865 Gephart Dr

Cumberland, MD 21502

$137,900
Price
3
Beds
1,344 Sq. Ft.
$103 / Sq. Ft.
1,344
Sq. Ft.
$103
per Sq. Ft.
a view of a house with a yard
a front view of a house with a yard
an empty room with windows
a bathroom with a sink a toilet and shower
a living room with a fireplace furniture and a window
a kitchen with a sink and cabinets
a view of a refrigerator and window in a room
a kitchen with stainless steel appliances wooden floor sink and stove
a kitchen with stainless steel appliances a refrigerator a sink a stove a microwave and island
a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator
a view of a livingroom with furniture and windows
a front view of a house with outdoor seating
a view of outdoor space
a room with storage and utility
a bedroom with bed and window
a view of entryway
a view of a room with wooden floor and white walls
an empty room with wooden floor and mirror
a view of empty room with wooden floor and fan
a view of livingroom with window
a bathroom with a sink and a mirror
a kitchen with a sink cabinets and window
an empty room with windows and fireplace
a living room with a fireplace

Description

Welcome home! This charming 3 bedroom 1 bathroom home perfectly blends character and comfort and it's move in ready! Step through the inviting enclosed sun porch, a idea spot for morning coffee, and enter a warm and inviting main level. The spacious living room, featuring a cozy gas fireplace, flows effortlessly into the bright dining area and kitchen perfect for everyday living and entertaining. Upstairs you will find three comfortable bedrooms and a full bathroom. The partially finished basement...Welcome home! This charming 3 bedroom 1 bathroom home perfectly blends character and comfort and it's move in ready! Step through the inviting enclosed sun porch, a idea spot for morning coffee, and enter a warm and inviting main level. The spacious living room, featuring a cozy gas fireplace, flows effortlessly into the bright dining area and kitchen perfect for everyday living and entertaining. Upstairs you will find three comfortable bedrooms and a full bathroom. The partially finished basement offers endless possibilities - use it as a home office, extra bedroom or recreation space plus there's plenty of storage in the attic that spans the house. Outside enjoy a private patio, yard and garage. Conveniently located near downtown Cumberland, shopping and local amenities. This home has everything you need to settle in and start making memories.

Property Details for 865 Gephart Drive

Tax ID Number
0106031072
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Bungalow
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 11/03/2025 11:55 PM

Property Details for 865 Gephart Drive

StatusActive
MLS #MDAL2013180
Days on Market46
Taxes$1,902 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1919
Lot Size0.08 AC / 3,698 SF
CountyAllegany County

Location

Listing Courtesy of Charis Realty Group
Add your commute

Building Information for 865 Gephart Drive

Stories2Year Built1919Building Size-Lot Size0.08 AC / 3,698 SF

Payment Calculator

$840 per month

30 year fixed, 6.28% Interest

Principal and Interest

$681

Property Taxes

$159

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 865 Gephart Drive

Location
Location
  • In City Limits: Yes
  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140562208
  • SchoolDistrictSource: 3rd Party
  • Elementary School: WEST SIDE (ALLEGANY MD)
  • ElementarySchoolSource: 3rd Party
  • Middle Or Junior School: BRADDOCK (ALLEGANY MD)
  • MiddleSchoolSource: 3rd Party
  • High School: ALLEGANY (ALLEGANY MD)
  • HighSchoolSource: 3rd Party
  • County: ALLEGANY
  • MLS Area: W Cumberland - Allegany County (MDAL3)
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $104,800
  • County Tax: $882
  • City Town Tax: $1,020
  • Land Assessed Value: $6,400
  • Clean Green Assessed: No
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: 010 RESIDENTIAL
  • Tax Lot: 64
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Stories: Upper 1
Building Info
Building Info
  • Total Finished SQFT: 1,344.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 14913525
  • Additional Parcels: No
Parking
Parking
  • Type Of Parking: Detached Garage, Driveway, On Street
  • Num of Detached Garage Spaces: 1
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 1
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Dining Area, Attic, Combination Kitchen/Dining, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Accessibility Features: None
  • Window Features: Replacement
  • Laundry Type: Basement
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Sidewalks, Street Lights, Other
  • Outdoor Living Structures: Patio(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Historic Highlands Association of REALTORS

Property History for 865 Gephart Drive

DateEvent & SourcePriceAppreciation
Oct 31, 2025

Listed (Active)

BRIGHT #MDAL2013180

$137,900—
Oct 18, 2019

Closed (Public Record)

Public Record #656211627

$74,000

-1.8% / yr

Oct 18, 2019

Closed

BRIGHT #MDAL132684

$74,000—
Sep 13, 2019

Pending

BRIGHT #MDAL132684

—
Sep 9, 2019

Listed (Active)

BRIGHT #MDAL132684

$79,000—
Aug 16, 2013

Expired

BRIGHT #1006947578

—
Aug 17, 2012

Listed (Active)

BRIGHT #1006947578

$94,777—
Oct 14, 2009

Closed

BRIGHT #1005490404

$88,900—
Sep 14, 2009

Closed (Public Record)

Public Record #277976477

$88,900

+161.3% / yr

Sep 4, 2009

Pending

BRIGHT #1005490404

—
Aug 31, 2009

Listed (Active)

BRIGHT #1005490404

$84,900—
Jul 15, 2008

Closed (Public Record)

Public Record #258456791

$29,000—
Jan 5, 2008

Expired

BRIGHT #MDAL124308

—
Jul 9, 2007

Listed (Active)

BRIGHT #MDAL124308

$72,000—
DateEvent & SourcePrice
10/31/2025

Listed (Active)

BRIGHT #MDAL2013180

$137,900
10/18/2019

Closed (Public Record)

Public Record #656211627

$74,000

-1.8% / yr

10/18/2019

Closed

BRIGHT #MDAL132684

$74,000
09/13/2019

Pending

BRIGHT #MDAL132684

—
09/09/2019

Listed (Active)

BRIGHT #MDAL132684

$79,000
08/16/2013

Expired

BRIGHT #1006947578

—
08/17/2012

Listed (Active)

BRIGHT #1006947578

$94,777
10/14/2009

Closed

BRIGHT #1005490404

$88,900
09/14/2009

Closed (Public Record)

Public Record #277976477

$88,900

+161.3% / yr

09/04/2009

Pending

BRIGHT #1005490404

—
08/31/2009

Listed (Active)

BRIGHT #1005490404

$84,900
07/15/2008

Closed (Public Record)

Public Record #258456791

$29,000
01/05/2008

Expired

BRIGHT #MDAL124308

—
07/09/2007

Listed (Active)

BRIGHT #MDAL124308

$72,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 865 Gephart Drive

Taxable ValueLand-Additions-Total-
Tax Record2023$738 ($61 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,544 SqFtAbove Grade Finished SqFt1,344 SqFtFinished Basement SqFt200 SqFtStories2Lot Size3,698 SqFtStyleSingle Family ResidenceYear Built1919CountyALLEGANYAPN06-031072Fireplace TypeHas Fireplace

Schools near 865 Gephart Drive

This home is within Allegany County Public Schools.
Rating
School
Type
Grades
Distance
West Side Elementary School
Public - PK to 5
Braddock Middle School
Public - 6 to 8
Allegany High School
Public - 9 to 12
Center For Career & Technology Education
Public - 11 to 12
Rating
School
Distance
West Side Elementary School
PublicPK to 5

Braddock Middle School
Public6 to 8

Allegany High School
Public9 to 12

Center For Career & Technology Education
Public11 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 865 Gephart Drive, Cumberland, MD 21502

865 Gephart Drive is a single family home for sale in Cumberland, MD 21502. This property was listed for sale on October 31, 2025 by Charis Realty Group, it's currently listed at $137,900. It has been on the market for a total of 46 days and was last sold on October 18, 2019. This listing's school district is Allegany County Public Schools. Nearby schools include West Side Elementary School, Braddock Middle School and Allegany High School. 865 Gephart Drive is a 3-bed, 1-bath, 1,344 sqft single family home built in 1919.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Charis Realty Group

© 2025 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 11/03/2025 11:55 PM