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Description
This is the kind of property for both today's income and tomorrow's potential... and those are getting harder to find. Beyond the existing income, the real upside is in the zoning. The property allows for up to 6 total units, and prior engineering and planning board approval in 2022 supports additional development potential. Buyer to verify current status with the town, approval expired 2/18/24. Set on a .75 acre lot in a convenient Saco location, this two unit property delivers immediate cash flow,...This is the kind of property for both today's income and tomorrow's potential... and those are getting harder to find. Beyond the existing income, the real upside is in the zoning. The property allows for up to 6 total units, and prior engineering and planning board approval in 2022 supports additional development potential. Buyer to verify current status with the town, approval expired 2/18/24. Set on a .75 acre lot in a convenient Saco location, this two unit property delivers immediate cash flow, flexibility, and future upside. Unit 1 spans 1,800 sqft with a 3 to 4 bedroom layout and 2 full baths, currently occupied by a long term tenant paying 2,200 per month. The layout includes first floor living with additional space upstairs, creating a setup that is both functional and highly livable. Unit 2 is 600 sqft and has been fully renovated within the past year with a new kitchen, bathroom, flooring, and in unit washer and dryer. Previously rented at 1,450 per month, it is now vacant and ready for immediate occupancy or rental. The property also includes a full basement for major systems, a paved driveway, and ample parking. Located just minutes from downtown Saco, local restaurants, shopping, and the Maine coastline including Ferry Beach and Camp Ellis, with easy access to Route 1 and I 95 for commuting to Portland and surrounding areas. A property that works on multiple levels, from immediate income to long term development potential in a market where demand continues to grow.
- Listed by Bailey Pate • Maine Real Estate Co
Property Details for 7 Garfield Street
Waterfront
No
ArchitecturalStyleNew Englander
Garage Spaces.00
GarageNo
ZoningR-2
LISTING UPDATED: 05/03/2026 12:25 PM
Property Details for 7 Garfield Street
| Status | Active |
|---|---|
| MLS # | 1660328 |
| Days on Market | 36 |
| Taxes | $5,552 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Multi Family |
| MLS Type | Multi-Family |
| Year Built | 1925 |
| Lot Size | 0.75 AC / 32,670 SF |
| County | York County |
Location
Listing Courtesy of Maine Real Estate Co
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Building Information for 7 Garfield Street
Stories2Residences2Year Built1925Building Size-Lot Size0.75 AC / 32,670 SF
Payment Calculator
$3,946 per month
30 year fixed, 6.36% Interest
Principal and Interest
$3,483
Property Taxes
$463
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 7 Garfield Street
Summary
Location and General Information
- Road Surface Type: Paved
- Zip Code: 2405
- Town: Saco
- State/Province: ME
- Zip Code: 04072
- County: York
- Geo Latitude: 43.510568
- Geo Longitude: -70.461218
- Tax Lot: 021
- Site:Level: Yes
- Site:Open: Yes
- Site:Sidewalks: Yes
- Location:Interior Lot: Yes
- Location:Near Country Club: Yes
- Location:Near Golf Course: Yes
- Location:Near Public Beach: Yes
- Location:Near Railroad: Yes
- Location:Near Shopping: Yes
- Location:Near Town: Yes
- Location:Near Turnpike/Interstate: Yes
- Location:Neighborhood: Yes
- Location:Suburban: Yes
- Recreational Water:Nearby: Yes
- Recreational Water:Public: Yes
- Construction: Wood Frame
- Water View2: No
- Tree Growth YN2: false
Parking
- Parking Features: 1 - 4 Spaces, 5 - 10 Spaces, Gravel, Paved, On Site, Off Street
- Attached Garage: No
- Parking: 1 - 4 Spaces, 5 - 10 Spaces, Off Street, On Site2, Paved3
Taxes and HOA Information
- Tax Book Number: 10657
- Tax Map Number: 067
- Tax Year: 2026
- Parcel Number: SACO-000067-000021
- Location Information:Association Y/N: No
- Tax Annual Amount: $5,552.20
Property
Heating and Cooling
- Water Heater:Electric: No
- Water Heater:Gas: Yes
- Water Heater:Off Heating System: Yes
- Water Heater:On Demand: Yes
- Water Heater:Tankless: Yes
- Heat Fuel: Gas Bottled, Oil, Propane
- Heat System: Baseboard, Hot Water, Zoned
Lot Information
- SqFt Finished Below Grade: 0.0
- SqFt Finished Above Grade: 2314.0
- Lot Size Acres: 0.75
- Source of Acreage: Public Records
- Building Area Total: 2314.0
- Lot Size Area: 0.75
- Lot Size Units: Acres
- Lot Size Square Feet: 32670.0
- Bathrooms Full: 3
- Bathrooms Half: 0
- Street Number: 7
- Property Information:Surveyed: Yes
- Property Information:Seasonal: No
- Property Information:Owner Occupied: No
- Property Information:Short Sale Continue to Show: No
- Property Information:Deed/Conveyance Type Offered: Warranty
- Property Information:Deed: All
- Property Information:Bank Owned REO: No
- Property Information:2 Detached Houses on 1 Lot: No
- Property Information:Total Half Baths: .00
- Property Information:Color: White
Parking
- Driveway:Gravel: Yes
- Driveway:Paved: Yes
- Driveway: Gravel, Paved2
Property and Assessments
- Sign on Property: Yes
- Leased Land: No
- Property Type: Multi-Family
- Property Type Label: Multi-Family
- Year Built: 1925
Utilities
- Electric: On Site, Circuit Breakers
- Sewer: Public Sewer
- Water Source: Public
- Other Equipment: Internet Access Available, Cable
- Utilities:Utilities On: Yes
- Gas:Bottled: Yes
- Water Heater: Gas, Off Heating System, On Demand, Tankless
- Equipment: Cable, Internet Access Available
Interior and Exterior Features
Exterior Features
- Construction Materials: Wood Siding, Vinyl Siding, Wood Frame
- # Fireplaces: 0
- Fireplace: No
- Vehicle Storage:No Vehicle Storage: Yes
- Roof: Shingle
- Other Structures: Shed(s)
- Patio and Porch Features:Deck: Yes
- Patio and Porch Features:Porch: Yes
- StructureType: Duplex
- Vehicle Storage: No Vehicle Storage
- Patio and Porch Features: Deck, Porch
- Basement Entry: Bulkhead2, Interior
Interior Features
- Basement: Full, Unfinished
- Flooring: Wood, Vinyl, Carpet
- Interior Features: 1st Floor Bedroom, Bathtub, Other, Shower, Storage, Primary Bedroom w/Bath
- Cooling: None
- Heating: Zoned, Hot Water, Baseboard
- Foundation Details: Block, Brick/Mortar
- Laundry Features: Laundry - 1st Floor, Main Level, Washer Hookup
- # Stories: 2
- # Floors: 2
- Bathrooms Total (Integer): 3
- Bathrooms Total (Decimal): 3.00
- Bathrooms Total (Notational): 3.00
- Cooling YN: No
- Heating YN: Yes
- Levels: Multi-Level
- Furnished: Unfurnished
- Amenities: 1st Floor Bedroom, Bathtub, Laundry - 1st Floor, Laundry - Hookup, Other Amenities, Primary Bedroom wBath, Shower, Storage
Multi Family
Income & Expenses Information
- Gross Income: $43,800.00
- Operating Expenses: $8,852.20
- Gross Income: $43,800.00
- Operating Expenses: $8,852.20
Multi-Family Information
- Number of Units: 2
- Building Info:# Fireplaces: 0
- Building Info:# Stories: 2
- Building Info:# Floors: 2
- Building Info:# Heating Units: 2
Unit 1
- Unit 1:Lease: No
- Unit 1:Level: First
- Unit 1:Security Deposit: Yes
- Unit 1:Monthly Rent: $2,200.00
- Unit 1:# Full Baths: 2.00
- Unit 1:# of Half Baths: .00
- Unit 1:# of Rooms: 7.00
- Unit 1:# of Bedrooms: 3.00
- Unit 1:Dedicated Electric Meter: Yes
- Unit 1:Dedicated Gas Meter: No
- Unit 1:Dedicated Water Heater: Yes
- Unit 1:Electric: No
- Unit 1:Heat: No
- Unit 1:Range: Yes
- Unit 1:Refrigerator: Yes
- Unit 1:Sewer: Yes
- Unit 1:Water: Yes
Unit 2
- Unit 2:Lease: No
- Unit 2:Level: First
- Unit 2:Monthly Rent: $1,450.00
- Unit 2:# Full Baths: 1.00
- Unit 2:# Half Baths: .00
- Unit 2:# of Rooms: 3.00
- Unit 2:# of Bedrooms: 1.00
- Unit 2:Dedicated Electric Meter: Yes
- Unit 2:Dedicated Gas Meter: No
- Unit 2:Dedicated Water Heater: Yes
- Unit 2:Electric: No
- Unit 2:Heat: No
- Unit 2:Range: Yes
- Unit 2:Refrigerator: Yes
- Unit 2:Sewer: Yes
- Unit 2:Water: Yes
Unit 3
- Unit 3:Range: Yes
- Unit 3:Sewer: Yes
Unit Information
- Units:# of 1 BD Units: 1
- Units:# of 2 BD Units: 0
- Units:# of 3 BD Units: 1
- Units:# of 4+ BD Units: 0
Property History for 7 Garfield Street
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| May 2, 2026 | Listed (Active) Maine Listings #1660328 | $699,000 | — |
| Oct 1, 2024 | Expired Maine Listings #1575683 | $625,000 | — |
| Jul 1, 2024 | Expired Maine Listings #1575683 | $650,000 | — |
| Nov 1, 2023 | Active Under Contract Maine Listings #1575683 | — | |
| Oct 20, 2023 | Listed (Active) Maine Listings #1575683 | $699,000 | — |
| Aug 31, 2023 | Expired Maine Listings #1556741 | $699,950 | — |
| Aug 31, 2023 | Expired Maine Listings #1560539 | $699,950 | — |
| Jun 19, 2023 | Price Change Maine Listings #1556741 | $750,000 | — |
| May 30, 2023 | Listed (Active) Maine Listings #1560539 | $779,950 | — |
| May 23, 2023 | Price Change Maine Listings #1556741 | $779,950 | — |
| Apr 20, 2023 | Listed (Active) Maine Listings #1556741 | $825,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 05/02/2026 | Listed (Active) Maine Listings #1660328 | $699,000 |
| 10/01/2024 | Expired Maine Listings #1575683 | $625,000 |
| 07/01/2024 | Expired Maine Listings #1575683 | $650,000 |
| 11/01/2023 | Active Under Contract Maine Listings #1575683 | — |
| 10/20/2023 | Listed (Active) Maine Listings #1575683 | $699,000 |
| 08/31/2023 | Expired Maine Listings #1556741 | $699,950 |
| 08/31/2023 | Expired Maine Listings #1560539 | $699,950 |
| 06/19/2023 | Price Change Maine Listings #1556741 | $750,000 |
| 05/30/2023 | Listed (Active) Maine Listings #1560539 | $779,950 |
| 05/23/2023 | Price Change Maine Listings #1556741 | $779,950 |
| 04/20/2023 | Listed (Active) Maine Listings #1556741 | $825,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 7 Garfield Street
Taxable ValueLand$145,400Additions$252,700Total$398,100
Tax Record2025$5,653 ($471 / month)
Home Facts
Baths2.5Total Finished SqFt2,314 SqFtAbove Grade Finished SqFt2,314 SqFtUnfinished Basement SqFt342 SqFtStories2Lot Size32,670 SqFtStyleDuplexYear Built1925ZoningMDRCountyYORKAPNSACO M:067 L:021 U:000-000
Schools near 7 Garfield Street
This home is within Saco Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | 3 to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | K to 2 |
Rating | School | Distance |
|---|---|---|
C K Burns School Public3 to 5 | ||
Saco Middle School Public6 to 8 | ||
Saco Transition Program Public9 to 12 | ||
Young School PublicK to 2 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of Maine Real Estate Co
Listing data is derived in whole or in part from the Maine IDX and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.
