84 Cobia St

Destin, FL 32541

$2,595,000
Price
7
Beds
3,389 Sq. Ft.
$766 / Sq. Ft.
3,389
Sq. Ft.
$766
per Sq. Ft.
an aerial view of a city
an aerial view of residential houses with outdoor space
a view of house with swimming pool and sitting area
a front view of a house with swimming pool
an aerial view of a city
a living room with fireplace furniture and a window
a living room with furniture and a flat screen tv
a view of a dining room and livingroom with furniture wooden floor a rug a flat screen tv a painting and a chandelier
a kitchen with stainless steel appliances granite countertop a table chairs refrigerator and microwave
a kitchen with stainless steel appliances granite countertop a stove a sink and a granite counter tops
a bedroom with a bed and a table
a spacious bathroom with a tub sink and mirror
a bathroom with a sink and a shower
a bedroom with a bed and a chandelier
a bathroom with a granite countertop toilet sink and mirror
a view of entryway and hall with wooden floor
a living room with furniture and a flat screen tv
a living room with furniture and a wooden floor
a spacious bedroom with a bed and a chandelier
a bathroom with a granite countertop sink toilet and shower
a bedroom with a large bed and a chandelier
a bathroom with a granite countertop sink mirror and double
a view of balcony with wooden floor
a bedroom with a bed and wooden floor
a bathroom with a granite countertop sink toilet and shower
a bedroom with a bed and a window
a bathroom with a granite countertop toilet sink and mirror
a view of a balcony with wooden floor
a bedroom with a bed and a television
a bathroom with a granite countertop sink a toilet a mirror and shower
a front view of a house with garden
a view of a swimming pool with chairs and plants
a living room with furniture and a potted plant
a view of a swimming pool with a lounge chairs
an aerial view of a house with a yard basket ball court and outdoor seating
a view of a house with a swimming pool and a yard
an aerial view of a house with a garden
a view of a city
a view of a terrace
a view of a field with an ocean

Description

2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings...2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its own private bath. This level also includes a spacious living area featuring a queen sleeper sofa, making it a versatile space. Venture outside to the generous backyard, which features a private heated pool that invites leisurely swims or sun-soaked lounging. For the culinary enthusiast, a gas grill is readily available for enjoyable outdoor cooking, allowing you to savor your meals in the fresh air. The outdoor shower provides a convenient option for rinsing off after a day at the beach, while the shaded sitting area, furnished with umbrellas and ample loungers, creates a perfect haven for relaxation. The property also boasts an oversized driveway, accommodating up to seven vehicles, with additional space available for a boat or RV, ensuring your adventures are just a step away.
  1. Listed by Patrick E Geiger • Brokerage DRE #1007656 • Scenic Sotheby's International Realty
    P: (850)-376-0673 C: (850)-376-0673 patrick@scenicsir.com

Property Details for 84 Cobia Street

Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
CRYSTAL BEACH
LISTING UPDATED: 01/22/2026 05:21 PM

Property Details for 84 Cobia Street

StatusActive
MLS #986396
Days on Market131
Taxes$26,485 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2018
Lot Size0.17 AC / 7,405 SF
CountyOkaloosa County

Location

Listing Courtesy of Scenic Sotheby's International Realty
Add your commute

Building Information for 84 Cobia Street

Stories3Year Built2018Building Size-Lot Size0.17 AC / 7,405 SF

Payment Calculator

$14,855 per month

30 year fixed, 6.15% Interest

Principal and Interest

$12,648

Property Taxes

$2,207

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 84 Cobia Street

Summary
Location and General Information
  • Directions: From Highway 98 head south on Crystal Beach Drive and then take a left on Luke Avenue and then a right on Cobia Street. The home will be down on the right.
  • Road Frontage Type: City Street
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.383982
  • Longitude: -86.419471
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: CRYSTAL BCH S/D LOT 2 BLK 23
  • Garage 2: false
Taxes and HOA
  • Tax Legal Description: CRYSTAL BCH S/D LOT 2 BLK 23
  • Parcel Number: 00-2S-22-0580-0023-0020
  • Association Fee: $0
  • Tax Annual Amount: $26,485
  • Listing Info Tax Legal:Last Taxes: $26,485
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 6.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 50' x 150'
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Interior, Level, Sidewalk, Within 1/2 Mile to Water
  • Building Area Total: 3389.0
  • Lot Size Square Feet: 7405.2
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: City Road, Paved Road
  • Lot Features: Covenants, Interior, Level, Sidewalk, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2018.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Metal, Roof Pitched, Siding CmntFbrHrdBrd, Siding Wood, Slab, Trim Wood
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, Tap Fee Paid, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Phone2, Public Sewer, Public Water, Tap Fee Paid, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Heat Cntrl Electric, Water Heater - Gas, Water Heater - Tnkls
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Columns, Fenced Back Yard, Pool - Gunite Concrt, Shower, Sprinkler System
  • Construction Materials: Frame, Roof Pitched, Siding CmntFbrHrdBrd, Siding Wood, Trim Wood
  • Foundation Details: Slab
  • Stories: 3.0
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Patio And Porch Features: Patio Covered
  • Fencing: Fenced Privacy
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, Columns, Fenced Back Yard, Fenced Privacy, Patio Covered, Pool - Gunite Concrt, Pool - Heated, Pool - In-Ground, Shower, Sprinkler System
Interior Features
  • Heating: Central
  • Cooling: Central Air
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Lighting Recessed, Owner's Closet, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted
  • Flooring: Floor Tile
  • Window Features: Window Treatment All
  • Room Type: Kitchen, Dining Area, Living Room, Bedroom, Master Bedroom
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 7.0
  • Bathrooms Total Decimal: 7.0
  • Bathrooms Total Notational: 7.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 7.0
  • Bathrooms Full: 7.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Floor Tile, Furnished - All, Kitchen Island, Lighting Recessed, Owner's Closet, Walls Paneled, Walls Wainscoting, WasherDryer Hookup, Window Treatment All, Woodwork Painted
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator WIceMk, Smoke Detector, Smooth Stovetop Rnge, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 18.0
  • Room Dimensions: 18 x 18
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 14.0
  • Room Dimensions: 18 x 14
Room 3
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 18.0
  • Room Dimensions: 18 x 18
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 12.0
  • Room Dimensions: 14 x 12
Room 5
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 14.0
  • Room Dimensions: 14 x 14
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 16.0
  • Room Width: 13.0
  • Room Dimensions: 16 x 13
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Dimensions: 14 x 12
Room 8
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 12.0
  • Room Dimensions: 14 x 12
Room 9
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 12.0
  • Room Dimensions: 14 x 12
Room 10
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 21.0
  • Room Width: 13.0
  • Room Dimensions: 21 x 13
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 84 Cobia Street

DateEvent & SourcePriceAppreciation
Sep 29, 2025

Listed (Active)

ECAR #986396

$2,595,000—
Feb 15, 2023

Sold (Public Record)

Public Record #1506585064

$2,650,000

+48.1% / yr

Feb 15, 2023

Sold

ECAR #915204

$2,650,000—
Feb 3, 2023

Pending

ECAR #915204

—
Jan 18, 2023

Listed (Active)

ECAR #915204

$2,875,000—
Sep 28, 2017

Sold (Public Record)

Public Record #610333893

$320,000

+7.1% / yr

Dec 31, 2009

Sold (Public Record)

Public Record #282612494

$187,500

-21.9% / yr

Jun 25, 2007

Sold (Public Record)

Public Record #222305118

$350,000—
DateEvent & SourcePrice
09/29/2025

Listed (Active)

ECAR #986396

$2,595,000
02/15/2023

Sold (Public Record)

Public Record #1506585064

$2,650,000

+48.1% / yr

02/15/2023

Sold

ECAR #915204

$2,650,000
02/03/2023

Pending

ECAR #915204

—
01/18/2023

Listed (Active)

ECAR #915204

$2,875,000
09/28/2017

Sold (Public Record)

Public Record #610333893

$320,000

+7.1% / yr

12/31/2009

Sold (Public Record)

Public Record #282612494

$187,500

-21.9% / yr

06/25/2007

Sold (Public Record)

Public Record #222305118

$350,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 84 Cobia Street

Taxable ValueLand$566,284Additions$1,583,709Total$2,149,993
Tax Record2025$25,463 ($2,122 / month)
Home Facts
Beds7Total Finished SqFt3,389 SqFtAbove Grade Finished SqFt3,389 SqFtStories2Lot Size7,499 SqFtStyleSingle Family ResidenceYear Built2018CountyOKALOOSAAPN00-2S-22-0580-0023-0020

Schools near 84 Cobia Street

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 84 Cobia Street, Destin, FL 32541

84 Cobia Street is a single family home for sale in Destin, FL 32541. This property was listed for sale on September 29, 2025 by Scenic Sotheby's International Realty, it's currently listed at $2,595,000. It has been on the market for a total of 131 days and was last sold on February 15, 2023. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 84 Cobia Street is a 7-bed, 7-bath, 3,389 sqft single family home built in 2018.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Scenic Sotheby's International Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.