727 Rocky Branch Road

Closed 10/6/26
Closed 10/6/26
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Closed
Last Sold Price
$55,000
Refinance your loan
79,540 Lot Size1.83 Acres

727 Rocky Branch Rd, Rutledge, TN 37861

Description

Back on the market after buyer could not receive a loan on a house to build on the property. Having been tied up for months in pending status, the property is now back on the market for sale. Sellers have given the OK to do Owner Financing on this property! No need to go to a commercial bank and apply for a loan and go through the financing process which will cost you thousands of dollars. Here's what you will typically pay on financing costs through a bank, don't believe me, google it. A bank will...Back on the market after buyer could not receive a loan on a house to build on the property. Having been tied up for months in pending status, the property is now back on the market for sale. Sellers have given the OK to do Owner Financing on this property! No need to go to a commercial bank and apply for a loan and go through the financing process which will cost you thousands of dollars. Here's what you will typically pay on financing costs through a bank, don't believe me, google it. A bank will require 30 to 50% down. Then there are origination, application, and appraisal fees. Then closing costs which will cost additionally an average of $3,000. Interest on a commercial bank land loan can run up to 9.25%. And, most importantly, you must be approved. With this property you are automatically approved. And closing would take place at an attorney's title company. Costs with owner financing will run you a few hundred dollars instead of the thousands that a bank would charge for all their fees. The terms on this loan are 5.99% regardless of your credit. Only 20% down, and the sellers will finance it for five years. Payments can be amortized on a ten-year scale and will make the payments approximately $488 per month. If you don't choose to go the owner financing route, and are able to pay cash, the price will be discounted to $45,000. These terms are firm. Parcel number 070.04 is 1.826 acres. There is 168 feet of road frontage for easy access to the property. The property's entrance features a level grade, making it well-suited for the construction of a driveway. There is a creek at the rear of the property, but the land is not in a flood zone. The site has already received a Certificate of Approval for a three-bedroom septic disposal system. There are no restrictions on this land, and you can place any type of structure on it. Don't want to go through the expense of building a home from scratch? Set up a single or double wide manufactured home, which is a less expensive option. The Rutledge Clayton Homes manufacturing plant is close by. You can place your RV or camper on your land permanently, saving the expense of renting a space at a campground. Cherokee Lake is less than 5 miles away. Don't need a large home? Go the Tiny Homes route, an extremely popular choice now for folks that don't need a lot of living space. Another good option, which is not allowed in most communities, is that you can stay in your RV onsite while you build your home. High speed fiber internet is available in this area. Hwy 11W which will take you to Knoxville or Kingsport is 3 miles away. Grainger High School is within 4 miles. As mentioned, a major employer, Clayton Homes is also within 4 miles. The location is excellent.
LandProperty Type
1.83 acresLot Size
  • Listed by: Felix Valdes 865.471.8222 Felix@cherokeelakerealty.com • Cherokee Lake Realty
Listing closed: 10/06/2026 01:00 AM
Source: Lakeway Area AOR, MLS#: 710533
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Property information

727 Rocky Branch Road

Property Details

  • Taxes: $118 / year
  • MLS Type: Land / Single Family Residence

Building Information

  • Lot Size: 1.83 AC

Summary

Location and General Information

  • Directions: If you come in from HWY 11W turn on Rocky Branch Road. Lot will be on the left. If you come in from Lakeshore Drive, turn on Rocky Branch Road, lot will be on the right.
  • Latitude: 36.285359
  • Longitude: -83.478638

Taxes and HOA

  • Association: No
  • Parcel Number: 070.04
  • Tax Annual Amount: $118.08
  • Tax Map Number: 070.04
  • Tax Year: 2025

Property

Lot Information

  • Lot Size Acres: 1.826
  • Lot Size Area: 1.83
  • Lot Size Square Feet: 79540.56
  • Lot Size Units: Acres
  • Road Frontage Type: County Road

Property and Assessments

  • Possible Use: Manufactured Home, Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Land

Utilities

  • Sewer: Septic Needed

Property History

727 Rocky Branch Road

DateEventPrice
Oct 6, 2026

Closed (Public Record)

Public Record #1951510851

$55,000
Oct 6, 2026

Closed (Public Record)

Public Record #161353463

$55,000
Oct 6, 2026

Closed

Lakeway Area AOR #710533

$55,000
DateEventPrice
10/06/2026

Closed (Public Record)

Public Record #1951510851

$55,000
10/06/2026

Closed (Public Record)

Public Record #161353463

$55,000

-75.3% / yr

10/06/2026

Closed

Lakeway Area AOR #710533

$55,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

727 Rocky Branch Road

Beds

0

Lot Size

130,680 SqFt

Style

Single Family Residence

County

GRAINGER

APN

050 07000

Schools

Near 727 Rocky Branch Road

This home is within Grainger County School District.

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 727 Rocky Branch Road, Rutledge, TN 37861
$55,000
–
–
–
79,540
660 Rocky Branch Road, Rutledge, TN 37861
–
–
–
1,568
217,800
802 Rocky Branch Road, Rutledge, TN 37861
–
–
–
–
1,067,220
328 Rocky Flat Road, Rutledge, TN 37861
–
–
1
1,072
435,600
623 Rocky Branch Road, Rutledge, TN 37861
–
–
–
812
121,968
600 Rocky Branch Road, Rutledge, TN 37861
–
–
–
1,120
–

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cherokee Lake Realty, Felix Valdes (865.471.8222)

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Lakeway Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright ©2026 Lakeway Area Association of REALTORS®. All Rights Reserved.