827 Penn Point Rd

Oakland, MD 21550

$1,400,000
Price
5
Beds
2,832 Sq. Ft.
$494 / Sq. Ft.
2,832
Sq. Ft.
$494
per Sq. Ft.
Get preapproved with Rocket Mortgage1
a bathroom with a sink a toilet and mirror
a view of walk in closet with empty racks
a view of walk in closet with empty racks
a view of entryway
a living room with furniture and a large window
a view of living room with furniture and a rug
a view of a living room
a view of an entryway with wooden floor
a living room with furniture and a large window
a living room with furniture a wooden floor and a large window
a living room with furniture and potted plants
a view of a room with storage
a view of gym
a view of lake and mountain
a view of lake and mountain

Description

Custom built by the original owners and thoughtfully expanded with a recent addition, this exceptional five-bedroom, 3.5-bath home is set on 100 feet of split lakefront in desirable Penn Cove. Featuring a coveted Type A dock permit, lakeside fire pit and pavilion, and easy shoreline access, the property is designed to embrace lake living in every season. Set on a generously sized lot with abundant parking, oversized multi-car garage with interior access, usable backyard, wooded walking paths, and...Custom built by the original owners and thoughtfully expanded with a recent addition, this exceptional five-bedroom, 3.5-bath home is set on 100 feet of split lakefront in desirable Penn Cove. Featuring a coveted Type A dock permit, lakeside fire pit and pavilion, and easy shoreline access, the property is designed to embrace lake living in every season. Set on a generously sized lot with abundant parking, oversized multi-car garage with interior access, usable backyard, wooded walking paths, and nearby UTV and snowmobile trails, the setting offers a rare balance of privacy and recreation. Inside, natural light fills the home, where hardwood floors, cathedral ceilings, wood-burning fireplaces, and open-concept living spaces create warmth and character. A flexible layout with multiple living areas offers room for gathering, multi-generational living, or separate guest quarters, with potential for vacation rental use. Minutes from Pawn Run, downtown Oakland, and a short drive or boat ride to Wisp Resort, restaurants, and shopping, this is a rare opportunity to own a legacy property designed for making memories for generations.
  1. Listed by Elizabeth S Spiker Holcomb • Taylor Made Deep Creek Real Estate
    P: (301)-616-5022 betsy@deepcreeksales.com

Property Details for 827 Penn Point Road

Tax ID Number
1218025736
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Traditional
Levels/Stories
3
Waterfront
Yes
LISTING UPDATED: 04/24/2026 01:08 PM

Property Details for 827 Penn Point Road

StatusActive
MLS #MDGA2011664
Days on Market8
Taxes$6,636 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1977
Lot Size0.76 AC / 33,267 SF
CountyGarrett County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Taylor Made Deep Creek Real Estate
Add your commute

Building Information for 827 Penn Point Road

Stories3Year Built1977Building Size-Lot Size0.76 AC / 33,267 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$7,603 per month

30 year fixed, 6.46% Interest

Principal and Interest

$7,050

Property Taxes

$553

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 827 Penn Point Road

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Water Frontage In Feet: 100.0
  • Riparian Rights Y/N: No
  • Docks Count: 1
  • Dock Type and Features: Type A
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Subject to DNR Permit
  • Slips Count: 2
  • Boats Power Count: 2
  • Boats Nonpower Count: 1
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $656,800
  • Year Assessed: 2026
  • County Tax: $6,636
  • Improvement Assessed Value: $498,200
  • Land Assessed Value: $299,800
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: LR
  • School Tax: $0
  • Tax Page Number: 194
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 3
  • # Bathrooms Full Main Level: 2
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Room List: Living Room, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Den, Bedroom 1, Sun/Florida Room, Laundry
  • Stories: Main, Upper 1
Rooms Information
Room 1
  • Room Type: Sun/Florida Room
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Slate
Room 2
  • Room Type: Laundry
  • Room Length: 6.0
  • Room Width: 5.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Slate
Room 3
  • Room Type: Den
  • Room Length: 8.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 4
  • Room Type: Bedroom 1
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 5
  • Room Type: Bedroom 2
  • Room Length: 12.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 6
  • Room Type: Kitchen
  • Room Length: 13.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Slate
Room 7
  • Room Type: Living Room
  • Room Length: 25.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 8
  • Room Type: Bedroom 3
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 9
  • Room Type: Bedroom 4
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 10
  • Room Type: Bedroom 5
  • Room Length: 10.0
  • Room Width: 9.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 11
  • Room Type: Family Room
  • Room Length: 21.0
  • Room Width: 12.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 12
  • Room Type: Sitting Room
  • Room Length: 17.0
  • Room Width: 13.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Building Info
Building Info
  • Total Finished SQFT: 2,832.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,832.00
  • Total SQFT: 4,080.00
  • Total SQFT Source: Assessor
  • Construction Materials: Frame, Brick
  • Roof: Metal
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8048/1275/4198/804812754198_512_384_WM_5ha8hAGfrhCBmwAv.jpg
  • Wall and Ceiling Types: Wood Ceilings, Dry Wall
  • Flooring Type: Carpet, Slate, Wood
  • Basement Type: Connecting Stairway, Garage Access
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 15659330
  • Additional Parcels: No
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 1
  • Total Garage Spaces: 1
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Entry Level Bedroom, Floor Plan - Traditional, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Wood
  • Appliances: Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Accessibility Features: None
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Wall Unit
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Septic Exists
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS
  • List Agent URL: www.DeepCreekLakeProperty.com

Property History for 827 Penn Point Road

DateEvent & SourcePriceAppreciation
Apr 23, 2026

Listed (Active)

BRIGHT #MDGA2011664

$1,400,000—
Oct 1, 1997

Expired

BRIGHT #MDGA117430

—
Mar 9, 1997

Listed (Active)

BRIGHT #MDGA117430

$229,900—
DateEvent & SourcePrice
04/23/2026

Listed (Active)

BRIGHT #MDGA2011664

$1,400,000
10/01/1997

Expired

BRIGHT #MDGA117430

—
03/09/1997

Listed (Active)

BRIGHT #MDGA117430

$229,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 827 Penn Point Road

Taxable ValueLand$261,100Additions$325,100Total$586,200
Tax Record2025$6,666 ($555 / month)
Home Facts
Beds0Baths1.5Total Finished SqFt2,832 SqFtAbove Grade Finished SqFt2,832 SqFtStories2Lot Size33,267 SqFtStyleSingle Family ResidenceYear Built1977CountyGARRETTAPN18-025736Fireplace TypeHas Fireplace

Schools near 827 Penn Point Road

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 827 Penn Point Road, Oakland, MD 21550

827 Penn Point Road is a single family home for sale in Oakland, MD 21550. This property was listed for sale on April 23, 2026 by Taylor Made Deep Creek Real Estate, it's currently listed at $1,400,000. This listing's school district is Garrett County Public Schools. Nearby schools include Broad Ford Elementary School, Southern Middle School and Southern Garrett High School. 827 Penn Point Road is a 5-bed, 4-bath, 2,832 sqft single family home built in 1977.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Taylor Made Deep Creek Real Estate

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/24/2026 01:08 PM