Active
6 beds1,864 sqft
743 Rutger St, Utica, NY 13501
Est: $1,100/moGet pre-approved
Multi FamilyProperty Type
1930Year Built
$90/sq ftPrice per sq ft

Description

Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space. The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let the other underwrite your mortgage or lease both for a portfolio that quietly grows fatter each month. A...Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space. The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let the other underwrite your mortgage or lease both for a portfolio that quietly grows fatter each month. A full basement lends welcome depth to the equation, offering ample room for storage, laundry, mechanicals, and the sort of untapped potential that patient owners eventually reward themselves with. Plenty of parking for both units which great feature of this property. What truly distinguishes this offering, however, is its refreshingly attainable price point—an entry stroke of rare accessibility for those eager to plant a flag in Utica's rental market without the customary sticker shock. The surrounding neighborhood sweetens the proposition considerably. Quinn Park lies a short distance away for green-minded afternoons, while Al Balad Halal Market handles everyday provisioning with neighborly ease. Thomas R. Proctor High School anchors the area, and both Utica Union Station and the train station stand within convenient reach—a genuine boon for commuters and prospective renters alike. Opportunities that pair honest returns with such a welcoming setting seldom linger. Arrange your private viewing before this one finds a perfect new owner.
60 days on Market
  • Listed by: Delbert Ball 315.701.6900 delbertball@kw.com • Keller-Williams Mohawk Valley
Last updated: 08/09/2026 01:02 PM • Source: WNYREIS, MLS#: S1701807

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Location

Listing Courtesy of Keller-Williams Mohawk Valley
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$1,100 per month

30 year fixed, 7.03% Interest

Principal and Interest

$897

Property Taxes

$203

HOA Dues

$0

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Property Information for 743 Rutger Street

Property Details
  • Taxes: $2,432 / year
  • MLS Type: Residential / Residential
  • On Waterfront: No
  • Parking Description: Paved, Two Or More Spaces
  • Nearest Cross Street: Culver Ave
Building Information
  • Stories: 2
  • Residences: 2
  • Year Built: 1930
Summary
Location and General Information
  • Carrier Route: C004
  • Elementary School District: Utica
  • High School District: Utica
  • Middle Or Junior School District: Utica
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Utica-City-301600
  • Tax Annual Amount: $2,432.00
Property
Lot Information
  • Building Area Source: Public Records
  • Building Area Total: 1864.0
  • Land Features: Rectangular, Rectangular Lot
  • Lot Size Units: Acres
  • Parcel Number: 319.61-3-49
  • Road Frontage: Main Thoroughfare
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $38,000
  • Year Built: 1930
  • Year Built Description: Existing
Utilities
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Synthetic Stucco, Vinyl Siding
Interior Features
  • Appliances: Electric Water Heater, Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 6
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Laminate, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 1864.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 3
  • Features: Dishwasher,Dryer,Oven/ Range,Refrigerator,Washer,Microwave,Eat-In Kitchen,Living Room,Porch
  • Unit Type Total Rent: $.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Occupant Type: Other
  • Unit Type Actual Rent Range: 0
Unit 2
  • Unit Type Actual Rent: $.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 3
  • Features: Dishwasher,Oven/ Range,Refrigerator,Microwave,Eat-In Kitchen,Living Room,Porch
  • Unit Type Total Rent: $.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Occupant Type: Owner
  • Unit Type Actual Rent Range: 0
Rental
Rental Information
  • Rent Includes: Water

Property History for 743 Rutger Street

DateEvent & SourcePriceAppreciation
Jul 26, 2026

Listed (Active)

Central New York Information Services #S1701807

$168,000—
Jul 26, 2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #S1701807

$168,000—
Jul 26, 2026

Listed (Active)

WNYREIS #S1701807

$168,000—
DateEvent & SourcePrice
07/26/2026

Listed (Active)

Central New York Information Services #S1701807

$168,000
07/26/2026

Listed (Active)

New York State Alliance of MLSs (Buffalo) #S1701807

$168,000
07/26/2026

Listed (Active)

WNYREIS #S1701807

$168,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 743 Rutger Street

Taxable ValueLand$4,500Additions$33,500Total$38,000
Tax Record2025$510 ($42 / month)
Home Facts
Baths2Total Finished SqFt1,864 SqFtAbove Grade Finished SqFt1,864 SqFtStories2Lot Size4,400 SqFtStyleDuplexYear Built1930Year Renovated1930CountyONEIDAAPN301600 319.61-3-49

Schools near 743 Rutger Street

This home is within Utica City School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Roscoe Conkling Elementary School
PublicK to 6

John F Kennedy Middle School
Public7 to 8

Thomas R Proctor High School
Public9 to 12

Albany Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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743 Rutger Street is a multi-family home for sale in Utica, NY 13501. This property was listed for sale on July 26, 2026 by Keller-Williams Mohawk Valley, it's currently listed at $168,000. It has been on the market for a total of 60 days and was last sold on March 8, 2019. This listing's school district is Utica City School District. Nearby schools include Roscoe Conkling Elementary School, John F Kennedy Middle School and Thomas R Proctor High School. 743 Rutger Street is a 6-bed, 2-bath, 1,864 sqft multi-family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller-Williams Mohawk Valley

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.