812 Stephens Pass Cove

Lake Mary, FL 32746

$1,449,000
Price
4
Beds
4,359 Sq. Ft.
$332 / Sq. Ft.
4,359
Sq. Ft.
$332
per Sq. Ft.
a view of house with garden space and lake view
a view of white house with a swimming pool
a front view of a house with garden
a front view of a house with swimming pool
a view of a dining room with furniture wooden floor and a chandelier
a living room with furniture and a large mirror
a living room with furniture and a chandelier
a kitchen with granite countertop a stove sink and cabinets
a stove top oven sitting inside of a kitchen
a kitchen with stainless steel appliances kitchen island granite countertop a stove a sink and a refrigerator
a kitchen with stainless steel appliances granite countertop a stove and cabinets
a view of a dining room with furniture wooden floor and chandelier
a dining room with wooden floor a chandelier a wooden table and chairs
a view of a bedroom with a large window
a living room with furniture fireplace and window
a living room with furniture and a wooden floor
a living room with furniture wooden floor and a large window
a view of a chairs and table in the terrace
a living room with furniture floor to ceiling window and wooden floor
a front view of a house with swimming pool having outdoor seating
a bedroom with a large bed and a large window
a view of a city from a balcony
a bedroom with a large bed and a chandelier
a living room with furniture and wooden floor
a white bath tub sitting in a bathroom next to a window
a bathroom with a sink a mirror and a shower
a spacious bathroom with a granite countertop sink and a mirror
a view of a livingroom with furniture and windows
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a living room with furniture and a window
a bedroom with two beds and a window
a bedroom with a large bed and a chandelier
a living room with furniture and a flat screen tv
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a bedroom with a bed and a desk
a bedroom with a bed and a desk
a bathroom with a sink and a mirror
a bathroom with a tub sink and a mirror
a bathroom with a tub sink and mirror
a bathroom with a sink and a mirror
a bathroom with a sink and a mirror
a bathroom with a shower curtain and a window
a living room with furniture rug and window
a view of a house with backyard and sitting area
a view of a house with sitting area and garden
a front view of a house with a yard
a front view of a house with a yard and garage
a view of a lake with a mountain
a front view of a house with a yard

Description

Where luxury meets lakefront living in beautiful Lake Mary! Welcome to your dream home — a custom-built lakefront masterpiece nestled between Banana Lake and Island Lake in one of Lake Mary most sought-after communities. This elegant 4,300+ sq ft. residence was designed to impress, combining timeless craftsmanship with modern upgrades and captivating waterfront views from nearly every room. Step through the beautiful new steel front door into a soaring double-height foyer crowned by a dazzling cathedral...Where luxury meets lakefront living in beautiful Lake Mary! Welcome to your dream home — a custom-built lakefront masterpiece nestled between Banana Lake and Island Lake in one of Lake Mary most sought-after communities. This elegant 4,300+ sq ft. residence was designed to impress, combining timeless craftsmanship with modern upgrades and captivating waterfront views from nearly every room. Step through the beautiful new steel front door into a soaring double-height foyer crowned by a dazzling cathedral chandelier, setting the tone for the sophistication that unfolds within. The gourmet kitchen is the centerpiece of the home—perfect for both chefs and entertainers—featuring exotic stone countertops, a 48” gas range, Sub-Zero appliances, custom cabinetry and an oversized island with built-in shelving. The primary suite, located on the main floor, offers a private retreat with a luxurious spa bath and a custom-designed closet that feels like a boutique. Upstairs, a spacious loft and three oversized bedrooms provide comfort and privacy for family or guests. A media room sets the scene for movie nights and game days. Outdoors, you’ll find your personal sanctuary: a screened-in porch with a brand-new hot tub, outdoor kitchen and multiple seating areas perfect for dining or unwinding—all while taking in the unobstructed views of Island Lake, where breathtaking sunsets paint the sky. Recent updates include - new hot tub, new interior paint, garage floor epoxy, new steel front door, exterior brush/shrub clearing behind entire lot, new windows/glass doors. Featuring natural gas, this home offers elegance without compromise. Located in the heart of Lake Mary, you’re just minutes from top-rated schools, the Colonial Town Park shopping district, fine dining and easy access to I-4, 417 and Orlando’s world-class attractions. Don’t miss this rare opportunity to own one of Lake Mary’s most exceptional lakefront estates—a true blend of sophistication, serenity, and Florida luxury living.
  1. Listed by Miranda Earnest • Brokerage DRE #2030645 • COLDWELL BANKER REALTY
    P: (321)-624-0287 C: (321)-624-0287 mirandaleeflorida@yahoo.com

Property Details for 812 Stephens Pass Cove

Architectural Style
Custom
Subdivision Name
ISLAND CLUB
Township
20
Garage Spaces
2
View
Trees/Woods, Water
Waterfront
Yes
Water View
Lake
LISTING UPDATED: 02/15/2026 11:21 AM

Property Details for 812 Stephens Pass Cove

StatusActive
MLS #O6352574
Days on Market132
Taxes$305 / year
HOA Fees$1,400 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2015
Lot Size0.25 AC / 10,977 SF
CountySeminole County

Location

Listing Courtesy of COLDWELL BANKER REALTY, Miranda Earnest
Add your commute

Building Information for 812 Stephens Pass Cove

Stories-Year Built2015Building Size-Lot Size0.25 AC / 10,977 SF

Payment Calculator

$7,204 per month

30 year fixed, 6.15% Interest

Principal and Interest

$7,062

Property Taxes

$25

HOA Dues

$117

The Payment Calculator is for illustrative purposes only.

Property Information for 812 Stephens Pass Cove

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 4962.0
  • Building Area Units: Square Feet
  • Community Features: Deed Restrictions
  • Direction Faces: East
  • Directions: From I4, take exit 98 toward Heathrow. Turn left onto W Lake Mary Blvd toward Heathrow; Turn right onto International Pkwy; Turn left onto AAA Dr; Turn left onto Stephens Pass Cove; The home is on the left.
  • Elementary School: Crystal Lake Elementary
  • Middle Or Junior School: Markham Woods Middle
  • High School: Seminole High
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 812
  • Street Name: STEPHENS PASS
  • Street Suffix: COVE
  • State: FL
  • City: LAKE MARY
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 19X19
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Common Area Taxes, Escrow Reserves Fund, Private Road
  • Association Fee Requirement: Required
  • Association Name: Specialty Management Company
  • Association Phone: 407-647-2622
  • Association: Yes
  • CDD: No
  • Pet Restrictions: Confirm restrictions with association.
  • Tax Block: 0000
  • Tax Book Number: 71-64
  • Tax Legal Description: LOT 26 ISLAND CLUB PB 71 PGS 64 - 68
  • Tax Lot: 0260
  • Tax Year: 2024
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Corner Lot, City Lot, Landscaped, Sidewalk
  • Lot Size Dimensions: IRREGULAR
  • Parcel Number: 01202951300000260
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Body Name: ISLAND LAKE
  • Water Extras: No
  • Zoning: PUD
  • Living Area: 4359
  • Lot Dimensions: IRREGULAR
Property and Assessments
  • Year Built Numeric: 2015
  • Flood Zone Code: X/AE
  • Flood Zone Date: 09-28-2007
  • Flood Zone Panel: 12117C0065F
  • Homestead: Yes
  • New Construction: No
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: 29
  • Public Survey Section: 01
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete, Stucco
  • Exterior Features: French Doors, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors
  • Fencing: Other
  • Foundation Details: Slab
  • Levels: Two
  • Patio And Porch Features: Covered, Front Porch, Patio, Rear Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Tile
  • Spa Features: Above Ground, Heated
  • Spa: Yes
  • Vegetation: Trees/Landscaped
  • Waterfront Features: Lake Front
  • Waterfront Feet Total: 157
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Additional Rooms: Bonus Room, Den/Library/Office, Loft, Media Room
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Travertine, Hardwood
  • Heating: Central, Electric
  • Interior Features: Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 14.0
  • Water View: Yes
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 812 Stephens Pass Cove

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Price Change

MFRMLS #O6352574

$1,449,000—
Nov 5, 2025

Price Change

MFRMLS #O6352574

$1,499,000—
Oct 15, 2025

Listed (Active)

MFRMLS #O6352574

$1,550,000—
Jun 30, 2023

Sold (Public Record)

Public Record #1514336254

$1,385,000

+9.3% / yr

Jun 30, 2023

Sold

MFRMLS #O6107698

$1,385,000—
May 26, 2023

Pending

MFRMLS #O6107698

—
May 10, 2023

Listed (Active)

MFRMLS #O6107698

$1,395,000—
Aug 8, 2017

Sold

MFRMLS #R4705954

$820,000—
Aug 7, 2017

Sold (Public Record)

Public Record #603926844

$820,000

+80.4% / yr

Feb 15, 2017

Pending

MFRMLS #R4705954

—
Feb 2, 2017

Listed (Active)

MFRMLS #R4705954

$845,000—
Sep 8, 2014

Sold (Public Record)

Public Record #441153995

$147,000

+4.8% / yr

Sep 8, 2014

Sold

MFRMLS #O5222300

$147,000—
Aug 1, 2014

Pending

MFRMLS #O5222300

—
Apr 10, 2014

Listed (Active)

MFRMLS #O5222300

$147,000—
Jan 31, 2012

Sold (Public Record)

Public Record #324758285

$130,000

+0.5% / yr

Jan 31, 2012

Sold

MFRMLS #O5056990

$130,000—
Jan 20, 2012

Pending

MFRMLS #O5056990

—
Aug 2, 2011

Listed (Active)

MFRMLS #O5056990

$129,000—
Jun 30, 2011

Expired

MFRMLS #O4964030

$139,000—
Feb 19, 2010

Listed (Active)

MFRMLS #O4964030

$189,000—
Sep 29, 2008

Sold (Public Record)

Public Record #255098578

$127,700—
Sep 29, 2008

Sold

MFRMLS #O4865463

$126,500—
Sep 29, 2008

Pending

MFRMLS #O4865463

—
Aug 11, 2008

Listed (Active)

MFRMLS #O4865463

$332,500—
DateEvent & SourcePrice
02/06/2026

Price Change

MFRMLS #O6352574

$1,449,000
11/05/2025

Price Change

MFRMLS #O6352574

$1,499,000
10/15/2025

Listed (Active)

MFRMLS #O6352574

$1,550,000
06/30/2023

Sold (Public Record)

Public Record #1514336254

$1,385,000

+9.3% / yr

06/30/2023

Sold

MFRMLS #O6107698

$1,385,000
05/26/2023

Pending

MFRMLS #O6107698

—
05/10/2023

Listed (Active)

MFRMLS #O6107698

$1,395,000
08/08/2017

Sold

MFRMLS #R4705954

$820,000
08/07/2017

Sold (Public Record)

Public Record #603926844

$820,000

+80.4% / yr

02/15/2017

Pending

MFRMLS #R4705954

—
02/02/2017

Listed (Active)

MFRMLS #R4705954

$845,000
09/08/2014

Sold (Public Record)

Public Record #441153995

$147,000

+4.8% / yr

09/08/2014

Sold

MFRMLS #O5222300

$147,000
08/01/2014

Pending

MFRMLS #O5222300

—
04/10/2014

Listed (Active)

MFRMLS #O5222300

$147,000
01/31/2012

Sold (Public Record)

Public Record #324758285

$130,000

+0.5% / yr

01/31/2012

Sold

MFRMLS #O5056990

$130,000
01/20/2012

Pending

MFRMLS #O5056990

—
08/02/2011

Listed (Active)

MFRMLS #O5056990

$129,000
06/30/2011

Expired

MFRMLS #O4964030

$139,000
02/19/2010

Listed (Active)

MFRMLS #O4964030

$189,000
09/29/2008

Sold (Public Record)

Public Record #255098578

$127,700
09/29/2008

Sold

MFRMLS #O4865463

$126,500
09/29/2008

Pending

MFRMLS #O4865463

—
08/11/2008

Listed (Active)

MFRMLS #O4865463

$332,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 812 Stephens Pass Cove

Taxable ValueLand-Additions-Total-
Tax Record2024$305 ($25 / month)
Home Facts
Beds4Baths5.5Total Finished SqFt4,359 SqFtAbove Grade Finished SqFt4,359 SqFtStories2Lot Size10,750 SqFtStyleSingle Family ResidenceYear Built2015CountySEMINOLEAPN01-20-29-513-0000-0260Fireplace TypeHas Fireplace

Schools near 812 Stephens Pass Cove

This home is within Seminole County Public Schools.
Rating
School
Type
Grades
Distance
Wicklow Elementary School
Public - PK to 5
Crystal Lake Elementary School
Public - PK to 5
Markham Woods Middle School
Public - 6 to 8
Seminole High School
Public - 9 to 12
Rating
School
Distance
Wicklow Elementary School
PublicPK to 5

Crystal Lake Elementary School
PublicPK to 5

Markham Woods Middle School
Public6 to 8

Seminole High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 812 Stephens Pass Cove, Lake Mary, FL 32746

812 Stephens Pass Cove is a single family home for sale in Lake Mary, FL 32746. This property was listed for sale on October 15, 2025 by COLDWELL BANKER REALTY, it's currently listed at $1,449,000. It has been on the market for a total of 132 days and was last sold on June 30, 2023. This listing's school district is Seminole County Public Schools. Nearby schools include Wicklow Elementary School, Crystal Lake Elementary School and Markham Woods Middle School. 812 Stephens Pass Cove is a 4-bed, 4-bath, 4,359 sqft single family home built in 2015.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of COLDWELL BANKER REALTY, Miranda Earnest

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/15/2026 11:21 AM