia Street

Neighborhood
Thomas-Dale (Frogtown)
Subdivision Name
Humphreys Add To, Saint P
Waterfront YN
No
Zoning Jurisdiction
Residential-Multi-Family
LISTING UPDATED: 06/26/2026 06:32 PM

Property Details for 684 Virginia Street

StatusActive
MLS #7074600
Days on Compass8
Taxes$4,410 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential Income / Duplex Up and Down
Year Built1900
Lot Size0.11 AC / 5,009 SF
CountyRamsey County
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Location

Listing Courtesy of Gold Group Realty, LLC
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Building Information for 684 Virginia Street

Stories-Residences2Year Built1900Building Size-Lot Size0.11 AC / 5,009 SF

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$1,937 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,570

Property Taxes

$368

HOA Dues

$0

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Property Information for 684 Virginia Street

Summary
Location and General Information
  • City Name: Saint Paul
  • County Or Parish: Ramsey
  • County: Ramsey-MN
  • Directions: In St. Paul!
  • Latitude: 44.962007
  • Longitude: -93.114359
  • Map Coordinate: 108-A3
  • City and Location: Saint Paul
  • City and Location Text: Saint Paul(MN)
  • Postal Code: 55103
  • State Or Province: MN
  • Public Survey Township: 29
  • Topography: Level
Taxes and HOA Information
  • Additional Parcels: No
  • Parcel Number: 362923120049
  • Tax Annual Amount: $4,410.00
  • Tax Legal Description: HUMPHREYS ADDITION TO SAINT P LOT 11 BLK 4
  • Tax Other Annual Assessment Amount: $863.00
  • Tax Year: 2026
  • Tax With Assessments: 8274
School Information
  • High School District: 625 - St. Paul
  • School District Number: 625
  • School District Phone: 6517678100
Property
Lot Information
  • Above Grade Fin SQFT: 1936.0
  • Below Grade Fin SQFT: 968.0
  • SQFT Total: 2904.0
  • Living Area Units: Square Feet
  • Lot Features: Public Transit (w/in 6 blks)
  • Lot Size Area: 0.115
  • Lot Size Dimensions: 41 x 126
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Sub Type: Duplex Up and Down
  • Property Type: Residential Income
  • SQFT Main Total: 968
  • Building Area Total: 2904.0
  • Above Grade SqFt Total: 1936
  • Below Grade SqFt Total: 968
Utilities
  • Electric: Circuit Breakers
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: Doors 36"+
  • Exterior Features: Stone
  • Foundation Area: 968.0
  • Foundation Details: Block, Brick/Mortar, Combination, Concrete Perimeter
  • Fuel: Electric,Natural Gas
  • Road Frontage Type: City Street, Curbs, Paved Streets
  • Road Responsibility: Public Maintained Road
  • Roof: Age Over 8 Years, Asphalt, Pitched
  • Patio Porch Type: Deck,Rear Porch
Interior Features
  • Basement Type: Block, Finished
  • Bathrooms Total Count: 2
  • Bedrooms Total: 4
  • DP Resource: Yes
  • Heating: Boiler
  • Laundry Features: None
  • Levels: Two
  • Number of Refrigerator: Two
  • Basement YN: Yes
Multi Family
Unit 1
  • Unit Amenities: Ceiling Fan(s)
  • Unit Appl: Water Heater - Gas, Range, Refrigerator
  • Unit Bath Description: Main Floor Full Bath
  • Unit Bath Full: 1
  • Unit Cool System: None
  • Unit Parking: 3
  • Unit Rooms Total: 5
  • Unit SqFt: 1200
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Unit Type Units Total: 1
  • Dining Room Description: Informal Dining Room, Living/Dining Room
  • Family Room Features: Family Room
  • Unit Is Leased: Y
  • Unit Type Total Rent: 1229
Unit 2
  • Unit Appl: Water Heater - Gas, Range, Refrigerator
  • Unit Bath Full: 1
  • Unit Parking: 3
  • Unit Rooms Total: 5
  • Unit SqFt: 700
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Unit Type Units Total: 1
  • Unit Is Leased: Y
  • Unit Level: 2nd Level
  • Unit Type Total Rent: 1361

Property History for 684 Virginia Street

DateEvent & SourcePriceAppreciation
Jun 26, 2026

Price Change

NorthStar #7074600

$315,000—
May 16, 2026

Listed (Active)

NorthStar #7074600

—
DateEvent & SourcePrice
06/26/2026

Price Change

NorthStar #7074600

$315,000
05/16/2026

Listed (Active)

NorthStar #7074600

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 684 Virginia Street

Taxable ValueLand$25,000Additions$185,300Total$210,300
Tax Record2025$4,642 ($387 / month)
Home Facts
Baths2Total Finished SqFt1,678 SqFtAbove Grade Finished SqFt1,678 SqFtStories2Lot Size5,009 SqFtStyleMulti-Family Dwelling (2-4)Year Built1900Year Renovated1930ZoningECountyRAMSEYAPN36-29-23-12-0049

Schools near 684 Virginia Street

This home is within St. Paul Public School District.
Rating
School
Type
Grades
Distance
Maxfield Magnet Elementary School
Public - PK to 5
Hidden River Middle School
Public - 6 to 8
Central Senior High School
Public - 9 to 12
Jackson Magnet Elementary School
Public - PK to 5
Rating
School
Distance
Maxfield Magnet Elementary School
PublicPK to 5

Hidden River Middle School
Public6 to 8

Central Senior High School
Public9 to 12

Jackson Magnet Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 684 Virginia Street, St. Paul, MN 55103

684 Virginia Street is a multi-family home for sale in St. Paul, MN 55103. This property was listed for sale on May 16, 2026 by Gold Group Realty, LLC, it's currently listed at $315,000. This listing's school district is St. Paul Public School District. Nearby schools include Maxfield Magnet Elementary School, Hidden River Middle School and Central Senior High School. 684 Virginia Street is a 4-bed, 2-bath, 2,904 sqft multi-family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Gold Group Realty, LLC

Based on information submitted to the MLS GRID as of 06/26/2026 06:32 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.