89 Lloyd Harbor Rd

$2,495,000
Price
5
Beds
Sq. Ft.
/ Sq. Ft.
Sq. Ft.
per Sq. Ft.

Description

Enjoy spectacular 180 degree water views and timeless Hamptons style at "Harbor Lights", a nine-year-old custom home perched on the shores of Lloyd Harbor. Combining classic architectural charm, modern high-efficiency systems, and a prime, close-to-town location, this home delivers beauty, practicality and easy living. The approach begins with a pebbled courtyard leading to a wraparound porch that welcomes you to relax with the harbor breeze while soaking in those gorgeous views. Step inside to 10-foot...Enjoy spectacular 180 degree water views and timeless Hamptons style at "Harbor Lights", a nine-year-old custom home perched on the shores of Lloyd Harbor. Combining classic architectural charm, modern high-efficiency systems, and a prime, close-to-town location, this home delivers beauty, practicality and easy living. The approach begins with a pebbled courtyard leading to a wraparound porch that welcomes you to relax with the harbor breeze while soaking in those gorgeous views. Step inside to 10-foot ceilings on the main and second floors, oversized windows, and mahogany French doors flooding the interiors with natural light. Brazilian Walnut floors and detailed millwork carry a sense of warmth and elegance throughout. The main level features gracious living and dining rooms, a chef’s kitchen with floor-to-ceiling cabinetry and top-tier appliances, and a cozy den with fireplace opening to a large deck. A sun-filled first-floor bedroom with full jacuzzi bath doubles as an office with its own porch access—ideal for receiving guests or clients. Upstairs, the primary suite is a luxury retreat, including a spa-like bath with steam shower, jacuzzi, and Italian tile finishes, a walk-in closet with custom built-ins, and arched French doors leading to a private balcony. Three additional bedrooms and a convenient laundry area complete the second floor. The dramatic third floor, finished with soaring ceilings and gleaming shiplap, offers space for a gym, playroom, office, or additional storage—all filled with natural light and spectacular views. The basement provides yet more versatility with a partially finished walkout, abundant storage racks, workshop area, and large utility sink. A modern high-efficiency gas boiler paired with whole-house foam insulation keeps annual propane costs impressively low, typically under $2,000. As part of the prestigious Lloyd Neck Estates Association, residents enjoy a private beach with neighborhood events like lobster bakes and barbecues, and access to Lloyd Harbor’s residents-only tennis, pickle ball, volleyball courts, playground, lifeguarded swimming, showers, and a beloved summer camp with sailing, water skiing, and tennis. This private paradise is just a short ride from Huntington Village, known as Long Island’s premier downtown, with over 100 restaurants and bars, boutique shopping, live entertainment at the Paramount Theater, a six-screen cinema, and festive parades year-round. Harbor Lights offers unmatched elegance, efficiency, and community—waterfront living at its very finest.
  1. Listed by Shalini M. Schetty • Americana Realty Group LLC
    P: (516)-502-0550 C: (516)-643-2868 shalinis@americanarealtygroup.com

Property Details for 89 Lloyd Harbor Road

City/Township
Huntington
View
Water
Architectural Style
Colonial
Waterfront
No
LISTING UPDATED: 10/09/2025 03:08 AM

Property Details for 89 Lloyd Harbor Road

StatusPending
MLS #904705
Days on Market40
Taxes$30,713 / year
HOA Fees$1,200 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle Family
Year Built2016
Lot Size2.00 AC / 87,120 SF
CountySuffolk County

Location

Listing Courtesy of Americana Realty Group LLC, Shalini M. Schetty
Add your commute

Building Information for 89 Lloyd Harbor Road

Stories-Year Built2016Building Size-Lot Size2.00 AC / 87,120 SF

Payment Calculator

$14,988 per month

30 year fixed, 6.28% Interest

Principal and Interest

$12,329

Property Taxes

$2,559

HOA Dues

$100

The Payment Calculator is for illustrative purposes only.

Property Information for 89 Lloyd Harbor Road

Summary
Location and General Information
  • Senior Community YN: No
  • Property Attached: No
  • Structure Type: false
  • State Or Province: NY
School Information
  • School District: Cold Spring Harbor
  • Elementary School District: Cold Spring Harbor
  • Elementary School: Lloyd Harbor School
  • Middle Or Junior School District: Cold Spring Harbor
  • Middle Or Junior School: Cold Spring Harbor High School
  • High School District: Cold Spring Harbor
  • High School: Cold Spring Harbor High School
Rental
Rental
  • Lease Considered: No
Unit Information
Unit Information
  • Building Units Total: 1
Taxes and HOA Information
Taxes and HOA Information
  • Parcel Number: 0403-007-00-02-00-041-000
  • Association Fee: $1,200.00
  • Association Fee Includes: Common Area Maintenance, Snow Removal
  • Association Fee Frequency: Annually
  • Association: Yes
Interior and Exterior Features
Interior Features
  • Amenities: 1st Floor Bedrm, Basement, Cathedral/Vaulted/High Ceiling, Ceiling Fan(s), Central Vacuum, Chefs Kitchen, Colonial, Crown Molding, Double Vanity, ENERGY STAR Qualified Door(s), Eat in Kitchen, Electric, Entrance Foyer, First Floor Full Bath, High Ceilings, Living Room, Open Floorplan, Primary Bathroom, Public, Smart Thermostat, Walk In Closet, Water View, Wood
  • Interior Features: First Floor Bedroom, First Floor Full Bath, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Chefs Kitchen, Crown Molding, Double Vanity, Eat-in Kitchen, ENERGY STAR Qualified Door(s), Entrance Foyer, High Ceilings, Open Floorplan, Primary Bathroom, Smart Thermostat, Walk-In Closet(s)
  • Appliances: Dryer, Gas Cooktop, Stainless Steel Appliance(s)
  • Total Rooms: 15
  • Basement: Crawl Space, Partially Finished
  • Attic Description: Finished,Full
  • Fireplace: Yes
  • Fireplaces Total: 3
  • Fireplace Features: Basement, Electric, Living Room
  • Location Amenities: Stainless Steel Appliances, Exposure South, 1st Fl Master Bedroom, Cathedral/Vaulted/High Ceiling, Chef's Kitchen, Dual Sinks, Eat in Kitchen, Entry Foyer, Foyer, High Ceilings, Walk In Closet, Water View
  • Flooring: Wood
  • Living Area: .00
  • Basement: Yes
Exterior Features
  • Exterior Property Features: Driveway
  • Elevation Certificate: No
  • Construction Materials: Advanced Framing Technique
  • Horse: No
  • Pool Private: No
  • Direction Faces: South
Lot Information
  • Lot Size Dimensions: 2 Acres
  • Building Area Units: Square Feet
Parking
  • Parking Features: Driveway
  • Parking Total: 6.00
  • Garage: No
  • Carport: Yes
  • Carport Spaces: 2.0
Utilities
  • Cooling: Central Air
  • Heating: Hydro Air
  • Heat Fuel Type: Hydro Air
  • Sewer: Septic Tank
  • Water Source: Public
  • Utilities: Cable Available, Electricity Available
Green Features
  • Green Features: Dryer, Gas Cooktop, Stainless Steel Appliance(s), Hydro Air
Virtual Tour
Agent
Payment and Rate
  • Down Payment Resource: No

Property History for 89 Lloyd Harbor Road

DateEvent & SourcePriceAppreciation
Mar 26, 2012

Sold (Public Record)

Public Record #331095177

$875,000
DateEvent & SourcePrice
03/26/2012

Sold (Public Record)

Public Record #331095177

$875,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 89 Lloyd Harbor Road

Taxable ValueLand$1,400Additions$6,800Total$8,200
Home Facts
Beds0Lot Size87,120 SqFtStyleSingle Family ResidenceZoningR80CountySUFFOLKAPN0403-007.00-02.00-041.000

Schools near 89 Lloyd Harbor Road

This home is within Cold Spring Harbor Central School District.
Rating
School
Type
Grades
Distance
Public - K to 1
Public - 2 to 6
Public - 7 to 12
Rating
School
Distance
Goosehill Primary Center
PublicK to 1

Lloyd Harbor School
Public2 to 6

Cold Spring Harbor High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Americana Realty Group LLC, Shalini M. Schetty

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/01/2026 10:21 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.