85 Windy Cove Rd

Swanton, MD 21561

$1,649,000
Price
3
Beds
1,508 Sq. Ft.
$1,094 / Sq. Ft.
1,508
Sq. Ft.
$1,094
per Sq. Ft.
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Description

Experience exceptional lakefront living with 100 feet of pristine shoreline and breathtaking lake views from nearly every room. This stunning waterfront home is designed to maximize its incredible setting, offering a level lakefront lot which boasts a firepit, making an ideal place to enjoy family and friends. Wake up to sparkling water views, relax on spacious outdoor living areas, and enjoy direct access to the lake from your private Type A dock. Whether you're seeking a year-round residence or...Experience exceptional lakefront living with 100 feet of pristine shoreline and breathtaking lake views from nearly every room. This stunning waterfront home is designed to maximize its incredible setting, offering a level lakefront lot which boasts a firepit, making an ideal place to enjoy family and friends. Wake up to sparkling water views, relax on spacious outdoor living areas, and enjoy direct access to the lake from your private Type A dock. Whether you're seeking a year-round residence or the perfect waterfront retreat, this property delivers an unparalleled lakeside lifestyle in a truly spectacular setting.
  1. Listed by Elizabeth S Spiker Holcomb • Taylor-Made Deep Creek Sales
    P: (301)-616-5022 betsy@deepcreeksales.com

Property Details for 85 Windy Cove Road

Tax ID Number
1218007037
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Contemporary
Levels/Stories
2.5
Waterfront
Yes
LISTING UPDATED: 06/17/2026 03:33 PM

Property Details for 85 Windy Cove Road

StatusActive
MLS #MDGA2012160
Days on Market1
Taxes$8,456 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1974
Lot Size0.57 AC / 24,892 SF
CountyGarrett County
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Location

Listing Courtesy of Taylor-Made Deep Creek Sales
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Building Information for 85 Windy Cove Road

Stories-Year Built1974Building Size-Lot Size0.57 AC / 24,892 SF

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$8,922 per month

30 year fixed, 6.36% Interest

Principal and Interest

$8,217

Property Taxes

$705

HOA Dues

$0

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Property Information for 85 Windy Cove Road

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Water Frontage In Feet: 100.0
  • Riparian Rights Y/N: No
  • Docks Count: 1
  • Dock Type and Features: Type A
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Subject to DNR Permit
  • Slips Count: 2
  • Boats Power Count: 2
  • Boats Nonpower Count: 1
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $868,933
  • Year Assessed: 2026
  • County Tax: $8,456
  • Improvement Assessed Value: $615,200
  • Land Assessed Value: $497,600
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R
  • School Tax: $0
  • Tax Page Number: 308
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
Rooms
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Loft
  • Stories: Main
Rooms Information
Room 1
  • Room Type: Kitchen
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Countertop(s) - Granite, Flooring - Vinyl
Room 2
  • Room Type: Dining Room
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Vinyl
Room 3
  • Room Type: Family Room
  • Room Length: 16.0
  • Room Width: 16.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 4
  • Room Type: Living Room
  • Room Length: 22.0
  • Room Width: 16.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 5
  • Room Type: Bedroom 1
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 6
  • Room Type: Bedroom 2
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 7
  • Room Type: Bedroom 3
  • Room Length: 11.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 8
  • Room Type: Laundry
  • Room Length: 5.0
  • Room Width: 4.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Vinyl
Room 9
  • Room Type: Loft
  • Room Length: 15.0
  • Room Width: 7.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Building Info
Building Info
  • Total Finished SQFT: 1,508.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 1,508.00
  • Total SQFT: 1,892.00
  • Total SQFT Source: Assessor
  • Construction Materials: Frame
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8050/5743/6330/805057436330_512_384_WM_2KAtJSGGogUrtlp7.jpg
  • Wall and Ceiling Types: Dry Wall, Cathedral Ceilings, Wood Walls
  • Flooring Type: Laminated, Vinyl, Carpet
  • Basement Type: Connecting Stairway
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
  • # Bathrooms Full: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Landscaping, Level
  • Parcel ID: 15658106
  • Additional Parcels: No
Parking
Parking
  • Type Of Parking: Detached Garage, Driveway
  • Num of Detached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Dining Area, Entry Level Bedroom
  • Fireplace: No
Exterior Features
Exterior Features
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS
  • List Agent URL: www.DeepCreekLakeProperty.com

Property History for 85 Windy Cove Road

DateEvent & SourcePriceAppreciation
Jun 17, 2026

Listed (Active)

BRIGHT #MDGA2012160

$1,649,000—
Sep 19, 2025

Closed

BRIGHT #MDGA2009482

$1,499,990—
Sep 18, 2025

Closed (Public Record)

Public Record #1915320761

$1,499,990

+3.4% / yr

DateEvent & SourcePrice
06/17/2026

Listed (Active)

BRIGHT #MDGA2012160

$1,649,000
09/19/2025

Closed

BRIGHT #MDGA2009482

$1,499,990
09/18/2025

Closed (Public Record)

Public Record #1915320761

$1,499,990

+3.4% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 85 Windy Cove Road

Taxable ValueLand$433,000Additions$314,000Total$747,000
Tax Record2025$8,830 ($736 / month)
Home Facts
Beds0Baths1.5Total Finished SqFt1,508 SqFtAbove Grade Finished SqFt1,508 SqFtStories1Lot Size24,892 SqFtStyleSingle Family ResidenceYear Built1974ZoningRCountyGARRETTAPN18-007037Fireplace TypeHas Fireplace

Schools near 85 Windy Cove Road

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 85 Windy Cove Road, Swanton, MD 21561

85 Windy Cove Road is a single family home for sale in Swanton, MD 21561. This property was listed for sale on June 17, 2026 by Taylor-Made Deep Creek Sales, it's currently listed at $1,649,000. It has been on the market for a total of 1 days and was last sold on September 19, 2025. This listing's school district is Garrett County Public Schools. Nearby schools include Broad Ford Elementary School, Southern Middle School and Southern Garrett High School. 85 Windy Cove Road is a 3-bed, 2-bath, 1,508 sqft single family home built in 1974.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Taylor-Made Deep Creek Sales

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/17/2026 03:33 PM