86 Riley Cove Rd

Malta, NY 12020

$695,000
Price
2
Beds
720 Sq. Ft.
$965 / Sq. Ft.
720
Sq. Ft.
$965
per Sq. Ft.
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Description

Welcome to your dream retreat on Saratoga Lake. This charming 2 bedroom (plus enclosed back room used as 3rd bedroom with bunk beds) seasonal cottage boasts ample windows that frame breathtaking lake views with 51 feet of pristine lake frontage, this cottage offers the perfect escape to tranquility located on a private road, enjoy the serenity and privacy that comes with this unique property. Included in the sale is a 60 ft aluminum dock ideal for boating enthusists. If you are looking for a peaceful...Welcome to your dream retreat on Saratoga Lake. This charming 2 bedroom (plus enclosed back room used as 3rd bedroom with bunk beds) seasonal cottage boasts ample windows that frame breathtaking lake views with 51 feet of pristine lake frontage, this cottage offers the perfect escape to tranquility located on a private road, enjoy the serenity and privacy that comes with this unique property. Included in the sale is a 60 ft aluminum dock ideal for boating enthusists. If you are looking for a peaceful weekend getaway, or a summer sanctuary this seasonal cottage is ready to welcome you. At the beginning of the road residents enjoy access to a private boat launch, and year round boat storage, 1/72 share of Riley Cove Corp which gives you access to 100 acres of common land for hiking. Located just minutes to Saratoga Springs, Spac, and the race track. You will love calling this cottage your summer home or excellent source of rental income. shown by appointment only.lot size 51 X 188 ample parking for 8 cars, 2sheds, public sewer, window air condition in every room, Concrete urns and statues not included.

Property Details for 86 Riley Cove Road

Waterfront Features
Deeded Water Access, Lake Front
View
Lake
Architectural Style
Cottage
Body of Water Name
Saratoga Lake
Zoning
Single Residence
Waterfront
Yes
Parking Total
6.00
LISTING UPDATED: 12/08/2025 09:40 AM

Property Details for 86 Riley Cove Road

StatusActive
MLS #202530544
Days on Market16
Taxes$8,093 / year
HOA Fees$500 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1910
Lot Size0.22 AC / 9,583 SF
CountySaratoga County

Location

Listing Courtesy of MLS 4 Less Realty
Add your commute

Building Information for 86 Riley Cove Road

Stories-Year Built1910Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$4,150 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,434

Property Taxes

$674

HOA Dues

$42

The Payment Calculator is for illustrative purposes only.

Property Information for 86 Riley Cove Road

Summary
Location and General Information
  • Postal City: Malta
  • Directions: Exit 13 Northway I87, South 1/2 mile to traffic light, Left/East onto Malta Ave Ext to the Lake, Right onto Riley Cove Rd. Private road
  • City: Malta
  • State Or Province: NY
  • Postal Code: 12020
  • County Or Parish: Saratoga
  • Latitude: 43.01
  • Longitude: -73.76
Taxes and HOA
  • Association Fee Frequency: Annually
  • Association Fee: $500.00
  • Association: Yes
  • Tax Lot: 5.000
  • Tax Block: 2
  • Parcel Number: 414089 205.18-2-5
  • Tax Tract: 205.18
  • Tax Annual Amount: $8,093.00
Parking
  • GarageSpaces: .00
  • Attached Garage: No
  • Parking Features: Driveway
School Information
  • School District: Ballston Spa
  • High School: Ballston Spa
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: Residential,Single Family Residence
  • Property Type Label: Residential
Lot Information
  • Lot Features: Other, Level, Views, Cleared, Cul-De-Sac, Waterfront
  • Year Built: 1910
  • Lot Size Dimensions: 51x188
  • New Construction: No
  • Above Grade Finished Area: 720.0
  • Above Grade Finished Area Source: CRS
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: See Remarks
  • Lot Size Acres: 0.22
  • Lot Size Area: 0.22
  • Lot Size Units: Acres
  • Lot Size Square Feet: 9583.2
Building Information
  • Living Area: 720.0
Utilities
  • Water Source: Lake
Interior and Exterior Features
Exterior Features
  • Security Features: Smoke Detector(s)
  • Other Structures: Shed(s)
  • Exterior Features: Lighting
  • Association Amenities: Boat Dock, Lake Access
  • Association Fee Includes: Snow Removal
  • Laundry Features: Laundry Closet, Main Level
Interior Features
  • Interior Features: High Speed Internet
  • Heating: Space Heater
  • Roof: Asphalt
  • Flooring: Laminate
  • Basement: Pillar/Post/Pier
  • Construction Materials: Vinyl Siding
  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Yes
  • Fireplace: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Fireplaces Total: 0
  • Dining Room Type : Combined DRLR: Yes
Room Information
Room Information
  • Rooms Total: 7
  • Room Type: Living Room, Kitchen, Sun Room, Bedroom, Full Bathroom, Other
Bathrooms
  • Bathrooms Total Integer: 1
  • Bathrooms Total Decimal: 1.00
  • Bathrooms Total Notational: 1.00
  • Bedrooms Total: 2
  • Bathrooms Full: 1
  • Bathrooms Half: 0
Kitchen
  • Kitchen Features : Working Only Kitchen: Yes
Room 1
  • RoomType: Living Room
  • RoomLevel: First
Room 2
  • RoomType: Kitchen
  • RoomLevel: First
Room 3
  • RoomType: Sun Room
  • RoomLevel: First
Room 4
  • RoomType: Bedroom
  • RoomLevel: First
Room 5
  • RoomType: Bedroom
  • RoomLevel: First
Room 6
  • RoomType: Full Bathroom
  • RoomLevel: First
Room 7
  • RoomType: Other
  • RoomLevel: First
  • RoomDescription: Used as a 3rd Bedroom
Unit Information
Unit 1
  • Unit Detail : Kitchen: True

Property History for 86 Riley Cove Road

DateEvent & SourcePriceAppreciation
Dec 8, 2025

Listed (Active)

GLOBAL MLS #202530544

$695,000—
Sep 13, 2019

Sold (Public Record)

Public Record #654008267

$282,500—
Sep 13, 2019

Sold

GLOBAL MLS #201914248

$282,500—
Aug 29, 2019

Pending

GLOBAL MLS #201914248

—
Mar 14, 2019

Listed (Active)

GLOBAL MLS #201914248

$325,000—
DateEvent & SourcePrice
12/08/2025

Listed (Active)

GLOBAL MLS #202530544

$695,000
09/13/2019

Sold (Public Record)

Public Record #654008267

$282,500
09/13/2019

Sold

GLOBAL MLS #201914248

$282,500
08/29/2019

Pending

GLOBAL MLS #201914248

—
03/14/2019

Listed (Active)

GLOBAL MLS #201914248

$325,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 86 Riley Cove Road

Taxable ValueLand$310,000Additions$119,000Total$429,000
Tax Record2024$6,298 ($525 / month)
Home Facts
Beds2Baths1Total Finished SqFt720 SqFtAbove Grade Finished SqFt720 SqFtStories1Lot Size9,583 SqFtStyleMiscellaneous ResidentialYear Built1910ZoningR4CountySARATOGAAPN414089 205.18-2-5

Schools near 86 Riley Cove Road

This home is within Ballston Spa Central School District.
Rating
School
Type
Grades
Distance
Gordon Creek Elementary School
Public - K to 5
Milton Terrace North Elementary School
Public - K to 5
Wood Road Elementary School
Public - K to 5
Malta Avenue Elementary School
Public - K to 5
Rating
School
Distance
Gordon Creek Elementary School
PublicK to 5

Milton Terrace North Elementary School
PublicK to 5

Wood Road Elementary School
PublicK to 5

Malta Avenue Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 86 Riley Cove Road, Malta, NY 12020

86 Riley Cove Road is a single family home for sale in Malta, NY 12020. This property was listed for sale on December 8, 2025 by MLS 4 Less Realty, it's currently listed at $695,000. It has been on the market for a total of 16 days and was last sold on September 13, 2019. This listing's school district is Ballston Spa Central School District. Nearby schools include Gordon Creek Elementary School, Milton Terrace North Elementary School and Wood Road Elementary School. 86 Riley Cove Road is a 2-bed, 1-bath, 720 sqft single family home built in 1910.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of MLS 4 Less Realty

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