70 Bank Street

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Active
$349,900
4 beds2,312 sqft
70 Bank St, Derby, CT 06418
Est: $2,529/moGet pre-approved
Multi FamilyProperty Type
0.07 acresLot Size
1889Year Built
$151/sq ftPrice per sq ft

Description

Value-add opportunity just off Route 34 in Derby. This two-family home offers 2,312 sq ft of living space with four bedrooms and two full baths in total, plus a covered front porch. The first-floor unit is vacant, giving an owner-occupant or investor the chance to start renovations right away, while the second-floor unit is currently tenant-occupied. The home is ready for updates throughout and is priced accordingly, making it a strong candidate for a renovation plan aimed at increasing rental income...Value-add opportunity just off Route 34 in Derby. This two-family home offers 2,312 sq ft of living space with four bedrooms and two full baths in total, plus a covered front porch. The first-floor unit is vacant, giving an owner-occupant or investor the chance to start renovations right away, while the second-floor unit is currently tenant-occupied. The home is ready for updates throughout and is priced accordingly, making it a strong candidate for a renovation plan aimed at increasing rental income and long-term value. City water, city sewer and natural gas provide a solid foundation for future improvements. Close to Route 8 with convenient access to New Haven and Fairfield, plus nearby shopping, dining and commuter routes. Live in one unit and rent the other, or renovate both and hold as an investment. Bring your vision to this Derby two-family. Second-floor unit is tenant-occupied; please do not disturb the tenant. Showings by appointment only. Buyer and buyer's agent to verify all information.
Days on Market Listed Today
  • Listed by: Chris Carey 203.231.3416 ccarey23@yahoo.com • Carey & Guarrera Real Estate
  • Listed by: Keenan Carey 203.925.0058 keenan@keenancareyre.com • Carey & Guarrera Real Estate
Last updated: 09/30/2026 12:43 AM • Source: SMARTMLS, MLS#: 24196214

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Location

Listing Courtesy of Carey & Guarrera Real Estate, Chris Carey; Carey & Guarrera Real Estate, Keenan Carey
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$2,529 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,868

Property Taxes

$661

HOA Dues

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Property Information for 70 Bank Street

Property Details
  • Taxes: $7,930 / year
  • MLS Type: Multi-Family / 2 Family
  • County: New Haven County
  • Basement Description: Full, Unfinished
  • Direct Waterfront: No
  • Style: Units on different Floors
  • Swimming Pool: No
Building Information
  • Residences: 2
  • Year Built: 1889
  • Lot Size: 0.07 AC / 3,049 SF
Summary
Property and Location
  • Acres Source: Public Records
  • Directions: GPS Friendly
  • Elementary School: Per Board of Ed
  • High School: Derby
  • Latitude: 41.318
  • Longitude: -73.080401
  • State: Connecticut
HOA and Fees
  • Home Owner's Assocation: No
  • Tax Year: July 2026-June 2027
  • Property Tax: $7,930
Interior and Exterior Features
Exterior Features
  • Exterior Features: Porch
  • Waterfront Description: Not Applicable
Interior Features
  • Attic Description: Walk-up
  • Cooling System: None
  • Heat Type: Hot Water
  • Attic YN: Yes
  • Fireplaces Total: 0
  • Rooms Total: 9
Property
Property and Assessments
  • Color: white
  • Construction Description: Frame
  • Exterior Siding: Asbestos
  • Foundation Type: Stone
  • New Construction Type: No/Resale
  • Roof: Asphalt Shingle
  • Year Built: 1889
  • Year Built Source: Public Records
  • Bank Owned Property: No
  • Sq Ft Est Heated Below Grade: 0
  • Living Area SQFT Per Public Records: 2312
Lot Information
  • Lot Description: Sloping Lot
  • Parcel Number: 1094942
  • Sq Ft Est Heated Above Grade: 2312.0
  • Sq Ft Total: 2312.0
  • Zoning: P
Utilities
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Domestic
  • Sewage System: Public Sewer Connected
  • Water Source: Public Water Connected
Multi Family
Income and Expenses
  • Occupied By: Tenant
  • Total Number of Units: 2
  • Total Rooms Multi Family: 9
Unit 1
  • Unit Entry Order: 1
  • Unit Full Baths: 1
  • Unit Modified Date: 09-29-2026
  • Unit Num Bedrms: 2
  • Unit Num Rooms: 5
  • Unit Occupied By: Vacant
Unit 2
  • Lease: Leased
  • Unit Entry Order: 2
  • Unit Full Baths: 1
  • Unit Modified Date: 09-29-2026
  • Unit Num Bedrms: 2
  • Unit Num Rooms: 4

Public Records for 70 Bank Street

Taxable ValueLand$19,200Additions$87,900Total$107,100
Tax Record2025$4,627 ($386 / month)
Home Facts
Baths2Total Finished SqFt2,312 SqFtAbove Grade Finished SqFt2,312 SqFtUnfinished Basement SqFt1,156 SqFtStories2Lot Size3,049 SqFtStyleDuplexYear Built1889Year Renovated1889ZoningPCountyNAUGATUCK VALLEYAPNDERB M:7 B:6 L:32

Schools near 70 Bank Street

This home is within Derby School District.
Rating
School
Type
Grades
Distance
Irving School
Public - K to 5
Derby Middle School
Public - 6 to 8
Derby High School
Public - 9 to 12
Bradley School
Public - K to 5
Rating
School
Distance
Irving School
PublicK to 5

Derby Middle School
Public6 to 8

Derby High School
Public9 to 12

Bradley School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 70 Bank Street, Derby, CT 06418

70 Bank Street is a multi-family home for sale in Derby, CT 06418. This listing's school district is Derby School District. Nearby schools include Irving School, Derby Middle School and Derby High School. 70 Bank Street is a 4-bed, 2-bath, 2,312 sqft multi-family home built in 1889.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Carey & Guarrera Real Estate, Chris Carey; Carey & Guarrera Real Estate, Keenan Carey

Based on information from one of the following Multiple Listing Services: Darien MLS, Smart MLS and Greenwich Multiple Listing Service. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Darien MLS, Smart MLS and Greenwich Multiple Listing Service is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.